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市場調查報告書
商品編碼
1946348

支付安全市場 - 全球產業規模、佔有率、趨勢、機會、預測（按類型、組件、解決方案、地區和競爭格局分類），2021-2031年

Payment Security Market - Global Industry Size, Share, Trends, Opportunity, and Forecast. Segmented By Type, By Component, By Solution, By Region & Competition, 2021-2031F
出版日期: | 出版商: TechSci Research | 英文 182 Pages | 商品交期: 2-3個工作天內

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簡介目錄

全球支付安全市場預計將從 2025 年的 308.2 億美元成長到 2031 年的 655.1 億美元，複合年成長率達到 13.39%。

該市場由監管通訊協定和技術解決方案組成，旨在保護敏感資料和金融交易免受未授權存取。其成長主要受國際貿易快速數位化以及企業必須滿足嚴格的合規要求（例如支付卡產業資料安全標準 (PCI DSS)）的驅動。此外，日益嚴重的金融詐騙威脅也要求各機構實施強力的防衛機制來保護其資產。為了說明有效安全措施的緊迫性，金融專業人士協會 (AFP) 的報告顯示，到 2025 年，79% 的機構在 2024 年都曾遭遇支付詐騙未遂或實際發生的情況。

市場概覽
預測期 2027-2031
市場規模：2025年 308.2億美元
市場規模：2031年 655.1億美元
複合年成長率：2026-2031年 13.39%
成長最快的細分市場 服務
最大的市場 北美洲

然而，市場擴張也帶來了一項重大挑戰：如何在嚴格的安全措施和流暢的客戶體驗之間取得平衡。過多的身份驗證程序往往會給用戶帶來不便，並延誤交易，導致更高的購物車放棄率，進而給商家造成相應的收入損失。因此，相關人員正不斷努力製定嚴格的安全標準，以有效降低風險，同時又不影響合法支付作業的效率。

市場促進因素

資料外洩和金融網路攻擊事件的日益增多是全球支付安全市場的主要驅動力。隨著攻擊者利用日益複雜的技術，從人工智慧驅動的詐騙和社交工程到勒索軟體，支付處理機構和金融機構面臨著加強防禦基礎設施的巨大壓力。惡意活動的增加促使人們需要先進的威脅偵測和回應系統來保護敏感的消費者資料。為了強調這項持續存在的威脅，2024年10月發布的《2024年上半年英國金融詐騙報告》指出，2024年上半年英國的詐騙事件總數較去年同期成長了16%。

同時，全球向非接觸式和數位支付方式的快速轉型正在改變安全格局。從現金到行動錢包、即時匯款和各種電子商務平台的轉變擴大了攻擊面，需要採取多種安全措施，例如多因素身份驗證和令牌化。商家正積極擴展其支付功能以滿足消費者偏好，這就催生了對現代化安全框架的需求。根據Visa於2024年3月發布的《2024年全球電子商務支付與詐欺報告》，82%的受訪商家在上年度中至少實施了一種新的支付方式。保護這些管道的財務影響力以金額為準。 IBM報告稱，2024年金融機構因資料外洩造成的平均損失將達608萬美元，遠高於全球平均。

市場挑戰

全球支付安全市場面臨的一大障礙在於，如何在實施嚴格的安全通訊協定和確保流暢的客戶體驗之間取得平衡。商家部署複雜的身份驗證層來打擊欺詐，而合法用戶卻常常面臨繁瑣的多因素身份驗證和忘記登入憑證等問題。這種摩擦直接導致交易延遲和購物車放棄率上升，實際上為了打擊不法分子而損害了合法用戶的利益。因此，企業往往不願意實施高階安全解決方案，擔心這些繁瑣的措施會降低轉換率並導致收入損失，阻礙了高階安全技術的普及。

近期數據印證了這種猶豫，凸顯了消費者對傳統安全方式的不滿。 FIDO聯盟在2024年發布的報告顯示，42%的消費者在上個月放棄了一次網路購物，原因只是忘記了密碼。這項數據表明，當安全通訊協定阻礙了存取時，就會造成直接且可衡量的收入損失。只要身分驗證機制被視為障礙而非受保護的資產，商家就可能繼續謹慎投資於全面的安全套件，從而限制市場的快速成長。

市場趨勢

生物識別和無密碼認證的廣泛普及正在改變全球支付安全市場，使其擺脫對靜態憑證的依賴。這一趨勢的驅動力在於對強大安全性和流暢用戶體驗的雙重需求，它利用了基於FIDO的標準，使消費者能夠透過持有特定憑證或唯一特徵而非記憶進行身份驗證。這種轉變不僅降低了合法用戶的支付摩擦，也降低了網路釣魚和撞庫人員編制的風險。根據Dashlane於2025年10月發布的《Passkey Power 20 2025》報告，全球Passkey認證量預計將同比成長超過一倍，這標誌著人們正明顯地從傳統密碼轉向防釣魚的基礎設施。

同時，網路標記化的廣泛應用正逐漸成為保障支付生命週期安全和提升交易績效的關鍵標準。這項技術以唯一的數位代幣取代了敏感的主帳號（PAN），確保即使在極少數情況下發生資料洩露，底層資料對攻擊者也毫無價值，從而有效降低了目標對網路犯罪分子的價值。除了安全性之外，該框架還透過簡化生命週期管理，顯著提升了業務永續營運。具體而言，身份驗證憑證會自動更新，從而避免交易失敗。萬事達卡在2025年2月向美國證券交易委員會提交的文件中披露，到2024年，全球約有30%的交易採用了代幣化技術，凸顯了這項技術在工業規模上的快速發展。

目錄

第1章概述

第2章調查方法

第3章執行摘要

第4章：客戶評價

第5章 全球支付安全市場展望

  • 市場規模及預測
    • 按金額
  • 市佔率及預測
    • 按類型（POS、Web 和行動裝置）
    • 按組件（解決方案與服務）
    • 依解決方案分類（防毒和防火牆、資料加密、令牌化、其他）
    • 按地區
    • 按公司（2025 年）
  • 市場地圖

6. 北美支付安全市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 北美洲：國家分析
    • 美國
    • 加拿大
    • 墨西哥

7. 歐洲支付安全市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 歐洲：國家分析
    • 德國
    • 法國
    • 英國
    • 義大利
    • 西班牙

8. 亞太地區支付安全市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 亞太地區：國家分析
    • 中國
    • 印度
    • 日本
    • 韓國
    • 澳洲

9. 中東和非洲支付安全市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 中東和非洲：國家分析
    • 沙烏地阿拉伯
    • 阿拉伯聯合大公國
    • 南非

10. 南美洲支付安全市場展望

  • 市場規模及預測
  • 市佔率及預測
  • 南美洲：國家分析
    • 巴西
    • 哥倫比亞
    • 阿根廷

第11章 市場動態

  • 促進要素
  • 任務

第12章 市場趨勢與發展

  • 併購
  • 產品發布
  • 最新進展

第13章 全球支付安全市場：SWOT分析

第14章：波特五力分析

  • 產業競爭
  • 新進入者的可能性
  • 供應商電力
  • 顧客權力
  • 替代品的威脅

第15章 競爭格局

  • Symantec Corporation
  • Cisco Systems, Inc.
  • IBM Corporation
  • Trend Micro, Inc.
  • Sophos Group plc
  • NortonLifeLock Inc.
  • McAfee, LLC
  • CA Technologies
  • Cybersource Corporation
  • Thales Group
  • Bluefin Payment Systems
  • Trustwave Holdings, Inc.
  • Ingenico Group

第16章 策略建議

第17章：關於研究公司及免責聲明

簡介目錄
Product Code: 1641

The Global Payment Security Market is projected to expand from USD 30.82 Billion in 2025 to USD 65.51 Billion by 2031, achieving a CAGR of 13.39%. This market comprises the regulatory protocols and technological solutions designed to defend sensitive data and financial transactions against unauthorized access. Growth is primarily fuelled by the rapid digitization of international commerce and the obligation for enterprises to meet strict compliance mandates, such as PCI DSS. Furthermore, the rising threat of financial fraud compels the adoption of strong defense mechanisms to safeguard organizational assets. Highlighting the urgency for effective security, the Association for Financial Professionals reported in 2025 that 79% of organizations experienced attempted or actual payments fraud in 2024.

Market Overview
Forecast Period2027-2031
Market Size 2025USD 30.82 Billion
Market Size 2031USD 65.51 Billion
CAGR 2026-203113.39%
Fastest Growing SegmentServices
Largest MarketNorth America

Nevertheless, market expansion faces a significant hurdle in reconciling stringent security measures with a smooth customer experience. Implementing excessive authentication steps frequently generates user friction and transaction delays, leading to higher rates of cart abandonment and subsequent revenue declines for merchants. As a result, stakeholders grapple with the ongoing challenge of establishing rigorous protection standards that successfully mitigate risk without hindering the efficiency of legitimate payment operations.

Market Driver

The rising incidence of data breaches and financial cyberattacks serves as a major catalyst for the Global Payment Security Market. With threat actors utilizing increasingly sophisticated methods-ranging from AI-driven fraud and social engineering to ransomware-payment processors and financial institutions face immense pressure to strengthen their defensive infrastructures. This uptick in malicious behavior fuels the necessity for sophisticated threat detection and response systems capable of guarding sensitive consumer data. Emphasizing the continuity of this threat, UK Finance's 'Half Year Fraud Report 2024', released in October 2024, noted a 16% increase in total fraud cases within the United Kingdom during the first half of 2024 compared to the prior year.

In parallel, the rapid global shift toward contactless and digital payment methods is transforming the security environment. The move from cash to mobile wallets, real-time transfers, and various e-commerce platforms creates a wider attack surface, requiring versatile security measures such as multi-factor authentication and tokenization. Merchants are actively expanding their payment capabilities to satisfy consumer preferences, creating a need for modernized security frameworks. According to Visa's '2024 Global eCommerce Payments & Fraud Report' from March 2024, 82% of merchants surveyed had introduced at least one new payment method in the previous year. The financial implications of securing these channels are profound; IBM reported that in 2024, the average cost of a data breach for financial organizations hit USD 6.08 million, a figure well above the global average.

Market Challenge

The principal obstacle restraining the Global Payment Security Market is the tension between enforcing strict security protocols and ensuring a seamless customer journey. As merchants deploy intricate authentication layers to counter fraud, legitimate users often face hurdles, such as burdensome multi-step verification or forgotten login details. This friction creates a direct link to transaction delays and increased cart abandonment, effectively penalizing valid customers in the effort to screen out malicious entities. Consequently, businesses are frequently reluctant to implement the most sophisticated security solutions, fearing that such intrusive measures will lower conversion rates and cause revenue attrition, thereby slowing the adoption of high-level protection technologies.

Recent data highlights the extent of consumer frustration with conventional security methods, validating this hesitation. In 2024, the FIDO Alliance reported that 42% of consumers had abandoned an online purchase within the prior month simply because they could not recall their password. This statistic illustrates that when security protocols hinder accessibility, the immediate outcome is a measurable loss in sales. As long as authentication mechanisms are viewed as impediments rather than protective assets, merchants will likely remain guarded about investing in comprehensive security suites, thus restricting the market's capacity for rapid growth.

Market Trends

The widespread shift toward Biometric and Passwordless Authentication is transforming the Global Payment Security Market by removing the dependence on static credentials. Driven by the necessity to reconcile robust security with a smooth user experience, this trend leverages FIDO-based standards to let consumers authenticate through possession and inherence factors instead of memory. This transition not only lowers checkout friction for legitimate users but also mitigates risks linked to phishing and credential stuffing. According to Dashlane's '2025 Passkey Power 20' report from October 2025, the global volume of passkey authentications more than doubled year-over-year, indicating a definitive move away from traditional passwords toward phishing-resistant infrastructures.

Simultaneously, the proliferation of Network Tokenization is establishing itself as a vital standard for securing the payment lifecycle while improving transaction performance. This technology substitutes sensitive Primary Account Numbers (PANs) with unique digital tokens, ensuring that the underlying data remains valueless to attackers even if a breach occurs, effectively devaluing the target for cybercriminals. Beyond security, this framework greatly supports business continuity by facilitating lifecycle management, where credentials update automatically to avoid declined transactions. In a February 2025 filing with the U.S. Securities and Exchange Commission, Mastercard disclosed that nearly 30% of its global transactions in 2024 utilized tokenization technology, highlighting the rapid industrial scaling of this capability.

Key Market Players

  • Symantec Corporation
  • Cisco Systems, Inc.
  • IBM Corporation
  • Trend Micro, Inc.
  • Sophos Group plc
  • NortonLifeLock Inc.
  • McAfee, LLC
  • CA Technologies
  • Cybersource Corporation
  • Thales Group
  • Bluefin Payment Systems
  • Trustwave Holdings, Inc.
  • Ingenico Group

Report Scope

In this report, the Global Payment Security Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Payment Security Market, By Type

  • POS
  • Web
  • Mobile

Payment Security Market, By Component

  • Solutions
  • Services

Payment Security Market, By Solution

  • Antivirus & Firewall
  • Data Encryption
  • Tokenization
  • Others

Payment Security Market, By Region

  • North America
    • United States
    • Canada
    • Mexico
  • Europe
    • France
    • United Kingdom
    • Italy
    • Germany
    • Spain
  • Asia Pacific
    • China
    • India
    • Japan
    • Australia
    • South Korea
  • South America
    • Brazil
    • Argentina
    • Colombia
  • Middle East & Africa
    • South Africa
    • Saudi Arabia
    • UAE

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the Global Payment Security Market.

Available Customizations:

Global Payment Security Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

  • Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

  • 1.1. Market Definition
  • 1.2. Scope of the Market
    • 1.2.1. Markets Covered
    • 1.2.2. Years Considered for Study
    • 1.2.3. Key Market Segmentations

2. Research Methodology

  • 2.1. Objective of the Study
  • 2.2. Baseline Methodology
  • 2.3. Key Industry Partners
  • 2.4. Major Association and Secondary Sources
  • 2.5. Forecasting Methodology
  • 2.6. Data Triangulation & Validation
  • 2.7. Assumptions and Limitations

3. Executive Summary

  • 3.1. Overview of the Market
  • 3.2. Overview of Key Market Segmentations
  • 3.3. Overview of Key Market Players
  • 3.4. Overview of Key Regions/Countries
  • 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global Payment Security Market Outlook

  • 5.1. Market Size & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share & Forecast
    • 5.2.1. By Type (POS, Web & Mobile)
    • 5.2.2. By Component (Solutions Vs. Services)
    • 5.2.3. By Solution (Antivirus & Firewall, Data Encryption, Tokenization & Others)
    • 5.2.4. By Region
    • 5.2.5. By Company (2025)
  • 5.3. Market Map

6. North America Payment Security Market Outlook

  • 6.1. Market Size & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share & Forecast
    • 6.2.1. By Type
    • 6.2.2. By Component
    • 6.2.3. By Solution
    • 6.2.4. By Country
  • 6.3. North America: Country Analysis
    • 6.3.1. United States Payment Security Market Outlook
      • 6.3.1.1. Market Size & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share & Forecast
        • 6.3.1.2.1. By Type
        • 6.3.1.2.2. By Component
        • 6.3.1.2.3. By Solution
    • 6.3.2. Canada Payment Security Market Outlook
      • 6.3.2.1. Market Size & Forecast
        • 6.3.2.1.1. By Value
      • 6.3.2.2. Market Share & Forecast
        • 6.3.2.2.1. By Type
        • 6.3.2.2.2. By Component
        • 6.3.2.2.3. By Solution
    • 6.3.3. Mexico Payment Security Market Outlook
      • 6.3.3.1. Market Size & Forecast
        • 6.3.3.1.1. By Value
      • 6.3.3.2. Market Share & Forecast
        • 6.3.3.2.1. By Type
        • 6.3.3.2.2. By Component
        • 6.3.3.2.3. By Solution

7. Europe Payment Security Market Outlook

  • 7.1. Market Size & Forecast
    • 7.1.1. By Value
  • 7.2. Market Share & Forecast
    • 7.2.1. By Type
    • 7.2.2. By Component
    • 7.2.3. By Solution
    • 7.2.4. By Country
  • 7.3. Europe: Country Analysis
    • 7.3.1. Germany Payment Security Market Outlook
      • 7.3.1.1. Market Size & Forecast
        • 7.3.1.1.1. By Value
      • 7.3.1.2. Market Share & Forecast
        • 7.3.1.2.1. By Type
        • 7.3.1.2.2. By Component
        • 7.3.1.2.3. By Solution
    • 7.3.2. France Payment Security Market Outlook
      • 7.3.2.1. Market Size & Forecast
        • 7.3.2.1.1. By Value
      • 7.3.2.2. Market Share & Forecast
        • 7.3.2.2.1. By Type
        • 7.3.2.2.2. By Component
        • 7.3.2.2.3. By Solution
    • 7.3.3. United Kingdom Payment Security Market Outlook
      • 7.3.3.1. Market Size & Forecast
        • 7.3.3.1.1. By Value
      • 7.3.3.2. Market Share & Forecast
        • 7.3.3.2.1. By Type
        • 7.3.3.2.2. By Component
        • 7.3.3.2.3. By Solution
    • 7.3.4. Italy Payment Security Market Outlook
      • 7.3.4.1. Market Size & Forecast
        • 7.3.4.1.1. By Value
      • 7.3.4.2. Market Share & Forecast
        • 7.3.4.2.1. By Type
        • 7.3.4.2.2. By Component
        • 7.3.4.2.3. By Solution
    • 7.3.5. Spain Payment Security Market Outlook
      • 7.3.5.1. Market Size & Forecast
        • 7.3.5.1.1. By Value
      • 7.3.5.2. Market Share & Forecast
        • 7.3.5.2.1. By Type
        • 7.3.5.2.2. By Component
        • 7.3.5.2.3. By Solution

8. Asia Pacific Payment Security Market Outlook

  • 8.1. Market Size & Forecast
    • 8.1.1. By Value
  • 8.2. Market Share & Forecast
    • 8.2.1. By Type
    • 8.2.2. By Component
    • 8.2.3. By Solution
    • 8.2.4. By Country
  • 8.3. Asia Pacific: Country Analysis
    • 8.3.1. China Payment Security Market Outlook
      • 8.3.1.1. Market Size & Forecast
        • 8.3.1.1.1. By Value
      • 8.3.1.2. Market Share & Forecast
        • 8.3.1.2.1. By Type
        • 8.3.1.2.2. By Component
        • 8.3.1.2.3. By Solution
    • 8.3.2. India Payment Security Market Outlook
      • 8.3.2.1. Market Size & Forecast
        • 8.3.2.1.1. By Value
      • 8.3.2.2. Market Share & Forecast
        • 8.3.2.2.1. By Type
        • 8.3.2.2.2. By Component
        • 8.3.2.2.3. By Solution
    • 8.3.3. Japan Payment Security Market Outlook
      • 8.3.3.1. Market Size & Forecast
        • 8.3.3.1.1. By Value
      • 8.3.3.2. Market Share & Forecast
        • 8.3.3.2.1. By Type
        • 8.3.3.2.2. By Component
        • 8.3.3.2.3. By Solution
    • 8.3.4. South Korea Payment Security Market Outlook
      • 8.3.4.1. Market Size & Forecast
        • 8.3.4.1.1. By Value
      • 8.3.4.2. Market Share & Forecast
        • 8.3.4.2.1. By Type
        • 8.3.4.2.2. By Component
        • 8.3.4.2.3. By Solution
    • 8.3.5. Australia Payment Security Market Outlook
      • 8.3.5.1. Market Size & Forecast
        • 8.3.5.1.1. By Value
      • 8.3.5.2. Market Share & Forecast
        • 8.3.5.2.1. By Type
        • 8.3.5.2.2. By Component
        • 8.3.5.2.3. By Solution

9. Middle East & Africa Payment Security Market Outlook

  • 9.1. Market Size & Forecast
    • 9.1.1. By Value
  • 9.2. Market Share & Forecast
    • 9.2.1. By Type
    • 9.2.2. By Component
    • 9.2.3. By Solution
    • 9.2.4. By Country
  • 9.3. Middle East & Africa: Country Analysis
    • 9.3.1. Saudi Arabia Payment Security Market Outlook
      • 9.3.1.1. Market Size & Forecast
        • 9.3.1.1.1. By Value
      • 9.3.1.2. Market Share & Forecast
        • 9.3.1.2.1. By Type
        • 9.3.1.2.2. By Component
        • 9.3.1.2.3. By Solution
    • 9.3.2. UAE Payment Security Market Outlook
      • 9.3.2.1. Market Size & Forecast
        • 9.3.2.1.1. By Value
      • 9.3.2.2. Market Share & Forecast
        • 9.3.2.2.1. By Type
        • 9.3.2.2.2. By Component
        • 9.3.2.2.3. By Solution
    • 9.3.3. South Africa Payment Security Market Outlook
      • 9.3.3.1. Market Size & Forecast
        • 9.3.3.1.1. By Value
      • 9.3.3.2. Market Share & Forecast
        • 9.3.3.2.1. By Type
        • 9.3.3.2.2. By Component
        • 9.3.3.2.3. By Solution

10. South America Payment Security Market Outlook

  • 10.1. Market Size & Forecast
    • 10.1.1. By Value
  • 10.2. Market Share & Forecast
    • 10.2.1. By Type
    • 10.2.2. By Component
    • 10.2.3. By Solution
    • 10.2.4. By Country
  • 10.3. South America: Country Analysis
    • 10.3.1. Brazil Payment Security Market Outlook
      • 10.3.1.1. Market Size & Forecast
        • 10.3.1.1.1. By Value
      • 10.3.1.2. Market Share & Forecast
        • 10.3.1.2.1. By Type
        • 10.3.1.2.2. By Component
        • 10.3.1.2.3. By Solution
    • 10.3.2. Colombia Payment Security Market Outlook
      • 10.3.2.1. Market Size & Forecast
        • 10.3.2.1.1. By Value
      • 10.3.2.2. Market Share & Forecast
        • 10.3.2.2.1. By Type
        • 10.3.2.2.2. By Component
        • 10.3.2.2.3. By Solution
    • 10.3.3. Argentina Payment Security Market Outlook
      • 10.3.3.1. Market Size & Forecast
        • 10.3.3.1.1. By Value
      • 10.3.3.2. Market Share & Forecast
        • 10.3.3.2.1. By Type
        • 10.3.3.2.2. By Component
        • 10.3.3.2.3. By Solution

11. Market Dynamics

  • 11.1. Drivers
  • 11.2. Challenges

12. Market Trends & Developments

  • 12.1. Merger & Acquisition (If Any)
  • 12.2. Product Launches (If Any)
  • 12.3. Recent Developments

13. Global Payment Security Market: SWOT Analysis

14. Porter's Five Forces Analysis

  • 14.1. Competition in the Industry
  • 14.2. Potential of New Entrants
  • 14.3. Power of Suppliers
  • 14.4. Power of Customers
  • 14.5. Threat of Substitute Products

15. Competitive Landscape

  • 15.1. Symantec Corporation
    • 15.1.1. Business Overview
    • 15.1.2. Products & Services
    • 15.1.3. Recent Developments
    • 15.1.4. Key Personnel
    • 15.1.5. SWOT Analysis
  • 15.2. Cisco Systems, Inc.
  • 15.3. IBM Corporation
  • 15.4. Trend Micro, Inc.
  • 15.5. Sophos Group plc
  • 15.6. NortonLifeLock Inc.
  • 15.7. McAfee, LLC
  • 15.8. CA Technologies
  • 15.9. Cybersource Corporation
  • 15.10. Thales Group
  • 15.11. Bluefin Payment Systems
  • 15.12. Trustwave Holdings, Inc.
  • 15.13. Ingenico Group

16. Strategic Recommendations

17. About Us & Disclaimer