首頁 > 市場調查報告書 > 通訊

支付卡行動支付

市場調查報告書

商品編碼

1699494

即時付款市場：按組件、按付款類型、按部署模式、按地區

Real Time Payments Market, By Component, By Payment Type, By Deployment Mode, By Geography

出版日期: 2025年03月06日 | 出版商:

Coherent Market Insights | 英文 167 Pages | 商品交期: 2-3個工作天內

價格

簡介目錄

2025 年全球即時付款市場規模估計為 351.2 億美元，預計到 2032 年將達到 2,855.2 億美元，2025 年至 2032 年的年複合成長率（CAGR）為 34.9%。

報告範圍		報告詳細資訊
基準年	2024	2025年的市場規模	351.2億美元
效能資料	2020-2024	預測期	2025-2032
預測期：2025-2032年複合年成長率：	34.90%	2032年價值預測	2855.2億美元

數字。各地區即時付款市場佔有率（%）（2025 年）

近年來，受多種因素推動，全球即時付款市場經歷了顯著成長。傳統上，付款需要幾天。然而，隨著數位技術的快速發展，對即時和無縫付款選項的需求日益成長。即時付款允許資金從一個銀行帳戶即時轉移銀行帳戶另一個銀行帳戶，無論地理位置或貨幣如何。一旦發起付款，收款人即可在幾秒鐘內收到資金。在新興經濟體中，各國中央銀行和金融監管機構正在開發國家基礎設施和框架，以促進即時付款。預計這將導致更廣泛地採用即時付款解決方案，以加快交易處理並改善客戶體驗。

市場動態：

全球即時付款市場的成長受到行動銀行解決方案的日益普及、電子商務產業的成長以及促進即時付款的新興法規結構等因素的推動。然而，未授權存取和侵犯隱私的安全問題正在阻礙市場的成長。提供先進付款技術的新興金融科技公司正在創造巨大的商機。將付款處理能力與附加價值服務相結合為銀行和付款提供者開闢了新的可能性。

本研究的主要特點

本報告對全球即時付款市場進行了詳細分析，並以 2024 年為基準年，展示了預測期（2025-2032 年）的市場規模和複合年成長率。

它還強調了各個領域的潛在商機，並說明了該市場的有吸引力的投資提案矩陣。

它還提供了有關市場促進因素、限制因素、機會、新產品發布和核准、市場趨勢、區域前景和主要企業採用的競爭策略的主要考察。

全球即時付款市場的主要企業是根據公司亮點、產品系列、關鍵亮點、績效和策略等參數進行的分析。

研究涉及的主要企業包括 ACI Worldwide、Fidelity National Information Services (FIS)、Fiserv、Mastercard、Visa、PayPal、Temenos、Wirecard、Apple Inc.、Ant Financial、Ripple Labs Inc.、Nets Group、Worldline、Intellect Design Arena 和 Obopay。

本報告的見解將使負責人和公司經營團隊能夠就未來的產品發布、類型升級、市場擴張和行銷策略做出明智的決策。

本研究報告針對該產業的各個相關人員，包括投資者、供應商、產品製造商、經銷商、新進業者和財務分析師。

可以透過用於分析全球即時付款市場的各種策略矩陣來促進相關人員的決策。

Report Coverage	Report Details
Base Year:	2024	Market Size in 2025:	USD 35.12 Bn
Historical Data for:	2020 To 2024	Forecast Period:	2025 To 2032
Forecast Period 2025 to 2032 CAGR:	34.90%	2032 Value Projection:	USD 285.52 Bn

The global real time payments market has been witnessing significant growth in the recent past, driven by various factors. Traditionally, payments used to take days for transaction settlement. However, with rapid advancements in digital technologies, there is a growing demand for instant and seamless payment options. Real time payments enable immediate exchange of money from one bank account to another, regardless of the geographical locations and currencies. They ensure availability of funds to the payee within seconds after payment initiation. Various central banks and financial regulators across major economies are promoting real time payments by developing nationwide infrastructure and frameworks. This is anticipated to boost the adoption of real time payment solutions among organizations for faster transaction processing and enhanced customer experiences.

Market Dynamics:

The growth of the global real time payments market is driven by factors such as increasing adoption of mobile banking solutions, growing e-commerce industry, and enabling regulatory frameworks promoting instant payments. However, security concerns regarding unauthorized access and privacy breaches hamper the market growth. Emerging fintech players offering advanced payment technologies present significant opportunities. Integration of payment processing capabilities with value-added services widens the scope for banks and payment providers.

Key Features of the Study:

This report provides in-depth analysis of the global real time payments market, and provides market size (US$ Billion) and compound annual growth rate (CAGR%) for the forecast period (2025-2032), considering 2024 as the base year

It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market

This study also provides key insights about market drivers, restraints, opportunities, new product launches or approvals, market trends, regional outlook, and competitive strategies adopted by key players

It profiles key players in the global real time payments market based on the following parameters - company highlights, products portfolio, key highlights, financial performance, and strategies

Key companies covered as a part of this study include ACI Worldwide, FIS (Fidelity National Information Services), Fiserv, Mastercard, Visa, PayPal, Temenos, Wirecard, Apple Inc., Ant Financial, Ripple Labs Inc., Nets Group, Worldline, Intellect Design Arena, and Obopay

Insights from this report would allow marketers and the management authorities of the companies to make informed decisions regarding their future product launches, type up-gradation, market expansion, and marketing tactics

The global real time payments market report caters to various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants, and financial analysts

Stakeholders would have ease in decision-making through various strategy matrices used in analyzing the global real time payments market

Market Segmentation

Component Insights (Revenue, USD Bn, 2020 - 2032)
- Solutions
- Services
Payment Type Insights (Revenue, USD Bn, 2020 - 2032)
- Person-to-Person (P2P)
- Person-to-Business (P2B)
- Business-to-Person (B2P)
- Business-to-Business (B2B)
- Others
Deployment Mode Insights (Revenue, USD Bn, 2020 - 2032)
- Cloud-based
- On-premise
Regional Insights (Revenue, USD Bn, 2020 - 2032)
- North America
- U.S.
- Canada
- Latin America
- Brazil
- Argentina
- Mexico
- Rest of Latin America
- Europe
- Germany
- U.K.
- Spain
- France
- Italy
- Russia
- Rest of Europe
- Asia Pacific
- China
- India
- Japan
- Australia
- South Korea
- ASEAN
- Rest of Asia Pacific
- Middle East
- GCC Countries
- Israel
- Rest of Middle East
- Africa
- South Africa
- North Africa
- Central Africa
Key Players Insights
- ACI Worldwide
- FIS (Fidelity National Information Services)
- Fiserv
- Mastercard
- Visa
- PayPal
- Temenos
- Wirecard
- Apple Inc.
- Ant Financial
- Ripple Labs Inc.
- Nets Group
- Worldline
- Intellect Design Arena
- Obopay

1. Research Objectives and Assumptions

Research Objectives
Assumptions
Abbreviations

2. Market Purview

Report Description
- Market Definition and Scope
Executive Summary
- Global Real Time Payments Market, By Component
- Global Real Time Payments Market, By Payment Type
- Global Real Time Payments Market, By Deployment Mode
- Global Real Time Payments Market, By Region

3. Market Dynamics, Regulations, and Trends Analysis

Market Dynamics
Impact Analysis
Key Highlights
Regulatory Scenario
Product Launches/Approvals
PEST Analysis
PORTER's Analysis
Market Opportunities
Regulatory Scenario
Key Developments
Industry Trends

4. Global Real Time Payments Market, By Component, 2020-2032, (USD Bn)

Introduction
- Market Share Analysis, 2025 and 2032 (%)
- Y-o-Y Growth Analysis, 2021 - 2032
- Segment Trends
Solutions
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
Services
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)

5. Global Real Time Payments Market, By Payment Type, 2020-2032, (USD Bn)

Introduction
- Market Share Analysis, 2025 and 2032 (%)
- Y-o-Y Growth Analysis, 2021 - 2032
- Segment Trends
Person-to-Person (P2P)
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
Person-to-Business (P2B)
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
Business-to-Person (B2P)
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
Business-to-Business (B2B)
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
Others
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)

6. Global Real Time Payments Market, By Deployment Mode, 2020-2032, (USD Bn)

Introduction
- Market Share Analysis, 2025 and 2032 (%)
- Y-o-Y Growth Analysis, 2021 - 2032
- Segment Trends
Cloud-based
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)
On-premise
- Introduction
- Market Size and Forecast, and Y-o-Y Growth, 2020-2032, (USD Bn)

7. Global Real Time Payments Market, By Region, 2020 - 2032, Value (USD Bn)

Introduction
- Market Share (%) Analysis, 2025, 2028 & 2032, Value (USD Bn)
- Market Y-o-Y Growth Analysis (%), 2021 - 2032, Value (USD Bn)
- Regional Trends
North America
- Introduction
- Market Size and Forecast, By Component, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Payment Type, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Deployment Mode, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
  - U.S.
  - Canada
Latin America
- Introduction
- Market Size and Forecast, By Component, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Payment Type, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Deployment Mode, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
  - Brazil
  - Argentina
  - Mexico
  - Rest of Latin America
Europe
- Introduction
- Market Size and Forecast, By Component, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Payment Type, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Deployment Mode, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
  - Germany
  - U.K.
  - Spain
  - France
  - Italy
  - Russia
  - Rest of Europe
Asia Pacific
- Introduction
- Market Size and Forecast, By Component, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Payment Type, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Deployment Mode, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
  - China
  - India
  - Japan
  - Australia
  - South Korea
  - ASEAN
  - Rest of Asia Pacific
Middle East
- Introduction
- Market Size and Forecast, By Component, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Payment Type, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Deployment Mode, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Country, 2020 - 2032, Value (USD Bn)
  - GCC Countries
  - Israel
  - Rest of Middle East
Africa
- Introduction
- Market Size and Forecast, By Component, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Payment Type, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Deployment Mode, 2020 - 2032, Value (USD Bn)
- Market Size and Forecast, By Country/Region, 2020 - 2032, Value (USD Bn)
  - South Africa
  - North Africa
  - Central Africa

8. Competitive Landscape

ACI Worldwide
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
FIS (Fidelity National Information Services)
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Fiserv
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Mastercard
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Visa
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
PayPal
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Temenos
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Wirecard
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Apple Inc.
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Ant Financial
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Ripple Labs Inc.
- Company Highlights
- Product Portfolio
- Key Developments
- Financial Performance
- Strategies
Nets Group
Worldline
Intellect Design Arena
Obopay