全球數位銀行市場：市場規模、佔有率、成長分析 - 按組成部分、按模式、產業預測（2024-2031）

Global Digital Banking Market Size, Share, Growth Analysis, By Component(Solutions and Services), By Mode(Online and Mobile) - Industry Forecast 2024-2031

出版日期: 2024年03月19日 | 出版商:

SkyQuest | 英文 207 Pages | 商品交期: 3-5個工作天內

價格

簡介目錄

2022年全球數位銀行市場規模將達268.3億美元，2023年將達322.2億美元，2024年至2031年年複合成長率為20.10%，預計2031年將達1394.8億美元。

由於金融科技新參與企業的激增，數位銀行業務預計將迅速加速發展。這些公司現在提供廣泛的數位銀行服務，包括付款、投資、保險、貸款和財富管理，主要迎合精通技術和挑剔的客戶。銀行和金融科技公司之間的合作變得越來越普遍，可以透過增加客戶的財務自主權和改善用戶體驗來使雙方受益，而無需進行全銀行範圍內的重大改革。由於客戶需要線上零售商提供的無縫數位體驗，對支援 WhatsApp Pay 和 PhonePe 等即時付款服務的強大基礎設施的需求飆升。 Visa以53億美元收購Plaid等大規模收購，證實了該產業的技術演變，並推動了雲端基礎設施需求的激增。到2022年，預計將有超過 1.97 億美國（佔總人口的 75%以上）採用數位銀行，該地區的市場預計將受到主要市場參與者的強勁推動，預計將實現顯著成長未來幾年。

ACI Worldwide Inc.（US）
Appway AG（Switzerland）
Backbase（Netherlands）
BNY Mellon（US）
Cachet Financial Solutions Inc.（US）
Capital Banking Solutions（US）
CR2（Ireland）
EdgeVerve Systems Limited（India）
Fidelity National Information Services, Inc.（US）
Fiserv, Inc.（US）
Infosys Limited（India）
Kony, Inc.（US）
NETinfo Plc（Cyprus）
Oracle Corporation（US）
SAB Group（France）
SAP SE（Germany）
Sopra Banking Software（France）
Tata Consultancy Services Limited（India）
Temenos AG（Switzerland）
The Bank of New York Mellon Corporation（US）
Worldline（France）
Wipro Limited（India）

簡介目錄

Product Code: SQMIG40A2007

Global Digital Banking Market size was valued at USD 26.83 billion in 2022 and is poised to grow from USD 32.22 billion in 2023 to USD 139.48 billion by 2031, growing at a CAGR of 20.10% during the forecast period (2024-2031).

The surge in digital banking is poised for rapid acceleration thanks to the burgeoning influx of new fintech entrants. These companies now offer an extensive array of digital banking services, spanning payments, investments, insurance, loans, and asset management, catering primarily to tech-savvy, discerning customers. Collaborations between banks and fintech firms are becoming more commonplace, mutually benefiting both parties by enhancing customer autonomy over finances and improving user experience without necessitating extensive bank-wide overhauls. As customers increasingly expect seamless digital experiences akin to those offered by online retailers, the demand for robust infrastructure to support real-time payment services like WhatsApp Pay and PhonePe is skyrocketing. Major acquisitions such as Visa's acquisition of Plaid for USD 5.3 billion underscore the industry's technological evolution, driving a corresponding surge in demand for cloud infrastructure. With over 197 million Americans, representing over 75% of the population, projected to embrace digital banking by 2022, the market in the region is poised for substantial growth in the coming years, fueled by the strong presence of key market players.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Digital Banking Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Digital Banking Market Segmental Analysis

Global Digital Banking Market is segmented on the basis of type, component, mode and region. By type, the market is segmented into retail banking, corporate banking, investment banking. By component, market is segmented into solutions and service. By mode the market is segmented into online and mobile. By region, the market is segmented into North America, Europe, Asia Pacific, Middle East and Africa, and Latin America.

Drivers of the Global Digital Banking Market

The traditional banking sector is experiencing heightened competition from non-traditional entities like fintech firms, payment service providers, and technology behemoths. To maintain competitiveness, conventional banks can leverage digital banking services to provide customers with innovative and convenient financial solutions.

Restraints in the Global Digital Banking Market

A considerable segment of the population, especially in developing nations, remains uninformed about the existence of digital banking services and harbors reservations regarding their trustworthiness. This skepticism poses a hindrance to the widespread acceptance and utilization of digital banking services in these regions.

Market Trends of the Global Digital Banking Market

The pervasive use of smartphones and mobile devices has spurred a transition to a mobile-centric strategy in the realm of digital banking. Financial institutions are crafting mobile applications enabling users to effortlessly perform transactions, retrieve account details, and interact seamlessly with customer service representatives. This trend underscores the growing importance of optimizing banking services for the mobile platform to meet the evolving preferences and needs of customers.

Executive Summary

Market Overview
Wheel of Fortune

Research Methodology

Information Procurement
Secondary & Primary Data Sources
Market Size Estimation
Market Assumptions & Limitations

Parent Market Analysis

Market Overview
Market Size
Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges

Key Market Insights

Technology Analysis
Pricing Analysis
Supply Chain Analysis
Value Chain Analysis
Ecosystem of the Market
IP Analysis
Trade Analysis
Startup Analysis
Raw Material Analysis
Innovation Matrix
Pipeline Product Analysis
Macroeconomic Indicators
Top Investment Analysis
Key Success Factor
Degree of Competition

Market Dynamics & Outlook

Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
Regulatory Landscape
Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers
Skyquest Special Insights on Future Disruptions
- Political Impact
- Economic Impact
- Social Impact
- Technical Impact
- Environmental Impact
- Legal Impact

Global Digital Banking Market by Component

Market Overview
Solutions and Services

Global Digital Banking Market by Mode

Market Overview
Online and Mobile

Global Digital Banking Market Size by Region

Market Overview
North America
- USA
- Canada
Europe
- Germany
- Spain
- France
- UK
- Rest of Europe
Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America
- Brazil
- Rest of Latin America
Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA

Competitive Landscape

Top 5 Player Comparison
Market Positioning of Key Players, 2021
Strategies Adopted by Key Market Players
Top Winning Strategies
- By Development
- By Company
- By Year
Recent Activities in the Market
Key Companies Market Share (%), 2021

Key Company Profiles

ACI Worldwide Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Appway AG (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Backbase (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
BNY Mellon (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Cachet Financial Solutions Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Capital Banking Solutions (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
CR2 (Ireland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
EdgeVerve Systems Limited (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fidelity National Information Services, Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fiserv, Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Infosys Limited (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Kony, Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
NETinfo Plc (Cyprus)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Oracle Corporation (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
SAB Group (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
SAP SE (Germany)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Sopra Banking Software (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Tata Consultancy Services Limited (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Temenos AG (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
The Bank of New York Mellon Corporation (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Worldline (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Wipro Limited (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments