全球零售核心銀行系統市場：市場規模（依產品類型、應用與地區）、未來預測

零售核心銀行體系的市場規模與預測

零售核心銀行系統市場規模預計在 2024 年達到 78.306 億美元，到 2032 年將達到 169.0804 億美元，2026 年至 2032 年的複合年成長率為 10.10%。

在預測期內，零售銀行系統的採用率將不斷成長，因為它為銀行提供了低成本的資金籌措來源，維持了有效的客戶關係管理，並建立了堅實的基礎。這些因素是零售核心銀行系統市場的主要驅動力。 《全球零售核心銀行系統市場報告》對市場進行了全面的評估，包括關鍵細分市場、趨勢、市場促進因素、市場限制、競爭格局以及在市場中發揮重要作用的因素。

定義全球零售核心銀行市場

零售銀行系統，也稱為消費者銀行或個人銀行，為個人提供金融服務。它為個人消費者提供資金管理、信貸取得和安全存放資金的途徑。本系統提供的服務包括儲蓄帳戶、活期帳戶、房屋抵押貸款、個人貸款、簽帳金融卡卡/信用卡、存款證明等。零售銀行體系提供穩定性，並構成核心存款。零售銀行業務為銀行帶來更高的收益和收益，同時，該系統也透過負擔得起的信貸改善了人們的生活方式，並實現了他們的願望。

我們的報告包含可操作的數據和前瞻性的分析，可協助您制定宣傳方案、建立商業計劃、組織簡報或撰寫提案。

全球零售核心銀行系統市場概況

在預測期內，零售銀行體系的採用率將持續上升，因為它為銀行提供了低成本的資金籌措來源，維持了有效的客戶關係管理，並奠定了堅實的基礎。消費貸款風險較低，而零售銀行體系則透過增加生產活動促進國家經濟復甦。這些因素是零售核心銀行系統市場的主要驅動力。

此外，在需求主導經濟下，零售銀行體系所需的行銷工作極少。如今，客戶更傾向使用網路銀行而非分店銀行。那些遲遲不採用科技型產品的銀行難以留住青睞網路銀行的客戶。追蹤和監控海量貸款帳戶將迫使銀行在人力資源部門投入巨額資金。這些都是未來可能影響零售核心銀行系統市場成長的主要限制因素。

目錄

第 1 章全球零售核心銀行系統市場：簡介

• 市場概覽
• 分析範圍
• 先決條件

第2章執行摘要

第3章 已驗證的市場研究分析方法

• 資料探勘
• 驗證
• 第一手資料
• 資料來源列表

第4章 全球零售核心銀行系統市場展望

• 概述
• 市場動態
  • 驅動程式
  • 限制因素
  • 機會
• 波特五力模型
• 價值鏈分析

第5章。全球零售核心銀行系統市場（依產品類型）

• 概述
• 本地
• 雲端基礎

第6章。全球零售核心銀行系統市場（按應用）

• 概述
• 基於網路
• 安裝類型
• 其他

第7章。全球零售核心銀行系統市場（按地區）

• 概述
• 北美洲
  • 美國
  • 加拿大
  • 墨西哥
• 歐洲
  • 德國
  • 英國
  • 法國
  • 其他歐洲國家
• 亞太地區
  • 中國
  • 日本
  • 印度
  • 其他亞太地區
• 世界其他地區
  • 拉丁美洲
  • 中東和非洲

第8章全球零售核心銀行系統市場的競爭格局

• 概述
• 各公司市場排名
• 主要發展策略

第9章 公司簡介

• Temenos
• EdgeVerve
• Tata Consultancy
• Fiserv
• Oracle
• BML Istisharat
• Exictos
• FIS Global
• Finastra
• Intertech
• Infrasoft Tech

第10章 附錄

• 相關分析

Retail Core Banking Systems Market Size And Forecast

Retail Core Banking Systems Market size was valued at USD 7830.6 Million in 2024 and is projected to reach USD 16908.04 Million by 2032, growing at a CAGR of 10.10% from 2026 to 2032.

The adoption of the retail banking system is rising over the forecast period as it constitutes low-cost funds for the banks, maintains effective customer relationship management, and builds a strong base. These factors are the prominent driving factors of the Retail Core Banking Systems Market. The Global Retail Core Banking Systems Market report provides a holistic evaluation of the market. The report offers a comprehensive analysis of key segments, trends, drivers, restraints, competitive landscape, and factors that are playing a substantial role in the market.

Global Retail Core Banking Systems Market Definition

Retail core banking is also known as consumer banking or personal banking which provides financial services to the consumers as individuals. It is a way for individual consumers to manage their money, have access to credit, and securely deposit their money. Services offered by the system include savings and checking accounts, mortgages, personal loans, debit/credit cards, and certificates of deposit. The retail banking system provides stability and constitutes core deposits. Retail banking results in better yield and improved bottom line for the bank and the system improves the lifestyle and fulfills the aspirations of the people through affordable credit.

Our reports include actionable data and forward-looking analysis that help you craft pitches, create business plans, build presentations and write proposals.

Global Retail Core Banking Systems Market Overview

The adoption of the retail banking system is rising over the forecast period as it constitutes low-cost funds for the banks, maintains effective customer relationship management, and builds a strong base. Consumer loans are presumed to be at lower risk and the retail banking system helps in the economic revival of the nation through increased production activity. These factors are the prominent driving factors of the Retail Core Banking Systems Market.

The retail banking system also involves minimum marketing efforts in a demand-driven economy. Customers nowadays prefer net banking over branch banking. The banks that are slow in introducing technology-based products are finding it difficult to retain customers who wish to opt for net banking. The follow-up and monitoring of the huge volume of loan accounts induce banks to spend heavily in the human resource department. These are major restraints that can affect the market growth of the retail core banking system in the coming future.

Global Retail Core Banking Systems Market: Segmentation Analysis

The Global Retail Core Banking Systems Market is Segmented on the basis of Product Type, Application, And Geography.

Retail Core Banking Systems Market, By Product Type

• On-Premise
• Cloud-Based

Based on Product Type, the market is segmented into On-Premise and Cloud Based. Cloud-based type is the leading segment to grow at the highest rate during the forecast period. Several Bank in various regions aim to seek efficiency in their operating model that would help them make data-driven decisions and so the cloud-based type segment is nurtured with its implementation in retail banking institutions that help to transform their business by providing a data-driven decision, Big Data Analytics, and reduction in operational cost.

Retail Core Banking Systems Market, By Application

• Web-Based
• Installed
• Others

Based on Application, the market is segmented into Web-Based, Installed, and Others. The web-based system is leading the segment and is expected to grow and have the highest CAGR during the forecast period. This can be attributed to some of the benefits, it provides real-time data and helps in making data-driven decisions. However, security issues like data breach is still a concern for major key players, but this issue is expected to be eradicated by advanced technologies coming forth.

Retail Core Banking Systems Market, By Geography

• North America
• Europe
• Asia Pacific
• Rest of the World

Based on Regional Analysis, the Global Retail Core Banking Systems Market is classified into North America, Europe, Asia Pacific, and the Rest of the world. Asia Pacific is leading and is expected to grow at the highest CAGR during the forecast period as cloud and AI-enabled digital transformation enable Bank to provide banking solutions and the rise in adoption of advanced technologies in the BFSI industry in other countries such as India, China, Japan, and Australia. Companies are more inclined toward investing in mobile and cloud technologies used in their business operations which is likely to nurture the region's growth.

Key Players

The "Global Retail Core Banking Systems Market" study report will provide valuable insight with an emphasis on the global market including some of the major players such as Temenos, EdgeVerve, Oracle, Tata Consultancy, Fiserv, FIS Global, Finastra, BML Istisharat, Intertech, Exictos, and Infrasoft Tech.

Our market analysis also entails a section solely dedicated to such major players wherein our analysts provide an insight into the financial statements of all the major players, along with product benchmarking and SWOT analysis. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.

TABLE OF CONTENTS

1 INTRODUCTION OF GLOBAL RETAIL CORE BANKING SYSTEMS MARKET

• 1.1 Overview of the Market
• 1.2 Scope of Report
• 1.3 Assumptions

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY OF VERIFIED MARKET RESEARCH

• 3.1 Data Mining
• 3.2 Validation
• 3.3 Primary Interviews
• 3.4 List of Data Sources

4 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET OUTLOOK

• 4.1 Overview
• 4.2 Market Dynamics
  • 4.2.1 Drivers
  • 4.2.2 Restraints
  • 4.2.3 Opportunities
• 4.3 Porters Five Force Model
• 4.4 Value Chain Analysis

5 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET, BY PRODUCT TYPE

• 5.1 Overview
• 5.2 On-Premise
• 5.3 Cloud Based

6 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET, BY APPLICATION

• 6.1 Overview
• 6.2 Web-Based
• 6.3 Installed
• 6.4 Others

7 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET, BY GEOGRAPHY

• 7.1 Overview
• 7.2 North America
  • 7.2.1 U.S.
  • 7.2.2 Canada
  • 7.2.3 Mexico
• 7.3 Europe
  • 7.3.1 Germany
  • 7.3.2 U.K.
  • 7.3.3 France
  • 7.3.4 Rest of Europe
• 7.4 Asia Pacific
  • 7.4.1 China
  • 7.4.2 Japan
  • 7.4.3 India
  • 7.4.4 Rest of Asia Pacific
• 7.5 Rest of the World
  • 7.5.1 Latin America
  • 7.5.2 Middle East & Africa

8 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET COMPETITIVE LANDSCAPE

• 8.1 Overview
• 8.2 Company Market Ranking
• 8.3 Key Development Strategies

9 COMPANY PROFILES

• 9.1 Temenos
  • 9.1.1 Overview
  • 9.1.2 Financial Performance
  • 9.1.3 Product Outlook
  • 9.1.4 Key Developments
• 9.2 EdgeVerve
  • 9.2.1 Overview
  • 9.2.2 Financial Performance
  • 9.2.3 Product Outlook
  • 9.2.4 Key Developments
• 9.3 Tata Consultancy
  • 9.3.1 Overview
  • 9.3.2 Financial Performance
  • 9.3.3 Product Outlook
  • 9.3.4 Key Developments
• 9.4 Fiserv
  • 9.4.1 Overview
  • 9.4.2 Financial Performance
  • 9.4.3 Product Outlook
  • 9.4.4 Key Developments
• 9.5 Oracle
  • 9.5.1 Overview
  • 9.5.2 Financial Performance
  • 9.5.3 Product Outlook
  • 9.5.4 Key Developments
• 9.6 BML Istisharat
  • 9.6.1 Overview
  • 9.6.2 Financial Performance
  • 9.6.3 Product Outlook
  • 9.6.4 Key Developments
• 9.7 Exictos
  • 9.7.1 Overview
  • 9.7.2 Financial Performance
  • 9.7.3 Product Outlook
  • 9.7.4 Key Developments
• 9.8 FIS Global
  • 9.8.1 Overview
  • 9.8.2 Financial Performance
  • 9.8.3 Product Outlook
  • 9.8.4 Key Developments
• 9.9 Finastra
  • 9.9.1 Overview
  • 9.9.2 Financial Performance
  • 9.9.3 Product Outlook
  • 9.9.4 Key Developments
• 9.10 Intertech
  • 9.10.1 Overview
  • 9.10.2 Financial Performance
  • 9.10.3 Product Outlook
  • 9.10.4 Key Developments
• 9.11 Infrasoft Tech
  • 9.11.1 Overview
  • 9.11.2 Financial Performance
  • 9.11.3 Product Outlook
  • 9.11.4 Key Developments

10 Appendix

• 10.1 Related Research