金融服務人工智慧代理的全球市場：市場規模、市場佔有率和趨勢分析（按類型、金融機構類型、技術和地區）、按細分市場預測（2025-2030 年）

AI Agents In Financial Services Market Size, Share & Trends Analysis Report By Type (Risk Management Agents, Compliance and Regulatory Agents, Fraud Detection Agents), By Institutional Type, By Technology, By Region, And Segment Forecasts, 2025 - 2030

出版日期: 2025年04月24日 | 出版商:

Grand View Research | 英文 150 Pages | 商品交期: 2-10個工作天內

價格

簡介目錄圖表

市場規模與趨勢：

2024 年全球金融服務人工智慧代理市場價值估計為 4.902 億美元，預計 2025 年至 2030 年的複合年成長率為 45.4%。

人工智慧代理正在透過自動化複雜流程、改善決策和提供個人化的客戶體驗來迅速改變金融服務。這些智慧型系統管理著廣泛的任務，從客戶入職和全天候支援到詐騙偵測和即時投資管理，使其更加高效和安全。透過利用 ML 和 NLP，AI 代理可以提供量身定做的金融諮詢、最佳化投資組合併簡化合規性。隨著金融機構競相採用先進技術，人工智慧代理對於改善業務、推動創新和在快速發展的行業中保持競爭力變得至關重要。

技術創新和消費者期望的變化推動市場擴張。客戶現在期望無縫、個人化的數位體驗，而人工智慧代理是實現這些期望的核心。雲端處理的興起降低了採用人工智慧代理的門檻，使得小型金融機構無需進行大規模基礎設施投資即可利用複雜的人工智慧功能。隨著人工智慧代理在金融服務領域變得越來越複雜，它們的角色正在從日常任務擴展到複雜的決策和策略諮詢功能。

然而，這種快速成長並非沒有挑戰。人們對資料隱私、人工智慧的道德部署和監管合規性的擔憂十分突出。金融機構必須謹慎處理這些問題，以建立信任並確保負責任的人工智慧整合。儘管有這些障礙，人工智慧代理在金融服務領域的發展動能依然明顯。人工智慧代理能夠提高效率、增強客戶參與並開發新的業務機會，是金融業數位化未來的基石。

金融服務人工智慧代理市場佔有率（按地區分類）（2024 年和 2030 年）
北美洲
- 美國
- 加拿大
- 墨西哥
歐洲
- 英國
- 德國
- 法國
亞太地區
- 中國
- 日本
- 印度
- 韓國
- 澳洲
拉丁美洲
- 巴西
中東和非洲
- 沙烏地阿拉伯
- 阿拉伯聯合大公國
- 南非

第8章競爭態勢

公司分類
公司市場定位
參與企業概況
財務表現
按類型分類的基準
公司熱圖分析
戰略地圖
公司簡介/上市公司
- Accenture
- Amazon Web Services（AWS）
- FICO
- Microsoft
- NVIDIA
- Salesforce
- SAP
- Oracle
- Temenos
- Upstart
- WorkFusion
- Zest AI

簡介目錄圖表

Product Code: GVR-4-68040-542-8

Market Size & Trends:

The global AI agents in financial services market size was estimated at USD 490.2 million in 2024 and is projected to grow at a CAGR of 45.4% from 2025 to 2030. AI agents are rapidly transforming financial services by automating complicated processes, improving decision-making, and serving personalized customer experiences. These intelligent systems manage tasks ranging from customer onboarding and 24/7 support to fraud detection and real-time investment management, making tasks more efficient and secure. By leveraging ML and NLP, AI agents provide tailored financial advice, optimize portfolios, and streamline compliance, all while reducing costs and errors. As financial institutions race to adopt advanced technologies, AI agents are becoming imperative for operational improvements, driving innovation, and staying competitive in a fast-evolving industry.

Market expansion is further fueled by technological innovations and changing consumer expectations. Customers now demand seamless, personalized digital capabilities, and AI agents are central to meeting these expectations. The rise of cloud computing has lowered the obstacles to deploying AI agents, allowing smaller institutions to leverage complex AI capabilities without massive infrastructure investments. As AI agents become more advanced in financial services, their roles expand from routine tasks to complex decision-making and strategic advisory functions.

However, this rapid growth is not without challenges. Concerns around data privacy, ethical AI deployment, and regulatory compliance are prominent. Financial institutions must navigate these issues carefully to build trust and ensure responsible AI integration. Despite these hurdles, the momentum behind AI agents in financial services is unmistakable. Their ability to drive efficiently, enhance customer engagement, and unlock new business opportunities positions them as a cornerstone of the industry's digital future.

Global AI Agents in Finance Services Market Report Segmentation

This report forecasts revenue growth at global, regional, and country levels and provides an analysis of the latest industry trends in each of the sub-segments from 2018 to 2030. For this study, Grand View Research has segmented the global AI Agents in financial services market report based on type, institution type, technology and region:

Type Outlook (Revenue, USD Million, 2018 - 2030)
Risk Management Agents
Compliance and Regulatory Agents
Fraud Detection Agents
Customer Service Agents
Credit Scoring Agents
Others
Institutional Type Outlook (Revenue, USD Million, 2018 - 2030)
Traditional Banks
InsurTech Firms
FinTech Companies
Others
Technology Outlook (Revenue, USD Million, 2018 - 2030)
Machine Learning (ML) & Deep Learning
Large Language Models (LLMs)
Robotic Process Automation (RPA)
Cloud Computing & APIs
Others
Regional Outlook (Revenue, USD Million, 2018 - 2030)
North America
- U.S.
- Canada
- Mexico
Europe
- UK
- Germany
- France
Asia Pacific
- China
- Japan
- India
- South Korea
- Australia
Latin America
- Brazil
Middle East and Africa (MEA)
- KSA
- UAE
- South Africa

Chapter 1. Methodology and Scope

1.1. Market Segmentation and Scope
1.2. Market Definition
1.3. Research Methodology
- 1.3.1. Information Procurement
- 1.3.2. Information or Data Analysis
- 1.3.3. Market Formulation & Data Visualization
- 1.3.4. Data Validation & Publishing
1.4. Research Scope and Assumptions
- 1.4.1. List of Data Sources

Chapter 2. Executive Summary

2.1. Market Outlook
2.2. Segment Outlook
2.3. Competitive Insights

Chapter 3. AI Agents in Financial Services market Variables, Trends, & Scope

3.1. Market Introduction/Lineage Outlook
3.2. Market Dynamics
- 3.2.1. Market Driver Analysis
- 3.2.2. Market Restraint Analysis
- 3.2.3. Industry Challenge
3.3. AI Agents in Financial Services market Analysis Tools
- 3.3.1. Porter's Analysis
- 3.3.2. PESTEL Analysis

Chapter 4. AI Agents in Financial Services market: Type Estimates & Trend Analysis

4.1. Segment Dashboard
4.2. AI Agents in Financial Services market: Type Movement Analysis, 2024 & 2030 (USD Million)
4.3. Risk Management Agents
- 4.3.1. Risk Management Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
4.4. Compliance and Regulatory Agents
- 4.4.1. Compliance and Regulatory Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
4.5. Fraud Detection Agents
- 4.5.1. Fraud Detection Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
4.6. Customer Service Agents
- 4.6.1. Customer Service Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
4.7. Credit Scoring Agents
- 4.7.1. Credit Scoring Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
4.8. Others
- 4.8.1. Others AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 5. AI Agents in Financial Services market: Institutional Type Estimates & Trend Analysis

5.1. Segment Dashboard
5.2. AI Agents in Financial Services market: Institutional Type Movement Analysis, 2024 & 2030 (USD Million)
5.3. Traditional Banks
- 5.3.1. Traditional Banks AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
5.4. InsurTech Firms
- 5.4.1. InsurTech firms AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
5.5. FinTech Companies
- 5.5.1. FinTech companies AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
5.6. Others
- 5.6.1. Others AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 6. AI Agents in Financial Services market: Technology Estimates & Trend Analysis

6.1. Segment Dashboard
6.2. AI Agents in Financial Services market: Technology Movement Analysis, 2024 & 2030 (USD Million)
6.3. Machine Learning (ML) & Deep Learning
- 6.3.1. Machine Learning (ML) & Deep Learning AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
6.4. Large Language Models (LLMs)
- 6.4.1. Large Language Models (LLMs) AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
6.5. Robotic Process Automation (RPA)
- 6.5.1. Robotic Process Automation (RPA) AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
6.6. Cloud Computing & APIs
- 6.6.1. Cloud Computing & APIs AI Agents in Financial Services market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 7. AI Agents in Financial Services market: Regional Estimates & Trend Analysis

7.1. AI Agents in Financial Services market Share, By Region, 2024 & 2030 (USD Million)
7.2. North America
- 7.2.1. North America AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.2.2. U.S.
  - 7.2.2.1. U.S. AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.2.3. Canada
  - 7.2.3.1. Canada AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.2.4. Mexico
  - 7.2.4.1. Mexico AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
7.3. Europe
- 7.3.1. Europe AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.3.2. UK
  - 7.3.2.1. UK AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.3.3. Germany
  - 7.3.3.1. Germany AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.3.4. France
  - 7.3.4.1. France AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
7.4. Asia Pacific
- 7.4.1. Asia Pacific AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.2. China
  - 7.4.2.1. China AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.3. Japan
  - 7.4.3.1. Japan AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.4. India
  - 7.4.4.1. India AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.5. South Korea
  - 7.4.5.1. South Korea AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.6. Australia
  - 7.4.6.1. Australia AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
7.5. Latin America
- 7.5.1. Latin America AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.5.2. Brazil
  - 7.5.2.1. Brazil AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
7.6. Middle East and Africa
- 7.6.1. Middle East and Africa AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.6.2. KSA
  - 7.6.2.1. KSA AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.6.3. UAE
  - 7.6.3.1. UAE AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.6.4. South Africa
  - 7.6.4.1. South Africa AI Agents in Financial Services market Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 8. Competitive Landscape

8.1. Company Categorization
8.2. Company Market Positioning
8.3. Participant's Overview
8.4. Financial Performance
8.5. Type Benchmarking
8.6. Company Heat Map Analysis
8.7. Strategy Mapping
8.8. Company Profiles/Listing
- 8.8.1. Accenture
  - 8.8.1.1. Participant's Overview
  - 8.8.1.2. Financial Performance
  - 8.8.1.3. Product Benchmarking
  - 8.8.1.4. Recent Developments
- 8.8.2. Amazon Web Services (AWS)
  - 8.8.2.1. Participant's Overview
  - 8.8.2.2. Financial Performance
  - 8.8.2.3. Product Benchmarking
  - 8.8.2.4. Recent Developments
- 8.8.3. FICO
  - 8.8.3.1. Participant's Overview
  - 8.8.3.2. Financial Performance
  - 8.8.3.3. Product Benchmarking
  - 8.8.3.4. Recent Developments
- 8.8.4. Microsoft
  - 8.8.4.1. Participant's Overview
  - 8.8.4.2. Financial Performance
  - 8.8.4.3. Product Benchmarking
  - 8.8.4.4. Recent Developments
- 8.8.5. NVIDIA
  - 8.8.5.1. Participant's Overview
  - 8.8.5.2. Financial Performance
  - 8.8.5.3. Product Benchmarking
  - 8.8.5.4. Recent Developments
- 8.8.6. Salesforce
  - 8.8.6.1. Participant's Overview
  - 8.8.6.2. Financial Performance
  - 8.8.6.3. Product Benchmarking
  - 8.8.6.4. Recent Developments
- 8.8.7. SAP
  - 8.8.7.1. Participant's Overview
  - 8.8.7.2. Financial Performance
  - 8.8.7.3. Product Benchmarking
  - 8.8.7.4. Recent Developments
- 8.8.8. Oracle
  - 8.8.8.1. Participant's Overview
  - 8.8.8.2. Financial Performance
  - 8.8.8.3. Product Benchmarking
  - 8.8.8.4. Recent Developments
- 8.8.9. Temenos
  - 8.8.9.1. Participant's Overview
  - 8.8.9.2. Financial Performance
  - 8.8.9.3. Product Benchmarking
  - 8.8.9.4. Recent Developments
- 8.8.10. Upstart
  - 8.8.10.1. Participant's Overview
  - 8.8.10.2. Financial Performance
  - 8.8.10.3. Product Benchmarking
  - 8.8.10.4. Recent Developments
- 8.8.11. WorkFusion
  - 8.8.11.1. Participant's Overview
  - 8.8.11.2. Financial Performance
  - 8.8.11.3. Product Benchmarking
  - 8.8.11.4. Recent Developments
- 8.8.12. Zest AI
  - 8.8.12.1. Participant's Overview
  - 8.8.12.2. Financial Performance
  - 8.8.12.3. Product Benchmarking
  - 8.8.12.4. Recent Developments

簡介目錄圖表

List of Tables

Table 1 Global AI Agents in Financial Services Market by type, 2018 - 2030 (USD Million)
Table 2 Global AI Agents in Financial Services Market by institution type, 2018 - 2030 (USD Million)
Table 3 Global AI Agents in Financial Services Market by technology, 2018 - 2030 (USD Million)
Table 4 Global AI Agents in Financial Services Market by region, 2018 - 2030 (USD Million)
Table 5 North America AI Agents in Financial Services Market by country, 2018 - 2030 (USD Million)
Table 6 Europe AI Agents in Financial Services Market by country, 2018 - 2030 (USD Million)
Table 7 Asia Pacific AI Agents in Financial Services Market by country, 2018 - 2030 (USD Million)
Table 8 Latin America AI Agents in Financial Services Market by country, 2018 - 2030 (USD Million)
Table 9 MEA AI Agents in Financial Services Market by country, 2018 - 2030 (USD Million)
Table 10 Key companies launching new products/services
Table 11 Key companies engaged in mergers & acquisition
Table 12 Key companies engaged in Research & development
Table 13 Key Companies engaged in expansion

List of Figures

Fig. 1 AI Agents in Financial Services Market segmentation
Fig. 2 Market research process
Fig. 3 Information procurement
Fig. 4 Primary research pattern
Fig. 5 Market research approaches
Fig. 6 Market formulation & validation
Fig. 7 AI Agents in Financial Services Market snapshot
Fig. 8 AI Agents in Financial Services Market segment snapshot
Fig. 9 AI Agents in Financial Services Market competitive landscape snapshot
Fig. 10 Market driver impact analysis
Fig. 11 Market restraint impact analysis
Fig. 12 AI Agents in Financial Services Market: Type outlook key takeaways (USD Million)
Fig. 13 AI Agents in Financial Services Market: Type movement analysis 2024 & 2030 (USD Million)
Fig. 14 Risk Management Agents market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 15 Compliance and Regulatory Agents market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 16 Fraud Detection Agents market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 17 Customer Service Agents market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 18 Credit Scoring Agents market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 19 Others market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 20 AI Agents in Financial Services Market: Institutional Type outlook key takeaways (USD Million)
Fig. 21 AI Agents in Financial Services Market: Institutional Type movement analysis 2024 & 2030 (USD Million)
Fig. 22 Traditional Banks market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 23 InsurTech Firms market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 24 FinTech companies market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 25 Others market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 26 AI Agents in Financial Services Market: Technology outlook key takeaways (USD Million)
Fig. 27 AI Agents in Financial Services Market: Technology movement analysis 2024 & 2030 (USD Million)
Fig. 28 Machine Learning (ML) & Deep Learningmarket revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 29 Large Language Models (LLMs) market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 30 Robotic Process Automation (RPA) market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 31 Cloud Computing & APIs market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 32 Others market revenue estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 33 Regional marketplace: Key takeaways
Fig. 34 AI Agents in Financial Services Market: Regional outlook, 2024 & 2030 (USD Million)
Fig. 35 North America AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 36 U.S. AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 37 Canada AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 38 Mexico AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 39 Europe AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 40 UK AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 41 Germany AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 42 France AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 43 Asia Pacific AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 44 China AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 45 Japan AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 46 India AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 47 South Korea AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 48 Australia AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 49 Latin America AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 50 Brazil AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 51 MEA AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 52 KSA AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 53 UAE AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 54 South Africa AI Agents in Financial Services Market estimates and forecasts, 2018 - 2030 (USD Million)
Fig. 55 Company Categorization
Fig. 56 Company Market Positioning
Fig. 57 Strategy framework