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市場調查報告書
商品編碼
1831994
BFSI 安全市場規模、佔有率、趨勢和預測(按類型、實體安全產品、資訊安全產品、企業規模、最終用戶和地區),2025 年至 2033 年BFSI Security Market Size, Share, Trends and Forecast by Type, Physical Security Offering, Information Security Offering, Enterprise Size, End User, and Region, 2025-2033 |
2024 年,全球 BFSI 安全市場規模為 657 億美元。展望未來, IMARC Group估計,到 2033 年,市場規模將達到 1,346 億美元,2025 年至 2033 年的複合年成長率為 8.3%。北美目前在 2024 年佔據市場主導地位,2024 年的市佔率超過 80.90%。快速的數位轉型、日益成長的網路威脅、滿足監管要求的必要性以及對安全金融交易日益成長的需求推動著市場的發展,從而產生了銀行和金融機構對創新安全解決方案的需求。
BFSI 安防市場受多種主要因素影響,其中網路安全是首要關注點。隨著金融機構紛紛轉向數位技術,擴大使用手機銀行、雲端服務、電子商務等,其遭受網路攻擊、資料外洩和詐欺的風險也呈指數級成長,迫使它們投資於加密、多因素身份驗證,甚至人工智慧驅動的威脅檢測等先進的保護技術。 GDPR 和 PCI DSS 等更嚴格的法規要求銀行遵守其資料保護標準,從而進一步推動了安全方面的投資。隨著金融科技業務的興起和銀行服務數位化趨勢的增強,對安全平台的需求也不斷成長。此外,竊盜和恐怖主義等實體安全威脅日益複雜,BFSI 必須選擇先進的實體安全系統,包括視訊監控和門禁系統。
由於針對金融公司的網路攻擊趨勢日益成長,美國已成為BFSI安防的關鍵區域市場。隨著銀行、保險公司和金融科技公司不斷擴大其數位足跡,它們越來越容易遭受資料外洩、詐欺和金融竊盜,這進一步推動了對先進網路安全解決方案的需求,包括加密、多因素身份驗證和基於人工智慧的威脅檢測系統。包括GDPR和CCPA在內的強力的監管框架增加了對以合規為中心的安全解決方案的需求。此外,雲端技術和行動銀行在美國的快速普及進一步加劇了金融機構的脆弱性,因此這些機構在安全措施方面投入了大量資金。此外,對金融科技創新和數位支付平台的依賴也增加了對安全系統的需求。內部威脅和盜竊等實體安全威脅的不斷增加,進一步促使人們投資更先進的實體安全系統,包括視訊監控和門禁控制,從而進一步增強BFSI安防市場。
基於雲端的安全解決方案的採用
美國國土安全部在包括州和地方政府在內的所有部門的網路建設中發揮了重要作用。 2022 會計年度,根據《基礎設施投資與就業法案》,國土安全部撥款 1.85 億美元,幫助州、地方和領地政府減輕其資訊系統面臨的網路風險和威脅。在此承諾的基礎上,國土安全部宣佈在 2023 財政年度再撥款 3.749 億美元,以進一步加強州和地方網路安全撥款計畫 (SLCGP)。這筆錢將用於加強州和地方機構的網路安全基礎設施,使它們能夠更安全地保護關鍵資訊系統和服務。儘管此類計劃通常針對州和地方政府,但它們清楚地表明了聯邦政府透過網路安全改進對國家整體安全的承諾。因此,這些層面的基礎設施安全性的提高間接使 BFSI 部門受益。更安全的州和地方環境將有助於在一定程度上促進更安全的數位生態系統,透過提高安全性來增強金融機構及其營運的彈性。
人工智慧和機器學習的採用率不斷提高
人工智慧和機器學習已成為 BFSI 網路安全框架不可或缺的一部分。到目前為止,美國財政部認為將人工智慧系統引入金融領域是一把雙面刃。一方面,它提供了擴大獲利的機會,另一方面,它也增加了因資料、偏見和第三方風險而產生的風險。在這方面,財政部建議 BFSI 和政府合作制定人工智慧應用標準,分享風險管理的最佳實踐,並加深對新興人工智慧和機器學習技術的理解。因此,這種夥伴關係將有助於釋放人工智慧和機器學習的潛力,同時控制隨之而來的風險,從而增強 BFSI 部門的網路安全態勢。最近的一項調查顯示,78% 的金融公司正在為至少一個用例部署生成人工智慧,86% 的受訪者預計,由於採用生成人工智慧,模型庫存將顯著或適度增加。這預示著人工智慧和機器學習技術在金融服務、保險和投保服務 (BFSI) 領域的應用將持續增加。現在正是建立健全的治理和風險管理框架的好時機,這些框架有助於合理地利用這些技術,從而獲得最佳效益。
監理合規與資料保護
監管合規和資料保護是BFSI產業的兩大關鍵優先事項。 FFIEC為金融機構加強網路安全措施提供了指導。根據所引用的來源,我們無法確定針對加密和MFA等資料保護方法的具體撥款或補助。此外,2024年7月,美國小型企業管理局(SBA)為「小型企業網路安全試點計畫」啟動了300萬美元的新資金,以進一步改善小型企業網路安全基礎設施。雖然此類措施支持小型企業,但可能與BFSI領域的監管合規需求並無直接關聯。然而,SBA的舉措進一步支持了更廣泛的網路安全領域,並透過改善環境安全性間接地幫助了BFSI領域。
The global BFSI security market size was valued at USD 65.7 Billion in 2024. Looking forward, IMARC Group estimates the market to reach USD 134.6 Billion by 2033, exhibiting a CAGR of 8.3% from 2025-2033. North America currently dominates the market in 2024, holding a market share of over 80.90% in 2024. The market is propelled by rapid digital transformation, growing cyber threats, necessities to fulfill with regulatory requirements, and increasing need for secure financial transactions, which has generated the demand for innovative security solutions in banking and financial institutions.
The BFSI security market is influenced by various major factors, with cybersecurity being the primary concern. With financial entities moving into digital technologies for the increasing use of mobile banking, cloud services, e-commerce, and more, their risks of cyber-attacks, data breaches, and fraud increase exponentially, causing them to invest in advanced protection techniques like encryption, multi-factor authentication, and even AI-driven threat detection. Stricter regulations such as GDPR and PCI DSS require banks to comply with their data protection standards, therefore further driving investment in security. The need for secure platforms is also growing because of the rise in fintech businesses and the trend of banking services becoming more digital. Additionally, increasing sophistication in physical security threats such as theft and terrorism makes it imperative for BFSI to opt for sophisticated physical security systems, which include video surveillance and access control systems.
The United States has emerged as a key regional market for BFSI security due to the growing trend of cyberattacks on financial firms. As banks, insurance companies, and fintech companies increase their digital footprint, they are more and more exposed to the chances of data breaches, fraud, and financial theft, further driving the demand for advanced cybersecurity solutions including encryption, multi-factor authentication, and AI-based threat detection systems. The strong regulatory framework, including GDPR and the CCPA, increases the demand for compliance-centric security solutions. Moreover, the rapid adoption of cloud technologies and mobile banking in the United States further creates vulnerabilities for financial organizations, and thereby, these organizations invest heavily in security measures. In addition, reliance on fintech innovations and digital payment platforms increases the demand for secure systems. Rising threats in physical security, such as insider threats and theft, further lead to investment in more advanced physical security systems, which include video surveillance and access control, thereby further enhancing the BFSI security market.
Cloud-based Security Solutions Adoption
The United States Department of Homeland Security has played an instrumental role in building cyber across all sectors, which include state and local governments. During Fiscal Year 2022, under the Infrastructure Investment and Jobs Act, DHS set aside USD 185 Million to assist the state, local, and territorial governments in mitigating their information systems from these cyber risks and threats. Building on this promise, DHS announced another USD 374.9 Million for FY 2023 to further strengthen the State and Local Cybersecurity Grant Program (SLCGP). It would be used to fortify the cybersecurity infrastructure of state and local agencies, enabling them to protect more securely critical information systems and services. Even though such programs target generally state and local governments, they manifestly indicate how much the federal government commits toward the overall security of the nation through cyber security improvements. Improved security of the infrastructures at such levels thus indirectly benefits the BFSI sector. A more secure state and local environment will help partly contribute to a more secure digital ecosystem, increasing the resilience of financial institutions and their operations by making things more secure.
Escalating Adoption of AI and Machine Learning
Artificial Intelligence and Machine Learning have become an integral part of the cybersecurity frameworks of BFSI. So far, in the U.S. The Treasury Department views the introduction of AI systems into the financial sectors as a two-edged sword. Where on the one hand it offers chances to become expansively profitable, conversely, it enhances risks that result from concerns over data, bias, and third-party exposures. In this regard, the Treasury advises BFSI and the government to collaborate in setting standards for AI applications, sharing best practices in risk management, and deepening understanding of emerging AI and ML technologies. The partnership would thus help unlock the potential of AI and ML while controlling the risks that accompany them, hence enhancing the cybersecurity posture of the BFSI sector. A recent survey revealed that 78% of financial firms are deploying generative AI for at least one-use case, and 86% of respondents expect significant or moderate increases in model inventory due to the adoption of Generative AI. This bodes well for the increase in the adoption of AI and ML technologies in BFSI sectors. It is indeed high time to have robust frameworks for governance and risk management that help in the appropriate use of these technologies to derive optimal benefits.
Regulatory Compliance and Data Protection
Regulatory compliance and data protection are two of the critical priorities for the BFSI sector. The FFIEC provides guidelines for financial institutions to strengthen cybersecurity measures. Specific allocations or grants on data protection methods such as encryption and MFA were not able to be determined from the sources referenced. Furthermore, in July 2024, the U.S. Small Business Administration (SBA) launched new funding of $3 Million for the Cybersecurity for Small Businesses Pilot Program to further improve small business cybersecurity infrastructure. While such action supports small businesses, that may not be directly tied to the BFSI space's need for regulatory compliance. However, the move by the SBA further supports the greater cybersecurity space which indirectly helps the BFSI space by making the surroundings safer.
Cybersecurity holds the largest BFSI security market share because of the growing frequency and cleverness of cyberattacks aiming financial institutions. Strong cybersecurity protections like firewalls, encryption, and multi-factor authentication are becoming more and more necessary as financial services depend more and more on digital platforms for transactions. The market is pushed by a need to ensure sensitive financial information from cyber risks, by adhering to regulatory aspects and ensuring customer confidence. This forces financial houses to put more dollars into the adoption of artificial intelligence in cybersecurity technologies, and automated detection of threats. This creates growth for the segment under constant improvement due to emerging cyber threats.
The service segment holds the maximum share due to the growing requirement for integrated security solutions. This can be attributed to remote monitoring services and security systems integration, as financial institutions demand continuous surveillance and effective management of security at different locations. This makes security a sophisticated threat to banks and insurance companies. They need the latest technologies, expert management, and 24/7 monitoring by outsourcing these services. The development of smart cities and more stringent security requirements further accelerate the need for comprehensive physical security services.
Solution leads the market with 70.2% of the market share. The largest share in the information security offering segment is taken up by identity and access management, which has been driven by increasing demand to secure user identity and access to sensitive financial data. As more financial institutions turn toward digital channels and mobile banking, IAM systems are an essential means of preventing unauthorized access and ensuring regulatory compliance. As cyberattacks, which target user credentials continue to rise, IAM solutions- advanced, that involve biometric authentication and multi-factor authentication are in growing demand. Financial institutions have lately zeroed in on protecting customers' data from fraud by making this market segment more potent.
The market is dominated by large enterprises with a market share of 60.7%, mainly due to the high use of digital infrastructure and its requirement for overall multi-layered security solutions. These organizations face complex cybersecurity threats that require advanced protection of massive volumes of sensitive data and financial transactions. Large enterprises invest in both physical and cyber security systems, including AI-driven cybersecurity solutions, integrated access control, and advanced video surveillance. The increased regulatory pressure, coupled with increasing concerns about cyberattacks and data breaches, is driving demand for sophisticated security solutions among large financial institutions.
Banks hold the largest market share of 40.0% in the BFSI security sector, driven by the critical need to protect vast amounts of sensitive financial data, customer information, and transaction systems. As banks increasingly digitize their services, the demand for robust cybersecurity and physical security systems intensifies. Banks are investing heavily in advanced cybersecurity solutions, like encryption, firewalls, and threat detection systems, as well as physical security measures like video surveillance and access control, with the rise of cyberattacks, frauds, and data breaches. Customer trust and regulatory compliance also contribute to this segment's growth.
In 2024, North America holds 38.9% of the market share in the BFSI security markets. The aerospace and energy sectors, being leading users of BFSI security solutions, require advanced systems to protect sensitive information and ensure regulatory compliance. Furthermore, the region experiences a strong presence of key technology and cybersecurity companies, providing a platform for innovation in the development of tailored security solutions for the BFSI industry. North America also boasts a strong infrastructure for research and development and is occupied by the highest-ranked universities and institutions researching cutting-edge materials science, artificial intelligence, and cryptography, which propel the development of advanced security technologies for the BFSI sector. With a strongly regulated environment across the region and cyber threats occurring frequently, the market for safe financial systems is seeing an increase.
The BFSI security market in the Asia Pacific is fueled by rapid digitalization, escalated internet penetration, and widespread adoption of e-commerce and mobile banking. Higher cyber threats and stringent regulations by the government on data protection are forcing financial institutions to invest in advanced security solutions. Furthermore, a growing financial services sector including fintech startups in the region is increasing the requirement for a strong cybersecurity framework to safeguard sensitive financial data and transactions.
Data protection regulations have been an increasing concern due to stricter regulation, thus driving BFSI security in the European market. Digital banks, mobile payment systems, and financial technologies are contributing to more and more applications of secured financial systems to meet customers' demands, and strict regulation compliance together with a sense of high cyber resilience makes BFSI secure in that region, resulting in much investment in such modern cybersecurity systems.
The BFSI security market in Latin America is expanding because of the rising change toward digital financial services and mobile banking. The rise in cybercrime, along with the need to comply with evolving data protection regulations, is driving financial institutions to prioritize cybersecurity. In addition, the growing fintech ecosystem in the region is increasing the demand for secure financial solutions, further driving BFSI security market growth.
Rapid economic development, increased internet penetration, and a growing reliance on digital banking are driving the BFSI security market in the Middle East and Africa. Cyber threats are rising and so is the necessity to comply with regulations. Therefore, financial institutions are spending on robust security systems. Moreover, government initiatives for modernizing financial infrastructures and promoting fintech innovations are contributing to the expansion of the market.
United States BFSI Security Market Analysis
In 2024, the United States accounts for over 80.90% of the BFSI security market in North America. The BFSI Security in the U.S. is under rapid growth as cyber threats intensify and regulatory frameworks update. The Identity Theft Research Center reported a record-high 3,205 breaches in 2023 in the U.S. against more than 353 Million individuals, which emphasizes the critical need for more advanced security measurements. As a result, banks are investing in next-generation security solutions, including AI-powered threat detection, real-time fraud prevention systems, and advanced encryption technology, to safeguard sensitive information. According to Forbes, cloud-based security leads as more than 80% of banks deploy the solution to take advantage of its scalability and increased security. Federal initiatives such as CISA's cybersecurity programs further supplement the support with industry-wide best practices. Major players such as IBM, Cisco, and Palo Alto Networks are innovating, and thus, robust cybersecurity frameworks are being ensured. With the increasing digitalization, along with consumer awareness about data protection, market growth is further fueled, positioning the U.S. at the top of BFSI Security solutions globally.
Europe BFSI Security Market Analysis
The BFSI Security market in Europe is propelled by increasing cyber threats and stringent regulatory frameworks like GDPR. EU agency dedicated to improving cybersecurity (ENISA) has identified seven prime cybersecurity threats in 2024, where threats against availability are leading followed by ransomware and threats against data. ENISA's report analyzed several thousand publicly reported cybersecurity incidents, focusing on the vulnerability of financial institutions. Germany, France, and the UK are investing much in their sophisticated cyber security measures to counter these threats. For example, Germany committed USD 10.24 Billion to cybersecurity in 2023. Financial institutions are embracing novel approaches like AI-based fraud detection and biometric authentication for stronger security. Atos and Kaspersky Lab lead the market progressions while the government-sponsored programs drive R&D in adopting blockchain for secure transactions. These initiatives along with the rising adoption of digital banking make Europe one of the most important geographic markets for BFSI Security.
Asia Pacific BFSI Security Market Analysis
The BFSI Security market in Asia Pacific is growing fast with increased digitalization and cyber threats. Cyberattacks at financial institutions have increased from 6,168 in 2018 to 429,847 in 2023 as per the Indian Computer Emergency Response Team, CERT-In. In addition, the report by an Indian consulting firm indicates that more than 45% of Indian businesses face an increase of over 50% in the attacks. Also, 67% of the government and essential services reported an increase in cyberattacks. Innovations in AI-based threat detection and blockchain technology are seen across the region. Cybersecurity spending in China increased to USD 25 Billion in 2023, thus depicting advanced security systems. Initiatives such as the "Digital India" in India and the "Cybersecurity Law" in China are driving this secure digital environment. The combination of local and global players, coupled with the growing consumer confidence in digital platforms, has made Asia Pacific a significant player in the global BFSI Security market.
Latin America BFSI Security Market Analysis
The BFSI Security market in Latin America is growing at a very high rate due to the increase in cyber threats and the adoption of strict data protection laws. In 2022, Brazil experienced an attempted cyberattack of 103.16 Billion, which is 16% more than the last year, according to Fortinet. Ransomware attacks surged by 51%, making Brazil the most targeted country in Latin America. These incidents, including phishing schemes, point out a pressing need for strong cybersecurity strategies. General Data Protection Law, enacted in 2021, sets tight parameters about how data should be collected and stored, pushing firms into making investments in advanced protection devices and threat detection mechanisms. Adopts cloud technology, and enhanced network security - two trends are altering the regional security landscape. Financial institutions and businesses are focusing on cybersecurity to protect sensitive information, build consumer trust, and comply with regulatory requirements to provide a secure digital space and promote market growth.
Middle East and Africa BFSI Security Market Analysis
The market in the Middle East is growing at a fast pace because of the rising digital transformation and the increase in cyber threats. According to the National Cybersecurity Authority (NCA), the cybersecurity market in Saudi Arabia was estimated to be around USD 3.5 Billion in 2023, which clearly shows that investment in protecting critical sectors has been massive in this region. Financial institutions are trying to use advanced solutions like biometric authentication, AI-driven threat detection, and secure cloud infrastructure to combat cyber risks. The UAE is taking the lead in regional initiatives through the Dubai Cyber Security Strategy that enforces strong digital frameworks. Other countries in the region embrace regulatory measures that enhance data protection while ensuring they meet the world's standards. Government collaboration with top cyber firms, such as Palo Alto Networks, is driving innovation. With increasing customer awareness about the importance of data security and strategic attempts from many ends, the Middle East will be one of the fastest-growing regions for BFSI Security.
BFSI security sector players in the market are aggressively developing new strategies for enhancing cybersecurity solutions against increasing and developing cyber threats. Companies have taken into focus and focused their effort on creating advanced solutions to develop, including multi-factor authentication, end-to-end encryption, biometric authentication, and AI-based threat detection systems. They are also focusing on achieving global security standards and other regulations such as GDPR, PCI DSS, and SOX, which ensure proper and safe handling of personal, financial, and transaction-related data. In addition, players are increasingly using blockchain technology to prevent fraud, implement safe digital payment systems, and enhance clarity. Scalability serves as the primary advantage of cloud-based security solutions, which deliver protection against cyberattacks flexibly and efficiently. These organizations also have strategic partnerships with specialized cybersecurity firms, integrating real-time monitoring and response capabilities, to quickly identify and mitigate emerging threats and thus strengthen their overall defense infrastructure.