全球先買後付（BNPL）市場評估：依管道、依企業、依用戶層、依最終用途、依地區、機會、預測（2017-2031年）

全球先買後付（BNPL）市場規模預計將從2023年的1,697億美元增至2031年的6,413.6億美元，預計在2024年至2031年的預測期內年複合成長率為 18.08%。消費者對敏捷和相關支付選項的偏好是關鍵驅動因素。先買後付（BNPL）市場服務為客戶提供無需立即付款的購買便利，實現更大的財務靈活性並減輕預付費用。 BNPL 市場的另一個主要成長動力是電子商務的崛起。隨著網路購物變得越來越普遍，消費者尋找無縫且有效率的付款方式。 BNPL 服務已融入線上結帳流程中，可實現快速、無縫的交易。透過免息定期分期付款，BNPL 提供者使消費者能夠在不感到經濟拮据的情況下進行大額購買。結果，平均訂單價值更高，顧客更容易進行大額購買，商家的回頭客也隨之增加。另一個原因是 BNPL 的可存取性和易用性，以及它與人工智慧支付應用程式的整合。從本質上講，幾乎所有 BNPL 提供者都以其無縫、快速的註冊流程而聞名，並且需要最少的信用檢查。

BNPL 是一種購買選項，允許客戶在線上或在店內購買商品，而無需立即付款。這種超短期貸款可幫助購買服裝、小配件和家居用品等消費品。截至2024年 4月，英國有一半成年人（約 2,640萬人）曾使用 BNPL 服務。這與2023年第一季的36%相比毫不遜色。

線上支付的普及推動市場成長

在過去的十年中，線上支付方式由於便利性、消費者行為的改變、財務靈活性的提高、具有競爭力的利率、與電子商務的無縫整合、安全措施以及有效的效率而日益普及，並且得到了突飛猛進的發展由於創新的營銷策略和年輕一代的偏好等變革驅動因素。線上支付方式（尤其是 BNPL）的日益普及改變消費者支付和管理財務的方式。預計這項變革將在可預見的未來繼續影響金融領域。近年來的電子商務銷售為預測期內的市場成長打開了巨大的窗口。

截至2024年 8月，總部位於倫敦的FinTech Curve 推出了名為 Curve Flex 的新選項，與已經推出市場的其他幾種 BNPL 解決方案不同，Curve Flex 不限於特定商家、帳戶、卡片或產品。它使客戶能夠稍後透過任何卡在任何商家的幾乎所有購買中付款，最早可以追溯到一年前。

消費者支出的增加推動市場成長

BNPL 服務提供者將受益於消費者支出增加帶來的更多成長機會，並直接實現成長。消費者支出的增加會導致消費者行為的改變並改善市場。 BNPL 服務提供者將受鼓勵透過創造更好的客戶條件和功能更豐富的使用者體驗來適應變化，以吸引和留住客戶。這將鼓勵進一步創新並改善客戶體驗。然而，不斷成長的消費者基礎吸引金融機構、零售商和電子商務平台的注意。這有助於為 BNPL 服務提供者增加更有價值的合作機會。

透過與 BNPL 公司合作，金融機構可以為其客戶提供更靈活的支付服務。零售商和電子商務商店可以在結帳點利用 BNPL 來推動其平台上更高的銷售額和更好的客戶購物體驗。據合眾銀行表示，消費者支出是美國經濟成長的最大動力。截至2023年7月的三個月裡，零售額成長了2.4%。這表示消費者願意為大件商品支付更高的價格。

本報告研究分析了全球先買後付（BNPL）市場，提供市場規模和預測、市場動態、主要參與者的現狀和前景等。

目錄

第1章 專案範圍與定義

第2章 研究方法

第3章 執行摘要

第4章 顧客回饋

• 產品與市場訊息
• 品牌識別方法
• 購買決策時考慮的因素
• 客戶支持
• 隱私和監管考慮因素

第5章 全球先買後付（BNPL）市場展望（2017-2031）

• 市場規模分析與預測
  • 金額
• 市佔率分析與預測
  • 依管道
  • 依公司
  • 依用戶層
  • 依最終用途
  • 依地區
  • 市佔率分析：依公司劃分（金額）（前 5名公司及其他 -2023年）
• 市場地圖分析（2023年）
  • 依管道
  • 依公司
  • 依用戶層
  • 依最終用途
  • 依地區

第6章 北美先買後付（BNPL）市場展望（2017-2031）

• 市場規模分析與預測
  • 金額
• 市佔率分析與預測
  • 依管道
  • 依公司
  • 依用戶層
  • 依最終用途
  • 佔有率：依國家/地區
• 每個國家市場的評估
  • 美國先買後付（BNPL）市場展望（2017-2031年）
  • 加拿大
  • 墨西哥

第7章 歐洲先買後付（BNPL）市場展望（2017-2031年）

• 德國
• 法國
• 義大利
• 英國
• 俄羅斯
• 荷蘭
• 西班牙
• 土耳其
• 波蘭

第8章 亞太地區先買後付（BNPL）市場展望（2017-2031）

• 印度
• 中國
• 日本
• 澳洲
• 越南
• 韓國
• 印尼
• 菲律賓

第9章 南美先買後付（BNPL）市場展望（2017-2031）

• 巴西
• 阿根廷

第10章 中東和非洲先買後付（BNPL）市場展望（2017-2031年）

• 沙烏地阿拉伯
• 阿拉伯聯合大公國
• 南非

第11章 供需分析

第12章 價值鏈分析

第13章 波特五力分析

第14章 PESTLE分析

第15章 利率分析

第16章 市場動態

• 市場驅動因素
• 市場挑戰

第17章 市場趨勢與發展

第18章 個案研究

第19章 競爭態勢

• 前 5名市場領導者的競爭矩陣
• 前 5名的公司的SWOT 分析
• 前10名主要企業狀況
  • Affirm Inc.
  • Block Inc. (Afterpay)
  • Klarna Bank AB
  • Sezzle Payments Private Limited
  • PayPal Holdings Inc.
  • Perpay Inc.
  • Openpay S.A.
  • Laybuy Group Holdings Limited
  • Splitit USA Inc.
  • Quadpay Inc.

第20章 策略建議

第21章 關於本公司，免責聲明

Global buy now pay later market is projected to witness a CAGR of 18.08% during the forecast period 2024-2031, growing from USD 169.70 billion in 2023 to USD 641.36 billion in 2031. The consumer's preference for agile and suitable payment options is the main driver. Buy now pay later market (BNPL) services provide customers with the convenience of making purchases without an immediate need to pay, allowing them better financial flexibility and relief from upfront charges. Another key factor driving growth in the BNPL market includes the rise of e-commerce. With online shopping becoming the norm, consumers are looking for seamless and efficient ways of making payments. BNPL services are carved deep into online checkout processes, making for quick and seamless transactions. With payments splitting into interest-free periodic installments, BNPL providers grant consumers the ability to make larger purchases without feeling a financial pinch. This has led to high average order values, and merchants repeat business as customers are more comfortable making big-ticket purchases. Another reason is accessibility and ease of onboarding into BNPL and the integration of AI with payment applications. At the core, almost all BNPL providers are known for their seamless and quick sign-up processes, requiring minimal credit checks.

BNPL is the buying option under which customers are allowed to make online and in-store purchases without paying for item(s) immediately. This very short-term financing, buy now, pay later scheme helps people to purchase clothes, gadgets, home enhancement supplies, or other consumer deals. As of April 2024, half of the United Kingdom adults, which is about 26.4 million people, have used services offered by BNPL at some point. This compares with 36 percent in the first quarter of 2023.

Surge in Online Payment Method Adoption Fuels Market Growth

Within the last decade, online payment methods have grown drastically due to drivers of change, including convenience, altering consumer behavior, better financial flexibility, competitive interest rates, and seamless integration with e-commerce, security measures, effective marketing strategies, and preferences of young generations. Greater adoption of online payment methods, BNPL in particular, is redesigning how consumers make payments and manage finances. This change can be expected to continue influencing the financial scene in the foreseeable future. E-commerce sales in the past few years have opened a substantial window of opportunity for the market to grow during the forecast period.

As of August 2024, London-based FinTech Curve has launched a new option called Curve Flex. Unlike several other BNPL solutions already hitting the market, Curve Flex isn't limited to specific merchants, accounts, cards, or products. It gives customers the ability to pay later for nearly any purchase at any merchant from any card, dating as far back as up to a year ago.

Rise in Consumer Spending to Boost Market Growth

BNPL service providers stand to benefit from more opportunities for growth and then increase directly due to an increase in how consumers spend. Increased levels of consumer spending will amount to changes in consumer behavior and drive the market upwards. BNPL service providers will be driven to adapt to changes by creating better customer terms and user experiences with more features to attract and retain their customers. This encourages more innovation and improved customer experience. However, the expanding consumer base has attracted the attention of financial institutions, retailers, and e-commerce platforms. It has contributed to much more valuable partnership opportunities for BNPL service providers.

Financial institutions may partner with BNPL companies to offer their clientele more payment flexibility. Retailers or e-commerce stores can leverage BNPL at the point of checkout to drive higher sales and excellent customer shopping experiences on the platform. According to the U.S. Bank, consumer spending is the most significant driver of economic growth in the United States. Retail sales increased 2.4% over the three months ending in July 2023. Electronics and appliances showed the most significant gains, rising 5.2% since then, which is an indication that consumers are ready to shell out money for high-value products.

Dominance of Online Segment in the Market

The online sector held the dominating market share of the global buy now pay later market. Many companies across the globe are engaging in a collaboration with specialization in implementing multiple channels in online payment, such as BNPL in post-COVID recovery strategy. In May 2024, PPRO, the leading local payments platform, announced a new partnership with Buy Now, Pay Later provider, Afterpay. This will enable the United States, Europe, China, and Hong Kong-based e-commerce merchants and payment service providers to sell directly to the United States consumers using Afterpay.

The point-of-sale (POS) segment is expected to proliferate across the forecast period. The POS segment is growing due to its high level of integration into the shopping environment. As more shoppers continue to prefer both brick-and-mortar stores and e-commerce shopping, the availability of BNPL services at the point of sale becomes more accessible. With the POS, shoppers can make instant purchase decisions without requirements for pre-approval or credit checks, making the process fast and seamless.

North America Dominates BNPL Market Share

North America dominated the buy now pay later market share. Regional market growth can be attributed to the large number of significant players in the region. Moreover, many fintech companies in this region enter into partnerships and strategic collaborations. In 2023, the United States fintech Upgrade reached an agreement to buy BNPL vendor Uplift for USD 100 million in a mix of stocks and cash. The acquisition aligns with Upgrade's present strategy of making credit more widely accessible at the point of sale while allowing credit to be offered directly to consumers through cards and loans.

With its rapidly growing population and a large base of tech-savvy consumers who readily embrace digital payment solutions and e-commerce websites, Asia-Pacific shows many growth opportunities. BNPL services have been quickly adopted in countries such as China and India and in most Southeast Asian nations, where there has been extensive penetration of smartphones and internet connectivity, thus enabling this mode of online payment. It has been backed by the region's vibrant retail landscape, which is marked by well-established e-commerce giants and innovative start-ups. The retailers have been actively working with BNPL providers to give them flexible payment options, hence expanding their customer base and driving sales further.

Future Market Scenario (2024 - 2031F)

Increasing the real-time consumer base by adopting AI technology will boost the growth of the global market.

In November 2023, Amazon will roll out its first buy now, pay later checkout option and is looking to expand the e-commerce platform for companies through a partnership with Affirm. This checkout choice will be available for millions of small business owners who use its online store.

Launching products to meet consumer requirements will lead to growth in the BNPL market globally.

Key Players Landscape and Outlook

BNPL as a payment method is increasingly becoming popular among customers to make in-store and online payments. Given this, an increasing number of retailers focus on adopting BNPL solutions to allow customers to avail installment loans without interest, to create new growth opportunities for the BNPL solution providers. The prominent players are indulging in strategic collaborations, partnerships, and mergers and acquisitions to handle the highly competitive market.

In March 2023, Apple announced in Apple Pay Later scheme in the United States which helps users keep better financial health by empowering them to split purchases into four payments, spaced over six weeks, with no interest and no fees. Users can manage, track, and repay their Apple Pay Later loans at one convenient location in Apple Wallet. Users can apply for loans with Apple Pay Later in an amount ranging from USD 50 to USD 1,000 for transactions made on the internet and in apps with Apple Pay-accepting merchants on iPhone and iPad.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

• 4.1. Product and Market Intelligence
• 4.2. Mode of Brand Awareness
• 4.3. Factors Considered in Purchase Decisions
  • 4.3.1. Ease of use and accessibility
  • 4.3.2. Interest rates and Fees
  • 4.3.3. Payment Flexibility
  • 4.3.4. Security
• 4.4. Customer support
• 4.5. Consideration of Privacy and Regulations

5. Global Buy Now Pay Later Market Outlook, 2017-2031F

• 5.1. Market Size Analysis & Forecast
  • 5.1.1. By Value
• 5.2. Market Share Analysis & Forecast
  • 5.2.1. By Channel
    • 5.2.1.1. Online
    • 5.2.1.2. POS
  • 5.2.2. By Enterprise
    • 5.2.2.1. Large Enterprises
    • 5.2.2.2. Small and Medium Enterprises
  • 5.2.3. By Demographic
    • 5.2.3.1. Under 18 years
    • 5.2.3.2. 18-40 years
    • 5.2.3.3. Above 40 years
  • 5.2.4. By End-use
    • 5.2.4.1. BFSI
    • 5.2.4.2. Retail
    • 5.2.4.3. Healthcare
    • 5.2.4.4. Leisure and Entertainment
    • 5.2.4.5. Travel and Tourism
    • 5.2.4.6. Others
  • 5.2.5. By Region
    • 5.2.5.1. North America
    • 5.2.5.2. Europe
    • 5.2.5.3. Asia-Pacific
    • 5.2.5.4. South America
    • 5.2.5.5. Middle East and Africa
  • 5.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, 2023)
• 5.3. Market Map Analysis, 2023
  • 5.3.1. By Channel
  • 5.3.2. By Enterprise
  • 5.3.3. By Demographic
  • 5.3.4. By End-use
  • 5.3.5. By Region

6. North America Buy Now Pay Later Market Outlook, 2017-2031F*

• 6.1. Market Size Analysis & Forecast
  • 6.1.1. By Value
• 6.2. Market Share Analysis & Forecast
  • 6.2.1. By Channel
    • 6.2.1.1. Online
    • 6.2.1.2. POS
  • 6.2.2. By Enterprise
    • 6.2.2.1. Large Enterprises
    • 6.2.2.2. Small and Medium Enterprises
  • 6.2.3. By Demographic
    • 6.2.3.1. Under 18 years
    • 6.2.3.2. 18-40 years
    • 6.2.3.3. Above 40 years
  • 6.2.4. By End-use
    • 6.2.4.1. BFSI
    • 6.2.4.2. Retail
    • 6.2.4.3. Healthcare
    • 6.2.4.4. Leisure and Entertainment
    • 6.2.4.5. Travel and Tourism
    • 6.2.4.6. Others
  • 6.2.5. By Country Share
    • 6.2.5.1. United States
    • 6.2.5.2. Canada
    • 6.2.5.3. Mexico
• 6.3. Country Market Assessment
  • 6.3.1. United States Buy Now Pay Later Market Outlook, 2017-2031F*
    • 6.3.1.1. Market Size Analysis & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share Analysis & Forecast
      • 6.3.1.2.1. By Channel
        • 6.3.1.2.1.1. Online
        • 6.3.1.2.1.2. POS
      • 6.3.1.2.2. By Enterprise
        • 6.3.1.2.2.1. Large Enterprises
        • 6.3.1.2.2.2. Small and Medium Enterprises
      • 6.3.1.2.3. By Demographic
        • 6.3.1.2.3.1. Under 18 years
        • 6.3.1.2.3.2. 18-40 years
        • 6.3.1.2.3.3. Above 40 years
      • 6.3.1.2.4. By End-use
        • 6.3.1.2.4.1. BFSI
        • 6.3.1.2.4.2. Retail
        • 6.3.1.2.4.3. Healthcare
        • 6.3.1.2.4.4. Leisure and Entertainment
        • 6.3.1.2.4.5. Travel and Tourism
        • 6.3.1.2.4.6. Others
  • 6.3.2. Canada
  • 6.3.3. Mexico

All segments will be provided for all regions and countries covered

7. Europe Buy Now Pay Later Market Outlook, 2017-2031F

• 7.1. Germany
• 7.2. France
• 7.3. Italy
• 7.4. United Kingdom
• 7.5. Russia
• 7.6. Netherlands
• 7.7. Spain
• 7.8. Turkey
• 7.9. Poland

8. Asia-Pacific Buy Now Pay Later Market Outlook, 2017-2031F

• 8.1. India
• 8.2. China
• 8.3. Japan
• 8.4. Australia
• 8.5. Vietnam
• 8.6. South Korea
• 8.7. Indonesia
• 8.8. Philippines

9. South America Buy Now Pay Later Market Outlook, 2017-2031F

• 9.1. Brazil
• 9.2. Argentina

10. Middle East and Africa Buy Now Pay Later Market Outlook, 2017-2031F

• 10.1. Saudi Arabia
• 10.2. UAE
• 10.3. South Africa

11. Demand Supply Analysis

12. Value Chain Analysis

13. Porter's Five Forces Analysis

14. PESTLE Analysis

15. Interest Rate Analysis

16. Market Dynamics

• 16.1. Market Drivers
• 16.2. Market Challenges

17. Market Trends and Developments

18. Case Studies

19. Competitive Landscape

• 19.1. Competition Matrix of Top 5 Market Leaders
• 19.2. SWOT Analysis for Top 5 Players
• 19.3. Key Players Landscape for Top 10 Market Players
  • 19.3.1. Affirm Inc.
    • 19.3.1.1. Company Details
    • 19.3.1.2. Key Management Personnel
    • 19.3.1.3. Products and Services
    • 19.3.1.4. Financials (As Reported)
    • 19.3.1.5. Key Market Focus and Geographical Presence
    • 19.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 19.3.2. Block Inc. (Afterpay)
  • 19.3.3. Klarna Bank AB
  • 19.3.4. Sezzle Payments Private Limited
  • 19.3.5. PayPal Holdings Inc.
  • 19.3.6. Perpay Inc.
  • 19.3.7. Openpay S.A.
  • 19.3.8. Laybuy Group Holdings Limited
  • 19.3.9. Splitit USA Inc.
  • 19.3.10. Quadpay Inc.

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

20. Strategic Recommendations

21. About Us and Disclaimer

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. Global Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 2. Global Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 3. Global Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 4. Global Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 5. Global Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 6. Global Buy Now Pay Later Market Share (%), By Region, 2017-2031F
• Figure 7. North America Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 8. North America Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 9. North America Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 10. North America Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 11. North America Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 12. North America Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 13. United States Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 14. United States Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 15. United States Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 16. United States Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 17. United States Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 18. Canada Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 19. Canada Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 20. Canada Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 21. Canada Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 22. Canada Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 23. Mexico Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 24. Mexico Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 25. Mexico Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 26. Mexico Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 27. Mexico Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 28. Europe Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 29. Europe Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 30. Europe Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 31. Europe Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 32. Europe Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 33. Europe Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 34. Germany Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 35. Germany Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 36. Germany Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 37. Germany Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 38. Germany Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 39. France Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 40. France Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 41. France Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 42. France Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 43. France Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 44. Italy Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 45. Italy Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 46. Italy Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 47. Italy Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 48. Italy Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 49. United Kingdom Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 50. United Kingdom Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 51. United Kingdom Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 52. United Kingdom Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 53. United Kingdom Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 54. Russia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 55. Russia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 56. Russia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 57. Russia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 58. Russia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 59. Netherlands Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 60. Netherlands Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 61. Netherlands Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 62. Netherlands Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 63. Netherlands Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 64. Spain Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 65. Spain Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 66. Spain Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 67. Spain Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 68. Spain Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 69. Turkey Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 70. Turkey Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 71. Turkey Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 72. Turkey Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 73. Turkey Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 74. Poland Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 75. Poland Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 76. Poland Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 77. Poland Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 78. Poland Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 79. South America Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 80. South America Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 81. South America Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 82. South America Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 83. South America Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 84. South America Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 85. Brazil Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 86. Brazil Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 87. Brazil Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 88. Brazil Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 89. Brazil Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 90. Argentina Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 91. Argentina Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 92. Argentina Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 93. Argentina Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 94. Argentina Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 95. Asia-Pacific Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 96. Asia-Pacific Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 97. Asia-Pacific Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 98. Asia-Pacific Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 99. Asia-Pacific Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 100. Asia-Pacific Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 101. India Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 102. India Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 103. India Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 104. India Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 105. India Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 106. China Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 107. China Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 108. China Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 109. China Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 110. China Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 111. Japan Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 112. Japan Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 113. Japan Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 114. Japan Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 115. Japan Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 116. Australia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 117. Australia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 118. Australia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 119. Australia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 120. Australia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 121. Vietnam Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 122. Vietnam Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 123. Vietnam Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 124. Vietnam Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 125. Vietnam Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 126. South Korea Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 127. South Korea Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 128. South Korea Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 129. South Korea Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 130. South Korea Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 131. Indonesia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 132. Indonesia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 133. Indonesia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 134. Indonesia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 135. Indonesia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 136. Philippines Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 137. Philippines Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 138. Philippines Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 139. Philippines Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 140. Philippines Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 141. Middle East & Africa Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 142. Middle East & Africa Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 143. Middle East & Africa Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 144. Middle East & Africa Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 145. Middle East & Africa Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 146. Middle East & Africa Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 147. Saudi Arabia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 148. Saudi Arabia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 149. Saudi Arabia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 150. Saudi Arabia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 151. Saudi Arabia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 152. UAE Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 153. UAE Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 154. UAE Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 155. UAE Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 156. UAE Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 157. South Africa Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 158. South Africa Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 159. South Africa Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 160. South Africa Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 161. South Africa Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 162. By Channel Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 163. By Enterprise Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 164. By Demographic Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 165. By End-use Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 166. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2023