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1698206

汽車金融市場－全球產業規模、佔有率、趨勢、機會及預測，依車型（新車、二手車）、按供應商（銀行、原始設備製造商、金融機構等）、按地區及競爭情況，2020-2030 年預測

Car Finance Market - Global Industry Size, Share, Trends, Opportunity, and Forecast, By Car Type (New Cars, Used Cars), By Provider (Banks, OEMs, Financial Institutions, Others), By Region & Competition, 2020-2030F
出版日期: | 出版商: TechSci Research | 英文 181 Pages | 商品交期: 2-3個工作天內

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簡介目錄

2024 年全球汽車金融市場價值為 2.31 兆美元，預計到 2030 年將達到 3.01 兆美元，預測期內複合年成長率為 4.57%。受汽車需求成長、可支配收入增加以及數位融資解決方案的採用推動，全球汽車金融市場正在擴大。金融機構、銀行和非銀行金融公司 (NBFC) 提供多樣化的貸款和租賃選項以及靈活的還款計劃。線上平台和行動應用程式正在簡化貸款核准，為消費者提供更多便利。此外，優惠的利率、政府激勵措施和基於訂閱的模式也促進了市場成長。向電動車（EV）的轉變也影響融資趨勢，客製化貸款結構應運而生。儘管存在利率波動和信貸風險等挑戰，但市場仍然強勁，技術進步提高了可及性。 2023年，汽車總銷量達15,608,386輛，較2022年成長12.3%。卡車和SUV銷量成長13.4%，共12,380,961輛，而乘用車銷量成長8.1%，全年達到3,227,425輛。

市場概覽
預測期 2026-2030
2024年市場規模 2.31兆美元
2030年市場規模 3.01兆美元
2025-2030 年複合年成長率 4.57％
成長最快的領域 金融機構
最大的市場 北美洲

市場促進因素

汽車需求和購車意願不斷成長

主要市場挑戰

利率波動與經濟不確定性

主要市場趨勢

電動車（EV）融資需求不斷成長

目錄

第1章：簡介

第2章：研究方法

第3章：執行摘要

第4章：全球汽車金融市場展望

  • 市場規模和預測
    • 按價值
  • 市場佔有率和預測
    • 按車型（新車、二手車）
    • 按提供者（銀行、原始設備製造商、金融機構、其他）
    • 按地區
    • 按公司分類（2024）
  • 市場地圖

第5章：北美汽車金融市場展望

  • 市場規模和預測
    • 按價值
  • 市場佔有率和預測
    • 按車型
    • 按提供者
    • 按國家/地區
  • 北美：國家分析
    • 美國
    • 加拿大
    • 墨西哥

第6章：歐洲汽車金融市場展望

  • 市場規模和預測
  • 市場佔有率和預測
  • 歐洲：國家分析
    • 德國
    • 西班牙
    • 義大利
    • 英國

第7章：亞太汽車金融市場展望

  • 市場規模和預測
  • 市場佔有率和預測
  • 亞太地區：國家分析
    • 日本
    • 印度
    • 越南
    • 韓國

第8章：中東與非洲汽車金融市場展望

  • 市場規模和預測
  • 市場佔有率和預測
  • MEA：國家分析
    • 沙烏地阿拉伯
    • 阿拉伯聯合大公國
    • 土耳其
    • 科威特

第9章：南美汽車金融市場展望

  • 市場規模和預測
  • 市場佔有率和預測
  • 南美洲：國家分析
    • 阿根廷
    • 哥倫比亞

第10章：市場動態

  • 驅動程式
  • 挑戰

第 11 章：市場趨勢與發展

  • 合併與收購（如有）
  • 產品發布（如有）
  • 最新動態

第 12 章：波特五力分析

  • 產業競爭
  • 新進入者的潛力
  • 供應商的力量
  • 顧客的力量
  • 替代產品的威脅

第 13 章：競爭格局

  • 公司簡介
    • Ford Motor Credit Company
    • Toyota Motor Credit Corporation
    • Ally Financial Inc.
    • Volkswagen Financial Services AG
    • BMW Financial Services
    • General Motors Financial Company, Inc.
    • American Honda Finance Corporation
    • Mercedes-Benz Financial Services USA LLC
    • Hyundai Capital America
    • Santander Consumer USA Inc.

第 14 章：策略建議

第15章調查會社について,免責事項

簡介目錄
Product Code: 27849

Global Car Finance Market was valued at USD 2.31 trillion in 2024 and is expected to reach USD 3.01 trillion by 2030 with a CAGR of 4.57% during the forecast period. The global car finance market is expanding, driven by rising vehicle demand, increasing disposable incomes, and the adoption of digital financing solutions. Financial institutions, banks, and non-banking financial companies (NBFCs) offer diverse loan and leasing options with flexible repayment plans. Online platforms and mobile apps are streamlining loan approvals, enhancing convenience for consumers. Additionally, favorable interest rates, government incentives, and subscription-based models contribute to market growth. The shift toward electric vehicles (EVs) is also influencing financing trends, with tailored loan structures emerging. Despite challenges like fluctuating interest rates and credit risks, the market remains strong with technological advancements boosting accessibility. In 2023, total vehicle sales reached 15,608,386 units, marking a 12.3% increase compared to 2022. Truck and SUV sales rose by 13.4%, totaling 12,380,961 units, while passenger car sales grew by 8.1%, reaching 3,227,425 units for the year.

Market Overview
Forecast Period2026-2030
Market Size 2024USD 2.31 Trillion
Market Size 2030USD 3.01 Trillion
CAGR 2025-20304.57%
Fastest Growing SegmentFinancial Institutions
Largest MarketNorth America

Market Drivers

Rising Vehicle Demand and Ownership Aspirations

One of the primary drivers of the car finance market is the increasing global demand for vehicles, driven by rising disposable incomes, urbanization, and changing consumer preferences. As more people aspire to own personal vehicles for convenience, status, or business purposes, car financing has become a crucial enabler of vehicle ownership. The growth of the automotive sector, particularly in emerging economies like India, China, and Brazil, has significantly contributed to the expansion of auto financing services. Consumers, especially younger generations, are looking for flexible financing options that reduce the upfront cost of vehicle ownership, further accelerating market growth. The 2023 Cox Automotive Car Buyer Journey Study revealed a significant rise in overall car buying satisfaction, with 69% of consumers expressing high satisfaction, up from 61% in 2022. This improvement is driven by factors such as better inventory availability, the resurgence of discounts, and the growing adoption of an omnichannel vehicle purchasing approach.

Key Market Challenges

Fluctuating Interest Rates and Economic Uncertainty

One of the biggest challenges facing the car finance market is the impact of fluctuating interest rates and economic instability. Interest rates significantly influence the affordability of car loans, and any increase in lending rates can deter potential borrowers. Central banks frequently adjust interest rates based on inflation, economic growth, and market conditions, which directly affects auto financing costs. During economic downturns, consumers may delay or avoid taking out car loans due to financial uncertainty, leading to reduced demand for vehicle financing. Additionally, global economic crises, such as recessions or supply chain disruptions in the automotive industry, can further strain lending institutions. High inflation rates can also erode consumer purchasing power, making it harder for borrowers to meet monthly payments, increasing the risk of loan defaults and impacting the profitability of lenders.

Key Market Trends

Growing Demand for Electric Vehicle (EV) Financing

The increasing adoption of electric vehicles (EVs) has created a new segment in the car finance market, with financial institutions developing specialized financing solutions tailored for EV buyers. Many governments worldwide are promoting EV adoption through subsidies, tax benefits, and lower interest rates on EV loans. However, EVs typically have higher upfront costs compared to traditional gasoline-powered vehicles, making financing a crucial factor in driving their adoption. Lenders are now offering extended repayment terms, lower interest rates, and green financing programs to encourage consumers to invest in EVs. Additionally, battery leasing models, where consumers pay separately for the vehicle and battery, are emerging as an innovative financing solution to make EV ownership more affordable. As the global push for sustainability intensifies, EV financing is expected to be a major growth area in the car finance market.

Key Market Players

  • Ford Motor Credit Company
  • Toyota Motor Credit Corporation
  • Ally Financial Inc.
  • Volkswagen Financial Services AG
  • BMW Financial Services
  • General Motors Financial Company, Inc.
  • American Honda Finance Corporation
  • Mercedes-Benz Financial Services USA LLC
  • Hyundai Capital America
  • Santander Consumer USA Inc.

Report Scope:

In this report, the global Car Finance Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Car Finance Market, By Car Type:

  • New Cars
  • Used Cars

Car Finance Market, By Provider:

  • Banks
  • OEMs
  • Financial Institutions
  • Others

Car Finance Market, By Region:

  • North America
    • United States
    • Canada
    • Mexico
  • Europe
    • France
    • Germany
    • Spain
    • Italy
    • United Kingdom
  • Asia-Pacific
    • China
    • Japan
    • India
    • Vietnam
    • South Korea
  • Middle East & Africa
    • South Africa
    • Saudi Arabia
    • UAE
    • Turkey
    • Kuwait
  • South America
    • Brazil
    • Argentina
    • Colombia

Competitive Landscape

Company Profiles: Detailed analysis of the major companies presents in the global Car Finance Market.

Available Customizations:

Global Car Finance Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Introduction

  • 1.1. Market Overview
  • 1.2. Key Highlights of the Report
  • 1.3. Market Coverage
  • 1.4. Market Segments Covered
  • 1.5. Research Tenure Considered

2. Research Methodology

  • 2.1. Methodology Landscape
  • 2.2. Objective of the Study
  • 2.3. Baseline Methodology
  • 2.4. Formulation of the Scope
  • 2.5. Assumptions and Limitations
  • 2.6. Sources of Research
  • 2.7. Approach for the Market Study
  • 2.8. Methodology Followed for Calculation of Market Size & Market Shares
  • 2.9. Forecasting Methodology

3. Executive Summary

  • 3.1. Overview of the Market
  • 3.2. Overview of Key Market Segmentations
  • 3.3. Overview of Key Market Players
  • 3.4. Overview of Key Regions
  • 3.5. Overview of Market Drivers, Challenges, and Trends

4. Global Car Finance Market Outlook

  • 4.1. Market Size & Forecast
    • 4.1.1. By Value
  • 4.2. Market Share & Forecast
    • 4.2.1. By Car Type (New Cars, Used Cars)
    • 4.2.2. By Provider (Banks, OEMs, Financial Institutions, Others)
    • 4.2.3. By Region
    • 4.2.4. By Company (2024)
  • 4.3. Market Map

5. North America Car Finance Market Outlook

  • 5.1. Market Size & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share & Forecast
    • 5.2.1. By Car Type
    • 5.2.2. By Provider
    • 5.2.3. By Country
  • 5.3. North America: Country Analysis
    • 5.3.1. United States Car Finance Market Outlook
      • 5.3.1.1. Market Size & Forecast
        • 5.3.1.1.1. By Value
      • 5.3.1.2. Market Share & Forecast
        • 5.3.1.2.1. By Car Type
        • 5.3.1.2.2. By Provider
    • 5.3.2. Canada Car Finance Market Outlook
      • 5.3.2.1. Market Size & Forecast
        • 5.3.2.1.1. By Value
      • 5.3.2.2. Market Share & Forecast
        • 5.3.2.2.1. By Car Type
        • 5.3.2.2.2. By Provider
    • 5.3.3. Mexico Car Finance Market Outlook
      • 5.3.3.1. Market Size & Forecast
        • 5.3.3.1.1. By Value
      • 5.3.3.2. Market Share & Forecast
        • 5.3.3.2.1. By Car Type
        • 5.3.3.2.2. By Provider

6. Europe Car Finance Market Outlook

  • 6.1. Market Size & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share & Forecast
    • 6.2.1. By Car Type
    • 6.2.2. By Provider
    • 6.2.3. By Country
  • 6.3. Europe: Country Analysis
    • 6.3.1. France Car Finance Market Outlook
      • 6.3.1.1. Market Size & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share & Forecast
        • 6.3.1.2.1. By Car Type
        • 6.3.1.2.2. By Provider
    • 6.3.2. Germany Car Finance Market Outlook
      • 6.3.2.1. Market Size & Forecast
        • 6.3.2.1.1. By Value
      • 6.3.2.2. Market Share & Forecast
        • 6.3.2.2.1. By Car Type
        • 6.3.2.2.2. By Provider
    • 6.3.3. Spain Car Finance Market Outlook
      • 6.3.3.1. Market Size & Forecast
        • 6.3.3.1.1. By Value
      • 6.3.3.2. Market Share & Forecast
        • 6.3.3.2.1. By Car Type
        • 6.3.3.2.2. By Provider
    • 6.3.4. Italy Car Finance Market Outlook
      • 6.3.4.1. Market Size & Forecast
        • 6.3.4.1.1. By Value
      • 6.3.4.2. Market Share & Forecast
        • 6.3.4.2.1. By Car Type
        • 6.3.4.2.2. By Provider
    • 6.3.5. United Kingdom Car Finance Market Outlook
      • 6.3.5.1. Market Size & Forecast
        • 6.3.5.1.1. By Value
      • 6.3.5.2. Market Share & Forecast
        • 6.3.5.2.1. By Car Type
        • 6.3.5.2.2. By Provider

7. Asia-Pacific Car Finance Market Outlook

  • 7.1. Market Size & Forecast
    • 7.1.1. By Value
  • 7.2. Market Share & Forecast
    • 7.2.1. By Car Type
    • 7.2.2. By Provider
    • 7.2.3. By Country
  • 7.3. Asia-Pacific: Country Analysis
    • 7.3.1. China Car Finance Market Outlook
      • 7.3.1.1. Market Size & Forecast
        • 7.3.1.1.1. By Value
      • 7.3.1.2. Market Share & Forecast
        • 7.3.1.2.1. By Car Type
        • 7.3.1.2.2. By Provider
    • 7.3.2. Japan Car Finance Market Outlook
      • 7.3.2.1. Market Size & Forecast
        • 7.3.2.1.1. By Value
      • 7.3.2.2. Market Share & Forecast
        • 7.3.2.2.1. By Car Type
        • 7.3.2.2.2. By Provider
    • 7.3.3. India Car Finance Market Outlook
      • 7.3.3.1. Market Size & Forecast
        • 7.3.3.1.1. By Value
      • 7.3.3.2. Market Share & Forecast
        • 7.3.3.2.1. By Car Type
        • 7.3.3.2.2. By Provider
    • 7.3.4. Vietnam Car Finance Market Outlook
      • 7.3.4.1. Market Size & Forecast
        • 7.3.4.1.1. By Value
      • 7.3.4.2. Market Share & Forecast
        • 7.3.4.2.1. By Car Type
        • 7.3.4.2.2. By Provider
    • 7.3.5. South Korea Car Finance Market Outlook
      • 7.3.5.1. Market Size & Forecast
        • 7.3.5.1.1. By Value
      • 7.3.5.2. Market Share & Forecast
        • 7.3.5.2.1. By Car Type
        • 7.3.5.2.2. By Provider

8. Middle East & Africa Car Finance Market Outlook

  • 8.1. Market Size & Forecast
    • 8.1.1. By Value
  • 8.2. Market Share & Forecast
    • 8.2.1. By Car Type
    • 8.2.2. By Provider
    • 8.2.3. By Country
  • 8.3. MEA: Country Analysis
    • 8.3.1. South Africa Car Finance Market Outlook
      • 8.3.1.1. Market Size & Forecast
        • 8.3.1.1.1. By Value
      • 8.3.1.2. Market Share & Forecast
        • 8.3.1.2.1. By Car Type
        • 8.3.1.2.2. By Provider
    • 8.3.2. Saudi Arabia Car Finance Market Outlook
      • 8.3.2.1. Market Size & Forecast
        • 8.3.2.1.1. By Value
      • 8.3.2.2. Market Share & Forecast
        • 8.3.2.2.1. By Car Type
        • 8.3.2.2.2. By Provider
    • 8.3.3. UAE Car Finance Market Outlook
      • 8.3.3.1. Market Size & Forecast
        • 8.3.3.1.1. By Value
      • 8.3.3.2. Market Share & Forecast
        • 8.3.3.2.1. By Car Type
        • 8.3.3.2.2. By Provider
    • 8.3.4. Turkey Car Finance Market Outlook
      • 8.3.4.1. Market Size & Forecast
        • 8.3.4.1.1. By Value
      • 8.3.4.2. Market Share & Forecast
        • 8.3.4.2.1. By Car Type
        • 8.3.4.2.2. By Provider
    • 8.3.5. Kuwait Car Finance Market Outlook
      • 8.3.5.1. Market Size & Forecast
        • 8.3.5.1.1. By Value
      • 8.3.5.2. Market Share & Forecast
        • 8.3.5.2.1. By Car Type
        • 8.3.5.2.2. By Provider

9. South America Car Finance Market Outlook

  • 9.1. Market Size & Forecast
    • 9.1.1. By Value
  • 9.2. Market Share & Forecast
    • 9.2.1. By Car Type
    • 9.2.2. By Provider
    • 9.2.3. By Country
  • 9.3. South America: Country Analysis
    • 9.3.1. Brazil Car Finance Market Outlook
      • 9.3.1.1. Market Size & Forecast
        • 9.3.1.1.1. By Value
      • 9.3.1.2. Market Share & Forecast
        • 9.3.1.2.1. By Car Type
        • 9.3.1.2.2. By Provider
    • 9.3.2. Argentina Car Finance Market Outlook
      • 9.3.2.1. Market Size & Forecast
        • 9.3.2.1.1. By Value
      • 9.3.2.2. Market Share & Forecast
        • 9.3.2.2.1. By Car Type
        • 9.3.2.2.2. By Provider
    • 9.3.3. Colombia Car Finance Market Outlook
      • 9.3.3.1. Market Size & Forecast
        • 9.3.3.1.1. By Value
      • 9.3.3.2. Market Share & Forecast
        • 9.3.3.2.1. By Car Type
        • 9.3.3.2.2. By Provider

10. Market Dynamics

  • 10.1. Drivers
  • 10.2. Challenges

11. Market Trends & Developments

  • 11.1. Merger & Acquisition (If Any)
  • 11.2. Product Launches (If Any)
  • 11.3. Recent Developments

12. Porters Five Forces Analysis

  • 12.1. Competition in the Industry
  • 12.2. Potential of New Entrants
  • 12.3. Power of Suppliers
  • 12.4. Power of Customers
  • 12.5. Threat of Substitute Products

13. Competitive Landscape

  • 13.1. Company Profiles
    • 13.1.1. Ford Motor Credit Company
      • 13.1.1.1. Business Overview
      • 13.1.1.2. Company Snapshot
      • 13.1.1.3. Products & Services
      • 13.1.1.4. Financials (As Per Availability)
      • 13.1.1.5. Key Market Focus & Geographical Presence
      • 13.1.1.6. Recent Developments
      • 13.1.1.7. Key Management Personnel
    • 13.1.2. Toyota Motor Credit Corporation
    • 13.1.3. Ally Financial Inc.
    • 13.1.4. Volkswagen Financial Services AG
    • 13.1.5. BMW Financial Services
    • 13.1.6. General Motors Financial Company, Inc.
    • 13.1.7. American Honda Finance Corporation
    • 13.1.8. Mercedes-Benz Financial Services USA LLC
    • 13.1.9. Hyundai Capital America
    • 13.1.10. Santander Consumer USA Inc.

14. Strategic Recommendations

15. About Us & Disclaimer