首頁 > 市場調查報告書 > 通訊

銀行服務金融科技

行動銀行市場規模、佔有率和成長分析（按類型、平台、普及率、最終用戶和地區分類）－2026-2033年產業預測

市場調查報告書

商品編碼

1900473

行動銀行市場規模、佔有率和成長分析（按類型、平台、普及率、最終用戶和地區分類）－2026-2033年產業預測

Mobile Banking Market Size, Share, and Growth Analysis, By Type (Wireless Application Protocol (WAP), SMS Banking), By Platform (Android, IOS), By Deployment Type, By End User, By Region - Industry Forecast 2026-2033

出版日期: 2025年12月23日 | 出版商:

SkyQuest | 英文 207 Pages | 商品交期: 3-5個工作天內

價格

簡介目錄

預計到 2024 年，行動銀行市場規模將達到 96.3 億美元，到 2025 年將成長至 107.6 億美元，到 2033 年將成長至 260.7 億美元，在預測期（2026-2033 年）內複合年成長率為 11.7%。

行動銀行產業正迅速發展，並已成為全球銀行業不可或缺的一部分。主要分析師指出，智慧型手機普及率的不斷提高以及用戶對便利銀行解決方案日益成長的需求，是推動其擴張的主要因素。智慧型手機的普及使得更多人能夠使用行動銀行服務，從而顯著增加了全球用戶數量。便利性仍然是主要影響因素，因為客戶現在無需前往實體分店，即可透過行動裝置輕鬆管理各種銀行交易。此外，透過生物識別等先進技術不斷提升的安全措施也增強了使用者對行動交易的信心。總而言之，這些因素正在顯著推動市場成長和消費者接受度的提高。

行動銀行市場促進因素

行動銀行產業的蓬勃發展得益於其卓越的便利性和易用性，客戶可以隨時隨地進行各種金融交易，無需前往傳統銀行分店。這種便利性顯著提升了用戶對行動銀行服務的接受度，大大豐富了他們的整體銀行體驗。隨著越來越多的人使用行動銀行，對創新解決方案和方便用戶使用介面的需求持續成長，進一步推動了這個充滿活力的市場的擴張。科技與銀行服務的無縫整合改變了客戶管理財務的方式，使行動銀行成為現代金融不可或缺的一部分。

行動銀行市場限制因素

一部分人仍然偏愛傳統銀行服務，不願接受行動銀行解決方案。這種不願意接受的原因有很多，包括對現代技術的不熟悉以及對數位交易的信任和安全擔憂。對面對面交流的渴望以及傳統銀行服務根深蒂固的模式，可能會進一步阻礙向行動平台的轉型。因此，這種不願改變的心理可能會限制行動銀行服務的整體成長和普及，因為潛在用戶不願意放棄他們熟悉的傳統銀行服務。

行動銀行市場趨勢

行動銀行市場正經歷著一個顯著的趨勢，而這主要得益於開放銀行的日益普及。開放銀行允許第三方服務提供者在獲得客戶明確許可的情況下存取銀行數據，從而實現創新的金融交易。這種模式轉移賦予了消費者更多自主權，使他們能夠跨平台整合和共用財務訊息，從而更便捷地獲取更廣泛的金融產品和客製化服務。因此，消費者可以享受更個人化和更具競爭力的服務，而銀行和金融科技公司則可以利用這些數據進行創新和差異化服務，從而促進建立一個更動態和互聯的金融生態系統。

北美洲
- 美國
- 加拿大
歐洲
- 德國
- 西班牙
- 法國
- 英國
- 義大利
- 其他歐洲地區
亞太地區
- 中國
- 印度
- 日本
- 韓國
- 亞太其他地區
拉丁美洲
- 巴西
- 其他拉丁美洲地區
中東和非洲
- 海灣合作理事會國家
- 南非
- 其他中東和非洲地區

競爭資訊

前五大公司對比
主要企業的市場定位（2025 年）
主要市場參與者所採取的策略
近期市場趨勢
公司市佔率分析（2025 年）
主要企業公司簡介
- 公司詳情
- 產品系列分析
- 依業務板塊進行公司股票分析
- 2023-2025年營收年比比較

主要企業簡介

JPMorgan Chase & Co.（United States）
Bank of America Corporation（United States）
Wells Fargo & Company（United States）
Citigroup Inc.（United States）
HSBC Holdings plc（United Kingdom）
Barclays plc（United Kingdom）
Lloyds Banking Group plc（United Kingdom）
BNP Paribas SA（France）
Societe Generale SA（France）
Deutsche Bank AG（Germany）
UBS Group AG（Switzerland）
Credit Suisse Group AG（Switzerland）
Banco Santander SA（Spain）
UniCredit SpA（Italy）
ING Groep NV（Netherlands）
The Toronto-Dominion Bank（Canada）
Royal Bank of Canada（Canada）
Australia and New Zealand Banking Group Limited（Australia）
Westpac Banking Corporation（Australia）
National Australia Bank Limited（Australia）

結論與建議

簡介目錄

Product Code: SQMIG40G2009

Mobile Banking Market size was valued at USD 9.63 Billion in 2024 and is poised to grow from USD 10.76 Billion in 2025 to USD 26.07 Billion by 2033, growing at a CAGR of 11.7% during the forecast period (2026-2033).

The mobile banking sector is rapidly evolving and has become essential within the global banking landscape. Key insights indicate that its expansion is driven by the rising use of smartphones and a growing demand for user-friendly banking solutions. As smartphones become more accessible, a broader demographic can now engage with mobile banking services, resulting in a notable increase in users worldwide. Convenience remains a major influencer, enabling customers to manage various banking transactions effortlessly from their mobile devices without needing to visit physical branches. Additionally, concerns regarding security are being addressed through advanced technologies like biometric authentication, which enhances user confidence in mobile transactions. Overall, these factors are significantly propelling the market's growth and popularity among consumers.

Top-down and bottom-up approaches were used to estimate and validate the size of the Mobile Banking market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Mobile Banking Market Segments Analysis

Global Mobile Banking Market is segmented by Type, Platform, Deployment Type, End User and region. Based on Type, the market is segmented into Wireless Application Protocol (WAP), SMS Banking, Unstructured Supplementary, Service Data (USSD), Standalone Mobile Application and Others. Based on Platform, the market is segmented into Android, IOS and Others. Based on Deployment Type, the market is segmented into Cloud and On-premise. Based on End User, the market is segmented into Individual and Enterprise. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Mobile Banking Market

The mobile banking sector is propelled by its exceptional convenience and accessibility, allowing customers to perform various financial transactions anytime and anywhere without the necessity to visit traditional bank branches. This heightened convenience has led to a significant rise in the adoption of mobile banking services among users, substantially enriching their overall banking experience. As more individuals embrace mobile banking, the demand for innovative solutions and user-friendly interfaces continues to grow, further driving the expansion of this dynamic market. The seamless integration of technology in banking services has transformed the way customers manage their finances, establishing mobile banking as an essential component of modern finance.

Restraints in the Mobile Banking Market

A segment of the population remains inclined towards conventional banking practices, demonstrating hesitance to embrace mobile banking solutions. This reluctance can be attributed to various factors, including a lack of comfort with modern technology, as well as apprehensions regarding trust and security in digital transactions. The desire for personal interactions and the established nature of traditional banking can further hinder the transition to mobile platforms. Consequently, this resistance to adapt may restrict the overall growth and acceptance of mobile banking services, as potential users are often reluctant to move away from the familiarity of traditional banking methods.

Market Trends of the Mobile Banking Market

The mobile banking market is witnessing a significant trend driven by the growing adoption of open banking, which facilitates innovative financial interactions by enabling third-party providers to access customer banking data with explicit consent. This paradigm shift empowers consumers, granting them the ability to integrate and share their financial information across various platforms, thereby enhancing their access to diverse financial products and tailored services. As a result, consumers benefit from greater personalization and competitive offerings, while banks and fintech companies can harness this data to innovate and differentiate their services, fostering a more dynamic and interconnected financial ecosystem.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Drivers & Opportunities
- Restraints & Challenges
Porters Analysis
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2025
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis

Global Mobile Banking Market Size by Type & CAGR (2026-2033)

Market Overview
Wireless Application Protocol (WAP)
SMS Banking
Unstructured Supplementary, Service Data (USSD)
Standalone Mobile Application
Others

Global Mobile Banking Market Size by Platform & CAGR (2026-2033)

Market Overview
Android
IOS
Others

Global Mobile Banking Market Size by Deployment Type & CAGR (2026-2033)

Market Overview
Cloud
On-premise

Global Mobile Banking Market Size by End User & CAGR (2026-2033)

Market Overview
Individual
Enterprise

Global Mobile Banking Market Size & CAGR (2026-2033)

North America (Type, Platform, Deployment Type, End User)
- US
- Canada
Europe (Type, Platform, Deployment Type, End User)
- Germany
- Spain
- France
- UK
- Italy
- Rest of Europe
Asia Pacific (Type, Platform, Deployment Type, End User)
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America (Type, Platform, Deployment Type, End User)
- Brazil
- Rest of Latin America
Middle East & Africa (Type, Platform, Deployment Type, End User)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2025
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2025
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

JPMorgan Chase & Co. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bank of America Corporation (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Wells Fargo & Company (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Citigroup Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
HSBC Holdings plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Barclays plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Lloyds Banking Group plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
BNP Paribas S.A. (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Societe Generale S.A. (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Deutsche Bank AG (Germany)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
UBS Group AG (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Credit Suisse Group AG (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Banco Santander S.A. (Spain)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
UniCredit S.p.A. (Italy)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ING Groep N.V. (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
The Toronto-Dominion Bank (Canada)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Royal Bank of Canada (Canada)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Australia and New Zealand Banking Group Limited (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Westpac Banking Corporation (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
National Australia Bank Limited (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments