非接觸式支付市場規模、佔有率和成長分析（按組件、類型、應用、垂直產業和地區分類）－2026-2033年產業預測

預計到 2024 年，全球非接觸式支付市場規模將達到 467.1 億美元，到 2025 年將成長至 513.3 億美元，到 2033 年將成長至 1092.4 億美元，在預測期（2026-2033 年）內複合年成長率為 9.9%。

智慧型手機和數位錢包的日益普及正顯著推動非接觸式支付市場的發展，其便利性、安全性和在零售、運輸和線上平台的廣泛應用備受關注。各公司正瞄準都市區零售市場，或專注於飯店食品服務等行業。非接觸式支付透過縮短交易時間，尤其是在高峰時段，顯著提升了客戶體驗，從而加快了服務速度，縮短了等待時間。 NFC、HCE 和 RFID 等技術實現了快速的即時交易，提高了客流量，最終增加了收入。在競爭激烈的市場環境中，包括交易費和訂閱服務在內的多樣化定價策略正在進一步塑造市場動態。 Face ID 等生物辨識生物識別技術增強了無縫支付選項，提高了安全性和用戶滿意度，並透過 Apple Pay 等平台促進了非接觸式支付在各行業的廣泛應用。

推動全球非接觸式支付市場發展的因素

全球無現金交易趨勢顯著提升了消費者對非接觸式支付方式的需求。這些解決方案的吸引力在於其便利性、快速的處理速度和增強的安全功能，從而推動了零售、酒店、醫療保健和交通運輸等行業的廣泛應用。隨著越來越多的消費者選擇使用支援NFC功能的智慧型手機、穿戴式裝置和非接觸感應卡進行便利交易，非接觸式支付市場持續成長，這反映出消費者支付偏好正在發生更廣泛的轉變，更加重視效率和安全性。這種不斷變化的市場格局凸顯了科技在重塑消費者金融交易方式方面所扮演的關鍵角色。

全球非接觸式支付市場面臨的限制因素

非接觸式支付雖然便捷，但資料外洩、身分盜竊和非法貿易等問題已成為突出的挑戰。網路犯罪分子不斷改進攻擊手段，利用支付系統漏洞，而缺乏加密、生物識別和先進的人工智慧驅動的詐欺偵測等強力的安全措施，則可能帶來重大風險。這些威脅不僅危及金融交易的安全，還會削弱消費者的信任。因此，對潛在經濟損失和數據完整性的擔憂可能會嚴重阻礙全球非接觸式支付市場的擴張。

非接觸式支付市場的全球趨勢

全球非接觸式支付市場正經歷著向生物識別的重大轉變，這一趨勢可望徹底改變安全便捷的金融交易格局。金融機構和金融科技創新者正在加速採用指紋和臉部認證技術，以提升用戶便利性並加強安全措施。指紋辨識卡等生物識別支付解決方案的推出，正是這項轉變的體現，它無需傳統的密碼和簽名，簡化了交易流程。隨著這些技術的日益普及，人們對降低詐欺風險和提升用戶體驗的期望將推動其進一步應用，並鞏固生物識別技術在非接觸式支付發展進程中的重要地位。

目錄

介紹

• 調查目標
• 調查範圍
• 定義

調查方法

• 資訊收集
• 二手資料和一手資料方法
• 市場規模預測
• 市場假設與限制

執行摘要

• 全球市場展望
• 供需趨勢分析
• 細分市場機會分析

市場動態與展望

• 市場規模
• 市場動態
  • 促進因素和機遇
  • 限制與挑戰
• 波特分析

關鍵市場考察

• 關鍵成功因素
• 競爭程度
• 關鍵投資機會
• 市場生態系統
• 市場吸引力指數（2025）
• PESTEL 分析
• 總體經濟指標
• 價值鏈分析
• 定價分析

全球非接觸式支付市場規模（按組件分類）及複合年成長率（2026-2033 年）

• 硬體
  • POS
  • 卡片
  • 其他
• 解決方案
• 服務
  • 諮詢
  • 整合與部署
  • 支援與維護

全球非接觸式支付市場規模（按類型及複合年成長率分類）（2026-2033 年）

• 基於智慧型手機的支付
• 基於卡片的支付
  • 信用卡
  • 簽帳金融卡
  • 其他

全球非接觸式支付市場規模（按應用領域分類）及複合年成長率（2026-2033 年）

• 零售
  • 家用電器
  • 時尚與服飾
  • 其他
• 運輸
• 衛生保健
• 飯店業
• 其他

全球非接觸式支付市場規模（依產業垂直領域分類）及複合年成長率（2026-2033 年）

• 零售
• 飯店業
• 衛生保健
• 能源與公共產業
• 運輸/物流
• BFSI
• 其他

全球非接觸式支付市場規模及複合年成長率（2026-2033）

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 德國
  • 西班牙
  • 法國
  • 英國
  • 義大利
  • 其他歐洲地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 亞太其他地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地區
• 中東和非洲
  • 海灣合作理事會國家
  • 南非
  • 其他中東和非洲地區

競爭資訊

• 前五大公司對比
• 主要企業的市場定位（2025 年）
• 主要市場參與者所採取的策略
• 近期市場趨勢
• 公司市佔率分析（2025 年）
• 主要企業公司簡介
  • 公司詳情
  • 產品系列分析
  • 依業務板塊進行公司股票分析
  • 2023-2025年營收年比比較

主要企業簡介

• Visa Inc.（USA）
• Mastercard Inc.（USA）
• Apple Inc.（USA）
• Google LLC（USA）
• Samsung Electronics Co., Ltd.（South Korea）
• PayPal Holdings Inc.（USA）
• Alipay（China）
• Fiserv, Inc.（USA）
• Global Payments Inc.（USA）
• Stripe, Inc.（USA）
• Adyen NV（Netherlands）
• Ingenico（France）
• Verifone Holdings, Inc.（USA）
• Thales Group（France）
• Giesecke+Devrient GmbH（Germany）
• IDEMIA（France）
• ACI Worldwide Inc.（USA）
• Square, Inc.（USA）
• PayU（Netherlands）
• Infineon Technologies AG（Germany）

結論與建議

Global Contactless Payment Market size was valued at USD 46.71 Billion in 2024 and is poised to grow from USD 51.33 Billion in 2025 to USD 109.24 Billion by 2033, growing at a CAGR of 9.9% during the forecast period (2026-2033).

The rising adoption of smartphones and digital wallets significantly propels the contactless payment market, emphasizing usability, security, and widespread acceptance across retail, transport, and online platforms. Various companies target urban retail sectors or specialize in industries like hospitality and food services. By minimizing transaction times, contactless payments enhance customer experiences, particularly during peak hours, leading to quicker service and reduced queues. Technologies like NFC, HCE, and RFID facilitate swift, touch-and-go transactions, boosting customer throughput and consequently increasing revenues. In this competitive landscape, diverse pricing strategies, including transaction fees and subscription services, further shape market dynamics. Seamless payment options, augmented by biometric verifications such as Face ID, enhance security and user satisfaction, fostering widespread adoption across various sectors, notably through platforms like Apple Pay.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Contactless Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Contactless Payment Market Segments Analysis

Global Contactless Payment Market is segmented by Component, Type, Application, Vertical and region. Based on Component, the market is segmented into Hardware, Solutions and Services. Based on Type, the market is segmented into Smartphone Based Payments and Card Based Payments. Based on Application, the market is segmented into Retail, Transportation, Healthcare, Hospitality and Others. Based on Vertical, the market is segmented into Retail, Hospitality, Healthcare, Energy and Utilities, Transportation and Logistics, BFSI and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Contactless Payment Market

The global trend towards cashless transactions is significantly boosting consumer demand for contactless payment options. The appeal of these solutions lies in their convenience, rapid processing times, and enhanced security features, which have encouraged widespread acceptance in various sectors, including retail, hospitality, healthcare, and transportation. As more consumers turn to NFC-enabled smartphones, wearables, and contactless cards for effortless transactions, the growth of the contactless payment market continues to gain momentum, reflecting a broader shift in payment preferences that emphasizes efficiency and safety. This evolving landscape underscores the pivotal role of technology in reshaping how consumers conduct financial transactions.

Restraints in the Global Contactless Payment Market

Although contactless payments provide significant convenience, various concerns related to data breaches, identity theft, and fraudulent transactions pose a notable challenge. As cybercriminals constantly adapt their methods to take advantage of vulnerabilities in payment systems, the absence of strong security measures, such as encryption, biometric verification, and advanced AI-driven fraud detection, can lead to substantial risks. These threats not only jeopardize the security of financial transactions but also undermine consumer confidence. Consequently, the apprehensions surrounding potential financial losses and data integrity issues may significantly impede the expansion of the global contactless payment market.

Market Trends of the Global Contactless Payment Market

The Global Contactless Payment market is witnessing a significant shift towards biometric authentication, a trend poised to reshape the landscape of secure and seamless financial transactions. Financial institutions and fintech innovators are increasingly adopting fingerprint and facial recognition technologies to enhance user convenience while bolstering security measures. The introduction of biometric payment solutions, such as fingerprint-enabled cards, exemplifies this transformation by eliminating the need for traditional PINs or signatures, thereby simplifying the transaction process. As these technologies gain traction, expectations for reduced fraud risks and improved user experiences will drive further adoption, solidifying the role of biometrics in the evolution of contactless payments.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2025
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Contactless Payment Market Size by Component & CAGR (2026-2033)

• Market Overview
• Hardware
  • POS
  • Cards
  • Others
• Solutions
• Services
  • Consulting
  • Integration and Deployment
  • Support and Maintenance

Global Contactless Payment Market Size by Type & CAGR (2026-2033)

• Market Overview
• Smartphone Based Payments
• Card Based Payments
  • Credit Cards
  • Debit Cards
  • Others

Global Contactless Payment Market Size by Application & CAGR (2026-2033)

• Market Overview
• Retail
  • Consumer Electronics
  • Fashion & Garments
  • Others
• Transportation
• Healthcare
• Hospitality
• Others

Global Contactless Payment Market Size by Vertical & CAGR (2026-2033)

• Market Overview
• Retail
• Hospitality
• Healthcare
• Energy and Utilities
• Transportation and Logistics
• BFSI
• Others

Global Contactless Payment Market Size & CAGR (2026-2033)

• North America (Component, Type, Application, Vertical)
  • US
  • Canada
• Europe (Component, Type, Application, Vertical)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Type, Application, Vertical)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Type, Application, Vertical)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Type, Application, Vertical)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2025
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2025
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

• Visa Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Apple Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Google LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Samsung Electronics Co., Ltd. (South Korea)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Alipay (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen N.V. (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ingenico (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Verifone Holdings, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thales Group (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Giesecke+Devrient GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IDEMIA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACI Worldwide Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayU (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infineon Technologies AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations