再生能源保險市場機會、成長促進因素、產業趨勢分析及預測（2025-2034年）

Renewable Energy Insurance Market Opportunity, Growth Drivers, Industry Trend Analysis, and Forecast 2025 - 2034

出版日期: 2025年11月10日 | 出版商:

Global Market Insights Inc. | 英文 110 Pages | 商品交期: 2-3個工作天內

價格

簡介目錄

2024 年全球再生能源保險市場價值 81 億美元，預計到 2034 年將以 11.5% 的複合年成長率成長至 235 億美元。

全球對再生能源投資的加速成長，推動了對專門用於保護清潔能源資產的保險的需求。各國政府、企業和投資者正將大量資金投入太陽能發電廠、風電項目和儲能設施，這些項目需要強力的保障，以應對自然災害、機械故障和施工中斷等風險。再生能源保險在保護這些資產、確保專案連續性以及增強投資者和開發商的財務信心方面發揮著至關重要的作用。此類保險旨在降低各種技術（包括風能、太陽能、水能和生質能）的風險，涵蓋財產損失、業務中斷、責任和環境風險。隨著再生能源基礎設施的擴展，保險公司正在推出創新解決方案和客製化服務，以滿足產業需求。此外，監管和政策框架也在強化開發商購買特定保險的要求，以確保符合環境和安全標準。這些措施不僅加強了風險管理，還使再生能源專案更具財務永續性，並使其對全球融資和投資機會更具吸引力。

市場範圍
起始年份	2024
預測年份	2025-2034
起始值	81億美元
預測值	235億美元
複合年成長率	11.5%

預計到2034年，風能技術領域的複合年成長率將達到11.9%。大型、技術先進的風電專案的日益普及，使得針對特定風險（例如零件故障、維護延誤和營運中斷）的專案保險需求不斷成長。保險公司正積極推出涵蓋性能保證、設備故障和業務中斷等方面的針對性保單，為專案業主和營運商提供穩定性和財務保障。

預計到2034年，商業和工業領域的複合年成長率將達到12.2%。包括太陽能、風能和儲能系統在內的再生能源在商業和工業領域的應用日益廣泛，推動了對保險保障的需求。高價值的再生能源資產面臨各種營運風險，例如設備故障、天氣相關損壞和竊盜。量身訂製的保險解決方案能夠確保業務連續性，保障財務投資，並降低意外損失的風險，進而支持該產業快速採用清潔能源技術。

亞太地區再生能源保險市場預計到2034年將以11.9%的複合年成長率成長。發展中經濟體再生能源裝置容量的不斷擴張，推動了針對區域特定風險的保險需求。在各種環境條件下，太陽能和風能基礎設施的激增促使保險公司開發針對電網中斷、施工延誤和設備損失的保險產品。該地區保單覆蓋範圍的擴大，正在增強再生能源項目的長期韌性和可行性。

全球再生能源保險市場的主要參與者包括RSA保險公司、安聯全球企業及特殊風險保險公司、Axis Capital、Marsh McLennan、Chubb、Aon、蘇黎世保險、Gallagher、kWh Analytics、Descartes Underwriting、Horton Group、Liberty Specialty Markets、慕尼黑再動保險公司、瑞士再動保險公司、瑞士日動保險公司、東京航空保險公司與再金融保險公司 (WTraers WatsonT Watsons）。這些公司正積極尋求創新、合作和數位轉型，以擴大市場佔有率。保險公司正在開發客製化保單，以應對與再生能源技術和氣候變遷相關的不斷變化的風險。與專案開發商、能源投資者和政府機構建立策略聯盟，有助於提升其提供全面保險解決方案的能力。許多公司正在利用資料分析和預測建模來評估專案績效、高效管理理賠並最佳化定價。

The accelerating investment in renewable energy worldwide is driving the need for specialized insurance coverage designed to protect clean energy assets. Governments, corporations, and investors are allocating substantial capital toward solar farms, wind projects, and energy storage facilities, which require robust protection against risks such as natural catastrophes, mechanical breakdowns, and construction disruptions. Renewable energy insurance plays a vital role in safeguarding these assets, ensuring project continuity, and improving financial confidence among investors and developers. This type of coverage is tailored to mitigate risks across technologies, including wind, solar, hydro, and bioenergy, covering property damage, business interruption, liability, and environmental exposure. As renewable infrastructure expands, insurers are launching innovative solutions and customized services to support industry needs. Moreover, regulatory and policy frameworks are reinforcing the requirement for developers to secure specific insurance policies, ensuring compliance with environmental and safety standards. These measures not only strengthen risk management but also make renewable energy projects more financially sustainable and attractive for global financing and investment opportunities.

Market Scope
Start Year	2024
Forecast Year	2025-2034
Start Value	$8.1 Billion
Forecast Value	$23.5 Billion
CAGR	11.5%

The wind technology segment is projected to register an 11.9% CAGR through 2034. The increasing deployment of large and technologically advanced wind installations has heightened the need for specialized insurance due to risks associated with component failures, maintenance delays, and operational downtime. Insurers are responding with targeted policies covering performance guarantees, equipment malfunctions, and business interruptions, providing stability and financial protection for project owners and operators.

The commercial and industrial category is set to witness a CAGR of 12.2% by 2034. Growing renewable installations across commercial and industrial sectors, including solar, wind, and storage systems, are propelling the demand for insurance protection. High-value renewable assets face various operational risks such as equipment failure, weather-related damage, and theft. Tailored insurance solutions ensure business continuity, secure financial investments, and reduce exposure to unforeseen losses, thereby supporting the sector's rapid adoption of clean energy technologies.

Asia Pacific Renewable Energy Insurance Market will grow at 11.9% CAGR by 2034. Increasing renewable capacity expansion across developing economies is fueling the need for insurance that addresses region-specific risks. The surge in solar and wind infrastructure in diverse environmental conditions has prompted insurers to develop coverage for grid interruptions, construction delays, and equipment losses. Expanding policy adoption across the region is enhancing the long-term resilience and viability of renewable projects.

Leading companies operating in the Global Renewable Energy Insurance Market include RSA Insurance, Allianz Global Corporate & Specialty, Axis Capital, Marsh McLennan, Chubb, Aon, Zurich Insurance, Gallagher, kWh Analytics, Descartes Underwriting, Horton Group, Liberty Specialty Markets, Munich Re, Swiss Re, Tokio Marine Kiln, Travelers, and Willis Towers Watson (WTW). Companies within the Global Renewable Energy Insurance Market are pursuing innovation, collaboration, and digital transformation to expand their market presence. Insurers are developing customized policies that address evolving risks related to renewable technologies and climate change. Strategic alliances with project developers, energy investors, and government bodies are enhancing their ability to offer integrated coverage solutions. Many are leveraging data analytics and predictive modeling to assess project performance, manage claims efficiently, and optimize pricing.

Chapter 1 Methodology & Scope

1.1 Research design
- 1.1.1 Research approach
- 1.1.2 Data collection methods
- 1.1.3 Base estimates and calculations
- 1.1.4 Base year calculation
- 1.1.5 Key trends for market estimates
1.2 Forecast model
1.3 Primary research & validation
- 1.3.1 Primary sources
1.4 Data mining sources
1.5 Market definitions

Chapter 2 Executive Summary

2.1 Industry synopsis, 2021 - 2034
2.2 Business trends
2.3 Application trends
2.4 Coverage type trends
2.5 End Use trends
2.6 Regional trends

Chapter 3 Industry Insights

3.1 Industry ecosystem
3.2 Regulatory landscape
3.3 Industry impact forces
- 3.3.1 Growth drivers
- 3.3.2 Industry pitfalls & challenges
3.4 Growth potential analysis
3.5 Cost structure analysis
3.6 Porter's analysis
- 3.6.1 Bargaining power of suppliers
- 3.6.2 Bargaining power of buyers
- 3.6.3 Threat of new entrants
- 3.6.4 Threat of substitutes
3.7 PESTEL analysis
- 3.7.1 Political factors
- 3.7.2 Economic factors
- 3.7.3 Social factors
- 3.7.4 Technological factors
- 3.7.5 Legal factors
- 3.7.6 Environmental factors
3.8 Emerging opportunities & trends
- 3.8.1 Digitalization & IoT integration
- 3.8.2 Emerging market penetration
3.9 Investment analysis and future outlook

Chapter 4 Competitive landscape, 2025

4.1 Introduction
4.2 Company market share analysis, by region, 2024
- 4.2.1 North America
- 4.2.2 Europe
- 4.2.3 Asia Pacific
- 4.2.4 Rest of World
4.3 Strategic dashboard
4.4 Strategic initiatives
4.5 Company benchmarking
4.6 Innovation & technology landscape