監管科技市場規模、佔有率和成長分析（按部署類型、公司規模、應用、最終用戶和地區分類）－2026-2033年產業預測

預計到 2024 年，監管科技市場規模將達到 151.6 億美元，到 2025 年將達到 184.4 億美元，到 2033 年將達到 881.5 億美元，在預測期（2026-2033 年）內複合年成長率為 21.6%。

隨著跨境交易的快速成長和數位匯款平台的擴張，監管科技（RegTech）在金融科技領域扮演著日益重要的角色。電子支付的廣泛應用導致金融數據量和複雜性的增加，使得監管合規面臨更大的挑戰。同時，電子交易的成長也催生了更複雜的數位金融犯罪，使犯罪分子能夠利用蓬勃發展的電子商務活動進行洗錢和其他非法活動。因此，支付服務供應商和銀行面臨越來越大的壓力，需要有效滿足合規要求，並區分合法交易和潛在的金融犯罪。這種不斷變化的法規環境凸顯了監管科技解決方案在確保合規義務和防範金融詐欺方面發揮的關鍵作用。

監管科技市場促進因素

隨著行業領導企業優先投資最尖端科技以提高營運效率並支持國際成長，監管科技（RegTech）市場蓬勃發展。食品業的企業在遵守因地區而異的複雜法規結構方面面臨著許多挑戰。為此，解決方案供應商正致力於開發創新整合技術，以簡化合規流程。區塊鏈技術尤其引人注目，它能夠實現透明且安全的記錄保存，幫助全球企業發展履行監管義務並提高資料可靠性。此外，人工智慧（AI）的興起也為監管科技領域的能力建構創造了多元化的機會。

監管科技市場限制

監管科技市場面臨許多挑戰，可能阻礙其發展。食品業對監管科技應用的嚴格監管，以及對詐欺風險的擔憂，構成了重大障礙。此外，天然衍生產品的生產成本通常高於合成替代品，這可能會阻礙其廣泛應用。這些障礙共同凸顯了採用創新方法和解決方案來應對市場複雜性的必要性。有效解決監管挑戰和成本差異對於確保監管科技產業的持續擴張和永續性至關重要。

監管科技市場趨勢

受銀行業面臨的詐騙和洗錢威脅日益加劇的推動，監管科技（RegTech）市場正經歷顯著擴張。隨著金融機構面臨越來越大的合規壓力，它們正加速採用先進的監管科技解決方案，以增強其風險管理和合規能力。這一趨勢反映出，金融機構越來越依賴創新技術來簡化合規流程並提高詐欺偵測的準確性。此外，人工智慧（AI）和機器學習的進步正在塑造監管科技的未來，使機構能夠主動應對不斷演變的威脅，並在日益複雜的環境中保持強大的合規性。

目錄

介紹

• 調查目標
• 調查範圍
• 定義

調查方法

• 資訊收集
• 二手資料和一手資料方法
• 市場規模預測
• 市場假設與限制

執行摘要

• 全球市場展望
• 供需趨勢分析
• 細分市場機會分析

市場動態與展望

• 市場規模
• 市場動態
  • 促進因素和機遇
  • 限制與挑戰
• 波特分析

關鍵市場考察

• 關鍵成功因素
• 競爭程度
• 關鍵投資機會
• 市場生態系統
• 市場吸引力指數（2025）
• PESTEL 分析
• 總體經濟指標
• 價值鏈分析
• 定價分析
• 案例研究
• 技術進步
• 監管環境
• 專利分析

全球監管科技市場規模（按部署類型和複合年成長率分類）（2026-2033 年）

• 雲
• 本地部署

全球監理科技市場規模（依公司規模及複合年成長率分類）（2026-2033 年）

• 主要企業
• 中小企業

全球監理科技市場規模（依應用領域及複合年成長率分類）（2026-2033 年）

• 風險管理
• 監理合規
• 管治
• 身分管理
• 欺詐管理
• 反洗錢（AML）
• 報告和監控

全球監理科技市場規模（依最終用戶分類）及複合年成長率（2026-2033 年）

• 銀行、金融服務和保險（BFSI）
• 資訊科技/通訊
• 衛生保健
• 政府
• 製造業
• 零售
• 其他

全球監理科技市場規模及複合年成長率（2026-2033）

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 德國
  • 西班牙
  • 法國
  • 英國
  • 義大利
  • 其他歐洲地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 亞太其他地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地區
• 中東和非洲
  • 海灣合作理事會國家
  • 南非
  • 其他中東和非洲地區

競爭資訊

• 前五大公司對比
• 主要企業的市場定位（2025 年）
• 主要市場參與者所採取的策略
• 近期市場趨勢
• 公司市佔率分析（2025 年）
• 主要企業公司簡介
  • 公司詳情
  • 產品系列分析
  • 依業務板塊進行公司股票分析
  • 2023-2025年營收年比比較

主要企業簡介

• Thomson Reuters（Canada）
• IBM Corporation（USA）
• Accuity（USA）
• ACTICO GmbH（Germany）
• MetricStream Inc.（USA）
• Broadridge Financial Solutions, Inc.（USA）
• Fenergo（Ireland）
• NICE Actimize（USA）
• Trulioo（Canada）
• ComplyAdvantage（UK）
• IdentityMind Global（USA）
• Chainalysis Inc.（USA）
• Ascent Technologies Inc.（USA）
• Ayasdi AI LLC（USA）
• Behavox Ltd.（UK）
• Regulatory DataCorp, Inc.（USA）
• CUBE（UK）

結論與建議

Regtech Market size was valued at USD 15.16 Billion in 2024 and is poised to grow from USD 18.44 Billion in 2025 to USD 88.15 Billion by 2033, growing at a CAGR of 21.6% during the forecast period (2026-2033).

RegTech is increasingly pivotal within the fintech landscape, driven by the surge in cross-border transactions and the expansion of digital transfer platforms. The rise of electronic payments enhances the volume and complexity of financial data, complicating regulatory compliance. Concurrently, the uptick in electronic transactions has facilitated the emergence of more advanced digital financial crimes, allowing criminals to exploit rapid e-commerce activities for money laundering and other illicit activities. Consequently, payment service providers and banks face growing pressure to fulfill compliance requirements effectively, while also distinguishing between legitimate transactions and potential financial crime. This evolving regulatory environment underscores the essential role of RegTech solutions in ensuring adherence to compliance obligations and safeguarding against financial misconduct.

Top-down and bottom-up approaches were used to estimate and validate the size of the Regtech market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Regtech Market Segments Analysis

Global Regtech Market is segmented by Deployment, Enterprise Type, Application, End-user and region. Based on Deployment, the market is segmented into Cloud and On-premises. Based on Enterprise Type, the market is segmented into Large Enterprises and Small & Medium Enterprises (SMEs). Based on Application, the market is segmented into Risk Management, Regulatory Compliance, Governance, Identity Management, Fraud Management, Anti-Money Laundering (AML) and Reporting and Monitoring. Based on End-user, the market is segmented into Banking, Financial Services, and Insurance (BFSI), IT & Telecom, Healthcare, Government, Manufacturing, Retail and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Regtech Market

The Regtech market is experiencing a surge in activity as industry leaders prioritize investments in cutting-edge technologies to boost operational efficiency and support international growth. Companies operating in the food sector face significant hurdles in navigating the complexities of diverse regulatory frameworks across various regions. In response, solution providers are focusing on the development of innovative integration technologies to streamline compliance processes. Among these, blockchain technology stands out for its ability to provide transparent and secure record-keeping, which aids in meeting regulatory obligations and enhancing data reliability when operating globally. Additionally, the rise of artificial intelligence (AI) is creating multiple opportunities for enhancing capabilities within the Regtech landscape.

Restraints in the Regtech Market

The Regtech market faces a variety of challenges that could impede its growth. Stringent regulations concerning the application of Regtech in the food industry represent a considerable hurdle, alongside concerns related to the risk of adulteration. Additionally, products derived from natural sources often have higher production costs compared to synthetic alternatives, which can deter widespread usage. These combined obstacles highlight the need for innovative approaches and solutions to navigate the complexities of the market. Successfully addressing regulatory issues and cost differences is essential for ensuring ongoing expansion and sustainability within the Regtech sector.

Market Trends of the Regtech Market

The RegTech market is experiencing significant expansion, driven by the rising incidents of fraud and money laundering that challenge the banking sector. As financial institutions face mounting pressure to adhere to stringent regulatory compliance standards, they are increasingly adopting advanced RegTech solutions to enhance their risk management and compliance capabilities. This trend reflects a growing reliance on innovative technologies that streamline compliance processes and improve fraud detection efficiency. Additionally, developments in artificial intelligence and machine learning are shaping the future of RegTech, enabling organizations to proactively manage evolving threats and maintain robust regulatory adherence in an increasingly complex environment.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2025
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Advancement
• Regulatory Landscape
• Patent Analysis

Global Regtech Market Size by Deployment & CAGR (2026-2033)

• Market Overview
• Cloud
• On-premises

Global Regtech Market Size by Enterprise Type & CAGR (2026-2033)

• Market Overview
• Large Enterprises
• Small & Medium Enterprises (SMEs)

Global Regtech Market Size by Application & CAGR (2026-2033)

• Market Overview
• Risk Management
• Regulatory Compliance
• Governance
• Identity Management
• Fraud Management
• Anti-Money Laundering (AML)
• Reporting and Monitoring

Global Regtech Market Size by End-user & CAGR (2026-2033)

• Market Overview
• Banking, Financial Services, and Insurance (BFSI)
• IT & Telecom
• Healthcare
• Government
• Manufacturing
• Retail
• Others

Global Regtech Market Size & CAGR (2026-2033)

• North America (Deployment, Enterprise Type, Application, End-user)
  • US
  • Canada
• Europe (Deployment, Enterprise Type, Application, End-user)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Deployment, Enterprise Type, Application, End-user)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Deployment, Enterprise Type, Application, End-user)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Deployment, Enterprise Type, Application, End-user)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2025
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2025
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

• Thomson Reuters (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IBM Corporation (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Accuity (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACTICO GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• MetricStream Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Broadridge Financial Solutions, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fenergo (Ireland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• NICE Actimize (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Trulioo (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ComplyAdvantage (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IdentityMind Global (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Chainalysis Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ascent Technologies Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ayasdi AI LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Behavox Ltd. (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Regulatory DataCorp, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CUBE (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations