2023-2030年全球共享單車保險市場

在預測期內，全球共享汽車保險市場預計將以11.1%的複合年成長率成長。乘車保險是一種額外的保險，可以保護汽車、乘員和任何其他涉及事故的個人或財產。這種乘車保險背書可以填補一個人的汽車保險政策和乘車公司（也被稱為運輸網路公司，或TNC）的商業政策之間的空白。

由於對共享汽車的需求越來越大，司機們紛紛簽約為共享汽車公司工作，保險商們也認知到需要提供專門的保險來保護這些司機和乘客。許多保險公司現在提供專門的乘車共享保險，在司機為乘車共享公司工作時為他們提供保障。除了傳統的共享汽車保險政策外，一些保險公司現在還提供混合政策，為車輛的個人和商業用途提供保障。這種類型的政策對那些既使用共享汽車又使用個人汽車的司機特別有用。此外，保險公司也在利用新技術，為共享汽車司機提供創新的產品和服務。例如，一些公司正在利用遠程資訊處理數據，提供基於使用的保險政策，根據司機使用汽車進行共享的程度來提供保險。因此，這些因素推動了共享汽車保險市場的成長。

目錄

第一章：報告摘要

• 當前行業分析和成長潛力展望
• 研究方法和工具
• 市場細分
  • 按領域分類
  • 按地區

第二章：市場概述和洞察力

• 報告的範圍
• 分析師的洞察力和當前的市場趨勢
  • 主要發現
  • 建議
  • 總結

第三章：競爭格局

• 主要公司分析
• Allstate Insurance Co.
  • 概述
  • 財務分析
  • SWOT分析
  • 近期發展情況
• NerdWallet, Inc.
  • 概況
  • 財務分析
  • SWOT分析
  • 近期發展情況
• State Farm Mutual Automobile Insurance Co.
  • 進展概況
  • 財務分析
  • SWOT分析
  • 近期發展
• 關鍵戰略分析

第四章：市場細分

• 按類型分類的全球共享汽車保險市場
  • 點對點共享汽車
  • 即時共享汽車
• 按保險範圍分類的全球共享汽車保險市場
  • 責任保險
  • 碰撞保險
  • 保險不足/無保險的機動車主保險
  • 綜合保險
• 按應用分類的全球共享出行保險市場
  • 個人
  • 商業

第五章：區域分析

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 英國
  • 德國
  • 義大利
  • 西班牙
  • 法國
  • 歐洲其他地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 亞太其他地區
• 世界其他地區

第六章：公司簡介

• Aflac Incorporated
• Allianz
• Aviva Canada
• AXA Group
• Chubb Group
• GIE BNP Paribas Cardif
• Liberty Mutual Insurance
• MetLife Services and Solutions, LLC
• Progressive Casualty Insurance Co.
• The Hartford
• USAA
• Wawanesa Insurance
• Zurich Insurance Group Ltd.

Title: Global Ridesharing Insurance Market Size, Share & Trends Analysis Report by Type (Peer-to-Peer Ridesharing, and Real-Time Ridesharing), by Coverage (Liability Coverage, Collision Coverage, Underinsured/Uninsured Motorist Coverage, and Comprehensive Coverage), and by Application (Personal and Commercial) Forecast Period (2023-2030).

The global ridesharing insurance market is anticipated to grow at a CAGR of 11.1% during the forecast period. Rideshare insurance is a sort of additional coverage that protects the car, the occupants, and any other individuals or property involved in an accident. This ride-hailing insurance endorsement can fill up the gaps between a person's motor insurance policy and the business policy of a ridesharing firm (also known as a transportation network company, or TNC).

Due to the growing demand for ridesharing, drivers sign up to work for rideshare companies, insurance providers are recognizing the need to offer specialized coverage to protect these drivers and passengers. Many insurance companies now offer rideshare-specific policies that cover drivers when they are working for a rideshare company. In addition to traditional rideshare insurance policies, some insurance companies are now offering hybrid policies that provide coverage for both personal and commercial use of a vehicle. This type of policy can be especially useful for drivers who use their cars for both ridesharing and personal use. Additionally, insurance companies are also leveraging new technology to offer innovative products and services to rideshare drivers. For example, some companies are using telematics data to offer usage-based insurance policies that provide coverage based on how much a driver uses their car for ridesharing. Thus, these factors propel the growth of the rideshare insurance market.

An increase in product launches is expected to promote the rideshare insurance market growth. For instance, in December 2021, car insurance startup Ride Protect launched a new innovative rideshare insurance offering. The policy covers rideshare and private use. As a result, consumers no longer need two separate policy types for their vehicle insurance. In addition, the application process uses technology from uBind, which includes a seamless digital experience for rideshare drivers. Moreover, the uBind platform provides a customer portal enabling rideshare and delivery drivers to login and manage their policies, renew their policies online, make adjustments to add other drivers and access their documents.

Segmental Outlook

The global ridesharing insurance market is segmented based on type, coverage, and application. Based on type, the market is bifurcated into peer-to-peer ridesharing and real-time ridesharing. By coverage, the market is sub-segmented into liability coverage, collision coverage, underinsured/uninsured motorist coverage, and comprehensive coverage. Further, by application, the market is sub-segmented into personal, and commercial. Among these, the comprehensive coverage sub-segment accounted for the dominant share of the market during the forecast period. The growth of this sub-segment is attributed to the fact that this policy generally will protect the car if it is crushed by a collapsing garage or destroyed by a tornado. Further, rideshare companies are increasingly providing insurance policies that provide comprehensive coverage for their drivers. These policies generally cover damage and losses to the driver's vehicle caused by events other than collisions.

Commercial Sub-Segment is Anticipated to Hold a Prominent Share of the Global Ridesharing Insurance Market

The commercial sub-segment accounted for the dominant share of the market during the forecast period. This can be attributed to the increasing number of e-commerce businesses, online food delivery services across the globe, and new product launches. For instance, in October 2020, Allstate Insurance Company has been selected to provide commercial auto coverage to Lyft in California, Iowa, Indiana, Kansas, Kentucky, Missouri, Ohio, and West Virginia. The policies, managed by Allstate Business Insurance, provide coverage throughout the cycle of a Lyft trip, from when a driver turns on the Lyft driver app, to pick up and trip completion.

Regional Outlook

The global Ridesharing Insurance market is further segmented based on geography including North America (the US and Canada), Europe (UK, Italy, Spain, Germany, France, and Others), Asia-Pacific (India, China, Japan, South Korea, and Others), and the Rest of the World (the Middle East and Africa, and Latin America). Among these, the Asia-Pacific region is projected to expand at a significant CAGR during the forecast period. This is attributed to a combination of regulatory requirements, technological advancements, and increasing competition, as well as the growing adoption of ridesharing services across the region.

Global Ridesharing Insurance Market Growth, by Region 2023-2030

Source: OMR Analysis

North America is Anticipated to Hold a Significant Share of the Global Ridesharing Insurance Market

North America is expected to continue to account for a larger revenue share among other regional markets during the forecast period due to the increasing popularity of ridesharing services, the need for specialized insurance coverage for rideshare drivers, the increasing number of accidents, and stringent regulations laid down by governments across various states about safety norms for drivers and passengers. Additionally, the rise in product launches to develop better insurance plans and the adoption of advanced technologies also helped to augment the rideshare insurance market growth in North America. For instance, in September 2019, US-based ridesharing company Uber announced that it will offer free insurance to its riders in case of accidents while on a trip across categories such as cars, autos, and motorcycles. Riders would be insured for up to $6,093.8 in case of accidental death or disability and up to $2,437.5 for hospitalization, including an OPD benefit of up to $609.4.

Market Players Outlook

The major companies serving the global ridesharing insurance market include Allstate Insurance Company, NerdWallet, Inc., and State Farm Mutual Automobile Insurance Company. The market players are considerably contributing to the market growth by the adoption of various strategies including mergers and acquisitions, partnerships, funding, collaborations, and new product launches to stay competitive in the market. For instance, in December 2021, Allianz Partners and Uber partnered to provide benefits and protection insurance for independent drivers in Europe. The coverage included on-trip benefits in cases of accidents, injury, or hospitalizations, as well as off-trip benefits such as sick pay and maternity/paternity payments.

The Report Covers:

• Market value data analysis of 2022 and forecast to 2030.
• Annualized market revenues ($ million) for each market segment.
• Country-wise analysis of major geographical regions.
• Key companies operating in the global ridesharing insurance market. Based on the availability of data, information related to new product launches, and relevant news is also available in the report.
• Analysis of business strategies by identifying the key market segments positioned for strong growth in the future.
• Analysis of market-entry and market expansion strategies.
• Competitive strategies by identifying 'who-stands-where' in the market.

Table of Contents

1. Report Summary

• Current Industry Analysis and Growth Potential Outlook
• 1.1. Research Methods and Tools
• 1.2. Market Breakdown
  • 1.2.1. By Segments
  • 1.2.2. By Region

2. Market Overview and Insights

• 2.1. Scope of the Report
• 2.2. Analyst Insight & Current Market Trends
  • 2.2.1. Key Findings
  • 2.2.2. Recommendations
  • 2.2.3. Conclusion

3. Competitive Landscape

• 3.1. Key Company Analysis
• 3.2. Allstate Insurance Co.
  • 3.2.1. Overview
  • 3.2.2. Financial Analysis
  • 3.2.3. SWOT Analysis
  • 3.2.4. Recent Developments
• 3.3. NerdWallet, Inc.
  • 3.3.1. Overview
  • 3.3.2. Financial Analysis
  • 3.3.3. SWOT Analysis
  • 3.3.4. Recent Developments
• 3.4. State Farm Mutual Automobile Insurance Co.
  • 3.4.1. Overview
  • 3.4.2. Financial Analysis
  • 3.4.3. SWOT Analysis
  • 3.4.4. Recent Developments
• 3.5. Key Strategy Analysis

4. Market Segmentation

• 4.1. Global Ridesharing Insurance Market by Type
  • 4.1.1. Peer-to-peer ridesharing
  • 4.1.2. Real-time ridesharing
• 4.2. Global Ridesharing Insurance Market by Coverage
  • 4.2.1. Liability Coverage
  • 4.2.2. Collision Coverage
  • 4.2.3. Underinsured/Uninsured Motorist Coverage
  • 4.2.4. Comprehensive Coverage
• 4.3. Global Ridesharing Insurance Market by Application
  • 4.3.1. Personal
  • 4.3.2. Commercial

5. Regional Analysis

• 5.1. North America
  • 5.1.1. United States
  • 5.1.2. Canada
• 5.2. Europe
  • 5.2.1. UK
  • 5.2.2. Germany
  • 5.2.3. Italy
  • 5.2.4. Spain
  • 5.2.5. France
  • 5.2.6. Rest of Europe
• 5.3. Asia-Pacific
  • 5.3.1. China
  • 5.3.2. India
  • 5.3.3. Japan
  • 5.3.4. South Korea
  • 5.3.5. Rest of Asia-Pacific
• 5.4. Rest of the World

6. Company Profiles

• 6.1. Aflac Incorporated
• 6.2. Allianz
• 6.3. Aviva Canada
• 6.4. AXA Group
• 6.5. Chubb Group
• 6.6. GIE BNP Paribas Cardif
• 6.7. Liberty Mutual Insurance
• 6.8. MetLife Services and Solutions, LLC
• 6.9. Progressive Casualty Insurance Co.
• 6.10. The Hartford
• 6.11. USAA
• 6.12. Wawanesa Insurance
• 6.13. Zurich Insurance Group Ltd.

LIST OF TABLES

• 1. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
• 2. GLOBAL PEER-TO-PEER RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 3. GLOBAL REAL-TIME RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 4. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
• 5. GLOBAL LIABILITY COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 6. GLOBAL COLLISION COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 7. GLOBAL UNDERINSURED/UNINSURED MOTORIST COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 8. GLOBAL COMPREHENSIVE COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 9. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
• 10. GLOBAL PERSONAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 11. GLOBAL COMMERCIAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 12. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
• 13. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
• 14. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
• 15. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
• 16. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
• 17. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
• 18. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
• 19. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
• 20. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
• 21. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
• 22. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
• 23. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
• 24. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
• 25. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
• 26. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
• 27. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
• 28. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)

LIST OF FIGURES

• 1. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY TYPE, 2022 VS 2030(%)
• 2. GLOBAL PEER-TO-PEER RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 3. GLOBAL REAL-TIME RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 4. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY COVERAGE, 2022 VS 2030(%)
• 5. GLOBAL LIABILITY COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 6. GLOBAL COLLISION COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 7. GLOBAL UNDERINSURED/UNINSURED MOTORIST COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 8. GLOBAL COMPREHENSIVE COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 9. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY APPLICATION, 2022 VS 2030(%)
• 10. GLOBAL PERSONAL RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 11. GLOBAL COMMERCIAL RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
• 12. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030 (%)
• 13. US RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 14. CANADA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 15. UK RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 16. FRANCE RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 17. GERMANY RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 18. ITALY RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 19. SPAIN RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 20. REST OF EUROPE RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 21. INDIA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 22. CHINA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 23. JAPAN RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 24. SOUTH KOREA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 25. REST OF ASIA-PACIFIC RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
• 26. REST OF THE WORLD RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)