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即時支付市場：2025-2030
市場調查報告書
商品編碼
1827027

即時支付市場：2025-2030

Instant Payments Market: 2025-2030
出版日期: | 出版商: Juniper Research Ltd | 英文 | 商品交期: 最快1-2個工作天內

價格
簡介目錄

"到 2029 年，全球即時支付市場規模將超過 110 兆美元：歐洲監管和 FedNow 的影響將加速成長"

主要統計
2025年的即時付款交易總額: 60兆美元
2030年的即時付款交易總額: 1億2900萬美元
2025年～2030年的市場成長率: 115%
預測期間: 2025-2030年

概述

本研究套件對快速成長的即時支付市場進行了多方面的策略分析，提供利益相關方，包括銀行、支付基礎設施提供者、監管機構和企業，全面了解未來市場成長、關鍵趨勢和競爭格局。

本報告提供全英文版本。

主要特點

  • 關鍵要點和策略建議：本報告詳細分析了關鍵市場機會、關鍵發現，並為即時支付平台、商家、支付服務提供者、銀行等提供了策略建議。
  • 市場展望：本報告分析了推動即時支付市場擴張的新興趨勢和因素，並探討了成長障礙，例如詐欺風險和企業謹慎性。報告還比較了消費者和企業領域的用例，並突出了採用率的差異。國家準備指數評估了61個國家在即時支付領域的地位、技術準備及其未來成長潛力。
  • 產業預測基準：概述即時支付市場，並預測 B2B 和消費者、國內和國際交易的交易量和價值。
  • Juniper Research 競爭排行榜：根據綜合市場能力、產品供應和競爭定位對 17 個即時支付平台進行評估。

樣品view

市場資料&預測報告


樣品

市場趨勢&策略報告


市場資料&預測報告

本研究套件包含 39 個表格和超過 24,000 個資料點的完整預測資料。

主要的指標:

  • 即時付款的整體交易數量
  • 即時付款的整體交易額

主要市場區隔:

  • 消費者取向即時付款
  • 國內消費者取向即時付款
  • 國際消費者取向即時付款
  • B2B即時付款
  • 國內B2B即時付款
  • 國際B2B即時付款

Juniper Research 互動式預測 (Excel) 提供以下內容功能：

  • 統計分析：顯示資料期間所有地區和國家的圖表。圖表可輕鬆修改並匯出至剪貼簿。
  • 國家/地區資料工具：查看預測期間所有地區和國家的指標。使用搜尋欄縮小查看指標的範圍。
  • 國家比較工具：選擇要比較的國家。此工具包含匯出圖表的功能。
  • 假設分析：五個互動式場景允許使用者比較預測假設。

競爭排行榜報告

目標供應商包括以下 17 家公司：

  • ACI Worldwide
  • Bottomline
  • Finastra
  • FIS
  • Fiserv
  • FSS
  • Jack Henry
  • Mastercard
  • Montran Corporation
  • Nexi
  • Pelican
  • SWIFT
  • Tata Consultancy Services
  • Tietoevry
  • Visa
  • Volante Technologies
  • Worldline

目錄

市場趨勢與策略

第1章 重要點和策略性建議

  • 重要點
  • 策略性建議

第2章 即時付款-市場形勢

  • 簡介
  • 即時付款的結構
    • 概要
    • 即時付款功能
    • 即時付款的優點
    • 即時付款的技術層
    • 支付軌道
    • 課題與限制
  • 背景
  • 新興趨勢
    • 概述
    • 推動即時支付的技術創新
    • 監理趨勢
    • 產品相關支付趨勢
  • 消費者即時支付 vs. B2B 即時支付
    • 消費者即時支付
    • B2B 即時支付

第3章 即時付款:市場區隔分析

  • P2P付款
  • 線上電子商務付款
  • 商店內即時付款
  • 跨國付款

第4章 即時付款:各國準備指數

  • 簡介
  • 成長市場
  • 飽和市場
  • 新興國家市場

競爭排行榜

第1章 競爭排行榜

第2章 企業簡介

  • 業者簡介
    • ACI Worldwide
    • Bottomline
    • Finastra
    • FIS
    • Fiserv
    • FSS
    • Jack Henry
    • Mastercard
    • Montran Corporation
    • Nexi
    • Pelican AI
    • SWIFT
    • Tata Consultancy Services
    • Tietoevry
    • Visa
    • Volante Technologies
    • Worldline
  • 競爭排行榜評估手法
  • 相關調查

資料&預測

第1章 即時付款:簡介·調查手法

第2章 市場摘要

  • 整體交易數量
  • 整體交易額
  • 國內交易
  • 跨國交易

第3章 B2B付款

  • 整體交易數量
  • 整體交易額
  • 國內交易
  • 跨國交易

第4章 消費者付款

  • 整體交易數量
  • 整體交易額
  • 國內交易
  • 跨國交易
簡介目錄

'Instant Payments to Exceed $110 Trillion by 2029 Globally, Accelerated by European Regulation & FedNow Impact'

KEY STATISTICS
Total instant payments transaction value in 2025:$60tn
Total instant payments transaction value in 2030:$129tn
2025 to 2030 market growth:115%
Forecast period:2025-2030

Overview

Juniper Research's "Instant Payments" research suite provides a wide-ranging and strategic analysis of this market; enabling stakeholders - from banks, infrastructure providers, regulators, and businesses - to understand future growth, key trends, and the competitive environment.

The research suite includes several different options that can be purchased separately. The Market Trends & Strategies element includes an insightful analysis of the key areas of real-time payments' transformation and innovation, including key trends and challenges to market expansion. Additionally, it features Juniper Research's Country Readiness Index, which provides a country-level analysis of the current and future opportunities for instant payments in 61 different geographies.

The Data & Forecasting element includes access to data mapping the adoption and future growth of the instant payments market over the next five years; split by cross-border versus domestic transactions, and B2B versus consumer.

Additionally, the Competitor Leaderboard document features an extensive analysis of the 17 market leaders in the instant payments space; positioning them based on capability and capacity, as well as on their product offering itself; offering a robust analysis of each vendor.

The coverage can also be purchased as a full research suite containing the Market Trends & Strategies, Data & Forecasting, and Competitor Leaderboard, and at a substantial discount.

Collectively, these documents provide a critical tool for understanding this important market. They allow instant payment providers and payments companies to shape their future strategy; capitalising on future growth opportunities. The research suite's extensive coverage makes it a valuable tool for navigating this high-growth market.

All report content is delivered in the English language.

Key Features

  • Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities, key findings, and key strategic recommendations for instant payment platforms, merchants, payment service providers, and banks.
  • Market Outlook: Insights into emerging trends and drivers of the expansion of the instant payments market; addressing factors limiting its growth, such as scam risk and business hesitancy. It provides analysis of the different use cases in both the consumer and business sectors; breaking down which have witnessed different adoption rates among instant payment services. Juniper Research's Country Readiness Index positions 61 countries in their relative place in the real-time payments space; their readiness for the technology and their future growth.
  • Benchmark Industry Forecasts: This provides an overview of the instant payments market, including the volume and value of instant payments transactions, split by B2B and consumer payments, and by domestic and cross-border payments.
  • Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 17 instant payment platforms, via the Juniper Research Competitor Leaderboard.

SAMPLE VIEW

Market Data & Forecasting Report


SAMPLE VIEW

Market Trends & Strategies Report


The numbers tell you what's happening, but our written report details why, alongside the methodologies.

A comprehensive analysis of the current market landscape, alongside strategic recommendations.

Market Data & Forecasting Report

The market-leading research suite for the "Instant Payments" market includes access to the full set of forecast data of 39 tables and over 24,000 datapoints.

Metrics in the research suite include:

  • Total Number of Instant Payments
  • Total Value of Instant Payments

These metrics are provided for the following key market splits:

  • Consumer Instant Payments
  • Domestic Consumer Instant Payments
  • Cross-border Consumer Instant Payments
  • B2B Instant Payments
  • Domestic B2B Instant Payments
  • Cross-border B2B Instant Payments

Juniper Research Interactive Forecast Excel contains the following functionality:

  • Statistics Analysis: Users benefit from the ability to search for specific metrics; displayed for all regions and countries across the data period. Graphs are easily modified and can be exported to the clipboard.
  • Country Data Tool: This tool enables users to look at metrics for all regions and countries in the forecast period. Users can refine the metrics displayed via a search bar.
  • Country Comparison Tool: Users can select and compare countries. The ability to export graphs is included in this tool.
  • What-if Analysis: Here, users can compare forecast metrics against their own assumptions, via 5 interactive scenarios.

Market Trends & Strategies Report

This report examines the Instant Payments market landscape in detail; assessing market trends and factors shaping the evolution of this transforming market. It delivers comprehensive analysis of the strategic opportunities in the instant payments landscape; assessing ways in which the market is changing based on different scheme types and trends, and what this means for overall market growth.

The report also examines key challenges and opportunities, as well as providing an evaluation of key country-level opportunities for instant payments growth via a Country Readiness Index. Combined, the report provides an insightful resource for key stakeholders.

Competitor Leaderboard Report

The Competitor Leaderboard report provides coverage of 17 leading "Instant Payments" vendors; positioning them as established leaders, leading challengers, or disruptors and challengers based on capacity and capability assessments.

The 17 vendors included are:

  • ACI Worldwide
  • Bottomline
  • Finastra
  • FIS
  • Fiserv
  • FSS
  • Jack Henry
  • Mastercard
  • Montran Corporation
  • Nexi
  • Pelican
  • SWIFT
  • Tata Consultancy Services
  • Tietoevry
  • Visa
  • Volante Technologies
  • Worldline

The Competitor Leaderboard gives a comprehensive guide to the competitive landscape within instant payments; providing an important resource for stakeholders.

Table of Contents

Market Trends & Strategies

1. Key Takeaways & Strategic Recommendations

  • 1.1. Key Takeaways
  • 1.2. Strategic Recommendations

2. Instant Payments - Market Landscape

  • 2.1. Introduction
    • 2.1.1. Definition and Core Features of Instant Payments
    • 2.1.2. Differentiation: Instant vs Faster Payments
    • 2.1.3. Global Adoption
  • 2.2. How Instant Payments Work
    • 2.2.1. Overview
      • i. Main Process
        • Figure 2.1: Example Instant Payments System - The Clearing House Real-time Payments (RTP) Network
      • ii. Additional Supporting Functions
    • 2.2.2. Instant Payments Features
    • 2.2.3. Benefits of Instant Payment
    • 2.2.4. Technological Layer of Instant Payment
    • 2.2.5. Payment Rails
      • i. Pix (Brazil)
      • ii. UPI (India)
      • iii. Faster Payments (UK)
      • iv. PromptPay (Thailand)
        • Figure 2.2: PromptPay Payment Infrastructure
      • v. SEPA Instant Credit (EU)
        • Figure 2.3: Map of SEPA Member Countries
    • 2.2.6. Challenges And Limitations
      • i. Overview
      • ii. Fraud Prevention
      • iii. Ways To Minimise Fraud
        • Figure 2.4: Request to Pay Loop
      • iv. Other Considerations
  • 2.3. Background
    • 2.3.1. Historical Background
    • 2.3.2. Modern Days
    • 2.3.3. Latest Developments
  • 2.4. Emerging Trends
    • 2.4.1. Overview
    • 2.4.2. Technological Innovations Driving Instant Payments
      • i. The Rise Of Digital Wallets
      • ii. AI's Potential
      • iii. Internet of Things (IoT)
      • iv. The Integration Of Digital Assets
      • v. Decentralised Networks and Blockchain
      • vi. Open Banking
        • Figure 2.5: Provision of Services in Open Banking
    • 2.4.3. Regulatory Trends
    • 2.4.4. Product-related Payment Trends
      • i. The Use of Data
      • ii. Fraud Detection and AML
  • 2.5. Consumer vs B2B Instant Payments
    • 2.5.1. Consumer Instant Payments
      • i. Opportunities
      • ii. Adoption
      • iii. Use Cases
    • 2.5.2. B2B Instant Payments
      • i. Opportunities
      • ii. Adoption
      • iii. Use Cases

3. Instant Payments: Segment Analysis

  • 3.1. P2P Payments
    • 3.1.1. Market
    • 3.1.2. Opportunities
    • 3.1.3. Limitations
    • 3.1.4. Future Outlook
  • 3.2. Online eCommerce Payments
    • 3.2.1. Overview
    • 3.2.2. Opportunities
    • 3.2.3. Limitations
    • 3.2.4. Future Outlook
  • 3.3. In-store Instant Payments
    • 3.3.1. Market
    • 3.3.2. Opportunities
    • 3.3.3. Limitations
    • 3.3.4. Future Outlook
  • 3.4. Cross-border Payments
    • 3.4.1. The Latest Progress Within Cross-border Instant Payments
    • 3.4.2. Project Nexus
      • Figure 3.1: How Payments Are Processed in Nexus
    • 3.4.3. Financial Inclusion
    • 3.4.4. Barriers to Further Expansion of Cross-border Instant Payments

4. Instant Payments: Country Readiness Index

  • 4.1. Introduction
    • Figure 4.1: Juniper Research Country Readiness Index: Regional Definitions
    • Table 4.2: Juniper Research Country Readiness Index Scoring Criteria: Instant Payments
    • Figure 4.3: Juniper Research Country Readiness Index: Instant Payments
    • Table 4.4: Instant Payments Country Readiness Index: Market Segments
    • 4.1.1. Focus Markets
    • 4.1.2. Established Instant Payment Rails
    • 4.1.3. Institutional Support
    • 4.1.4. Country-level Assessment: The US
  • 4.2. Growth Markets
    • 4.2.1. Emerging Economies
    • 4.2.2. Developed Economies
    • 4.2.3. Country-level Assessment: The UAE
  • 4.3. Saturated Markets
    • 4.3.1. Cross-border Co-operation
    • 4.3.2. Additional Services
    • 4.3.3. Country-level Assessment: The UK
    • 4.3.4. Country-level Assessment: Mexico
  • 4.4. Developing Markets
    • 4.4.1. Limited Infrastructure
      • Table 4.5: Juniper Research Country Readiness Index Heatmap: North America
      • Table 4.6: Juniper Research Country Readiness Index Heatmap: Latin America
      • Table 4.7: Juniper Research Country Readiness Index Heatmap: West Europe
      • Table 4.8: Juniper Research Country Readiness Index Heatmap: Central & East Europe
      • Table 4.9: Juniper Research Country Readiness Index Heatmap: Far East & China
      • Table 4.10: Juniper Research Country Readiness Index Heatmap: Indian Subcontinent
      • Table 4.11: Juniper Research Country Readiness Index Heatmap: Rest of Asia Pacific
      • Table 4.12: Juniper Research Country Readiness Index Heatmap: Africa & Middle East

Competitor Leaderboard

1. Juniper Research Competitor Leaderboard

  • 1.1. Why Read This Report
    • Table 1.1: Juniper Research Competitor Leaderboard: Instant Payments Vendors Included & Product Portfolio
    • Figure 1.2: Juniper Research Competitor Leaderboard for Instant Payments
    • Table 1.3: Juniper Research Instant Payments Vendors & Positioning
    • Table 1.4: Juniper Research Competitor Leaderboard Heatmap - Instant Payments Vendors

2. Company Profiles

  • 2.1. Vendor Profiles
    • 2.1.1. ACI Worldwide
      • i. Corporate
        • Figure 2.1: ACI Worldwide's Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.2. Bottomline
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.3. Finastra
      • i. Corporate
      • ii. Geographical Spread
      • iii. iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.4. FIS
      • i. Corporate
        • Table 2.2: FIS' Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.5. Fiserv
      • i. Corporate
        • Table 2.3: Fiserv's Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.6. FSS
      • i. Corporate
        • Table 2.4: FSS' Rounds of Funding ($m), 2000-2014
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.7. Jack Henry
      • i. Corporate
        • Table 2.5: Jack Henry's Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.8. Mastercard
      • i. Corporate
        • Table 2.6: Mastercard's Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
        • Figure 2.7: Mastercard's Real-time Payments Solution
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.9. Montran Corporation
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.10. Nexi
      • i. Corporate
        • Table 2.8: Nexi's Financial Snapshot ($m), 2023-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.11. Pelican AI
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.12. SWIFT
      • i. Corporate
        • Table 2.9: SWIFT's Financial Snapshot ($m), 2021-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.13. Tata Consultancy Services
      • i. Corporate
        • Table 2.10: Tata Consultancy Services' Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.14. Tietoevry
      • i. Corporate
        • Table 2.11: Tietoevry's Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
        • Figure 2.12: Instant Payments for Participants Schematic
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.15. Visa
      • i. Corporate
        • Table 2.13: Visa's Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.16. Volante Technologies
      • i. Corporate
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 2.1.17. Worldline
      • i. Corporate
        • Table 2.14: Worldline's Financial Snapshot ($m), 2022-2024
      • ii. Geographical Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
  • 2.2. Juniper Research Competitor Leaderboard Assessment Methodology
    • 2.2.1. Limitations & Interpretations
      • Table 2.15: Juniper Research Competitor Leaderboard Scoring Criteria - Instant Payments
  • 2.3. Related Research

Data & Forecasting

1. Instant Payments: Introduction & Methodology

  • 1.1. Introduction
  • 1.2. Methodology & Assumptions
    • Figure 1.1: Consumer Instant Payments Methodology
    • Figure 1.2: B2B Instant Payments Methodology

2. Market Summary

  • 2.1. Total Volume
    • Figure & Table 2.1: Total Volume of Instant Payments per annum (m), Split by 8 Key Regions, 2025-2030
  • 2.2. Total Value
    • Figure & Table 2.2: Total Value of Instant Payments per annum ($m), Split by 8 Key Regions, 2025-2030
  • 2.3. Domestic Transactions
    • Figure & Table 2.3: Total Value of Instant Domestic Payments per annum ($m), Split by 8 Key Regions, 2025-2030
  • 2.4. Cross-border Transactions
    • Figure & Table 2.4: Total Value of Instant Cross-border Payments per annum ($m), Split by 8 Key Regions, 2025-2030

3. B2B Payments

  • 3.1. B2B Volume
    • Figure & Table 3.1: Total Number of Instant B2B Transactions per annum (m), Split by 8 Key Regions, 2025-2030
  • 3.2. B2B Value
    • Figure & Table 3.2: Total Value of Instant Payment B2B Transactions per annum ($m), Split by 8 Key Regions, 2025-2030
  • 3.3. Domestic B2B Transactions
    • Figure & Table 3.3: Total Value of Instant Payment Domestic B2B Transactions per annum ($m), Split by 8 Key Regions, 2025-2030
  • 3.4. Cross-border B2B Transactions
    • Figure & Table 3.4: Total Value of Cross-border B2B Payments via Instant Payment per annum ($m), Split by 8 Key Regions, 2025-2030

4. Consumer Payments

  • 4.1. Total Volume
    • Figure & Table 4.1: Total Number of Instant Payment Consumer Transactions per annum (m), Split by 8 Key Regions, 2025-2030
  • 4.2. Total Value
    • Figure & Table 4.2: Total Value of Instant Payment Consumer Transactions per annum ($m), Split by 8 Key Regions, 2025-2030
  • 4.3. Domestic Consumer Transactions
    • Figure & Table 4.3: Total Value of Instant Payment Domestic Consumer Transactions per annum ($m), Split by 8 Key Regions, 2025-2030
  • 4.4. Cross-border Consumer Transactions
    • Figure & Table 4.4: Total Value of Instant Payment Cross-border Consumer Transactions per annum ($m), Split by 8 Key Regions, 2025-2030