無人機保險市場規模、佔有率、成長分析（按保單類型、應用、無人機類型、承保類型和地區）—2025 年至 2032 年產業預測

預計 2023 年全球無人機保險市場價值將達到 16 億美元，到 2032 年將達到 35 億美元，預測期內（2025-2032 年）的複合年成長率為 9.1%。

全球無人機保險市場正經歷顯著成長，這得益於農業、建築和電子商務等領域無人機的使用日益增加，以及嚴格的法律規範。事故和索賠風險的上升，加上對無人機生態系統的投資不斷增加，正在推動對保險解決方案的需求。推動市場擴張的主要趨勢包括基於使用情況的按需保險模式、參數保險和智慧合約的採用，以及增強的風險管理服務產品。此外，網路責任等新興風險正在塑造市場格局。然而，保費高昂以及中小企業普遍缺乏對無人機保險重要性的認知等挑戰可能會阻礙更廣泛的市場滲透和成長。持續的產品創新和競爭動態對於市場發展仍然至關重要。

目錄

介紹

• 調查目標
• 調查範圍
• 定義

調查方法

• 資訊收集
• 二次資料和一次資料方法
• 市場規模預測
• 市場假設與約束

執行摘要

• 全球市場展望
• 供需趨勢分析
• 細分機會分析

市場動態與展望

• 市場概覽
• 市場規模
• 市場動態
  • 促進因素和機會
  • 限制與挑戰
• 波特的分析

關鍵市場考察

• 關鍵成功因素
• 競爭程度
• 關鍵投資機會
• 市場生態系統
• 市場吸引力指數（2024年）
• PESTEL分析
• 總體經濟指標
• 價值鏈分析
• 定價分析
• 案例研究
• 技術分析
• 顧客購買行為分析

無人機保險市場規模（依保險類型及複合年成長率） (2025-2032)

• 市場概覽
• 無人機第三者責任險
• 無人機產物保險
• 無人機機身保險
• 無人機貨物保險

無人機保險市場規模（按應用分類）及複合年成長率（2025-2032）

• 市場概覽
• 商業的
• 個人的

無人機保險市場規模（按無人機類型及複合年成長率） (2025-2032)

• 市場概覽
• 固定翼多旋翼
• 混合

無人機保險市場規模（按承保類型和複合年成長率） (2025-2032)

• 市場概覽
• 責任險
• 船體損壞
• 損失或飛行路徑賠償
• 竊盜保險
• 人身傷害賠償
• 其他

無人機保險市場規模及複合年成長率（2025-2032）

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 德國
  • 西班牙
  • 法國
  • 英國
  • 義大利
  • 其他歐洲國家地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 其他亞太地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地區
• 中東和非洲
  • 海灣合作理事會國家
  • 南非
  • 其他中東和非洲地區

競爭資訊

• 前五大公司對比
• 主要企業市場定位（2024年）
• 主要市場參與者所採取的策略
• 近期市場趨勢
• 公司市場佔有率分析（2024年）
• 主要企業簡介
  • 公司詳情
  • 產品系列分析
  • 按部門分類的公司佔有率分析
  • 收益同比對比（2022-2024 年）

主要企業簡介

• Moonrock Insurance
• Avion Insurance
• American International Group, Inc.
• SkyWatch
• AIG US
• Coverdrone
• Aligned
• Thimble Insurance
• USAIG
• BWI
• Towergate
• InsureTech Connect
• REIN
• Global Aerospace Inc
• AutoPylot

結論和建議

Global Drone Insurance Market size was valued at USD 1.6 billion in 2023 and is poised to grow from USD 1.75 billion in 2024 to USD 3.5 billion by 2032, growing at a CAGR of 9.1% during the forecast period (2025-2032).

The global drone insurance market is experiencing significant growth propelled by increasing drone usage across sectors such as agriculture, construction, and e-commerce, alongside stringent regulatory frameworks. The heightened risk of accidents and liability claims, combined with rising investments in the drone ecosystem, is fueling demand for insurance solutions. Key trends driving market expansion include usage-based and on-demand insurance models, the adoption of parametric insurance and smart contracts, and enhanced service offerings in risk management. Additionally, emerging risks like cyber liability are shaping the market landscape. However, challenges such as high premium costs and a general lack of awareness among small businesses about the importance of drone insurance may hinder broader market penetration and growth. Continuous product innovation and competitive dynamics remain vital for market advancement.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Drone Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Drone Insurance Market Segments Analysis

Global Drone Insurance Market is segmented by Insurance Type, Application, Drone Type, Coverage Type and region. Based on Insurance Type, the market is segmented into Drone Third-Party Liability Insurance, Drone Fuselage Damage Insurance, Drone Hull Insurance and Drone Cargo Insurance. Based on Application, the market is segmented into Commercial and Personal. Based on Drone Type, the market is segmented into Fixed-Wing, Multi-Rotor and Hybrid. Based on Coverage Type, the market is segmented into Liability Coverage, Hull Damage, Loss or Flyway Coverage, Theft Coverage, Personal Injury Coverage and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Drone Insurance Market

The growth of the global drone insurance market is significantly driven by the rising adoption of drones across various industries such as e-commerce, construction, and agriculture. As businesses increasingly utilize drones for diverse applications like delivery, monitoring, and surveying, there is a corresponding surge in demand for comprehensive insurance solutions to address potential risks and liabilities associated with their operations. This trend mirrors developments in other insurance sectors, where specialized products are created to meet the unique needs of different industries, thereby highlighting the importance of customizable coverage in effectively mitigating the specific challenges faced by businesses leveraging drone technology.

Restraints in the Global Drone Insurance Market

The Global Drone Insurance market faces a notable restraint due to the high premiums associated with drone insurance policies. Companies utilizing costly equipment or those operating in risky environments often find these costs prohibitive. As a result, smaller enterprises and hobbyist pilots may be discouraged from pursuing insurance coverage. This reluctance can hinder the overall growth and development of the drone insurance sector, limiting its potential to cater to a broader range of customers and applications. Consequently, the financial barrier posed by insurance premiums poses a challenge in fostering widespread adoption and advancing the industry's evolution.

Market Trends of the Global Drone Insurance Market

The Global Drone Insurance market is witnessing a significant shift towards Usage-Based Insurance (UBI) models, reflecting a growing trend in the industry. Insurers are embracing data-driven approaches to assess risk characteristics, flight hours, and usage patterns, enabling them to tailor premiums more accurately to individual operators. This innovative pricing strategy caters to a diverse range of drone users, making coverage more accessible and affordable, particularly for those who operate less frequently or in lower-risk environments. As a result, UBI is enhancing market attractiveness, fostering wider adoption of drone technology across various sectors while promoting safer operational practices.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Analysis
• Customer Buying Behavior Analysis

Global Drone Insurance Market Size by Insurance Type & CAGR (2025-2032)

• Market Overview
• Drone Third-Party Liability Insurance
• Drone Fuselage Damage Insurance
• Drone Hull Insurance
• Drone Cargo Insurance

Global Drone Insurance Market Size by Application & CAGR (2025-2032)

• Market Overview
• Commercial
• Personal

Global Drone Insurance Market Size by Drone Type & CAGR (2025-2032)

• Market Overview
• Fixed-Wing, Multi-Rotor
• Hybrid

Global Drone Insurance Market Size by Coverage Type & CAGR (2025-2032)

• Market Overview
• Liability Coverage
• Hull Damage
• Loss or Flyway Coverage
• Theft Coverage
• Personal Injury Coverage
• Others

Global Drone Insurance Market Size & CAGR (2025-2032)

• North America (Insurance Type, Application, Drone Type, Coverage Type)
  • US
  • Canada
• Europe (Insurance Type, Application, Drone Type, Coverage Type)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Insurance Type, Application, Drone Type, Coverage Type)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Insurance Type, Application, Drone Type, Coverage Type)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Insurance Type, Application, Drone Type, Coverage Type)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Moonrock Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Avion Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• American International Group, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SkyWatch
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AIG US
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Coverdrone
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aligned
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thimble Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• USAIG
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BWI
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Towergate
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• InsureTech Connect
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• REIN
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Aerospace Inc
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AutoPylot
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations