B2B付款市場規模、佔有率和成長分析（按付款類型、付款工具、支付方式、垂直行業、公司規模和地區）- 2025-2032 年行業預測

預計2023年B2B付款市場規模將達到1.5兆美元，將從2024年的1.69兆美元成長到2032年的4.33兆美元，預測期間（2025-2032年）的複合年成長率為12.5%。

全球 B2B付款市場正經歷顯著成長，這得益於企業之間高效金融交易的需求。該部分包括各種付款解決方案，從傳統方法到旨在簡化複雜的 B2B付款流程的創新數位技術。關鍵成長要素包括數位化轉型、跨境貿易的成長以及對安全的多幣種付款機制的需求。然而，抵制變革和對資料安全的擔憂等挑戰可能會阻礙快速採用。值得注意的趨勢包括付款和資金管理解決方案的融合以及付款和非接觸式付款的興起。總體而言，這個充滿活力的市場為專注於透過先進的付款技術提高業務效率的付款服務供應商和金融科技創新者提供了充足的機會。

目錄

介紹

• 調查目的
• 研究範圍
• 定義

調查方法

• 資訊採購
• 次要和主要資料方法
• 市場規模預測
• 市場假設與限制

執行摘要

• 全球市場展望
• 供需趨勢分析
• 細分機會分析

市場動態及展望

• 市場概況
• 市場規模
• 市場動態
  • 促進因素和機會
  • 限制與挑戰
• 波特的分析

主要市場考察

• 關鍵成功因素
• 競爭程度
• 主要投資機會
• 市場生態系統
• 市場吸引力指數（2024 年）
• PESTEL 分析
• 宏觀經濟指標
• 價值鏈分析
• 定價分析

B2B付款市場規模（按付款類型和複合年成長率） (2025-2032)

• 市場概況
• 國內付款
• 跨境支付

B2B付款市場規模（按付款方式及複合年成長率） (2025-2032)

• 市場概況
• 傳統的
• 數位的

B2B付款市場規模（按支付方式及複合年成長率） (2025-2032)

• 市場概況
• ACH付款
• 電匯
• 查看
• 現金
• 即期匯票
• 信用卡

B2B付款市場規模（依垂直產業分類）及複合年成長率（2025-2032 年）

• 市場概況
• 製造業
• 資訊科技/通訊
• 金屬與礦業
• 能源與公共
• BFSI

B2B付款市場規模（按公司規模和複合年成長率） (2025-2032)

• 市場概況
• 大型企業
• 中型企業
• 中小型企業

B2B付款市場規模（按地區分類）及複合年成長率（2025-2032 年）

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 德國
  • 西班牙
  • 法國
  • 英國
  • 義大利
  • 其他歐洲國家地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 其他亞太地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲國家
• 中東和非洲
  • 海灣合作理事會國家
  • 南非
  • 其他中東和非洲地區

競爭資訊

• 前 5 家公司對比
• 主要企業市場定位（2024年）
• 主要市場參與者所採用的策略
• 近期市場趨勢
• 公司市場佔有率分析（2024 年）
• 主要企業簡介
  • 公司詳細資訊
  • 產品系列分析
  • 公司分部佔有率分析
  • 收益與前一年同期比較對比（2022-2024 年）

主要企業簡介

• Visa Inc.（United States）
• Mastercard Incorporated（United States）
• PayPal Holdings, Inc.（United States）
• Stripe（United States）
• American Express Company（United States）
• JPMorgan Chase & Co.（United States）
• Bank of America Corporation（United States）
• Wells Fargo & Company（United States）
• Citigroup Inc.（United States）
• Goldman Sachs Group, Inc.（United States）
• Fidelity National Information Services（FIS）（United States）
• Fiserv, Inc.（United States）
• Global Payments Inc.（United States）
• Worldpay（FIS）（United Kingdom）
• Adyen（Netherlands）
• Checkout.com（United Kingdom）
• Shopify Inc.（Canada）
• Square, Inc.（United States）
• Amazon（United States）
• Apple Inc.（United States）

結論和建議

B2B Payments Market size was valued at USD 1.5 trillion in 2023 and is poised to grow from USD 1.69 trillion in 2024 to USD 4.33 trillion by 2032, growing at a CAGR of 12.5% during the forecast period (2025-2032).

The Global B2B Payments Market is experiencing significant growth, driven by the need for efficient financial transactions between businesses. This sector includes a diverse range of payment solutions, from traditional methods to innovative digital technologies aimed at streamlining complex B2B payment processes. Key growth drivers include the shift towards digitization, increased cross-border trade, and the demand for secure, multi-currency payment mechanisms. However, challenges such as resistance to change and concerns over data security may hinder rapid adoption. Prominent trends include the integration of payment and financial management solutions, and the rise of mobile and contactless payments. Overall, this dynamic market presents ample opportunities for payment service providers and fintech innovators focused on enhancing operational efficiency through advanced payment technologies.

Top-down and bottom-up approaches were used to estimate and validate the size of the B2B Payments market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

B2B Payments Market Segments Analysis

Global B2B Payments Market is segmented by Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size and region. Based on Payment Type, the market is segmented into Domestic Payments and Cross-Border Payments. Based on Payment Mode, the market is segmented into Traditional and Digital. Based on Payment Method, the market is segmented into ACH, Wire, Cheque, Cash, Demand Draft and Credit Card. Based on Industry Vertical, the market is segmented into Manufacturing, IT and Telecom, Metals and Mining, Energy and Utilities and BFSI. Based on Enterprise Size, the market is segmented into Large Enterprise, Medium-sized Enterprise and Small-sized Enterprise. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the B2B Payments Market

The B2B payments market is experiencing significant growth driven by the rising adoption of digital payment solutions and technological advancements. Businesses are making a shift away from outdated payment methods, like paper checks and manual invoicing, in favor of digital platforms that enhance efficiency, convenience, and cost-effectiveness. Innovations such as mobile payment applications, online payment gateways, and electronic invoicing systems have revolutionized B2B transactions by minimizing manual errors, accelerating processing times, and lowering transaction costs. This transition not only simplifies financial processes for companies but also aligns with the growing demand for streamlined, reliable payment solutions in today's fast-paced business environment.

Restraints in the B2B Payments Market

The B2B payments market encounters significant restraint due to the escalating risks tied to security breaches and fraudulent activities as transaction volumes and values rise. Cybercriminals are increasingly targeting payment systems to infiltrate sensitive financial data, leading to considerable financial setbacks for businesses. This necessitates the implementation of strong security protocols, including encryption, tokenization, and advanced fraud detection technologies, which complicate and elevate the costs associated with B2B payment processes. Additionally, the pressure to comply with stringent regulatory standards, especially in highly regulated sectors like healthcare and finance, further exacerbates the challenges of maintaining secure transactions.

Market Trends of the B2B Payments Market

The B2B payments market is witnessing a significant trend towards the adoption of real-time payment systems, which facilitate instant transaction settlements and cater to the increasing need for faster payment solutions among businesses. With networks like the Faster Payments System in the UK and the RTP network in the U.S., companies can now execute payments 24/7, effectively enhancing cash flow management and liquidity. This trend is particularly vital for industries that rely on time-sensitive transactions, including e-commerce, manufacturing, and supply chain management. As businesses prioritize efficiency and speed, the demand for real-time payments is expected to continue growing, reshaping the B2B payment landscape.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global B2B Payments Market Size by Payment Type & CAGR (2025-2032)

• Market Overview
• Domestic Payments
• Cross-Border Payments

Global B2B Payments Market Size by Payment Mode & CAGR (2025-2032)

• Market Overview
• Traditional
• Digital

Global B2B Payments Market Size by Payment Method & CAGR (2025-2032)

• Market Overview
• ACH
• Wire
• Cheque
• Cash
• Demand Draft
• Credit Card

Global B2B Payments Market Size by Industry Vertical & CAGR (2025-2032)

• Market Overview
• Manufacturing
• IT and Telecom
• Metals and Mining
• Energy and Utilities
• BFSI

Global B2B Payments Market Size by Enterprise Size & CAGR (2025-2032)

• Market Overview
• Large Enterprise
• Medium-sized Enterprise
• Small-sized Enterprise

Global B2B Payments Market Size & CAGR (2025-2032)

• North America (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • US
  • Canada
• Europe (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Visa Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Incorporated (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• American Express Company (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• JPMorgan Chase & Co. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bank of America Corporation (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Wells Fargo & Company (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Citigroup Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Goldman Sachs Group, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fidelity National Information Services (FIS) (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Worldpay (FIS) (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Checkout.com (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Shopify Inc. (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Amazon (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Apple Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations