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B2B2C 保險市場報告：2031 年趨勢、預測與競爭分析

B2B2C Insurance Market Report: Trends, Forecast and Competitive Analysis to 2031
出版日期: | 出版商: Lucintel | 英文 150 Pages | 商品交期: 3個工作天內

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全球B2B2C保險市場的未來在個人和企業市場都蘊藏著機會。預計2025年至2031年期間，全球B2B2C保險市場的複合年成長率將達到9.6%。該市場的主要驅動力包括對數位保險日益成長的需求、以客戶為中心的保險模式的日益普及，以及對客製化保險日益成長的偏好。

  • Lucintel 預測，按類型分類，財產和產物保險將在預測期內經歷高速成長。
  • 從應用來看，人身保險預計將出現高成長。
  • 按地區分類，預計亞太地區將在預測期內實現最高成長。

這份超過 150 頁的綜合報告提供了寶貴的見解，可協助您做出業務決策。報告中的範例圖表如下。

B2B2C保險市場的新趨勢

B2B2C 保險市場正在快速發展，這得益於一些新興趨勢，這些趨勢正在重塑保險產品的交付和消費方式。這些趨勢的驅動力來自於技術創新、消費行為的轉變以及新的法律規範。以下五大關鍵趨勢將塑造 B2B2C 保險市場的未來。

  • 嵌入式保險：嵌入式保險是指將保險產品整合到非保險產品（例如汽車、電器產品或旅遊預訂）的購買流程中。嵌入式保險的驅動力在於流暢體驗的需求。保險可以在購買時輕鬆添加，從而幫助公司增加客戶互動並提高轉換率。這種模式減少了購買產品和投保之間的摩擦，使流程更有效率、方便。
  • 承保中的人工智慧和機器學習：機器學習和人工智慧正在徹底改變B2B2C保險業的承保。這些技術使保險公司能夠分析大量數據，並做出更精準的即時決策。透過分析模式和更好地預測風險，保險公司可以提供更具個人化和動態性的定價。此外，人工智慧聊天機器人和虛擬助理能夠提升客戶服務，使公司能夠即時、大規模地與客戶建立聯繫，同時降低營運成本。
  • 小額保險：在B2B2C保險模式中，小額保險正日益流行，尤其是在印度和非洲等新興國家。這類產品為低收入族群提供價格實惠且簡化的保險單。保險公司與電商網站、行動電話業者和其他機構合作，向低收入群體銷售微額保險。小額保險彌補了傳統保險產品未涵蓋群體的覆蓋缺口，增強了金融普惠性，擴大了市場規模。
  • 區塊鏈在理賠和詐欺防制的應用：區塊鏈技術在B2B2C保險產業中日益重要，尤其體現在提高透明度、減少詐欺和最佳化理賠處理。區塊鏈將所有交易儲存在不可篡改的帳本中，從而提高透明度並最大限度地減少欺詐性理賠。此外，區塊鏈技術還使保險公司能夠即時驗證訊息，從而加快理賠處理速度，提高客戶滿意度並最大限度地減少業務效率低下。
  • 以客戶為中心的保險模式：B2B2C 保險向以客戶為中心的模式轉變，源自於消費者對更靈活、個人化和透明化產品的需求。消費者不再期望「一刀切」的解決方案，而是期望保險公司能夠根據其個人需求提供量身定做的保險。為了滿足這項需求，保險公司推出了模組化保險產品和按次付費模式，讓客戶能夠根據自己的生活方式和選擇客製化保險。

B2B2C保險領域的這些新興趨勢預示著保險業正朝著更個人化、數位化優先和以客戶為中心的策略邁進。嵌入式保險、人工智慧、小額保險、區塊鏈以及以客戶為中心的模式正在徹底改變保險公司與消費者的互動方式，使保險產品更加便利、高效且個人化。隨著這些趨勢的持續發展，它們將透過擴大消費者管道、降低成本和提升整體客戶體驗來顛覆市場。

B2B2C保險市場的最新趨勢

過去幾年，在技術進步、客戶期望變化和監管改革的推動下，B2B2C 保險業取得了一系列重大發展。這些發展正在改變保險產品的促銷、銷售和服務方式。以下是正在改變全球 B2B2C 保險業的五個關鍵發展。

  • 保險科技夥伴關係的興起：保險科技公司已成為傳統保險公司的重要盟友，尤其是在B2B2C領域。借助科技，保險公司能夠最佳化理賠流程，提高承保準確性，並加快產品上市速度。這些合作使保險公司能夠以更低的價格提供更具創新性和個人化的產品，從而在飽和的市場中佔據競爭優勢。消費者受益於速度和開放性，保險公司則受益於業務效率的提升。
  • 拓展數位化客戶接觸：數位化大幅改變了消費者與保險公司的互動方式。保險公司擴大使用應用程式、網站和基於人工智慧的平台，提供從投保到理賠的便利體驗。利用數位化平台不僅提高了可訪問性，還能透過即時支援和即時更新提升客戶參與。這種向線上平台的轉變使保險公司能夠觸及更多客戶，並降低與傳統通路相關的營運成本。
  • 政府推動數位保險發展的舉措世界各國政府正在製定法規和舉措，以推動數位保險的發展。例如，在印度，政府的金融普及措施計畫簡化了保險公司與科技公司之間的合作，使服務匱乏的人更負擔得起保險。同樣，在美國，美國保險監督官協會（NAIC）制定了保險數位化分銷指南，增強了消費者對數位優先保險產品的信心。這些監管更新對於促進B2B2C市場的成長至關重要。
  • 專注於永續性和綠色保險產品：消費者對永續性日益成長的需求正在影響B2B2C保險業。保險公司正積極應對，推出綠色保險產品，為環保計劃和企業提供保險。這種永續性的措施不僅符合消費者的價值觀，也使保險公司能夠開拓新的市場區隔。隨著各國政府加強環境監管，保險公司不僅必須管理氣候變遷風險，還必須調整其產品以滿足這些新要求。
  • 嵌入式保險模式的成長 嵌入式保險，即將保單與其他產品或服務捆綁銷售，正在快速成長。這種模式允許客戶輕鬆地將保險作為整體交易的一部分購買，例如在購買汽車或乘坐飛機時。嵌入式保險使保險公司能夠服務更多客戶，並提高承保率。它還能幫助公司提高客戶維繫，並提供更全面的服務。

這些重要的進步正在徹底改變B2B2C保險業，推動創新，提升客戶體驗，並使保險公司能夠銷售更靈活、更便利、更永續的產品。隨著技術的不斷發展和消費者習慣的改變，這些進步將在塑造市場未來方向方面發揮關鍵作用。

目錄

第1章執行摘要

第2章：全球 B2B2C 保險市場：市場動態

  • 簡介、背景和分類
  • 供應鏈
  • PESTLE分析
  • 專利分析
  • 法規環境
  • 產業驅動力與挑戰

第3章 2019年至2031年市場趨勢及預測分析

  • 宏觀經濟趨勢（2019-2024）及預測（2025-2031）
  • 全球B2B2C保險市場趨勢（2019-2024）及預測（2025-2031）
  • 全球 B2B2C 保險市場類型
    • 人壽保險：趨勢與預測（2019-2031）
    • 產物保險：趨勢與預測（2019-2031）
  • 全球 B2B2C 保險市場（按公司規模）
    • 大型企業：趨勢與預測（2019-2031）
    • 中小企業：趨勢與預測（2019-2031）
  • 全球 B2B2C 保險市場（按應用）
    • 個人：趨勢與預測（2019-2031）
    • 企業：趨勢與預測（2019-2031）

第4章2019年至2031年區域市場趨勢與預測分析

  • 全球 B2B2C 保險市場（按地區）
  • 北美B2B2C保險市場
  • 歐洲B2B2C保險市場
  • 亞太B2B2C保險市場
  • 其他地區B2B2C保險市場

第5章 競爭分析

  • 產品系列分析
  • 營運整合
  • 波特五力分析
    • 競爭對手之間的競爭
    • 買方的議價能力
    • 供應商的議價能力
    • 替代品的威脅
    • 新進入者的威脅

第6章 成長機會與策略分析

  • 成長機會分析
    • 全球 B2B2C 保險市場按類型分類的成長機會
    • 全球 B2B2C 保險市場的成長機會（按公司規模）
    • 全球 B2B2C 保險市場的成長機會（按應用）
    • 全球 B2B2C 保險市場各區域成長機會
  • 全球B2B2C保險市場的新趨勢
  • 戰略分析
    • 新產品開發
    • 擴大全球B2B2C保險市場的容量
    • 全球B2B2C保險市場的併購與合資
    • 認證和許可

第7章主要企業公司簡介

  • UnitedHealth Group
  • Berkshire Hathaway
  • Prudential
  • AXA Partners Holding
  • ICICI Lombard General Insurance Company
  • American International Group
  • Munich Re
  • China Life Insurance Company
  • Allianz
  • Zurich Insurance Group

The future of the global B2B2C insurance market looks promising with opportunities in the individual and corporate markets. The global B2B2C insurance market is expected to grow with a CAGR of 9.6% from 2025 to 2031. The major drivers for this market are the increasing demand for digital insurance, the rising adoption of customer-centric models, and the growing preference for customized policies.

  • Lucintel forecasts that, within the type category, non-life insurance is expected to witness higher growth over the forecast period.
  • Within the application category, individual is expected to witness higher growth.
  • In terms of region, APAC is expected to witness the highest growth over the forecast period.

Gain valuable insights for your business decisions with our comprehensive 150+ page report. Sample figures with some insights are shown below.

Emerging Trends in the B2B2C Insurance Market

The B2B2C insurance market is evolving rapidly due to several emerging trends that are reshaping how insurance products are delivered and consumed. These trends are driven by innovations in technology, changing consumer behavior, and new regulatory frameworks. Below are five key trends that are shaping the future of the B2B2C insurance market.

  • Embedded Insurance: Embedded insurance is a process where insurance products are embedded within the buying process of non-insurance goods, e.g., cars, electronics, or travel reservations. Embedded insurance is triggered by the need for frictionless experiences. Insurance coverage can be easily added at the moment of purchase by consumers, with businesses gaining more customer interaction and better conversion rates. This format lessens the resistance between purchasing an item and getting insured, making the process more efficient and customer-friendly.
  • AI and Machine Learning in Underwriting: Machine learning and AI are revolutionizing underwriting in the B2B2C insurance industry. These technologies allow insurers to analyze huge volumes of data to make more precise, real-time decisions. Through analyzing patterns and better predicting risks, insurers can provide more customized and dynamic pricing. Moreover, AI-powered chatbots and virtual assistants are improving customer service, allowing businesses to connect with customers instantly and at scale while lowering operational expenses.
  • Microinsurance: Microinsurance is becoming popular in the B2B2C insurance model, particularly in emerging economies such as India and Africa. This product provides affordable, simplified insurance policies for low-income groups. Insurance companies tie up with e-commerce websites, mobile operators, or other organizations to sell microinsurance to low-income segments. Microinsurance addresses the coverage gap for segments not covered by conventional insurance products, enhancing financial inclusion and increasing the market size.
  • Blockchain for Claims and Fraud Prevention: Blockchain technology is increasingly becoming essential in the B2B2C insurance industry, especially for increased transparency, decreased fraud, and enhanced claims processing. With blockchain, all transactions are stored in an immutable ledger, making it transparent and minimizing fraudulent claims. Blockchain technology also accelerates claims processing by enabling insurers to authenticate information in real time, improving customer satisfaction, and minimizing operational inefficiencies.
  • Customer-Centric Insurance Models: The move to customer-centric models in B2B2C insurance is driven by consumer needs for more flexible, personalized, and transparent products. Consumers no longer want one-size-fits-all solutions but instead expect insurers to offer them coverage that addresses their individual needs. Companies are meeting this by providing modular insurance products and pay-per-use schemes so that customers can customize their policies according to their lifestyle and choices.

These new trends in the B2B2C insurance sector point to a major move towards more personalized, digital-first, and customer-centric strategies. Embedded insurance, AI, microinsurance, blockchain, and customer-centric models are revolutionizing the way insurers interact with consumers, making insurance products more accessible, efficient, and personalized. As these trends keep growing, they will transform the market by expanding consumer access, lowering costs, and improving overall customer experience.

Recent Developments in the B2B2C Insurance Market

The B2B2C insurance sector has witnessed a number of major advances over the last few years driven by technological advancements, changing customer expectations, and regulatory reforms. These advances are transforming the ways in which insurance products are promoted, sold, and serviced. Following are five major advances which are transforming the B2B2C insurance sector across the world.

  • Emergence of Insurtech Partnerships: Insurtech firms have emerged as essential allies for legacy insurers, particularly in the B2B2C domain. Through technology, insures firms have optimized the process of claims payment, enhanced underwriting precision, and accelerated product release. These collaborations enabled insurers to provide more innovative and personalized products at lesser prices, gaining a competitive advantage in a saturated marketplace. Consumers are gaining through speed and openness, while insurers are gaining through enhanced operational efficiency.
  • Expanded Digitalization of Customer Touchpoints: Digitalization has changed consumer interaction with insurance companies. Insurers are making greater use of apps, websites, and AI-based platforms to provide a convenient experience from buying insurance to settling claims. Utilization of digital platforms not only enhances accessibility but also increases customer engagement through instant support and real-time updates. This change to online platforms enables insurers to touch more people and lower operational expenses related to traditional channels.
  • Government Initiatives Facilitating Digital Insurance: Governments of various nations are establishing regulations and initiatives to facilitate digital insurance. In India, for instance, the government's financial inclusion push has simplified insurers' collaboration with technology firms to provide low-cost insurance to underprivileged groups. Likewise, in the United States, the NAIC has been developing guidelines for digital distribution of insurance, which facilitates consumer confidence in digital-first insurance products. Such regulatory updates are critical in enabling growth in the B2B2C market.
  • Emphasis on Sustainability and Green Insurance Products: The increasing consumer need for sustainability is impacting the B2B2C insurance industry. Insurers are reacting by launching green insurance products that insure environmentally friendly projects or enterprises. This movement towards sustainability not only resonates with consumer values but also assists insurers in reaching new market segments. As governments implement tighter environmental regulations, insurers will have to adjust their products to address these new requirements, as well as manage climate risks.
  • Growth of Embedded Insurance Models: Embedded insurance, whereby policies are sold with other goods or services, is growing very fast. The model enables customers to buy insurance effortlessly as part of their total transaction, for instance, when purchasing a vehicle or taking an airplane ride. Embedded insurance provides insurers with the prospect of serving a wider pool of customers and enhancing product take-up rates. Companies enjoy increased customer retention and being able to deliver more comprehensive services.

These critical advancements are revolutionizing the B2B2C insurance industry by encouraging innovation, improving customer experience, and allowing insurers to distribute more flexible, accessible, and sustainable products. With technology evolving further and consumer habits changing, these advancements will be instrumental in defining the direction of the market in the future.

Strategic Growth Opportunities in the B2B2C Insurance Market

The B2B2C insurance market provides many insurers with various opportunities for growth in different applications. With digital technologies, changing consumer needs, and greater collaborations between insurers and businesses, there are many growth areas to be explored. The following five are major opportunities for growth by application within the B2B2C insurance market.

  • Health and Wellness Insurance: Health and wellbeing insurance is also one of the most promising opportunities for growth within the B2B2C market. Thanks to the advances in wearable technology and individual health data, the insurers can supply more tailored health policies. Firms in the wellness industry can collaborate with the insurers to secure coverage for the services of health and fitness, thereby increasing the value proposition for their customers. The growth factor comes from rising demand for prevention-based health cover and the increase in interest towards comprehensive well-being.
  • Travel and Event Insurance: Travel and event insurance is another significant area of growth, as international travel and large events continue to bounce back post-pandemic. Travel, tourism, and entertainment businesses can embed insurance products within booking processes, giving consumers an additional level of protection. The convenience of purchasing travel or event insurance when buying increases consumer take-up and generates new business opportunities for insurers.
  • Embedded Auto Insurance: As electric cars and ride-sharing become more popular, embedded auto insurance has enormous growth potential. Insurers can offer dynamic, usage-based coverage that adjusts to the needs of today's drivers by collaborating with car makers, mobility firms, and even ride-hailing apps. This is especially appealing to younger consumers who want convenience and value in their insurance offerings.
  • Cybersecurity Insurance: With growing cyber threats, the demand for cybersecurity insurance increases. Companies within the tech and e-commerce industries can incorporate cyber risk coverage within their services to meet the requirements of tech-aware consumers. Such a trend assumes significant importance since increasing numbers of companies are converting to digital forms and processing sensitive information. Insurance companies can profit from this move by offering specialist, adaptable cybersecurity policies to corporations and individuals alike.
  • Emerging Market Microinsurance: Microinsurance is a huge potential field, especially in emerging markets such as India, Africa, and Southeast Asia. By providing affordable, accessible insurance products on digital platforms, insurers can access the under-insured. Strategic collaborations with mobile telecommunication operators, fintech, and e-commerce websites will allow insurers to penetrate further and deliver financial security to low-income communities.

B2B2C insurance market offers various strategic opportunities for growth through a wide range of applications. From wellness and health to microinsurance and cybersecurity, the market is ready to grow as insurers and government and businesses engage in collaboration to provide customized solutions to a more technologies-oriented and discerning consumer segment. These opportunities not just propel growth but also play a role in transforming the insurance sector as a whole.

B2B2C Insurance Market Driver and Challenges

The B2B2C insurance industry is shaped by a number of drivers and challenges that shape the way products are designed, marketed, and distributed. The drivers and challenges are informed by technological innovation, economic changes, and regulatory movements. The five principal drivers and three most influential challenges affecting the industry are given below.

The factors responsible for driving the B2B2C insurance market include:

1. Technological Advancements: The integration of cutting-edge technologies like AI, machine learning, and blockchain is propelling growth in the B2B2C insurance sector. These technologies allow insurers to provide more customized services, make claims processing more efficient, and enhance underwriting precision. With the use of big data, insurers are able to grasp consumer behavior and risks better, resulting in more customized products and pricing models. Technology is also powering customer engagement in the form of digital platforms and automation.

2. Consumer Demand for Personalization: Today's consumers are increasingly demanding personalized insurance products that are tailored to their individual needs. This is pushing insurers to implement more flexible, modular insurance models that enable customers to tailor coverage. The move towards customer-centric models is not only enhancing consumer satisfaction but also helping businesses to provide more competitive and innovative products.

3. Regulatory Support for Digital Insurance Models: Regulatory systems that facilitate the digitalization of the insurance industry are driving expansion in the B2B2C market. In nations such as the U.S. and India, regulators are developing rules that promote the convergence of insurance with digital products, while also protecting consumers. Such facilitatory regulations enhance the trust in digital-first insurance products, which increases their uptake by consumers.

4. Changing Risk Environment: As the international risk environment evolves based on drivers such as climate change, cyber-attacks, and emerging diseases, the need for innovative insurance products grows. Insurers are meeting this need by developing coverage for emerging and evolving risks, including cyber insurance, climate risks, and pandemic insurance. This opens the door for businesses to collaborate with insurers to provide more complete risk management solutions.

5. Rising Smartphone Penetration: As smartphones have become pervasive, more customers are accessing insurance through mobile apps and online platforms. This is increasing the accessibility of B2B2C insurance products, especially in emerging economies where mobile-first solutions are frequently the only means of accessing services. Insurers are taking advantage of this trend by creating mobile-friendly solutions that simplify the purchase and management of policies.

Challenges in the B2B2C insurance market are:

1. Regulatory Complexity: Whereas regulatory backing is a catalyst, the intricacy of complying with insurance regulations across various geographies continues to pose a challenge. Insurers and companies have to deal with an assortment of local, domestic, and global rules, which can hamper innovation and augment operating expenses. Balancing compliance with consumer protection legislations and fostering innovation is a fine line.

2. Consumer Education and Trust: While digital insurance products are growing in popularity, many consumers remain skeptical about the security and reliability of these offerings. Insurers must invest in educating consumers about the benefits and protections of digital-first insurance products. Building trust in these new models is essential for long-term market growth.

3. Data Privacy Concerns: With greater dependence on data for the purpose of tailoring insurance products, data privacy issues are taking center stage. People are sensitive to how their personal data is utilized, and data breaches can do considerable harm to an insurer's reputation. Insurers must make sure they follow robust data protection laws and provide transparency in data usage practices.

The challenges and drivers of the B2B2C insurance market reflect the intricacies of balancing technological progress with consumer protection and regulatory compliance. As technological innovation and consumer demand for customized products drive market growth, issues of regulatory complexity, consumer trust, and data privacy need to be tackled in order to support sustainable growth.

List of B2B2C Insurance Companies

Companies in the market compete on the basis of product quality offered. Major players in this market focus on expanding their manufacturing facilities, R&D investments, infrastructural development, and leverage integration opportunities across the value chain. With these strategies B2B2C insurance companies cater increasing demand, ensure competitive effectiveness, develop innovative products & technologies, reduce production costs, and expand their customer base. Some of the B2B2C insurance companies profiled in this report include-

  • UnitedHealth Group
  • Berkshire Hathaway
  • Prudential
  • AXA Partners Holding
  • ICICI Lombard General Insurance Company
  • American International Group
  • Munich Re
  • China Life Insurance Company
  • Allianz
  • Zurich Insurance Group

B2B2C Insurance Market by Segment

The study includes a forecast for the global B2B2C insurance market by type, enterprise size, application, and region.

B2B2C Insurance Market by Type [Value from 2019 to 2031]:

  • Life Insurance
  • Non-life Insurance

B2B2C Insurance Market by Enterprise Size [Value from 2019 to 2031]:

  • Large Enterprises
  • Small & Medium-sized Enterprises

B2B2C Insurance Market by Region [Value from 2019 to 2031]:

  • North America
  • Europe
  • Asia Pacific
  • The Rest of the World

Country Wise Outlook for the B2B2C Insurance Market

The B2B2C model of insurance where companies join forces with insurance firms to sell coverages to ultimate consumers has recorded considerable growth in recent times. This is through the existing channels of business to access a wide consumer base for insurers, increasing accessibility to the insurance products. In the United States, China, Germany, India, and Japan, the B2B2C insurance model has been transforming amid shifting consumer habits, technological leaps, and policy changes. An overview of recent trends in the B2B2C insurance market in these major countries follows:

  • United States: The US B2B2C insurance industry is experiencing growing use of digital platforms, where insurers are using AI, big data, and automation to improve the consumer experience. Collaboration between insurers and technology firms has resulted in the creation of more customized insurance products. Insurers are also integrating with e-commerce platforms to provide tailored policies, opening up new opportunities in healthcare and life insurance. The U.S. market is also experiencing shifts in regulatory requirements, with increased focus on consumer protection and data privacy.
  • China: China's B2B2C insurance sector is growing rapidly, fueled by the developing middle class in China and growing demand for customized insurance products. Insurers in China are joining forces with e-commerce majors such as Alibaba and Tencent to sell insurance products on their platforms, leveraging their huge customer bases. The government has also implemented reforms to enhance digital insurance innovation and enhance consumer confidence in the sector. Additionally, China's focus on health and life insurance, following an aging population, is compelling insurers to evolve their B2B2C strategies.
  • Germany: The B2B2C insurance sector in Germany is marked by robust regulatory supervision, which provides transparency and protection to consumers. Digitalization is transforming the market, with insurers making greater use of artificial intelligence and data analytics to customize products for consumers. Insurers are also joining forces with retail chains and auto companies to provide targeted insurance products, like car and travel insurance. The German government's emphasis on sustainability is also having an impact on insurers to add green policies to their B2B2C offerings, consistent with the larger European trend toward environmental responsibility.
  • India: India's B2B2C insurance business is expanding rapidly with the help of the proliferation of mobile technology and the government's initiative for financial inclusion. Insurance companies are tying up with telecommunications operators and financial institutions to sell low-cost insurance products to urban and rural areas. Insurtech startups' emergence is also facilitating greater convenience for customers in accessing digital-first insurance solutions, enhancing customer experience overall. Moreover, regulatory reforms to enhance the transparency of the insurance industry will also ensure the sector's growth in India's B2B2C insurance market.
  • Japan: In Japan, the B2B2C insurance market is shaped by the nation's aging population and adoption of hi-tech. Insurers are now providing digital policies through mobile apps and online channels to meet the demands of tech-embracing consumers. Japan's special demographic issues have prompted insurers to emphasize life and health insurance products, opening doors to B2B2C collaborations with healthcare organizations and tech firms. Additionally, Japan's robust regulatory system ensures that insurance providers meet high standards of consumer protection, supporting confidence in digital insurance products.

Features of the Global B2B2C Insurance Market

  • Market Size Estimates: B2B2C insurance market size estimation in terms of value ($B).
  • Trend and Forecast Analysis: Market trends (2019 to 2024) and forecast (2025 to 2031) by various segments and regions.
  • Segmentation Analysis: B2B2C insurance market size by type, enterprise size, application, and region in terms of value ($B).
  • Regional Analysis: B2B2C insurance market breakdown by North America, Europe, Asia Pacific, and Rest of the World.
  • Growth Opportunities: Analysis of growth opportunities in different type, enterprise size, application, and regions for the B2B2C insurance market.
  • Strategic Analysis: This includes M&A, new product development, and competitive landscape of the B2B2C insurance market.

Analysis of competitive intensity of the industry based on Porter's Five Forces model.

This report answers following 11 key questions:

  • Q.1. What are some of the most promising, high-growth opportunities for the B2B2C insurance market by type (life insurance and non-life insurance), enterprise size (large enterprises and small & medium-sized enterprises), application (individual and corporate), and region (North America, Europe, Asia Pacific, and the Rest of the World)?
  • Q.2. Which segments will grow at a faster pace and why?
  • Q.3. Which region will grow at a faster pace and why?
  • Q.4. What are the key factors affecting market dynamics? What are the key challenges and business risks in this market?
  • Q.5. What are the business risks and competitive threats in this market?
  • Q.6. What are the emerging trends in this market and the reasons behind them?
  • Q.7. What are some of the changing demands of customers in the market?
  • Q.8. What are the new developments in the market? Which companies are leading these developments?
  • Q.9. Who are the major players in this market? What strategic initiatives are key players pursuing for business growth?
  • Q.10. What are some of the competing products in this market and how big of a threat do they pose for loss of market share by material or product substitution?
  • Q.11. What M&A activity has occurred in the last 5 years and what has its impact been on the industry?

Table of Contents

1. Executive Summary

2. Global B2B2C Insurance Market : Market Dynamics

  • 2.1: Introduction, Background, and Classifications
  • 2.2: Supply Chain
  • 2.3: PESTLE Analysis
  • 2.4: Patent Analysis
  • 2.5: Regulatory Environment
  • 2.6: Industry Drivers and Challenges

3. Market Trends and Forecast Analysis from 2019 to 2031

  • 3.1. Macroeconomic Trends (2019-2024) and Forecast (2025-2031)
  • 3.2. Global B2B2C Insurance Market Trends (2019-2024) and Forecast (2025-2031)
  • 3.3: Global B2B2C Insurance Market by Type
    • 3.3.1: Life Insurance: Trends and Forecast (2019 to 2031)
    • 3.3.2: Non-life Insurance: Trends and Forecast (2019 to 2031)
  • 3.4: Global B2B2C Insurance Market by Enterprise Size
    • 3.4.1: Large Enterprises: Trends and Forecast (2019 to 2031)
    • 3.4.2: Small & Medium-sized Enterprises: Trends and Forecast (2019 to 2031)
  • 3.5: Global B2B2C Insurance Market by Application
    • 3.5.1: Individual: Trends and Forecast (2019 to 2031)
    • 3.5.2: Corporate: Trends and Forecast (2019 to 2031)

4. Market Trends and Forecast Analysis by Region from 2019 to 2031

  • 4.1: Global B2B2C Insurance Market by Region
  • 4.2: North American B2B2C Insurance Market
    • 4.2.1: North American Market by Type: Life Insurance and Non-life Insurance
    • 4.2.2: North American Market by Application: Individual and Corporate
    • 4.2.3: The United States B2B2C Insurance Market
    • 4.2.4: Mexican B2B2C Insurance Market
    • 4.2.5: Canadian B2B2C Insurance Market
  • 4.3: European B2B2C Insurance Market
    • 4.3.1: European Market by Type: Life Insurance and Non-life Insurance
    • 4.3.2: European Market by Application: Individual and Corporate
    • 4.3.3: German B2B2C Insurance Market
    • 4.3.4: French B2B2C Insurance Market
    • 4.3.5: Spanish B2B2C Insurance Market
    • 4.3.6: Italian B2B2C Insurance Market
    • 4.3.7: The United Kingdom B2B2C Insurance Market
  • 4.4: APAC B2B2C Insurance Market
    • 4.4.1: APAC Market by Type: Life Insurance and Non-life Insurance
    • 4.4.2: APAC Market by Application: Individual and Corporate
    • 4.4.3: Japanese B2B2C Insurance Market
    • 4.4.4: Indian B2B2C Insurance Market
    • 4.4.5: Chinese B2B2C Insurance Market
    • 4.4.6: South Korean B2B2C Insurance Market
    • 4.4.7: Indonesian B2B2C Insurance Market
  • 4.5: ROW B2B2C Insurance Market
    • 4.5.1: ROW Market by Type: Life Insurance and Non-life Insurance
    • 4.5.2: ROW Market by Application: Individual and Corporate
    • 4.5.3: Middle Eastern B2B2C Insurance Market
    • 4.5.4: South American B2B2C Insurance Market
    • 4.5.5: African B2B2C Insurance Market

5. Competitor Analysis

  • 5.1: Product Portfolio Analysis
  • 5.2: Operational Integration
  • 5.3: Porter's Five Forces Analysis
    • Competitive Rivalry
    • Bargaining Power of Buyers
    • Bargaining Power of Suppliers
    • Threat of Substitutes
    • Threat of New Entrants

6. Growth Opportunities and Strategic Analysis

  • 6.1: Growth Opportunity Analysis
    • 6.1.1: Growth Opportunities for the Global B2B2C Insurance Market by Type
    • 6.1.2: Growth Opportunities for the Global B2B2C Insurance Market by Enterprise Size
    • 6.1.3: Growth Opportunities for the Global B2B2C Insurance Market by Application
    • 6.1.4: Growth Opportunities for the Global B2B2C Insurance Market by Region
  • 6.2: Emerging Trends in the Global B2B2C Insurance Market
  • 6.3: Strategic Analysis
    • 6.3.1: New Product Development
    • 6.3.2: Capacity Expansion of the Global B2B2C Insurance Market
    • 6.3.3: Mergers, Acquisitions, and Joint Ventures in the Global B2B2C Insurance Market
    • 6.3.4: Certification and Licensing

7. Company Profiles of Leading Players

  • 7.1: UnitedHealth Group
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.2: Berkshire Hathaway
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.3: Prudential
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.4: AXA Partners Holding
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.5: ICICI Lombard General Insurance Company
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.6: American International Group
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.7: Munich Re
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.8: China Life Insurance Company
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.9: Allianz
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing
  • 7.10: Zurich Insurance Group
    • Company Overview
    • B2B2C Insurance Business Overview
    • New Product Development
    • Merger, Acquisition, and Collaboration
    • Certification and Licensing

List of Figures

  • Figure 2.1: Classification of the Global B2B2C Insurance Market
  • Figure 2.2: Supply Chain of the Global B2B2C Insurance Market
  • Figure 3.1: Trends of the Global GDP Growth Rate
  • Figure 3.2: Trends of the Global Population Growth Rate
  • Figure 3.3: Trends of the Global Inflation Rate
  • Figure 3.4: Trends of the Global Unemployment Rate
  • Figure 3.5: Trends of the Regional GDP Growth Rate
  • Figure 3.6: Trends of the Regional Population Growth Rate
  • Figure 3.7: Trends of the Regional Inflation Rate
  • Figure 3.8: Trends of the Regional Unemployment Rate
  • Figure 3.9: Trends of Regional Per Capita Income
  • Figure 3.10: Forecast for the Global GDP Growth Rate
  • Figure 3.11: Forecast for the Global Population Growth Rate
  • Figure 3.12: Forecast for the Global Inflation Rate
  • Figure 3.13: Forecast for the Global Unemployment Rate
  • Figure 3.14: Forecast for the Regional GDP Growth Rate
  • Figure 3.15: Forecast for the Regional Population Growth Rate
  • Figure 3.16: Forecast for the Regional Inflation Rate
  • Figure 3.17: Forecast for the Regional Unemployment Rate
  • Figure 3.18: Forecast for Regional Per Capita Income
  • Figure 3.19: Global B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
  • Figure 3.20: Trends of the Global B2B2C Insurance Market ($B) by Type (2019-2024)
  • Figure 3.21: Forecast for the Global B2B2C Insurance Market ($B) by Type (2025-2031)
  • Figure 3.22: Trends and Forecast for Life Insurance in the Global B2B2C Insurance Market (2019-2031)
  • Figure 3.23: Trends and Forecast for Non-life Insurance in the Global B2B2C Insurance Market (2019-2031)
  • Figure 3.24: Global B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
  • Figure 3.25: Trends of the Global B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
  • Figure 3.26: Forecast for the Global B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
  • Figure 3.27: Trends and Forecast for Large Enterprises in the Global B2B2C Insurance Market (2019-2031)
  • Figure 3.28: Trends and Forecast for Small & Medium-sized Enterprises in the Global B2B2C Insurance Market (2019-2031)
  • Figure 3.29: Global B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
  • Figure 3.30: Trends of the Global B2B2C Insurance Market ($B) by Application (2019-2024)
  • Figure 3.31: Forecast for the Global B2B2C Insurance Market ($B) by Application (2025-2031)
  • Figure 3.32: Trends and Forecast for Individual in the Global B2B2C Insurance Market (2019-2031)
  • Figure 3.33: Trends and Forecast for Corporate in the Global B2B2C Insurance Market (2019-2031)
  • Figure 4.1: Trends of the Global B2B2C Insurance Market ($B) by Region (2019-2024)
  • Figure 4.2: Forecast for the Global B2B2C Insurance Market ($B) by Region (2025-2031)
  • Figure 4.3: Trends and Forecast for the North American B2B2C Insurance Market (2019-2031)
  • Figure 4.4: North American B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
  • Figure 4.5: Trends of the North American B2B2C Insurance Market ($B) by Type (2019-2024)
  • Figure 4.6: Forecast for the North American B2B2C Insurance Market ($B) by Type (2025-2031)
  • Figure 4.7: North American B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
  • Figure 4.8: Trends of the North American B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
  • Figure 4.9: Forecast for the North American B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
  • Figure 4.10: North American B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
  • Figure 4.11: Trends of the North American B2B2C Insurance Market ($B) by Application (2019-2024)
  • Figure 4.12: Forecast for the North American B2B2C Insurance Market ($B) by Application (2025-2031)
  • Figure 4.13: Trends and Forecast for the United States B2B2C Insurance Market (2019-2031)
  • Figure 4.14: Trends and Forecast for the Mexican B2B2C Insurance Market (2019-2031)
  • Figure 4.15: Trends and Forecast for the Canadian B2B2C Insurance Market (2019-2031)
  • Figure 4.16: Trends and Forecast for the European B2B2C Insurance Market (2019-2031)
  • Figure 4.17: European B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
  • Figure 4.18: Trends of the European B2B2C Insurance Market ($B) by Type (2019-2024)
  • Figure 4.19: Forecast for the European B2B2C Insurance Market ($B) by Type (2025-2031)
  • Figure 4.20: European B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
  • Figure 4.21: Trends of the European B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
  • Figure 4.22: Forecast for the European B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
  • Figure 4.23: European B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
  • Figure 4.24: Trends of the European B2B2C Insurance Market ($B) by Application (2019-2024)
  • Figure 4.25: Forecast for the European B2B2C Insurance Market ($B) by Application (2025-2031)
  • Figure 4.26: Trends and Forecast for the German B2B2C Insurance Market (2019-2031)
  • Figure 4.27: Trends and Forecast for the French B2B2C Insurance Market (2019-2031)
  • Figure 4.28: Trends and Forecast for the Spanish B2B2C Insurance Market (2019-2031)
  • Figure 4.29: Trends and Forecast for the Italian B2B2C Insurance Market (2019-2031)
  • Figure 4.30: Trends and Forecast for the United Kingdom B2B2C Insurance Market (2019-2031)
  • Figure 4.31: Trends and Forecast for the APAC B2B2C Insurance Market (2019-2031)
  • Figure 4.32: APAC B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
  • Figure 4.33: Trends of the APAC B2B2C Insurance Market ($B) by Type (2019-2024)
  • Figure 4.34: Forecast for the APAC B2B2C Insurance Market ($B) by Type (2025-2031)
  • Figure 4.35: APAC B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
  • Figure 4.36: Trends of the APAC B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
  • Figure 4.37: Forecast for the APAC B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
  • Figure 4.38: APAC B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
  • Figure 4.39: Trends of the APAC B2B2C Insurance Market ($B) by Application (2019-2024)
  • Figure 4.40: Forecast for the APAC B2B2C Insurance Market ($B) by Application (2025-2031)
  • Figure 4.41: Trends and Forecast for the Japanese B2B2C Insurance Market (2019-2031)
  • Figure 4.42: Trends and Forecast for the Indian B2B2C Insurance Market (2019-2031)
  • Figure 4.43: Trends and Forecast for the Chinese B2B2C Insurance Market (2019-2031)
  • Figure 4.44: Trends and Forecast for the South Korean B2B2C Insurance Market (2019-2031)
  • Figure 4.45: Trends and Forecast for the Indonesian B2B2C Insurance Market (2019-2031)
  • Figure 4.46: Trends and Forecast for the ROW B2B2C Insurance Market (2019-2031)
  • Figure 4.47: ROW B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
  • Figure 4.48: Trends of the ROW B2B2C Insurance Market ($B) by Type (2019-2024)
  • Figure 4.49: Forecast for the ROW B2B2C Insurance Market ($B) by Type (2025-2031)
  • Figure 4.50: ROW B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
  • Figure 4.51: Trends of the ROW B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
  • Figure 4.52: Forecast for the ROW B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
  • Figure 4.53: ROW B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
  • Figure 4.54: Trends of the ROW B2B2C Insurance Market ($B) by Application (2019-2024)
  • Figure 4.55: Forecast for the ROW B2B2C Insurance Market ($B) by Application (2025-2031)
  • Figure 4.56: Trends and Forecast for the Middle Eastern B2B2C Insurance Market (2019-2031)
  • Figure 4.57: Trends and Forecast for the South American B2B2C Insurance Market (2019-2031)
  • Figure 4.58: Trends and Forecast for the African B2B2C Insurance Market (2019-2031)
  • Figure 5.1: Porter's Five Forces Analysis for the Global B2B2C Insurance Market
  • Figure 6.1: Growth Opportunities for the Global B2B2C Insurance Market by Type
  • Figure 6.2: Growth Opportunities for the Global B2B2C Insurance Market by Enterprise Size
  • Figure 6.3: Growth Opportunities for the Global B2B2C Insurance Market by Application
  • Figure 6.4: Growth Opportunities for the Global B2B2C Insurance Market by Region
  • Figure 6.5: Emerging Trends in the Global B2B2C Insurance Market

List of Table

  • Table 1.1: Growth Rate (%, 2019-2024) and CAGR (%, 2025-2031) of the B2B2C Insurance Market by Type, Enterprise Size, and Application
  • Table 1.2: Attractiveness Analysis for the B2B2C Insurance Market by Region
  • Table 1.3: Global B2B2C Insurance Market Parameters and Attributes
  • Table 3.1: Trends of the Global B2B2C Insurance Market (2019-2024)
  • Table 3.2: Forecast for the Global B2B2C Insurance Market (2025-2031)
  • Table 3.3: Attractiveness Analysis for the Global B2B2C Insurance Market by Type
  • Table 3.4: Market Size and CAGR of Various Type in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.5: Market Size and CAGR of Various Type in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.6: Trends of Life Insurance in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.7: Forecast for the Life Insurance in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.8: Trends of Non-life Insurance in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.9: Forecast for the Non-life Insurance in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.10: Attractiveness Analysis for the Global B2B2C Insurance Market by Enterprise Size
  • Table 3.11: Market Size and CAGR of Various Enterprise Size in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.12: Market Size and CAGR of Various Enterprise Size in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.13: Trends of Large Enterprises in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.14: Forecast for the Large Enterprises in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.15: Trends of Small & Medium-sized Enterprises in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.16: Forecast for the Small & Medium-sized Enterprises in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.17: Attractiveness Analysis for the Global B2B2C Insurance Market by Application
  • Table 3.18: Market Size and CAGR of Various Application in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.19: Market Size and CAGR of Various Application in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.20: Trends of Individual in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.21: Forecast for the Individual in the Global B2B2C Insurance Market (2025-2031)
  • Table 3.22: Trends of Corporate in the Global B2B2C Insurance Market (2019-2024)
  • Table 3.23: Forecast for the Corporate in the Global B2B2C Insurance Market (2025-2031)
  • Table 4.1: Market Size and CAGR of Various Regions in the Global B2B2C Insurance Market (2019-2024)
  • Table 4.2: Market Size and CAGR of Various Regions in the Global B2B2C Insurance Market (2025-2031)
  • Table 4.3: Trends of the North American B2B2C Insurance Market (2019-2024)
  • Table 4.4: Forecast for the North American B2B2C Insurance Market (2025-2031)
  • Table 4.5: Market Size and CAGR of Various Type in the North American B2B2C Insurance Market (2019-2024)
  • Table 4.6: Market Size and CAGR of Various Type in the North American B2B2C Insurance Market (2025-2031)
  • Table 4.7: Market Size and CAGR of Various Enterprise Size in the North American B2B2C Insurance Market (2019-2024)
  • Table 4.8: Market Size and CAGR of Various Enterprise Size in the North American B2B2C Insurance Market (2025-2031)
  • Table 4.9: Market Size and CAGR of Various Application in the North American B2B2C Insurance Market (2019-2024)
  • Table 4.10: Market Size and CAGR of Various Application in the North American B2B2C Insurance Market (2025-2031)
  • Table 4.11: Trends of the European B2B2C Insurance Market (2019-2024)
  • Table 4.12: Forecast for the European B2B2C Insurance Market (2025-2031)
  • Table 4.13: Market Size and CAGR of Various Type in the European B2B2C Insurance Market (2019-2024)
  • Table 4.14: Market Size and CAGR of Various Type in the European B2B2C Insurance Market (2025-2031)
  • Table 4.15: Market Size and CAGR of Various Enterprise Size in the European B2B2C Insurance Market (2019-2024)
  • Table 4.16: Market Size and CAGR of Various Enterprise Size in the European B2B2C Insurance Market (2025-2031)
  • Table 4.17: Market Size and CAGR of Various Application in the European B2B2C Insurance Market (2019-2024)
  • Table 4.18: Market Size and CAGR of Various Application in the European B2B2C Insurance Market (2025-2031)
  • Table 4.19: Trends of the APAC B2B2C Insurance Market (2019-2024)
  • Table 4.20: Forecast for the APAC B2B2C Insurance Market (2025-2031)
  • Table 4.21: Market Size and CAGR of Various Type in the APAC B2B2C Insurance Market (2019-2024)
  • Table 4.22: Market Size and CAGR of Various Type in the APAC B2B2C Insurance Market (2025-2031)
  • Table 4.23: Market Size and CAGR of Various Enterprise Size in the APAC B2B2C Insurance Market (2019-2024)
  • Table 4.24: Market Size and CAGR of Various Enterprise Size in the APAC B2B2C Insurance Market (2025-2031)
  • Table 4.25: Market Size and CAGR of Various Application in the APAC B2B2C Insurance Market (2019-2024)
  • Table 4.26: Market Size and CAGR of Various Application in the APAC B2B2C Insurance Market (2025-2031)
  • Table 4.27: Trends of the ROW B2B2C Insurance Market (2019-2024)
  • Table 4.28: Forecast for the ROW B2B2C Insurance Market (2025-2031)
  • Table 4.29: Market Size and CAGR of Various Type in the ROW B2B2C Insurance Market (2019-2024)
  • Table 4.30: Market Size and CAGR of Various Type in the ROW B2B2C Insurance Market (2025-2031)
  • Table 4.31: Market Size and CAGR of Various Enterprise Size in the ROW B2B2C Insurance Market (2019-2024)
  • Table 4.32: Market Size and CAGR of Various Enterprise Size in the ROW B2B2C Insurance Market (2025-2031)
  • Table 4.33: Market Size and CAGR of Various Application in the ROW B2B2C Insurance Market (2019-2024)
  • Table 4.34: Market Size and CAGR of Various Application in the ROW B2B2C Insurance Market (2025-2031)
  • Table 5.1: Market Presence of Major Players in the Global B2B2C Insurance Market
  • Table 5.2: Operational Integration of the Global B2B2C Insurance Market
  • Table 6.1: New Product Launch by a Major B2B2C Insurance Producer (2019-2024)