首頁 > 市場調查報告書 > 銀行業務

投資

市場調查報告書

商品編碼

1739523

退休金管理軟體市場（按部署類型、退休金基金規模、最終用戶和地區分類）2026 年至 2032 年

Pension Administration Software Market By Type of Deployment (On-premises, Cloud-based), Pension Fund Size (Less Than $500 Million, $10 Billion and Above), End-User (Pension Plan Administrators, Employers), & Region for 2026-2032

出版日期: 2025年05月09日 | 出版商:

Verified Market Research | 英文 202 Pages | 商品交期: 2-3個工作天內

價格

簡介目錄

退休金管理軟體市場評估 - 2026-2032

隨著退休金計畫日益複雜，對高效率、準確、合規的管理要求日益提高，退休金管理軟體的需求也隨之穩定成長。隨著世界人口老化和退休人數增加，退休金交易和管理業務也隨之增加。退休金管理軟體提供自動化解決方案，可簡化流程、最大限度地減少人工錯誤並確保法規規性。預計2024年市場規模將超過50億美元，2032年將達到約119億美元。

此外，人工智慧和機器學習等先進技術的結合使該軟體能夠提供有關退休金計劃績效、風險管理和投資策略的有用見解，從而刺激需求。對具有成本效益和高效的退休金管理軟體的需求不斷成長，推動市場在 2026 年至 2032 年期間以 11.4% 的複合年成長率成長。

退休金管理軟體市場定義/概述

退休金管理軟體是一款專門用於管理和簡化退休金計劃複雜操作的應用程式。它通常涵蓋記錄保存、福利計算、法規遵循和索賠處理等功能。這些程序透過自動執行典型業務、確保福利計算準確以及保存受益人和交易的詳細記錄，幫助退休金高效運作。退休金管理機構、政府機構和金融機構使用它來提高退休金管理效率，並改善對退休金用戶的服務。

技術突破和監管環境的不斷發展將塑造退休金管理軟體。人工智慧、機器學習和區塊鏈等新技術的發展預計將增強這些系統的功能，提供更準確的預測分析、更強大的詐騙偵測和更高的透明度。

隨著個人化退休規劃日益受到重視，這些系統很可能會與其他財務規劃工具結合，提供量身定做的建議和見解。隨著法規的收緊和對即時數據需求的成長，軟體必須不斷發展以適應這些變化，並在保持合規的同時為利益相關人員提供更多價值。

推動退休金管理軟體市場採用的因素有哪些？

金融服務領域的數位轉型預計將推動退休金管理軟體市場的成長。科技變革的步伐日新月異，普華永道2019年的一項調查顯示，81%的銀行執行長對此表示擔憂，凸顯了整個金融服務領域數位化的必要性。對於希望提升效率和使用者體驗的退休金管理機構而言，這種採用更複雜軟體解決方案的意願至關重要。即時數據存取、準確的福利計算以及對不斷變化的法規的合規性需求將推動對現代退休金管理軟體的需求，以適應當今複雜的金融格局。

向定期定額給付養老金的轉變將顯著加速退休金管理軟體市場的成長。據韋萊韜悅 (Willis Towers Watson) 稱，2009 年至 2019 年期間，定期定額給付養老金資產以每年 8.9% 的速度成長，達到 8.9 兆美元。這一全球趨勢迫切需要開發能夠高效管理個人帳戶並向計劃用戶提供詳細易用報告的軟體。管理不同用戶的需求並確保合規性的複雜性使得先進的退休金管理軟體至關重要，從而推動了市場參與企業的成長。

高昂的實施成本將如何影響退休金管理軟體市場的成長？

高昂的實施成本可能會阻礙退休金管理軟體市場的擴張。這些成本包括初始軟體採購、客製化、資料遷移、員工培訓和持續維護，對於中小企業和IT預算有限的企業來說，這些成本可能過高。此類經濟障礙可能會減緩或阻礙現代退休金管理解決方案的採用，尤其是在金融基礎設施低度開發的地區。雖然對先進軟體的需求顯而易見，但採用這些解決方案的高昂成本可能會抑制市場成長，並限制部分退休金管理機構的准入。

缺乏IT基礎設施會對退休金管理軟體市場的成長產生重大影響。糟糕的IT基礎設施，包括過時的硬體、有限的網路功能以及薄弱的網路安全措施，可能會阻礙現有退休金管理軟體的成功實施和使用。此類基礎設施缺陷可能導致成本上升和實施問題，尤其是在新興市場和規模較小的公司。退休金管理機構可能難以實施需要強大IT基礎設施的新軟體解決方案，這可能會抑制退休金管理軟體市場的整體成長和擴張。

The demand for pension administration software is steadily expanding as pension plans become more complicated, necessitating efficient, accurate, and compliant management. As the world's population ages and the number of retirees grows, so does the volume of pension transactions and administrative chores. Pension administration software provides automated solutions that streamline procedures, minimize manual errors, and assure regulatory compliance. The market size surpass USD 5.0 Billion valued in 2024 to reach a valuation of around USD 11.9 Billion by 2032.

Furthermore, the incorporation of advanced techniques such as artificial intelligence and machine learning allows the software to provide useful insights into pension plan performance, risk management, and investment strategies, which drives up demand. The rising demand for cost-effective and efficient pension administration software is enabling the market grow at a CAGR of 11.4% from 2026 to 2032.

Pension Administration Software Market: Definition/ Overview

Pension Administration Software is a specialist application used to manage and simplify the complexities of pension plan operations. It typically covers functions such as record keeping, benefit calculation, regulatory compliance, and claim processing. This program helps administer pension funds more efficiently by automating typical operations, assuring correct benefit calculations, and keeping detailed records of beneficiaries and transactions. It is used by pension fund managers, administrative agencies, and financial institutions to increase pension fund management efficiency and improve plan participant service delivery.

Technological breakthroughs and developing regulatory landscapes will shape pension administration software. Emerging developments including artificial intelligence, machine learning, and blockchain are predicted to increase these systems' capabilities, resulting in more accurate predictive analytics, better fraud detection, and greater transparency.

With the increasing emphasis on personalized retirement planning, these systems will most likely combine with other financial planning tools to provide tailored advice and insights. As rules tighten and the demand for real-time data grows, software must evolve to support these changes, maintaining compliance and providing more value to stakeholders.

Which Factors Enhance the Use of Pension Administration Software Market?

The digital transformation in financial services is projected to boost the growth of the pension administration software market. The rapid speed of technological change, as shown by a 2019 PwC survey in which 81% of banking CEOs expressed worry, emphasizes the need for digitalization across the sector. This desire to adopt more complex software solutions is critical for pension administrators who want to increase efficiency and user experience. The necessity for real-time data access, correct benefit calculations, and compliance with changing rules will drive up demand for modern pension administration software, ensuring that it can handle today's complicated financial landscape.

The transition to defined contribution plans will substantially accelerate the growth of the pension administration software market. This global trend, evidenced by an 8.9% annual growth in defined contribution assets from 2009 to 2019, which reached USD 8.9 Trillion, according to Willis Towers Watson, necessitates the development of software capable of efficiently managing individual accounts and providing detailed, user-friendly reporting to plan participants. The complexity of managing varied participant requirements while ensuring regulatory compliance makes advanced pension administration software important, driving market growth.

How will the High Implementation Costs Affect the Growth of the Pension Administration Software Market?

High implementation costs may impede the expansion of the pension administration software market. These costs can include initial software acquisition, customization, data migration, staff training, and continuing maintenance, which can be prohibitively expensive for smaller firms or those with restricted IT budgets. This financial barrier might slow or prevent the adoption of contemporary pension administration solutions, especially in areas with less developed financial infrastructures. While the need for advanced software is obvious, the high costs associated with adopting these solutions may stifle market growth and limit access for some pension administrators.

The lack of IT infrastructure can have a substantial impact on the growth of the pension administration software market. Inadequate IT infrastructure, such as out-of-date hardware, restricted network capabilities, and poor cybersecurity measures, might impede the successful deployment and usage of current pension administration software. This lack of infrastructure can result in higher costs and implementation issues, especially in emerging markets or small enterprises. Pension administrators may struggle to implement new software solutions that demand a strong IT infrastructure, reducing the overall growth and expansion of the pension administration software market.

Category-Wise Acumens

Will the Control and Customization Fuel the On-premises Category for the Pension Administration Software Market?

The on-premises sector continues to dominate the pension administration software market. Control and customization will be the driving forces behind the on-premises pension administration software industry. On-premises solutions enable pension administrators to modify the software to their requirements and seamlessly connect it with current systems. This flexibility is critical for enterprises with unique or complex needs that off-the-shelf cloud solutions may not meet. On-premises deployments provide you with greater control over data security and compliance, which is a major concern in the financial sector.

Organizations with current on-premises infrastructure will dominate the pension administration software market. These firms frequently want to keep their existing infrastructure due to significant investments in hardware and software, established workflows, and skilled workers experienced with on-premises systems. They may also have strict security and regulatory requirements that are easier to manage in a secure, on-premises environment. On-premises solutions can be more customizable to meet specific organizational needs and integrate with existing systems, making them an appealing option for organizations looking to leverage their existing infrastructure while maintaining greater control over their data and software environment.

Will the Increasing Pension Plan Administrators Segment Drive the Pension Administration Software Market?

Pension Plan Administrators (PPAs) dominate the pension administration software market. Investment strategies and administrative processes will propel the pension plan administrators' section of the pension administration software market. Pension plan administrators must use sophisticated technologies to manage complex investment strategies and streamline administrative processes efficiently. Advanced software solutions enable these administrators to optimize portfolio administration, assure regulatory compliance, and improve participant communication. Pension plan administrators can use these technologies to improve operational efficiency and better serve their stakeholders, creating demand for pension administration software in this area.

Large and complex pension plans that necessitate sophisticated software solutions will boost the pension plan administrators' portion of the pension administration software market. These plans entail complex investment strategies, a large number of beneficiaries, and severe regulatory requirements, all of which require modern software to operate properly. Advanced systems give the resources required for complete data management, extensive reporting, and compliance tracking, making them vital for administrators who handle complicated pension plans. The necessity for increased skills in handling large and complex plans drives demand for specialized software in this market.

Country/Region-wise Acumens

Will the Advanced Technology Adoption in the North American Region Expand the Pension Administration Software Market?

North America leads the pension administration software market, with numerous governmental and private pension programs. Advanced technology usage in North America will have a substantial impact on the growth of the pension administration software market. With more than 90% of public pension systems in the United States implementing or preparing to use current software, and 78% of Canadian pension plan sponsors expecting to invest in new technologies, there is a high need for sophisticated pension administration solutions. This is supported by the United States Bureau of Labor Statistics projection of a 7% increase in financial computer systems analyst employment, demonstrating the growing demand for advanced technology support.

Strong economic growth in North America will propel the Pension Administration Software market. The strong economic performance, with the US GDP expanding by 2.1% in 2022 and expected to continue at similar rates, combined with considerable gains in pension assets-USD 39.4 Trillion in the US and CAD 2.3 Trillion in Canada-fuels demand for advanced pension administration systems. This increase in pension funds and participants demands more complex and efficient software to handle the additional data and regulatory requirements. Furthermore, 68% of North American enterprises are expected to increase their investment in pension technology over the next two years, emphasizing the need for improved software solutions to efficiently manage this expansion and drive market growth.

Will the Rapid Economic Development in the Asia Pacific Region Boost the Growth of the Pension Administration Software Market?

The Asia Pacific region is experiencing the most rapid expansion in the pension administration software market. The rapid economic expansion in Asia Pacific will boost the market for pension administration software. With emerging Asia expected to grow by 4.8% in 2023 and 4.9% in 2024, and pension assets in the region rising at a compound annual growth rate of 7.9% to USD 7.1 Trillion, there is a significant increase in pension coverage and assets. This economic expansion is reflected by an increase in pension participants, with China increasing from 887 million to over 1 billion and India's EPFO member base growing by 43% since 2018. The growing pension landscape necessitates an urgency for scalable, efficient, and technologically advanced software solutions. The projected investment in new pension technology by 72% of pension fund managers in Asia-Pacific over the next three years shows the need for modernized solutions to properly manage this development, ultimately propelling the market ahead.

The increase in technological penetration and awareness in the Asia-Pacific region will fuel the growth of the pension administration software market. According to the International Telecommunication Union, with internet penetration expected to reach 64.1% by 2023 and strong advances in digital connection, the region is experiencing a rise in digital transformation in the pension sector. The Asian Development Bank reports that 62% of pension funds have launched digital projects, up from 37% in 2019. Cerulli Associates reports that 73% of pension fund administrators now prioritize technology updates, up from 56% in 2020, indicating a greater understanding of the benefits of modern pension software. The effective decrease of processing times by 40% in China and a 300% growth in digital transactions in India demonstrate the growing usage of sophisticated systems, which drives market demand for modern pension administration solutions.

Competitive Landscape

The pension administration software market is a dynamic and competitive space, characterized by a diverse range of players vying for market share. These players are on the run for solidifying their presence through the adoption of strategic plans such as collaborations, mergers, acquisitions, and political support.

The organizations are focusing on innovating their product line to serve the vast population in diverse regions. Some of the prominent players operating in the pension administration software market include:

Visma
Equiniti
Oracle
UNIT4
Capita
Vitech Systems
Civica
SAP
Congruent Solutions
Sagitec Solutions

Latest Developments

In August 2023, Strongpoint Partners expanded its network by adding Pension Financial Services (PFS), a Duluth, GA-based third-party administrator focusing on retirement solutions. This agreement expands Strongpoint's footprint and expertise in the southeastern area of the United States.In November 2022, Milliman announced the official launch of Milliman Agile ALM. This software solution allows insurers to access asset/liability management (ALM) and stochastic valuation, which helps them comply with standards such as IFRS 17 and Solvency II.
In September 2022, TELUS Corporation bought LifeWorks, a global pioneer in providing physical and digital solutions that enhance people's overall wellness, for CAD 2.3 billion (USD 1.69 billion). A successful acquisition has increased TELUS Health's worldwide reach by 50 million people and over 160 countries.

1. INTRODUCTION

Market Definition
Market Segmentation
Research Methodology

2. Executive Summary

Key Findings
Market Overview
Market Highlights

3. Market Overview

Market Size and Growth Potential
Market Trends
Market Drivers
Market Restraints
Market Opportunities
Porter's Five Forces Analysis

4. Pension Administration Software Market, By Type of Deployment

On-premises
Cloud-based

5. Type of Deployment:

On-premises
Cloud-based

6. Pension Fund Size:

Less Than $500 Million
$500 Million To $1 Billion
$1 Billion To $5 Billion
$5 Billion To $10 Billion
$10 Billion and Above

7. End-User:

Pension Plan Administrators
Government Agencies
Employers

8. Regional Analysis

North America
United States
Canada
Mexico
Europe
United Kingdom
Germany
France
Italy
Asia-Pacific
China
Japan
India
Australia
Latin America
Brazil
Argentina
Chile
Middle East and Africa
South Africa
Saudi Arabia
UAE

9. Market Dynamics

Market Drivers
Market Restraints
Market Opportunities
Impact of COVID-19 on the Market

10. Competitive Landscape

Key Players
Market Share Analysis

11. Company Profiles

Visma
Equiniti
Oracle
UNIT4
Capita
Vitech Systems
Civica
SAP
Congruent Solutions
Sagitec Solutions

12. Market Outlook and Opportunities

Emerging Technologies
Future Market Trends
Investment Opportunities

13. Appendix

List of Abbreviations
Sources and References

02-2729-4219

+886-2-2729-4219

License/價格

FAQ

退休金管理軟體市場（按部署類型、退休金基金規模、最終用戶和地區分類）2026 年至 2032 年

Pension Administration Software Market By Type of Deployment (On-premises, Cloud-based), Pension Fund Size (Less Than $500 Million, $10 Billion and Above), End-User (Pension Plan Administrators, Employers), & Region for 2026-2032

退休金管理軟體市場評估 - 2026-2032

推動退休金管理軟體市場採用的因素有哪些？

高昂的實施成本將如何影響退休金管理軟體市場的成長？

目錄

第1章 引言

第2章執行摘要

第3章市場概述

第4章。退休金管理軟體市場（按部署類型）

第5章。退休金管理軟體市場（按部署類型）

第6章退休金管理軟體市場：退休金基金規模

第7章退休金管理軟體市場：最終用戶

第8章區域分析

第9章市場動態

第10章 競爭格局

第11章 公司簡介

第12章 市場展望市場展望與機會

第13章 附錄

Pension Administration Software Market Valuation - 2026-2032