市場調查報告書
商品編碼
1468017
金融雲市場:按類型、部署模型、組織規模、最終用戶分類 - 2024-2030 年全球預測Finance Cloud Market by Type (Services, Solution), Deployment Model (Hybrid Cloud, Private Cloud, Public Cloud), Organization Size, End-User - Global Forecast 2024-2030 |
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預計2023年金融雲市場規模為620.6億美元,預計2024年將達695.6億美元,2030年將達到1,460.2億美元,複合年成長率為13.00%。
金融雲是指提供業務、資產管理、保險、付款處理和借貸等多種金融服務的雲端基礎平台。這些平台利用人工智慧 (AI)、機器學習 (ML)、巨量資料分析和區塊鏈等先進技術,為客戶提供無縫的數位體驗,同時保持高安全性和合規性標準。這些平台是以高度整合和模組化方式開發的垂直應用程式的集合,透過共用不同行業領域的資料來無縫地提供端到端服務。整個企業對金融服務和客戶關係管理中經濟高效的解決方案的需求不斷成長,推動了對金融雲的需求。此外,金融領域的業務效率正在推動金融雲端軟體服務市場的擴張,這些服務可以實現更輕鬆的整合和更好的分析。然而,房地產合規性和網路威脅法規以及與金融雲相關的高成本正在阻礙其成長。公司致力於創新和研究,開發適應動態監管要求的可擴展解決方案,以實現金融雲的永續成長。此外,中小企業和大型企業採用IPaaS服務和高級加密技術將支援金融雲市場的未來成長。
主要市場統計 | |
---|---|
基準年[2023] | 620.6億美元 |
預測年份 [2024] | 695.6億美元 |
預測年份 [2030] | 1460.2億美元 |
複合年成長率(%) | 13.00% |
擴大金融雲端服務在資產管理領域的應用
金融雲端服務包含多種功能,可協助企業更有效地管理其財務流程。此細分市場的主要子類別包括諮詢服務、實施協助和託管服務。金融雲市場中的解決方案是指針對特定財務任務的軟體產品,例如會計、預算和預測、合規管理和財務報告解決方案。金融雲端服務和解決方案之間的選擇主要取決於您組織的需求。服務非常適合尋求實施和最佳化金融雲產品專家指導的企業,而解決方案則為特定的財務任務和挑戰提供強大的軟體平台。
部署模式:部署金融雲端整合軟體,滿足特定業務需求
在不斷發展的數位環境中,企業正在採用各種雲端部署模型來滿足其業務敏捷性。混合雲端模型透過將本地基礎設施與第三方公共雲端服務整合,融合了私有雲端公共雲端雲的優勢。這種方法使企業能夠更靈活地管理其工作負載,同時保持對敏感資料的控制。私有雲端部署模型提供專用為單一組織設計的專用資源,並由第三方供應商在本地或外部託管。公共雲端模型透過網際網路提供共用資源,使企業能夠按需存取運算能力、儲存和其他服務,而無需投資實體基礎架構。混合雲模型融合了私有雲端的功能,非常適合需要管理敏感資料同時利用公有雲的可擴展資源的企業。雖然公有雲模型具有成本效益且易於使用,但它們可能無法提供某些組織所需的控制和自訂等級。
組織規模:利用小型企業的財務管理來滿足顧客需求
大型企業由於其廣泛的業務和監管要求,需要複雜的財務管理解決方案。這些公司更喜歡可自訂的金融雲端解決方案,這些解決方案可以隨著其發展而輕鬆擴展。中小型企業需要經濟高效的金融雲解決方案,提供適合其規模的全面功能。這些公司優先考慮易用性和快速部署而不是自訂選項。雖然大型企業優先考慮金融雲解決方案的客製化和擴充性,但小型企業更重視經濟性和易用性。大企業員工人數超過250人,中小企業員工人數不到250人。
最終用戶:銀行和商業領域擴大使用金融雲
金融雲廣泛應用於各行業進行集中資產管理,分析客戶資料、財務報表、保險、客戶關係。其他金融機構,包括銀行、投資公司和金融科技公司,依靠金融雲來檢測潛在風險或可疑活動,並透過分析來自不同來源的大量資料來減少損失,這有助於在詐欺發生之前採取行動來發現詐欺行為。
區域洞察
美洲在金融雲市場中佔有很大佔有率,因為美國和加拿大經濟發達,科技公司高度集中。兩國都在增加金融雲解決方案相關研發的投資,以強化各自的金融服務業。最近的專利技術,例如人工智慧驅動的詐欺檢測系統和用於投資管理的先進資料分析工具,正在推動該地區金融雲的成長。在歐洲國家,一般資料保護規範 (GDPR) 越來越重視安全資料儲存和傳輸解決方案,以防止隱私威脅和問題。中東地區經濟快速成長,對現代化金融基礎設施的需求不斷增加。為了因應中東各產業的數位化趨勢,各國政府推出了杜拜智慧城市計劃等舉措,鼓勵企業採用金融雲。此外,金融科技公司努力拓展奈及利亞等非洲市場,顯示該地區該領域具有巨大的成長潛力。此外,在亞太地區,中國的金融科技投資和創新正在蓬勃發展。中國政府最近推出了加速金融業數位轉型的政策,包括建立國家區塊鏈網路。日本和印度等國家推出了監管沙箱,允許企業在進入市場之前測試創新解決舉措,例如印度國家付款公司(NPCI)的統一付款介面(UPI)。金融技術,包括透過改善金融技術的舉措積極促進數位交易。
FPNV定位矩陣
FPNV定位矩陣對於評估金融雲市場至關重要。我們檢視與業務策略和產品滿意度相關的關鍵指標,以對供應商進行全面評估。這種深入的分析使用戶能夠根據自己的要求做出明智的決策。根據評估,供應商被分為四個成功程度不同的像限:前沿(F)、探路者(P)、利基(N)和重要(V)。
市場佔有率分析
市場佔有率分析是一個綜合工具,可以對金融雲市場供應商的現狀進行深入而深入的研究。全面比較和分析供應商在整體收益、基本客群和其他關鍵指標方面的貢獻,以便更好地了解公司的績效及其在爭奪市場佔有率時面臨的挑戰。此外,該分析還提供了對該行業競爭特徵的寶貴見解,包括在研究基準年觀察到的累積、分散主導地位和合併特徵等因素。這種詳細程度的提高使供應商能夠做出更明智的決策並制定有效的策略,從而在市場上獲得競爭優勢。
1. 市場滲透率:提供有關主要企業所服務的市場的全面資訊。
2. 市場開拓:我們深入研究利潤豐厚的新興市場,並分析其在成熟細分市場的滲透率。
3. 市場多元化:提供有關新產品發布、開拓地區、最新發展和投資的詳細資訊。
4. 競爭評估和情報:對主要企業的市場佔有率、策略、產品、認證、監管狀況、專利狀況和製造能力進行全面評估。
5. 產品開發與創新:提供對未來技術、研發活動和突破性產品開發的見解。
1.金融雲市場的市場規模與預測是多少?
2.金融雲市場預測期間有哪些產品、細分市場、應用程式和領域值得考慮投資?
3.金融雲市場的技術趨勢與法規結構是什麼?
4.金融雲市場主要廠商的市場佔有率如何?
5.進入金融雲市場合適的型態和策略手段是什麼?
[195 Pages Report] The Finance Cloud Market size was estimated at USD 62.06 billion in 2023 and expected to reach USD 69.56 billion in 2024, at a CAGR 13.00% to reach USD 146.02 billion by 2030.
Finance cloud refers to cloud-based platforms that offer various financial services such as banking, wealth management, insurance, payment processing, and lending. These platforms leverage advanced technologies such as artificial intelligence (AI), machine learning (ML), big data analytics, and blockchain to deliver seamless digital experiences to customers while maintaining high security and compliance standards. They are highly integrated and modularly developed collections of vertical applications that seamlessly provide end-to-end service by sharing data for various industry segments. Increasing demand for cost-effective and efficient solutions in financial services and growing demand for customer relationship management across enterprises boost the need for finance cloud. Additionally, operational efficiency in the financial sector has significantly driven the market expansion of finance cloud software services for easy integration and better analytics. However, regulations related to property compliances and cyber threats associated with the finance cloud and its high cost hinder its growth. Companies are working toward innovation and research by developing scalable solutions that adapt to dynamic regulatory requirements to achieve sustainable growth in the finance cloud. Moreover, adopting IPaaS services in SMEs and large enterprises and advanced encryption drives the future growth of the finance cloud market.
KEY MARKET STATISTICS | |
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Base Year [2023] | USD 62.06 billion |
Estimated Year [2024] | USD 69.56 billion |
Forecast Year [2030] | USD 146.02 billion |
CAGR (%) | 13.00% |
Type: Increasing utilization of finance cloud services for assets managements
Finance cloud services encompass various functions to assist businesses in managing their financial processes more efficiently. The primary subcategories within this segment include consulting services, implementation support, and managed services. Solutions within the finance cloud market refer to software products for specific financial tasks such as accounting, budgeting & forecasting, compliance management, or financial reporting solutions. The need of an organization primarily dictates the choice between finance cloud services and solutions. While services are ideal for businesses seeking expert guidance on implementing or optimizing finance cloud offerings, solutions provide robust software platforms tailored to address specific financial tasks or challenges.
Deployment Model: Deployments of integrated finance cloud software to meet specific business needs
In an ever-evolving digital landscape, organizations are adopting different cloud deployment models to meet their specific business agility. The hybrid cloud model merges the benefits of private and public clouds by integrating on-premises infrastructure with third-party public cloud services. This approach enables organizations to achieve greater flexibility in managing workloads while maintaining control over sensitive data. A Private cloud deployment model is designed exclusively for a single organization and offers dedicated resources hosted either on-premises or externally by a third-party provider. A public cloud model provides shared resources over the internet, allowing organizations to access computing power, storage, and other services on-demand without investing in physical infrastructure. Hybrid cloud models offer a blend of features from private and public clouds that are ideal for businesses requiring control over sensitive data while leveraging scalable resources from the public cloud. Public cloud models are cost-effective and easily accessible but may not provide the level of control or customization some organizations demand.
Organization Size: Utilization of finance managements in SMEs to cater a clients demand
Large enterprises increasingly demand complex financial management solutions due to their extensive operations and regulatory requirements. These organizations prefer customizable finance cloud solutions that can be easily scaled with growth. Small & medium enterprises require cost-effective finance cloud solutions that offer comprehensive functionality suitable for their size. These businesses prioritize ease of use and quick implementation over customization options. While large enterprises prioritize customization and scalability in finance cloud solutions, small and medium-sized enterprises focus on affordability and usability. Small & medium-sized enterprises (SMEs) employ less than 250 people while large enterprises employ 250 or more people.
End-User: Rising applications of finance cloud in banking and commercial sector
Finance clouds are widely used in different industries for asset management centralized for analyzing client data, financial statements, insurance, and client relationships. Banks and other financial institutions, including investment firms and FinTech companies, leverage the finance cloud for fraud detection by analyzing huge amounts of data from diverse sources, helping them detect potentially dangerous or suspicious activity and address it before it causes damage.
Regional Insights
The Americas represent a significant share of the finance cloud market in the United States and Canada owing to their strong economy and high concentration of technological companies. Both nations have observed increased investments in research and development associated with finance cloud solutions to enhance their financial services sectors. Recently patented technologies, including AI-driven fraud detection systems and advanced data analytics tools for investment management, drive the growth of the finance cloud in the region. In European countries, the General Data Protection Regulation (GDPR) increasingly emphasizes secure data storage and transmission solutions to prevent privacy threats and issues. The Middle East has witnessed rapidly growing economies due to heightened demand for modernized financial infrastructure. In response to digitization trends across various industries in the Middle East, governments have launched initiatives such as Dubai's Smart City project to incentivize finance cloud adoption among businesses. Additionally, expansion efforts by fintech companies into African markets such as Nigeria showcase the region's potential for substantial growth in this sector. Furthermore, in the Asia-Pacific, China has witnessed a boom in fintech investments and innovations as the government is introducing policies to facilitate digital transformation within its financial industry, such as the recent establishment of a national blockchain network. Countries such as Japan and India have established several initiatives to boost innovation in finance technologies, including the launch of a regulatory sandbox and actively promoting digital transactions through initiatives such as Unified Payments Interface (UPI) by the National Payments Corporation of India (NPCI) that allows companies to test their innovative solutions before entering the market.
FPNV Positioning Matrix
The FPNV Positioning Matrix is pivotal in evaluating the Finance Cloud Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).
Market Share Analysis
The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the Finance Cloud Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.
Key Company Profiles
The report delves into recent significant developments in the Finance Cloud Market, highlighting leading vendors and their innovative profiles. These include Accenture PLC, Acumatica, Inc., Advanced Computer Software Group Limited, Aico Group Oy, Alibaba Cloud International by Alibaba Group Holding Limited, Alphabet Inc., Amazon Web Services, Inc., Anaplan, Inc., Appinventiv, Aryaka Networks, Inc., BlackLine, Inc., Board International SA, Capgemini SE, Cerillion Technologies Limited, Cisco Systems, Inc., Cloudera, Inc., DXC Technology Company, FloQast, Inc., Fluence Technologies, Guidewire Software, Inc., Hewlett Packard Enterprise Company, Huawei Technologies Co., Ltd., insightsoftware, Integration Appliance Inc., Intel Corporation, International Business Machines Corporation, IRIS Business Services Limited, JustPerform, Inc., Microsoft Corporation, NEC Corporation, Nutanix, Inc., OneStream Software LLC, Oracle Corporation, Planful Inc., Prophix Software Inc., Redwood Software Nederland B.V., Sage Group PLC, Salesforce, Inc., SAP SE, Snowflake Inc., Tata Communications Limited, Temenos Headquarters SA, Tencent Cloud by Tencent Holdings Limited, Trintech Inc., Unit4 Group Holding B.V., Vena Solutions Inc., VMware, Inc., Wipro Limited, Workday, Inc., and Workiva Inc..
Market Segmentation & Coverage
1. Market Penetration: It presents comprehensive information on the market provided by key players.
2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.
3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.
4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.
5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.
1. What is the market size and forecast of the Finance Cloud Market?
2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the Finance Cloud Market?
3. What are the technology trends and regulatory frameworks in the Finance Cloud Market?
4. What is the market share of the leading vendors in the Finance Cloud Market?
5. Which modes and strategic moves are suitable for entering the Finance Cloud Market?