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市場調查報告書
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1881633

人工智慧平台借貸市場－全球產業規模、佔有率、趨勢、機會及預測（按類型、人工智慧類型、最終用戶、地區和競爭格局分類，2020-2030 年預測）

AI Platform Lending Market - Global Industry Size, Share, Trends, Opportunity, and Forecast Segmented By Type, By AI Type, By End-User, By Region, and By Competition, 2020-2030F
出版日期: | 出版商: TechSci Research | 英文 186 Pages | 商品交期: 2-3個工作天內

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簡介目錄

2024年全球人工智慧平台借貸市場規模為749億美元，預計到2030年將以23%的複合年成長率成長至2593.7億美元。全球人工智慧平台借貸市場涵蓋利用人工智慧和機器學習技術來自動化和最佳化貸款流程各個階段的金融科技解決方案，從信用評估和承銷到詐欺偵測和投資組合管理。

市場概覽
預測期 2026-2030
2024年市場規模 749億美元
2030年市場規模 2593.7億美元
2025-2030年複合年成長率 23%
成長最快的細分市場 分析
最大的市場 北美洲

主要市場促進因素

主要市場挑戰

主要市場趨勢

目錄

第1章：產品概述

第2章：研究方法

第3章：執行概要

第4章：顧客之聲

第5章：全球人工智慧平台借貸市場展望

  • 市場規模及預測
    • 按價值
  • 市佔率及預測
    • 按類型（自然語言處理、深度學習、機器學習、其他）
    • 按人工智慧類型（分析、文字、視覺、其他）
    • 依最終使用者（銀行、政府、教育機構、其他）分類
    • 按地區
    • 按公司（2024 年）
  • 市場地圖

第6章：北美人工智慧平台借貸市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 北美洲：國家分析
    • 美國
    • 加拿大
    • 墨西哥

第7章：歐洲人工智慧平台借貸市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 歐洲：國家分析
    • 德國
    • 法國
    • 英國
    • 義大利
    • 西班牙

第8章：亞太地區人工智慧平台借貸市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 亞太地區：國家分析
    • 中國
    • 印度
    • 日本
    • 韓國
    • 澳洲

第9章：中東和非洲人工智慧平台借貸市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 中東和非洲：國家分析
    • 沙烏地阿拉伯
    • 阿拉伯聯合大公國
    • 南非

第10章：南美洲人工智慧平台借貸市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 南美洲：國家分析
    • 巴西
    • 哥倫比亞
    • 阿根廷

第11章：市場動態

  • 促進要素
  • 挑戰

第12章：市場趨勢與發展

  • 併購（如有）
  • 產品發布（如有）
  • 最新進展

第13章：全球人工智慧平台借貸市場：SWOT分析

第14章：波特五力分析

  • 產業競爭
  • 新進入者的潛力
  • 供應商議價能力
  • 顧客的力量
  • 替代產品的威脅

第15章：競爭格局

  • Tavant Technologies Inc.
  • ICE Mortgage Technology, Inc.
  • Fiserv, Inc.
  • Pegasystems Inc.
  • Newgen Software Technologies Limited
  • Social Finance, LLC
  • Blend Labs, Inc.
  • Nucleus Software Exports Ltd.
  • Sigma Infosolutions Ltd.
  • Upstart Network, Inc.

第16章：策略建議

第17章調查會社について,免責事項

簡介目錄
Product Code: 21923

The Global AI Platform Lending Market, valued at USD 74.90 Billion in 2024, is projected to experience a CAGR of 23% to reach USD 259.37 Billion by 2030. The Global AI Platform Lending Market encompasses financial technology solutions that leverage artificial intelligence and machine learning to automate and optimize various stages of the lending process, from credit assessment and underwriting to fraud detection and portfolio management.

Market Overview
Forecast Period2026-2030
Market Size 2024USD 74.90 Billion
Market Size 2030USD 259.37 Billion
CAGR 2025-203023%
Fastest Growing SegmentAnalytics
Largest MarketNorth America

Key Market Drivers

The Global AI Platform Lending Market is significantly propelled by advanced AI and machine learning capabilities. These technologies empower lenders to analyze extensive and diverse datasets, moving beyond traditional metrics to identify complex patterns crucial for assessing borrower creditworthiness. This analytical precision supports informed decision-making and drives product innovation. According to IBM, October 2023, "Global AI Adoption Index 2023", 4% of financial services institutions reported actively deploying artificial intelligence, indicating significant integration.

Key Market Challenges

The Global AI Platform Lending Market faces a substantial impediment in navigating complex data privacy concerns and the rapidly evolving regulatory landscape surrounding artificial intelligence applications in finance. The absence of clear, harmonized frameworks for these technologies creates significant compliance uncertainties for financial institutions. This regulatory ambiguity often translates into increased legal and operational overheads, as entities must dedicate considerable resources to monitoring and adapting to disparate and frequently updated regulations across various jurisdictions.

Key Market Trends

Embedded Lending Integration with Non-Financial Platforms represents a significant shift by integrating credit products directly into customer journeys on non-financial platforms. This approach enhances convenience and expands the market for lending by creating new distribution channels beyond traditional financial institutions. Consumers and businesses can thus obtain financing at the precise moment of need, such as during e-commerce transactions or within business management software. For example, according to the GSMA's 'State of the Industry Report on Mobile Money 2025', 44% of mobile money providers offered credit services as of June 2024, demonstrating lending integration into non-traditional platforms.

Key Market Players

  • Tavant Technologies Inc.
  • ICE Mortgage Technology, Inc.
  • Fiserv, Inc.
  • Pegasystems Inc.
  • Newgen Software Technologies Limited
  • Social Finance, LLC
  • Blend Labs, Inc.
  • Nucleus Software Exports Ltd.
  • Sigma Infosolutions Ltd.
  • Upstart Network, Inc.

Report Scope:

In this report, the Global AI Platform Lending Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

AI Platform Lending Market, By Type:

  • Natural Language Processing
  • Deep Learning
  • Machine Learning
  • Others

AI Platform Lending Market, By AI Type:

  • Analytics
  • Text
  • Visual
  • Others

AI Platform Lending Market, By End-User:

  • Bank
  • Government
  • Education
  • Others

AI Platform Lending Market, By Region:

  • North America
    • United States
    • Canada
    • Mexico
  • Europe
    • France
    • United Kingdom
    • Italy
    • Germany
    • Spain
  • Asia Pacific
    • China
    • India
    • Japan
    • Australia
    • South Korea
  • South America
    • Brazil
    • Argentina
    • Colombia
  • Middle East & Africa
    • South Africa
    • Saudi Arabia
    • UAE

Competitive Landscape

Company Profiles: Detailed analysis of the major companies presents in the Global AI Platform Lending Market.

Available Customizations:

Global AI Platform Lending Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

  • Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

  • 1.1. Market Definition
  • 1.2. Scope of the Market
    • 1.2.1. Markets Covered
    • 1.2.2. Years Considered for Study
    • 1.2.3. Key Market Segmentations

2. Research Methodology

  • 2.1. Objective of the Study
  • 2.2. Baseline Methodology
  • 2.3. Key Industry Partners
  • 2.4. Major Association and Secondary Sources
  • 2.5. Forecasting Methodology
  • 2.6. Data Triangulation & Validation
  • 2.7. Assumptions and Limitations

3. Executive Summary

  • 3.1. Overview of the Market
  • 3.2. Overview of Key Market Segmentations
  • 3.3. Overview of Key Market Players
  • 3.4. Overview of Key Regions/Countries
  • 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global AI Platform Lending Market Outlook

  • 5.1. Market Size & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share & Forecast
    • 5.2.1. By Type (Natural Language Processing, Deep Learning, Machine Learning, Others)
    • 5.2.2. By AI Type (Analytics, Text, Visual, Others)
    • 5.2.3. By End-User (Bank, Government, Education, Others)
    • 5.2.4. By Region
    • 5.2.5. By Company (2024)
  • 5.3. Market Map

6. North America AI Platform Lending Market Outlook

  • 6.1. Market Size & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share & Forecast
    • 6.2.1. By Type
    • 6.2.2. By AI Type
    • 6.2.3. By End-User
    • 6.2.4. By Country
  • 6.3. North America: Country Analysis
    • 6.3.1. United States AI Platform Lending Market Outlook
      • 6.3.1.1. Market Size & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share & Forecast
        • 6.3.1.2.1. By Type
        • 6.3.1.2.2. By AI Type
        • 6.3.1.2.3. By End-User
    • 6.3.2. Canada AI Platform Lending Market Outlook
      • 6.3.2.1. Market Size & Forecast
        • 6.3.2.1.1. By Value
      • 6.3.2.2. Market Share & Forecast
        • 6.3.2.2.1. By Type
        • 6.3.2.2.2. By AI Type
        • 6.3.2.2.3. By End-User
    • 6.3.3. Mexico AI Platform Lending Market Outlook
      • 6.3.3.1. Market Size & Forecast
        • 6.3.3.1.1. By Value
      • 6.3.3.2. Market Share & Forecast
        • 6.3.3.2.1. By Type
        • 6.3.3.2.2. By AI Type
        • 6.3.3.2.3. By End-User

7. Europe AI Platform Lending Market Outlook

  • 7.1. Market Size & Forecast
    • 7.1.1. By Value
  • 7.2. Market Share & Forecast
    • 7.2.1. By Type
    • 7.2.2. By AI Type
    • 7.2.3. By End-User
    • 7.2.4. By Country
  • 7.3. Europe: Country Analysis
    • 7.3.1. Germany AI Platform Lending Market Outlook
      • 7.3.1.1. Market Size & Forecast
        • 7.3.1.1.1. By Value
      • 7.3.1.2. Market Share & Forecast
        • 7.3.1.2.1. By Type
        • 7.3.1.2.2. By AI Type
        • 7.3.1.2.3. By End-User
    • 7.3.2. France AI Platform Lending Market Outlook
      • 7.3.2.1. Market Size & Forecast
        • 7.3.2.1.1. By Value
      • 7.3.2.2. Market Share & Forecast
        • 7.3.2.2.1. By Type
        • 7.3.2.2.2. By AI Type
        • 7.3.2.2.3. By End-User
    • 7.3.3. United Kingdom AI Platform Lending Market Outlook
      • 7.3.3.1. Market Size & Forecast
        • 7.3.3.1.1. By Value
      • 7.3.3.2. Market Share & Forecast
        • 7.3.3.2.1. By Type
        • 7.3.3.2.2. By AI Type
        • 7.3.3.2.3. By End-User
    • 7.3.4. Italy AI Platform Lending Market Outlook
      • 7.3.4.1. Market Size & Forecast
        • 7.3.4.1.1. By Value
      • 7.3.4.2. Market Share & Forecast
        • 7.3.4.2.1. By Type
        • 7.3.4.2.2. By AI Type
        • 7.3.4.2.3. By End-User
    • 7.3.5. Spain AI Platform Lending Market Outlook
      • 7.3.5.1. Market Size & Forecast
        • 7.3.5.1.1. By Value
      • 7.3.5.2. Market Share & Forecast
        • 7.3.5.2.1. By Type
        • 7.3.5.2.2. By AI Type
        • 7.3.5.2.3. By End-User

8. Asia Pacific AI Platform Lending Market Outlook

  • 8.1. Market Size & Forecast
    • 8.1.1. By Value
  • 8.2. Market Share & Forecast
    • 8.2.1. By Type
    • 8.2.2. By AI Type
    • 8.2.3. By End-User
    • 8.2.4. By Country
  • 8.3. Asia Pacific: Country Analysis
    • 8.3.1. China AI Platform Lending Market Outlook
      • 8.3.1.1. Market Size & Forecast
        • 8.3.1.1.1. By Value
      • 8.3.1.2. Market Share & Forecast
        • 8.3.1.2.1. By Type
        • 8.3.1.2.2. By AI Type
        • 8.3.1.2.3. By End-User
    • 8.3.2. India AI Platform Lending Market Outlook
      • 8.3.2.1. Market Size & Forecast
        • 8.3.2.1.1. By Value
      • 8.3.2.2. Market Share & Forecast
        • 8.3.2.2.1. By Type
        • 8.3.2.2.2. By AI Type
        • 8.3.2.2.3. By End-User
    • 8.3.3. Japan AI Platform Lending Market Outlook
      • 8.3.3.1. Market Size & Forecast
        • 8.3.3.1.1. By Value
      • 8.3.3.2. Market Share & Forecast
        • 8.3.3.2.1. By Type
        • 8.3.3.2.2. By AI Type
        • 8.3.3.2.3. By End-User
    • 8.3.4. South Korea AI Platform Lending Market Outlook
      • 8.3.4.1. Market Size & Forecast
        • 8.3.4.1.1. By Value
      • 8.3.4.2. Market Share & Forecast
        • 8.3.4.2.1. By Type
        • 8.3.4.2.2. By AI Type
        • 8.3.4.2.3. By End-User
    • 8.3.5. Australia AI Platform Lending Market Outlook
      • 8.3.5.1. Market Size & Forecast
        • 8.3.5.1.1. By Value
      • 8.3.5.2. Market Share & Forecast
        • 8.3.5.2.1. By Type
        • 8.3.5.2.2. By AI Type
        • 8.3.5.2.3. By End-User

9. Middle East & Africa AI Platform Lending Market Outlook

  • 9.1. Market Size & Forecast
    • 9.1.1. By Value
  • 9.2. Market Share & Forecast
    • 9.2.1. By Type
    • 9.2.2. By AI Type
    • 9.2.3. By End-User
    • 9.2.4. By Country
  • 9.3. Middle East & Africa: Country Analysis
    • 9.3.1. Saudi Arabia AI Platform Lending Market Outlook
      • 9.3.1.1. Market Size & Forecast
        • 9.3.1.1.1. By Value
      • 9.3.1.2. Market Share & Forecast
        • 9.3.1.2.1. By Type
        • 9.3.1.2.2. By AI Type
        • 9.3.1.2.3. By End-User
    • 9.3.2. UAE AI Platform Lending Market Outlook
      • 9.3.2.1. Market Size & Forecast
        • 9.3.2.1.1. By Value
      • 9.3.2.2. Market Share & Forecast
        • 9.3.2.2.1. By Type
        • 9.3.2.2.2. By AI Type
        • 9.3.2.2.3. By End-User
    • 9.3.3. South Africa AI Platform Lending Market Outlook
      • 9.3.3.1. Market Size & Forecast
        • 9.3.3.1.1. By Value
      • 9.3.3.2. Market Share & Forecast
        • 9.3.3.2.1. By Type
        • 9.3.3.2.2. By AI Type
        • 9.3.3.2.3. By End-User

10. South America AI Platform Lending Market Outlook

  • 10.1. Market Size & Forecast
    • 10.1.1. By Value
  • 10.2. Market Share & Forecast
    • 10.2.1. By Type
    • 10.2.2. By AI Type
    • 10.2.3. By End-User
    • 10.2.4. By Country
  • 10.3. South America: Country Analysis
    • 10.3.1. Brazil AI Platform Lending Market Outlook
      • 10.3.1.1. Market Size & Forecast
        • 10.3.1.1.1. By Value
      • 10.3.1.2. Market Share & Forecast
        • 10.3.1.2.1. By Type
        • 10.3.1.2.2. By AI Type
        • 10.3.1.2.3. By End-User
    • 10.3.2. Colombia AI Platform Lending Market Outlook
      • 10.3.2.1. Market Size & Forecast
        • 10.3.2.1.1. By Value
      • 10.3.2.2. Market Share & Forecast
        • 10.3.2.2.1. By Type
        • 10.3.2.2.2. By AI Type
        • 10.3.2.2.3. By End-User
    • 10.3.3. Argentina AI Platform Lending Market Outlook
      • 10.3.3.1. Market Size & Forecast
        • 10.3.3.1.1. By Value
      • 10.3.3.2. Market Share & Forecast
        • 10.3.3.2.1. By Type
        • 10.3.3.2.2. By AI Type
        • 10.3.3.2.3. By End-User

11. Market Dynamics

  • 11.1. Drivers
  • 11.2. Challenges

12. Market Trends & Developments

  • 12.1. Merger & Acquisition (If Any)
  • 12.2. Product Launches (If Any)
  • 12.3. Recent Developments

13. Global AI Platform Lending Market: SWOT Analysis

14. Porter's Five Forces Analysis

  • 14.1. Competition in the Industry
  • 14.2. Potential of New Entrants
  • 14.3. Power of Suppliers
  • 14.4. Power of Customers
  • 14.5. Threat of Substitute Products

15. Competitive Landscape

  • 15.1. Tavant Technologies Inc.
    • 15.1.1. Business Overview
    • 15.1.2. Products & Services
    • 15.1.3. Recent Developments
    • 15.1.4. Key Personnel
    • 15.1.5. SWOT Analysis
  • 15.2. ICE Mortgage Technology, Inc.
  • 15.3. Fiserv, Inc.
  • 15.4. Pegasystems Inc.
  • 15.5. Newgen Software Technologies Limited
  • 15.6. Social Finance, LLC
  • 15.7. Blend Labs, Inc.
  • 15.8. Nucleus Software Exports Ltd.
  • 15.9. Sigma Infosolutions Ltd.
  • 15.10. Upstart Network, Inc.

16. Strategic Recommendations

17. About Us & Disclaimer