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市場調查報告書
商品編碼
1292912
2023-2030年全球海運保險市場Global Marine Insurance Market 2023-2030 |
全球海洋保險市場按保險類型和終端用戶分類。根據保險類型,市場被細分為海事責任保險、內陸海事保險、貨物保險、船體保險、運費保險和進出口保險。基於終端用戶,市場被細分為貨主和貿易商。在終端用戶中,貨主部分預計將在市場上佔有重要佔有率。與貿易商相比,貨主通常獲得最高數量的海上保險單。這是因為貨主對所運輸的貨物有直接的經濟利益,他們希望保護自己免受運輸過程中貨物損失或損壞的風險。
貨物保險細分市場在全球海運保險市場中佔有突出的佔有率
根據保險類型,市場被細分為海事責任保險、內陸海事保險、貨物保險、船體保險、運費保險和進出口保險。在這些保險中,貨物保險部分預計將佔有最高的市場佔有率。貨物保險在貨物運輸過程中為其提供保護,對由於損壞、盜竊或其他危險造成的損失提供保險。隨著全球貿易的成長和貨物跨境流動的增加,貨物保險已經成為貿易融資的一個重要組成部分。隨著國際貿易的持續成長,對貨物保險的需求也在增加。例如,根據國際海事保險聯盟在2022年發表的報告,由於全球貿易量增加,2021年貨運市場的保費成長到189億美元。此外,2021年該行業的索賠影響非常溫和,大多數地區的損失率有所改善。
全球海運保險市場根據地域分類,包括北美(美國和加拿大)、歐洲(義大利、西班牙、德國、法國和其他)、亞太(印度、中國、日本、韓國和其他)和世界其他地區(中東和非洲以及拉丁美洲)。可以根據要求對特定地區或國家層面的市場進行分析。在這些地區中,由於有大量的船主、海洋貿易商和保險政策,預計亞太地區將產生突出的市場佔有率。例如,根據聯合國貿發會議2022年發布的報告,2021年,亞洲仍然是世界上最主要的海上貨物處理中心,佔所裝貨物的42%。
歐洲地區預計將主導全球海運保險市場
成長的主要動力之一是該地區國際貿易和航運的持續成長。歐洲擁有一些世界上最繁忙和最重要的港口,包括鹿特丹、漢堡和安特衛普,它與世界上其他地區的貿易和商業有著悠久的歷史。此外,歐洲地區有幾家支持其市場發展的海上保險公司,如MSIG Insurance Europe AG、Allianz、Nordic Marine Insurance等。該地區還擁有最高的海上保險費收取數量。例如,根據國際海上保險聯盟(IUMI)2021年的報告,IUMI在2020財年收取了300億美元的全球海上保險費,歐洲仍然是領先的承保市場,佔有47.7%的佔有率。促使歐洲海上保險市場成長的另一個因素是該地區強大的監管環境和既定的海上保險法律框架。歐盟(EU)已經實施了各種與海上保險有關的法規和指令,包括《償付能力II指令》,該指令為在歐盟經營的保險公司和再保險公司製定了審慎的規則。
服務於全球海上保險市場的主要公司包括美國國際集團、Beazley集團、QBE保險Group Limited、RSA、Allianz集團等。這些公司通過採取各種策略,包括合併和收購、夥伴關係、合作和投資,在市場上保持競爭力,大大促進了市場的成長。例如,2022年12月,Beat Capital Partners和Kevin Wolfe合作開發了Marcato海事保險服務,這是一家專業的海事承保公司。馬卡托最初提供的服務包括項目貨物、普通貨物、船體、保護和賠償(P&I)、海上超額責任和海上一般責任。它還打算在2023年下半年將其投資組合擴大到內陸海運項目。通過合作,馬卡托能夠提供高達1.475億美元的項目貨物限額(項目貨物和DSU綜合限額),以及2000萬美元的船體/保賠、貨物/倉庫和海運責任(主要和超額)。
Global marine insurance market is anticipated to grow at a considerable CAGR of 3.8% during the forecast period. The key factor supporting the marine market's growth is the advantages it provides to marine traders, cargo owners, and other exporters and importers. For instance, a marine insurance policy covers financial losses and damages to cargo vessels, ships, and terminals during transit. It is frequently necessary throughout import and export trade processes to fulfill various nations' demanding regulatory compliance. Some insurance companies are now offering plans that cover the risk of theft, intentional damage, shortage, and non-delivery of products. These programs can be tailored to customers' individual business requirements. Besides that, they cover damages caused by fire, explosions, hijacking, accidents, crashes, and overturning. Such factors increase the demand for marine insurance among businesses that are working in or through the marine sector.
The global marine insurance market is segmented by insurance type and end user. Based on insurance type, the market is sub-segmented into marine liability insurance, inland marine insurance, cargo insurance, hull insurance, freight insurance, and import and export insurance. Based on end users, the market is sub-segmented into cargo owners and traders. Among end users, the cargo owners segment is expected to hold a significant share in the market. Cargo owners generally get the highest number of marine insurance policies compared to traders. This is because cargo owners have a direct financial interest in the cargo being transported, and they want to protect themselves against the risk of loss or damage to their goods during transport.
Based on insurance type, the market is sub-segmented into marine liability insurance, inland marine insurance, cargo insurance, hull insurance, freight insurance, and import and export insurance. Among these, the cargo insurance segment is expected to hold the highest market share. Cargo insurance protects goods while they are in transit, providing coverage against losses due to damage, theft, or other perils. With the rise in global trade and the increasing movement of goods across borders, cargo insurance has become an essential component of trade finance. As international trade continues to grow, the demand for cargo insurance also increases. For instance, according to a report published by the International Union of Marine Insurance in 2022, premiums in the cargo market for 2021 grew to $18.9 billion, owing to higher global trade volumes. In addition, the claims impact in this industry was very mild in 2021, and loss ratios in most areas improved.
The global marine insurance market is segmented based on geography, including North America (the US and Canada), Europe (Italy, Spain, Germany, France, and others), Asia-Pacific (India, China, Japan, South Korea, and others), and the rest of the world (the Middle East and Africa and Latin America). The market can be analyzed for a particular region or country level as per the requirement. Among the regions, the Asia-Pacific region is anticipated to generate the prominent market share, , owing to the large number of ship owners, ocean traders, and insurance policies. For instance, according to a UNCTAD report published in 2022, Asia remained the world's leading maritime cargo handling center in 2021, accounting for 42% of goods loaded.
One of the main drivers of growth is the continued growth of international trade and shipping in the region. Europe is home to some of the world's busiest and most important ports, including Rotterdam, Hamburg, and Antwerp, and it has a long history of trade and commerce with other regions around the world. Besides, the European region has several marine insurance companies that support its market's growth, such as MSIG Insurance Europe AG, Allianz, Nordic Marine Insurance, and others. The region also has the highest number of marine insurance premiums collected. For instance, according to the International Union of Marine Insurance (IUMI) report in 2021, IUMI collected $30 billion in global marine insurance premiums for the 2020 fiscal year, with Europe remaining the leading underwriting market with a 47.7% share. Another factor contributing to the growth of the European marine insurance market is the region's strong regulatory environment and established legal framework for marine insurance. The European Union (EU) has implemented various regulations and directives related to marine insurance, including the Solvency II Directive, which sets out prudential rules for insurers and reinsurers operating in the EU.
The major companies serving the global marine insurance market include: American International Group, Inc., Beazley Group, QBE Insurance Group Ltd., RSA, Allianz Group, and others. These companies are considerably contributing to the market's growth through the adoption of various strategies, including mergers and acquisitions, partnerships, collaborations, and investments, to stay competitive in the market. For instance, in December 2022, Beat Capital Partners and Kevin Wolfe collaborated to develop Marcato Marine Insurance Services, a specialty marine underwriting firm. Marcato initially provide services such as project cargo, general cargo, hull, protection and indemnity (P&I), marine excess liability, and marine general liability. It also intends to expand its portfolio to include inland marine items in the latter half of 2023. With the partnership Marcato is able offer project cargo limits of up to $147.5 million (project cargo and DSU combined limit), as well as $20 million for hull/P&I, cargo/warehouse, and marine liabilities (primary and excess).
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