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市場調查報告書

商品編碼

1918243

金融雲市場－2026-2031年預測

Finance Cloud Market - Forecast from 2026 to 2031

出版日期: 2026年01月19日 | 出版商:

Knowledge Sourcing Intelligence | 英文 140 Pages | 商品交期: 最快1-2個工作天內

價格

簡介目錄

預計金融雲市場將從 2025 年的 284 億美元成長到 2031 年的 941.34 億美元，複合年成長率為 22.11%。

金融雲市場是金融科技（Fintech）產業中快速發展的細分市場，指的是利用雲端運算技術來儲存和管理金融數據及應用程式。由於銀行、金融服務和保險（BFSI）以及金融科技業對雲端運算技術的日益普及，該市場正經歷顯著成長。金融機構正擴大利用雲端平台來實現即時分析、提升營運效率和保障安全運營，從而改變其管理財務運營和為客戶提供服務的方式。

市場定義與技術框架

金融雲主要為銀行、金融服務和保險（BFSI）產業提供雲端運算服務和解決方案。此細分市場專注於技術堆疊的不同組成部分和各種應用場景，使金融機構能夠安全且有效率地儲存和管理資料、應用程式和流程。使用金融雲端的優勢包括提高效率、節省成本和增強安全性，同時金融機構可以利用雲端運算的強大功能快速分析大量數據，從而發現市場趨勢並做出明智的決策。

金融雲端市場提供一系列解決方案和服務，旨在滿足銀行、金融服務和保險 (BFSI) 行業的特定需求，包括收入管理、資產管理、帳戶管理、客戶關係管理和財富管理。透過利用雲端技術，金融機構可以受益於更高的處理速度、更大的容量、集中式資料儲存、即時分析和增強的安全性。這種綜合方法使機構能夠在維持穩健的安全性和合規性標準的同時，實現營運現代化。

市場成長促進因素

加快新服務上市速度是關鍵的成長要素。採用基於雲端的敏捷DevOps方法論，使金融機構能夠更快地將新服務推向市場。雲端提供的可擴展、靈活的基礎設施可以根據需要輕鬆部署和移除，從而促進了這種加速的創新週期。企業無需經歷冗長的基礎設施配置流程，即可快速建立原型、測試和部署新的金融產品和服務。

效率提升和成本節約正在推動市場對雲端運算的廣泛應用。雲端運算透過計量收費模式，幫助金融機構降低IT基礎設施成本並提高營運效率，這意味著金融機構只需為實際使用的資源付費。這徹底消除了對可能未被充分利用的昂貴硬體和軟體進行大量投資的需求，使機構能夠更有效地將資金分配到戰略舉措而非基礎設施維護上。

增強的安全功能是推動成長要素。金融雲市場提供先進的安全功能，可保護敏感的金融資料免受網路威脅。雲端服務供應商通常會實施全面的安全措施，包括加密、存取控制以及威脅偵測和回應機制，以保護客戶資料和應用程式。這些先進的安全框架通常超越了單一金融機構自行部署的能力，可提供企業級保護。

數位轉型是推動金融服務業（BFSI）發展的根本動力，而金融雲則是實現數位轉型的關鍵推動因素。透過將資料和應用程式遷移到雲端，金融機構能夠即時洞察營運狀況，簡化流程，並提升客戶體驗。這種轉型將使各機構能夠在日益數位化的金融服務環境中有效競爭，滿足客戶對無縫、即時服務的需求。

向雲端解決方案的轉型正在加速，IT 基礎架構、軟體、應用和服務方面的支出正從傳統解決方案轉向雲端平台，佔比相當大。隨著企業逐漸意識到雲端原生架構相對於舊有系統的策略優勢，預計這一趨勢將在未來幾年進一步推動金融雲市場的成長。

在管治、風險和合規領域處於領先地位

近年來，金融雲市場的管治、風險和合規 (GRC) 板塊發展迅猛，其中網路威脅的日益加劇更是推動了該板塊的快速成長。這一成長歸因於多種因素，包括日益成長的監管需求、企業數據的指數級成長以及整合解決方案的優勢。

由於針對企業的網路攻擊日益增多，風險與合規領域預計將以最高的複合年成長率成長。 GRC平台提供全面的功能，可最佳化管治、風險和合規，加強團隊、技術和流程之間的協作，從而實現高效管理。領先技術供應商提供的GRC解決方案具有獨特的功能，可跨多個行業使用，使其在金融雲市場中佔據優勢。這些整合解決方案使金融機構能夠在保持營運效率的同時，應對複雜的監管環境。

區域市場動態

亞太地區成長強勁，佔據了較大的市場佔有率，這主要得益於中小企業、數位化以及高素質的科技人口。亞太地區開發中國家（如中國和印度）中小企業的快速擴張是金融雲市場的主要驅動力。

第四次工業革命，尤其是物聯網和巨量資料等新興技術的日益普及，正在推動亞太地區金融雲市場的成長。亞太地區年輕且精通科技的群體正擴大採用基於雲端的金融服務，進一步促進了市場成長。領先的科技供應商意識到亞太地區多元化且快速發展的金融服務業在數位轉型方面蘊藏著巨大的機遇，正積極拓展在該地區的業務，以期在這個不斷成長的市場中佔據一席之地。

本報告的主要優勢：

深入分析：提供對主要和新興地區的深入市場洞察，重點關注客戶群、政府政策和社會經濟因素、消費者偏好、行業垂直領域和其他細分市場。
競爭格局：了解全球主要企業的策略舉措，並了解透過正確的策略進入市場的可能性。
市場促進因素與未來趨勢：探索推動市場的動態因素和關鍵趨勢，以及它們將如何塑造未來的市場發展。
可操作的建議：利用這些見解，在快速變化的環境中製定策略決策，發展新的商業機會和收入來源。
受眾廣泛：對Start-Ups、研究機構、顧問公司、中小企業和大型企業都很有用且經濟實惠。

本報告的使用範例

產業與市場分析、機會評估、產品需求預測、打入市場策略、地理擴張、資本投資決策、法規結構及影響、新產品開發、競爭情報

報告範圍：

2021年至2025年的歷史數據和2026年至2031年的預測數據
成長機會、挑戰、供應鏈前景、法規結構與趨勢分析
競爭定位、策略和市場佔有率分析
按業務板塊和地區（包括國家）分類的收入和預測評估
公司概況（策略、產品、財務資訊）及主要發展動態

The finance cloud market represents a rapidly developing area of the financial technology (FinTech) industry, referring to the utilization of cloud computing technology to store and manage financial data and applications. The market is experiencing substantial growth with rising adoption across banking, financial services, and insurance (BFSI) and FinTech industries. Financial institutions are increasingly leveraging cloud platforms for real-time analytics, operational efficiency, and secure operations, transforming how organizations manage their financial operations and deliver services to customers.

Market Definition and Technology Framework

The finance cloud primarily deals with providing cloud computing services and solutions to the BFSI sectors. This market segment focuses on different parts of the technology stack and various use cases, enabling financial institutions to store and manage their data, applications, and processes securely and efficiently. The benefits of using finance cloud include increased efficiency, cost savings, and improved security, with financial institutions harnessing the cloud's power to rapidly analyze large volumes of data, uncovering market trends and enabling informed decision-making.

The finance cloud market offers a range of solutions and services including revenue management, wealth management, account management, customer relationship management, asset management, and others to address specific needs of the BFSI industry. By leveraging cloud technology, financial institutions can benefit from increased speed, capacity, centralized data storage, real-time analytics, and enhanced security. This comprehensive approach enables organizations to modernize operations while maintaining robust security and compliance standards.

Market Growth Catalysts

Shortened time-to-market for new services represents a significant growth driver. The adoption of cloud-based, agile DevOps approaches has enabled financial institutions to bring new services to market more quickly. The cloud's ability to provide scalable and flexible infrastructure, which can be easily deployed and removed as needed, facilitates this accelerated innovation cycle. Organizations can rapidly prototype, test, and deploy new financial products and services without lengthy infrastructure provisioning processes.

Increased efficiency and cost savings are propelling market adoption. Cloud computing helps financial institutions reduce IT infrastructure costs and improve operational efficiency through pay-as-you-go models, meaning financial institutions only pay for resources they use. This completely removes the need to make huge investments in expensive hardware and software that may not be used to full capacity, enabling organizations to allocate capital more effectively toward strategic initiatives rather than infrastructure maintenance.

Improved security features constitute critical growth factors. The finance cloud market offers enhanced security features that help protect sensitive financial data from cyber threats. Cloud providers typically implement comprehensive security measures including encryption, access controls, and threat detection and response mechanisms to protect customers' data and applications. These sophisticated security frameworks often exceed what individual financial institutions could implement independently, providing enterprise-grade protection.

Digital transformation represents a fundamental driver, with the finance cloud serving as key enabler of digital transformation in the BFSI industry. By moving data and applications to the cloud, financial institutions gain real-time insights into operations, streamline processes, and improve customer experience. This transformation enables organizations to compete effectively in increasingly digital financial services landscapes where customer expectations demand seamless, real-time service delivery.

The shift to cloud-based solutions continues accelerating, with significant portions of IT spending on infrastructure, software, applications, and services shifting from traditional solutions to cloud platforms. This trend is expected to drive further growth in the finance cloud market in coming years, as organizations recognize strategic advantages of cloud-native architectures over legacy systems.

Governance, Risk, and Compliance Segment Leadership

The governance, risk, and compliance (GRC) segment within the finance cloud market has seen significant growth in recent years and is experiencing fastest growth due to rising cyber threats. This growth can be attributed to several factors including increased need to comply with regulatory requirements, exponential growth in corporate data, and benefits of integrated solutions.

The risk and compliance segment is expected to have the highest compound annual growth rate due to increasing incidents of cyber-attacks on enterprises. GRC platform features include comprehensive capabilities that optimize governance, risk, and compliance, enhancing coordination among teams, technology, and processes for effective management. GRC solutions offered by major technology providers have unique features that facilitate usage in multiple industries, resulting in their dominance in the finance cloud market. These integrated solutions enable financial institutions to manage complex regulatory landscapes while maintaining operational efficiency.

Regional Market Dynamics

The Asia Pacific region is expected to hold significant market share and is emerging strongly, driven by SMEs, digitalization, and tech-savvy populations. The rapid expansion of small and medium-sized enterprises in developing countries across the Asia Pacific region, such as China and India, represents a major driver of the finance cloud market.

The Fourth Industrial Revolution, characterized by increasing adoption of emerging technologies such as the Internet of Things and big data, is fueling growth of the finance cloud market in the region. The young and tech-savvy population of the Asia Pacific region is increasingly embracing cloud-based financial services, further propelling market growth. Major technology providers are expanding their presence in the region to tap into this growing market, recognizing the substantial opportunities presented by digital transformation initiatives across Asia Pacific's diverse and rapidly evolving financial services sector.

Key Benefits of this Report:

Insightful Analysis: Gain detailed market insights covering major as well as emerging geographical regions, focusing on customer segments, government policies and socio-economic factors, consumer preferences, industry verticals, and other sub-segments.
Competitive Landscape: Understand the strategic maneuvers employed by key players globally to understand possible market penetration with the correct strategy.
Market Drivers & Future Trends: Explore the dynamic factors and pivotal market trends and how they will shape future market developments.
Actionable Recommendations: Utilize the insights to exercise strategic decisions to uncover new business streams and revenues in a dynamic environment.
Caters to a Wide Audience: Beneficial and cost-effective for startups, research institutions, consultants, SMEs, and large enterprises.

What do businesses use our reports for?

Industry and Market Insights, Opportunity Assessment, Product Demand Forecasting, Market Entry Strategy, Geographical Expansion, Capital Investment Decisions, Regulatory Framework & Implications, New Product Development, Competitive Intelligence

Report Coverage:

Historical data from 2021 to 2025 & forecast data from 2026 to 2031
Growth Opportunities, Challenges, Supply Chain Outlook, Regulatory Framework, and Trend Analysis
Competitive Positioning, Strategies, and Market Share Analysis
Revenue Growth and Forecast Assessment of segments and regions including countries
Company Profiling (Strategies, Products, Financial Information), and Key Developments among others.

Finance Cloud Market Segmentation

By Solution and Service
Financial Forecasting
Financial Reporting and Analysis
Governance, Risk, and Compliance
Managed Service
By Deployment
Public Cloud
Private Cloud
By Enterprise Size
Small and medium
Large
By Geography
North America
United States
Canada
Mexico
South America
Brazil
Argentina
Others
Europe
United Kingdom
Germany
France
Spain
Others
Middle East and Africa
Saudi Arabia
UAE
Others
Asia Pacific
China
Japan
India
South Korea
Indonesia
Thailand
Others

1. EXECUTIVE SUMMARY

2. MARKET SNAPSHOT

2.1. Market Overview
2.2. Market Definition
2.3. Scope of the Study
2.4. Market Segmentation

3. BUSINESS LANDSCAPE

3.1. Market Drivers
3.2. Market Restraints
3.3. Market Opportunities
3.4. Porter's Five Forces Analysis
3.5. Industry Value Chain Analysis
3.6. Policies and Regulations
3.7. Strategic Recommendations

4. TECHNOLOGICAL OUTLOOK

5. FINANCE CLOUD MARKET BY SOLUTION AND SERVICE

5.1. Introduction
5.2. Financial Forecasting
5.3. Financial Reporting and Analysis
5.4. Governance, Risk, and Compliance
5.5. Managed Service

6. FINANCE CLOUD MARKET BY DEPLOYMENT

6.1. Introduction
6.2. Public Cloud
6.3. Private Cloud

7. FINANCE CLOUD MARKET BY ENTERPRISE SIZE

7.1. Introduction
7.2. Small and medium
7.3. Large

8. FINANCE CLOUD MARKET BY GEOGRAPHY

8.1. Introduction
8.2. North America
- 8.2.1. USA
- 8.2.2. Canada
- 8.2.3. Mexico
8.3. South America
- 8.3.1. Brazil
- 8.3.2. Argentina
- 8.3.3. Others
8.4. Europe
- 8.4.1. United Kingdom
- 8.4.2. Germany
- 8.4.3. France
- 8.4.4. Spain
- 8.4.5. Others
8.5. Middle East and Africa
- 8.5.1. Saudi Arabia
- 8.5.2. UAE
- 8.5.3. Others
8.6. Asia Pacific
- 8.6.1. China
- 8.6.2. Japan
- 8.6.3. India
- 8.6.4. South Korea
- 8.6.5. Indonesia
- 8.6.6. Thailand
- 8.6.7. Others