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市場調查報告書
商品編碼
1757402
銀行CRM的全球市場評估,各零件,各部署模式,各用途,銀行類別,各地區,機會及預測,2018年~2032年Global Banking CRM Market Assessment, By Component, By Deployment Mode, By Application, By Bank Type, By Region, Opportunities and Forecast, 2018-2032F |
預計全球銀行 CRM 市場在 2025-2032 年期間的複合年增長率為 10.12%,從 2024 年的 200.6 億美元增長至 2032 年的 433.8 億美元。推動這一成長的關鍵因素包括全通路互動的需求、對負責任資料使用監管的加強,以及對服務不足人口的普惠金融需求。此外,銀行和金融機構目前正在從傳統的客戶管理系統遷移到整合 CRM 平台,以應對快速發展的課題。這些系統可以幫助銀行確保遵守不斷發展的資料保護法規,提升詐欺偵測能力,促進及時的客戶支援和互動,並幫助銀行透過人工智慧大規模地利用個人化服務。隨著對即時服務和透明度的需求日益增長,客戶可以自由地與品牌和銀行互動。隨著互動格局的變化,CRM 系統將成為銀行重塑信任、建立互動並提升客戶生命週期價值的關鍵工具。
全球範圍內,銀行客戶關係管理 (CRM) 的數位轉型正在快速推進。這種轉型的部分原因是消費者對金融服務個人化、統一的客戶數據平台和數位銀行體驗的需求日益增長。金融機構正在投資 CRM 平台,以改善關係管理、客戶引導、跨通路支援並提供實際的洞察。
作為這一趨勢的一個例子,富國銀行於 2025 年初宣布將透過與 Q2 建立策略合作夥伴關係來擴展其商業銀行業務。此舉將使富國銀行能夠將其商業團隊與單一的 CRM 和協作平台連接起來,從而統一客戶體驗。這個高端 CRM 平台將使銀行能夠改善營運,同時提高客戶互動的透明度。企業級 CRM 系統讓銀行能夠全方位了解客戶互動,同時實現重複流程的自動化。隨著數位原生客戶群的期望值不斷提高,以及金融科技公司帶來的競爭日益激烈,CRM 系統能夠幫助銀行提升客戶忠誠度、增加交叉銷售機會,並確保所有客戶業務的合規性。預計 CRM 市場將繼續快速成長,尤其是在全球中大型銀行。
所有市場區隔均涵蓋所有對象地區和國家。
以上公司不按市佔率排序,且可能根據研究期間獲得的資訊而改變。
Global banking CRM market is projected to witness a CAGR of 10.12% during the forecast period 2025-2032, growing from USD 20.06 billion in 2024 to USD 43.38 billion in 2032F, because of the growing demand for secure, personalized, and seamless customer experiences in an increasing digital banking ecosystem. There are several key factors contributing to this growth, including the need for omnichannel engagement, the growing regulatory scrutiny on responsible data use, and the demand for financial inclusion in underserved populations. Additionally, banks and financial institutions are now transitioning to integrated CRM platforms to meet rapidly evolving challenges, moving away from legacy customer management systems. These systems can assist banks in ensuring compliance with evolving data protection regulations, improve their fraud detection capabilities, drive timely customer support and engagement, and allow banks to utilize personalization at scale through AI. As demands for real-time service and transparency grow, customers freely engage with brands and banks in a shifting engagement landscape, and CRM systems will be a critical tool for banks to restore trust, create engagement, and improve customer lifetime value.
A rapid digital transformation in banking customer relationship management (CRM) is striking globally. Part of this transformation is due to growing consumer demand for personalization in their financial services, as well as unified customer data platforms and digital banking experiences. Financial institutions are investing in CRM platforms to improve relationship management, client onboarding, and cross-channel support to deliver actionable insights.
An example of this trend is Wells Fargo announcing in early 2025 the expansion of its commercial banking business through a strategic alliance with Q2. This move allows Wells Fargo to connect its commercial teams with a single CRM and collaboration platform, as well as unify the customer experience. This high-end CRM platform will allow banks to increase transparency of interactions between clients while improving operations. Implementing enterprise-grade CRM systems will allow banks to have a 360-degree view of their customers' interactions, while automating the repetitive processes involved. With increasing expectations from a digitally native customer population as well as increased competition from Fintech companies, the tools available from CRM assist banks in developing loyalty, increasing cross-sell opportunities, and ensuring compliance across customer-facing operations. The market will continue to grow rapidly, especially across mid- to large-tier banks globally.
Digitalization in Banking Drives Global Banking CRM Market Demand
The demand for digitized and personalized banking services has emerged as a significant growth catalyst for the global banking CRM market. Traditional banking has transitioned into a model driven by more advisory, insight-led, or personalized experiences, where institutions will use CRM tools to deliver the most appropriate service based on real-time behavioral and financial data.
In February 2025, Mediobanca launched "Mediobanca Premier", a new digital-first bank to manage family savings through personalized wealth management. Overall, this move highlighted how banks are evolving customer engagement, particularly in retail and private banking, using CRM tools to bundle financial profiling, life-stage mapping, and personalized communications. Banking CRMs can now help banks better segment customers, provide hyper-personalized products, and anticipate customer needs based on transaction behaviour and sentiment analysis. Overall, personalized experiences, fueled by AI integrated into CRM, have led to increases in customer satisfaction and retention rates. As more banks adopt this personalized strategy to combat churn and build lifetime value, digitization and personalization will remain the global priorities for CRM investment.
AI and Advanced Integration in CRM Platform Shape Market Dynamics
The other major driver reshaping the global banking CRM market is the incorporation of AI and advanced integrations to core banking systems to facilitate intelligent decision-making and more proactive customer engagement. Banking CRMs are enabling real-time insights for next-best actions or dynamically managing customer service cases that will allow banks to move from reactive to predictive models of service.
For instance, in February 2025, IBM Corporation joined hands with Alinma Bank to integrate smarter technologies into the Saudi bank's digital ecosystem. This work includes embedding AI and automation into the customer experience workflows to analyze client interactions and speed up responses. Because banks can now embed AI into their CRM platforms, they can see potential upsell offerings, predict customer attrition, or route customer-service issues to the proper department automatically. These capabilities can improve operational efficiency, increase customer satisfaction levels, and drive more revenue per customer. AI-led CRM solutions are the new normal, as banks strive to keep pace within a digital environment with faster, smarter, and more human-like interaction.
Customer Service and Support Leads the Global Banking CRM Market
CRM applications in banking, customer service, and support are still the most relevant segment. It includes omnichannel query management, case management, automated chatbots, feedback collection, and resolution tracking, all of which are fundamental to customer experience and satisfaction. For example, in April 2025, NatWest's Boxed, the embedded banking division, partnered with The AA to offer a new line of digital savings and loan products. CRM systems can track application journeys, where customers apply, while managing support tickets and ensuring that compliance communication is sent properly. This move highlights the wider trend towards more banks embedding support functionality into their digital banking ecosystems, as customer expectations increase around timeliness of resolution and personalization. Banks are focusing on CRM investment that encompasses customer information in a single view and automating relevant support workflows. As banking competition becomes increasingly aggressive, especially when technology-based fintech is offering a quick app-based solution, banks also see that the ability to provide quick, seamless support is quickly becoming a differentiator against traditional and challenger banks. This phenomenon has placed value on emerging industries and supports the lead of this segment.
North America Dominates the Global Banking CRM Market Size
North America is dominating the global banking customer relationship management market, as it is a part of a mature financial ecosystem, rapid technology cloud transformation, and investments into fintech partnerships. In the U.S. and Canada, banks are on the leading edge of digital transformation, using CRM tools for marketing automation, as well as customer journey mapping based on artificial intelligence and more robust compliance tracking. There was recently an example of this leadership in action with the announcement of Capital One acquiring Discover Financial Services in February 2024. This merger epitomizes the continued focus on integrated customer relationship management, big data records, and operational scale. CRM systems are the foundation of managing merged databases, synchronizing engagement strategies, and customizing services for a larger customer base.
North American banks also favour integrating their CRM systems with third-party data APIs and cloud software and applications, further enhancing service delivery and reducing turnaround times. With strong regulatory environments and high rates for customer adoption of digital means, North America continues to be at the forefront of CRM development and use.
Key Players Landscape and Outlook
The global Banking CRM industry is fiercely competitive, with traditional technology giants vying niche players to innovate and scale their offerings. Leading CIOs are gaining traction in the market through product differentiation, financial power, and ecosystem capabilities.
A recent example of how the competitive environment is changing is that UniCredit announced its intention to acquire Aion Bank and its technology partner, Vodeno, in March 2025. This trend is indicative of many other traditional banks acquiring digital banking platforms with CRM capabilities to drive their digital strategy. With Vodeno, UniCredit accessed a cloud-native banking platform with a modular, CRM capable framework that can be quickly deployed across numerous markets. As larger incumbent banks consolidate their technological capabilities and fintechs concentrate on adding specialized CRM features (e.g., AI-driven analytics, ESG tracking), the competitive landscape will continue to evolve. Being able to deliver integrated, scalable, and regulatory-compliant CRM platforms will be essential to maintaining a leadership position in this market long-term.
All segments will be provided for all regions and countries covered
Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.