2026-2030年全球保險科技市場

全球保險科技市場預計將從 2025 年到 2030 年成長至 1,642.635 億美元，預測期內複合年成長率為 44%。

本報告對全球保險科技市場進行了全面分析，包括市場規模和預測、趨勢、成長促進因素、挑戰以及對約 25 家公司的供應商分析。

本報告對當前市場狀況、最新趨勢和促進因素以及整體市場環境進行了最新分析。該市場的發展動力來自人工智慧驅動的超個人化和加速的預測分析、嵌入式保險和數位分銷生態系統的擴展，以及轉向基於使用量的保險和物聯網的模式轉移。

本研究客觀地結合了一手和二手訊息，包括主要行業相關人員的意見。報告內容涵蓋主要公司分析、全面的市場規模數據、區域細分分析以及供應商格局。報告還包含歷史數據和預測數據。

本研究指出，生成式人工智慧和基於代理的工作流程的興起將是未來幾年全球保險科技市場成長的關鍵促進因素。此外，嵌入式保險和開放資料生態系統的擴展，以及向參數化保險和即時風險緩解的轉變，預計也將產生巨大的市場需求。

目錄

第1章執行摘要

第2章 Technavio 分析

• 對價格回應、生命週期、顧客購買籃、採用率和購買標準的分析。
• 輸入的重要性及差異化因素
• 干擾因素
• 促進因素和挑戰的影響

第3章 市場狀況

• 市場生態系統
• 市場特徵
• 價值鏈分析

第4章 市場規模

• 市場的定義
• 市場區隔分析
• 2025年市場規模
• 市場展望，2025-2030年

第5章 市場規模與表現

• 2020-2024年全球保險科技市場
• 基於應用領域的細分市場分析，2020-2024 年
• 按部署方式分類的細分市場分析，2020-2024 年
• 2020-2024 年最終用戶細分市場分析
• 區域區隔市場分析，2020-2024 年
• 2020-2024年各國細分市場分析

第6章 定性分析

• 人工智慧的影響：全球保險科技市場
• 地緣政治衝突的影響：全球保險科技市場

第7章：五力分析

第8章 市場區隔：依應用領域

• 比較：按應用
• 行銷與分銷
• IT支援
• 索賠管理
• 保險合約的管理和運營
• 其他
• 市場機會：依應用領域分類

第9章 市場區隔：依部署方式

• 比較：依部署方式
• 現場
• 雲
• 市場機會：依發展階段分類

第10章 市場區隔：依最終用戶分類

• 比較：按最終用戶
• 保險公司
• 仲介
• 保險投保人
• 市場機會：依最終用戶分類

第11章 客戶情況

第12章 區域情勢

• 區域細分
• 區域比較
• 北美洲
  • 美國
  • 加拿大
  • 墨西哥
• 歐洲
  • 英國
  • 德國
  • 法國
  • 瑞士
  • 荷蘭
  • 西班牙
• 亞太地區
  • 中國
  • 印度
  • 澳洲
  • 日本
  • 新加坡
  • 韓國
• 中東和非洲
  • UAE
  • 沙烏地阿拉伯
  • 南非
  • 以色列
  • 肯亞
• 南美洲
  • 巴西
  • 哥倫比亞
  • 阿根廷
• 市場機會：按地區分類

第13章 促進因素、挑戰與機遇

• 市場促進因素
• 市場挑戰
• 促進因素和挑戰的影響
• 市場機遇

第14章 競爭格局

• 概述
• 競爭格局
• 混亂局面
• 產業風險

第15章 競爭分析

• 公司簡介
• 公司排名指標
• 企業市場定位
• Alan SA
• Bolttech
• Clover Health
• Coalition Inc.
• Cover Genius
• Duck Creek Technologies LLC
• Guidewire Software Inc.
• Hippo Enterprises Inc
• Lemonade Inc.
• Majesco
• MILVIK AB
• NEXT Insurance
• Oscar Insurance Corp.
• Root inc
• wefox Holding AG

第16章附錄

The global insurtech market is forecasted to grow by USD 164263.5 mn during 2025-2030, accelerating at a CAGR of 44% during the forecast period. The report on the global insurtech market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.

The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by acceleration of ai driven hyper personalization and predictive analytics, expansion of embedded insurance and digital distribution ecosystems, paradigm shift toward usage based insurance and iot.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market size data, segment with regional analysis and vendor landscape in addition to an analysis of the key companies. Reports have historic and forecast data.

Technavio's global insurtech market is segmented as below:

By Application

• Marketing and distribution
• IT support
• Claim management
• Policy administration and management
• Others

By Deployment

• On-premises
• Cloud

By End-User

• Insurance companies
• Brokers
• Policyholders

Geography

• North America
  • US
  • Canada
  • Mexico
• Europe
  • UK
  • Germany
  • France
  • Switzerland
  • The Netherlands
  • Spain
• APAC
  • China
  • India
  • Australia
  • Japan
  • Singapore
  • South Korea
• Middle East and Africa
  • UAE
  • South Africa
  • Kenya
• South America
  • Brazil
  • Colombia
  • Argentina
• Rest of World (ROW)

This study identifies the dominance of generative ai and agentic workflows as one of the prime reasons driving the global insurtech market growth during the next few years. Also, expansion of embedded insurance and open data ecosystems and transition toward parametric insurance and real time risk mitigation will lead to sizable demand in the market.

The report on the global insurtech market covers the following areas:

• Global insurtech market sizing
• Global insurtech market forecast
• Global insurtech market industry analysis

The robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading global insurtech market vendors that include Alan SA, Bolttech, Clover Health , Coalition Inc., Cover Genius, Duck Creek Technologies LLC, Ethos Technologies Inc, Guidewire Software Inc., Hippo Enterprises Inc, Lemonade Inc., Majesco, Metromile Inc., MILVIK AB, NEXT Insurance, Oscar Insurance Corp., Policygenius Inc., Root inc, Shift Technology, Tractable Ltd., wefox Holding AG. Also, the global insurtech market analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.

The publisher presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive primary and secondary research. The market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast accurate market growth.

Table of Contents

1 Executive Summary

• 1.1 Market overview
  • Executive Summary - Chart on Market Overview
  • Executive Summary - Data Table on Market Overview
  • Executive Summary - Chart on Global Market Characteristics
  • Executive Summary - Chart on Market by Geography
  • Executive Summary - Chart on Market Segmentation by Application
  • Executive Summary - Chart on Market Segmentation by Deployment
  • Executive Summary - Chart on Market Segmentation by End-user
  • Executive Summary - Chart on Incremental Growth
  • Executive Summary - Data Table on Incremental Growth
  • Executive Summary - Chart on Company Market Positioning

2 Technavio Analysis

• 2.1 Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
  • Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
• 2.2 Criticality of inputs and Factors of differentiation
• 2.3 Factors of disruption
• 2.4 Impact of drivers and challenges

3 Market Landscape

• 3.1 Market ecosystem
• 3.2 Market characteristics
• 3.3 Value chain analysis

4 Market Sizing

• 4.1 Market definition
• 4.2 Market segment analysis
  • Market segments
• 4.3 Market size 2025
• 4.4 Market outlook: Forecast for 2025-2030

5 Historic Market Size

• 5.1 Global InsurTech Market 2020 - 2024
  • Historic Market Size - Data Table on Global InsurTech Market 2020 - 2024 ($ million)
• 5.2 Application segment analysis 2020 - 2024
  • Historic Market Size - Application Segment 2020 - 2024 ($ million)
• 5.3 Deployment segment analysis 2020 - 2024
  • Historic Market Size - Deployment Segment 2020 - 2024 ($ million)
• 5.4 End-user segment analysis 2020 - 2024
  • Historic Market Size - End-user Segment 2020 - 2024 ($ million)
• 5.5 Geography segment analysis 2020 - 2024
  • Historic Market Size - Geography Segment 2020 - 2024 ($ million)
• 5.6 Country segment analysis 2020 - 2024
  • Historic Market Size - Country Segment 2020 - 2024 ($ million)

6 Qualitative Analysis

• 6.1 Impact of AI on global insurtech market
• 6.2 Impact of geopolitical conflicts on global insurtech market

7 Five Forces Analysis

• 7.1 Five forces summary
  • Five forces analysis - Comparison between 2025 and 2030
• 7.2 Bargaining power of buyers
  • Bargaining power of buyers - Impact of key factors 2025 and 2030
• 7.3 Bargaining power of suppliers
  • Bargaining power of suppliers - Impact of key factors in 2025 and 2030
• 7.4 Threat of new entrants
  • Threat of new entrants - Impact of key factors in 2025 and 2030
• 7.5 Threat of substitutes
  • Threat of substitutes - Impact of key factors in 2025 and 2030
• 7.6 Threat of rivalry
  • Threat of rivalry - Impact of key factors in 2025 and 2030
• 7.7 Market condition

8 Market Segmentation by Application

• 8.1 Market segments
• 8.2 Comparison by Application
• 8.3 Marketing and distribution - Market size and forecast 2025-2030
• 8.4 IT support - Market size and forecast 2025-2030
• 8.5 Claim management - Market size and forecast 2025-2030
• 8.6 Policy administration and management - Market size and forecast 2025-2030
• 8.7 Others - Market size and forecast 2025-2030
• 8.8 Market opportunity by Application
  • Market opportunity by Application ($ million)

9 Market Segmentation by Deployment

• 9.1 Market segments
• 9.2 Comparison by Deployment
• 9.3 On-premises - Market size and forecast 2025-2030
• 9.4 Cloud - Market size and forecast 2025-2030
• 9.5 Market opportunity by Deployment
  • Market opportunity by Deployment ($ million)

10 Market Segmentation by End-user

• 10.1 Market segments
• 10.2 Comparison by End-user
• 10.3 Insurance companies - Market size and forecast 2025-2030
• 10.4 Brokers - Market size and forecast 2025-2030
• 10.5 Policyholders - Market size and forecast 2025-2030
• 10.6 Market opportunity by End-user
  • Market opportunity by End-user ($ million)

11 Customer Landscape

• 11.1 Customer landscape overview
  • Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria

12 Geographic Landscape

• 12.1 Geographic segmentation
• 12.2 Geographic comparison
• 12.3 North America - Market size and forecast 2025-2030
  • 12.3.1 US - Market size and forecast 2025-2030
  • 12.3.2 Canada - Market size and forecast 2025-2030
  • 12.3.3 Mexico - Market size and forecast 2025-2030
• 12.4 Europe - Market size and forecast 2025-2030
  • 12.4.1 UK - Market size and forecast 2025-2030
  • 12.4.2 Germany - Market size and forecast 2025-2030
  • 12.4.3 France - Market size and forecast 2025-2030
  • 12.4.4 Switzerland - Market size and forecast 2025-2030
  • 12.4.5 The Netherlands - Market size and forecast 2025-2030
  • 12.4.6 Spain - Market size and forecast 2025-2030
• 12.5 APAC - Market size and forecast 2025-2030
  • 12.5.1 China - Market size and forecast 2025-2030
  • 12.5.2 India - Market size and forecast 2025-2030
  • 12.5.3 Australia - Market size and forecast 2025-2030
  • 12.5.4 Japan - Market size and forecast 2025-2030
  • 12.5.5 Singapore - Market size and forecast 2025-2030
  • 12.5.6 South Korea - Market size and forecast 2025-2030
• 12.6 Middle East and Africa - Market size and forecast 2025-2030
  • 12.6.1 UAE - Market size and forecast 2025-2030
  • 12.6.2 Saudi Arabia - Market size and forecast 2025-2030
  • 12.6.3 South Africa - Market size and forecast 2025-2030
  • 12.6.4 Israel - Market size and forecast 2025-2030
  • 12.6.5 Kenya - Market size and forecast 2025-2030
• 12.7 South America - Market size and forecast 2025-2030
  • 12.7.1 Brazil - Market size and forecast 2025-2030
  • 12.7.2 Colombia - Market size and forecast 2025-2030
  • 12.7.3 Argentina - Market size and forecast 2025-2030
• 12.8 Market opportunity by geography
  • Market opportunity by geography ($ million)
  • Data Tables on Market opportunity by geography ($ million)

13 Drivers, Challenges, and Opportunity

• 13.1 Market drivers
  • Acceleration of AI driven hyper personalization and predictive analytics
  • Expansion of embedded insurance and digital distribution ecosystems
  • Paradigm shift toward usage based insurance and IoT
• 13.2 Market challenges
  • Escalating regulatory complexity and global data governance compliance
  • Sophisticated cybersecurity threats and systemic vulnerability in integrated ecosystems
  • Resistance from legacy infrastructures and cultural barriers to digital integration
• 13.3 Impact of drivers and challenges
  • Impact of drivers and challenges in 2025 and 2030
• 13.4 Market opportunities
  • Dominance of generative AI and agentic workflows
  • Expansion of embedded insurance and open data ecosystems
  • Transition toward parametric insurance and real time risk mitigation

14 Competitive Landscape

• 14.1 Overview
• 14.2 Competitive Landscape
  • Overview on criticality of inputs and factors of differentiation
• 14.3 Landscape disruption
  • Overview on factors of disruption
• 14.4 Industry risks
  • Impact of key risks on business

15 Competitive Analysis

• 15.1 Companies profiled
  • Companies covered
• 15.2 Company ranking index
  • Company ranking index
• 15.3 Market positioning of companies
  • Matrix on companies position and classification
• 15.4 Alan SA
  • Alan SA - Overview
  • Alan SA - Product / Service
  • Alan SA - Key offerings
  • SWOT
• 15.5 Bolttech
  • Bolttech - Overview
  • Bolttech - Product / Service
  • Bolttech - Key offerings
  • SWOT
• 15.6 Clover Health
  • Clover Health - Overview
  • Clover Health - Product / Service
  • Clover Health - Key offerings
  • SWOT
• 15.7 Coalition Inc.
  • Coalition Inc. - Overview
  • Coalition Inc. - Product / Service
  • Coalition Inc. - Key offerings
  • SWOT
• 15.8 Cover Genius
  • Cover Genius - Overview
  • Cover Genius - Product / Service
  • Cover Genius - Key offerings
  • SWOT
• 15.9 Duck Creek Technologies LLC
  • Duck Creek Technologies LLC - Overview
  • Duck Creek Technologies LLC - Product / Service
  • Duck Creek Technologies LLC - Key offerings
  • SWOT
• 15.10 Guidewire Software Inc.
  • Guidewire Software Inc. - Overview
  • Guidewire Software Inc. - Product / Service
  • Guidewire Software Inc. - Key offerings
  • SWOT
• 15.11 Hippo Enterprises Inc
  • Hippo Enterprises Inc - Overview
  • Hippo Enterprises Inc - Business segments
  • Hippo Enterprises Inc - Key offerings
  • Hippo Enterprises Inc - Segment focus
  • SWOT
• 15.12 Lemonade Inc.
  • Lemonade Inc. - Overview
  • Lemonade Inc. - Product / Service
  • Lemonade Inc. - Key offerings
  • SWOT
• 15.13 Majesco
  • Majesco - Overview
  • Majesco - Product / Service
  • Majesco - Key offerings
  • SWOT
• 15.14 MILVIK AB
  • MILVIK AB - Overview
  • MILVIK AB - Product / Service
  • MILVIK AB - Key offerings
  • SWOT
• 15.15 NEXT Insurance
  • NEXT Insurance - Overview
  • NEXT Insurance - Product / Service
  • NEXT Insurance - Key offerings
  • SWOT
• 15.16 Oscar Insurance Corp.
  • Oscar Insurance Corp. - Overview
  • Oscar Insurance Corp. - Product / Service
  • Oscar Insurance Corp. - Key offerings
  • SWOT
• 15.17 Root inc
  • Root inc - Overview
  • Root inc - Product / Service
  • Root inc - Key offerings
  • SWOT
• 15.18 wefox Holding AG
  • wefox Holding AG - Overview
  • wefox Holding AG - Product / Service
  • wefox Holding AG - Key offerings
  • SWOT

16 Appendix

• 16.1 Scope of the report
  • Market definition
  • Objectives
  • Notes and caveats
• 16.2 Inclusions and exclusions checklist
  • Inclusions checklist
  • Exclusions checklist
• 16.3 Currency conversion rates for US$
  • Currency conversion rates for US$
• 16.4 Research methodology
  • Research methodology
• 16.5 Data procurement
  • Information sources
• 16.6 Data validation
  • Data validation
• 16.7 Validation techniques employed for market sizing
  • Validation techniques employed for market sizing
• 16.8 Data synthesis
  • Data synthesis
• 16.9 360 degree market analysis
  • 360 degree market analysis
• 16.10 List of abbreviations
  • List of abbreviations