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市場調查報告書

商品編碼

1859398

B2C支付市場規模、佔有率、成長分析及預測（按支付方式、經營模式、終端用戶產業、技術及地區分類）- 2025-2032年

B2C Payment Market Size, Share, and Growth Analysis, By Payment Method (Cards, Bank Transfers), By Business Model (Merchant-Acquiring, Payment Gateway), By End User Vertical, By Technology, By Region - Industry Forecast 2025-2032

出版日期: 2025年10月28日 | 出版商:

SkyQuest | 英文 196 Pages | 商品交期: 3-5個工作天內

價格

簡介目錄

全球 B2C 支付市場預計將在 2023 年達到 106 億美元，從 2024 年的 116.4 億美元成長到 2032 年的 245.9 億美元，在預測期（2025-2032 年）內複合年成長率為 9.8%。

全球B2C支付市場正經歷強勁成長，這主要得益於電子商務活動的蓬勃發展、行動錢包的日益普及以及全球範圍內無現金交易的顯著成長。推動這一成長的關鍵因素包括支付技術的進步、網際網路普及率的提高、政府鼓勵數位支付的扶持政策以及跨境網路購物的顯著成長。這些因素共同創造了充滿活力的市場環境，促進了創新，並提升了消費者的整體支付體驗。隨著企業適應不斷變化的消費者偏好並積極擁抱這些趨勢，B2C支付領域必將迎來持續發展和機會。

全球B2C支付市場促進因素

全球B2C支付市場的主要驅動力之一是數消費行為的快速成長，這主要得益於網路普及率和智慧型手機使用量的不斷提高。隨著越來越多的消費者轉向網路購物，對便利安全的支付解決方案的需求也隨之飆升。這種轉變促使商家採用創新的支付技術，例如行動錢包和非接觸式交易，以改善整體購物體驗並加快交易速度。此外，消費者對便利性和安全性的支付方式的偏好不斷成長，也促使金融機構和技術提供者持續改進其產品和服務，進一步推動市場擴張。

全球B2C支付市場的限制因素

全球B2C支付領域面臨的一大市場限制因素是日益成長的網路安全威脅關切。隨著數位交易的激增，資料外洩和詐騙的風險也隨之增加，導致消費者對線上支付解決方案持謹慎態度。頻繁的網路攻擊可能會降低消費者對數位支付方式的信任度，進而對交易量和商家收入產生負面影響。此外，嚴格的資料保護監管要求可能會為企業帶來巨大的合規成本，並限制其創新和改善支付系統的能力，進而阻礙整個B2C支付市場的成長。

全球B2C支付市場趨勢

隨著消費者接受非接觸式和行動支付解決方案，全球B2C支付市場正經歷顯著變革。這一趨勢反映出消費者越來越偏好使用便利高效的交易方式，例如數位錢包、支援NFC功能的銀行卡和基於應用程式的支付系統。隨著零售商和服務供應商擴大採用這些技術，消費者的便利性和整體支付體驗得到提升，傳統現金和銀行卡的使用量也隨之減少。這種演變不僅標誌著購買行為的根本性轉變，也凸顯了現代商業向數位化和即時滿足的更廣泛發展趨勢。

北美洲
- 美國
- 加拿大
歐洲
- 德國
- 西班牙
- 法國
- 英國
- 義大利
- 其他歐洲地區
亞太地區
- 中國
- 印度
- 日本
- 韓國
- 亞太其他地區
拉丁美洲
- 巴西
- 其他拉丁美洲地區
中東和非洲
- 海灣合作理事會國家
- 南非
- 其他中東和非洲地區

競爭資訊

前五大公司對比
主要企業的市場定位（2024 年）
主要市場參與者所採取的策略
近期市場趨勢
公司市佔率分析（2024 年）
主要企業簡介
- 公司詳情
- 產品系列分析
- 依業務板塊進行公司股票分析
- 2022-2024年營收年比比較

主要企業簡介

Visa Inc.（United States）
Mastercard Inc.（United States）
PayPal Holdings Inc.（United States）
Stripe, Inc.（United States）
Adyen NV（Netherlands）
Block, Inc.（United States）
American Express Company（United States）
Fiserv, Inc.（United States）
Fidelity National Information Services（FIS）（United States）
Google Pay（United States）
Apple Pay（United States）
Alipay（China）
Checkout.com（United Kingdom）
Paytm（India）
PhonePe（India）
Klarna Bank AB（Sweden）
Wise（United Kingdom）
Global Payments Inc.（United States）
Nexi SpA（Italy）
Worldline SA（France）

結論與建議

簡介目錄

Product Code: SQMIG40G2025

Global B2C Payment Market size was valued at USD 10.6 billion in 2023 and is poised to grow from USD 11.64 billion in 2024 to USD 24.59 billion by 2032, growing at a CAGR of 9.8% during the forecast period (2025-2032).

The global B2C payment market is experiencing robust growth driven by increasing e-commerce activities, heightened adoption of mobile wallets, and a significant shift toward cashless transactions worldwide. Key factors propelling this expansion include advancements in payment technologies, rising internet penetration, supportive government initiatives that promote digital payments, and a notable rise in cross-border online shopping. These elements collectively contribute to a dynamic market landscape, fostering innovation and enhancing the overall consumer payment experience. As businesses adapt to changing consumer preferences and embrace these trends, the B2C payment sector is poised for continued evolution and opportunity.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global B2C Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global B2C Payment Market Segments Analysis

Global B2C Payment Market is segmented by Payment Method, Business Model, End User Vertical, Technology and region. Based on Payment Method, the market is segmented into Cards, Bank Transfers, Mobile Payments, Digital Wallets and Cash-on-Delivery. Based on Business Model, the market is segmented into Merchant-Acquiring, Payment Gateway, Payment Processing, Payment Facilitation and Point-of-Sale (POS) Systems. Based on End User Vertical, the market is segmented into Retail, E-commerce, Travel and Hospitality, Media and Entertainment, Healthcare and Education. Based on Technology, the market is segmented into Blockchain, Artificial Intelligence (AI), Cloud Computing, Biometrics and Internet of Things (IoT). Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global B2C Payment Market

One of the key market drivers for the global B2C payment market is the rapid growth in digital consumer behavior, fueled by increasing internet penetration and smartphone usage. As more consumers turn to online shopping, the demand for seamless and secure payment solutions has surged. This shift has prompted merchants to adopt innovative payment technologies, such as mobile wallets and contactless transactions, enhancing the overall shopping experience and facilitating faster transactions. Moreover, evolving consumer preferences for convenience and security in payment methods are pushing financial institutions and technology providers to continuously enhance their offerings, further driving market expansion.

Restraints in the Global B2C Payment Market

One significant market restraint in the global B2C payment sector is the rising concern over cybersecurity threats. As digital transactions surge, so does the vulnerability to data breaches and fraud, leading consumers to hesitate in adopting online payment solutions. The increasing frequency of cyberattacks may result in diminished consumer trust in digital payment methods, adversely impacting transaction volumes and merchant revenues. Additionally, stringent regulatory requirements surrounding data protection can impose substantial compliance costs on businesses, potentially limiting their ability to innovate and enhance payment systems, thus stifling the overall growth of the B2C payment market.

Market Trends of the Global B2C Payment Market

The Global B2C Payment market is experiencing a significant shift as contactless and mobile payment solutions gain traction among consumers. This trend reflects a growing preference for seamless, efficient transactions facilitated by digital wallets, NFC-enabled cards, and app-based payment systems. As retailers and service providers increasingly adopt these technologies, consumer convenience and overall payment experiences are enhanced, driving a decline in traditional cash and card usage. This evolution not only represents a fundamental change in purchasing behavior but also highlights the broader movement towards digitization and instant gratification that defines modern commerce.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Drivers & Opportunities
- Restraints & Challenges
Porters Analysis
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2024
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis

Global B2C Payment Market Size by Payment Method & CAGR (2025-2032)

Market Overview
Cards
Bank Transfers
Mobile Payments
Digital Wallets
Cash-on-Delivery

Global B2C Payment Market Size by Business Model & CAGR (2025-2032)

Market Overview
Merchant-Acquiring
Payment Gateway
Payment Processing
Payment Facilitation
Point-of-Sale (POS) Systems

Global B2C Payment Market Size by End User Vertical & CAGR (2025-2032)

Market Overview
Retail
E-commerce
Travel and Hospitality
Media and Entertainment
Healthcare
Education

Global B2C Payment Market Size by Technology & CAGR (2025-2032)

Market Overview
Blockchain
Artificial Intelligence (AI)
Cloud Computing
Biometrics
Internet of Things (IoT)

Global B2C Payment Market Size & CAGR (2025-2032)

North America (Payment Method, Business Model, End User Vertical, Technology)
- US
- Canada
Europe (Payment Method, Business Model, End User Vertical, Technology)
- Germany
- Spain
- France
- UK
- Italy
- Rest of Europe
Asia Pacific (Payment Method, Business Model, End User Vertical, Technology)
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America (Payment Method, Business Model, End User Vertical, Technology)
- Brazil
- Rest of Latin America
Middle East & Africa (Payment Method, Business Model, End User Vertical, Technology)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2024
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2024
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

Visa Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mastercard Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
PayPal Holdings Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Stripe, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Adyen N.V. (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Block, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
American Express Company (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fiserv, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fidelity National Information Services (FIS) (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Google Pay (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Apple Pay (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Alipay (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Checkout.com (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Paytm (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
PhonePe (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Klarna Bank AB (Sweden)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Wise (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Global Payments Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Nexi S.p.A. (Italy)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Worldline SA (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments