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市場調查報告書
商品編碼
1354304
數位支付市場規模-按類型(數位商務、數位匯款、行動 POS 支付)、最終用戶產業(零售、BFSI、IT 和電信、醫療保健、旅遊和酒店、電子商務、政府)和全球預測,2023-2032Digital Payments Market Size-By Type (Digital Commerce, Digital Remittances, Mobile POS Payments s), By End-User Industry (Retail, BFSI, IT & telecommunication, Healthcare, Travel & Hospitality, E-commerce, Government) & Global Forecast, 2023-2032 |
2023 年至 2032 年,全球數位支付市場規模複合年成長率預計將超過 16.5%。
生物辨識認證方法的廣泛部署,例如臉部辨識和指紋掃描,以增強數位支付的安全性和便利性,將推動市場成長。舉個例子,2023 年 7 月,領先的金融科技公司 Paytm 宣布正在研究透過臉部辨識實現支付的新技術。採用生物特徵認證方法還可以在安全性和便利性方面帶來好處,可以解決潛在的問題,包括資料隱私和外洩。
整個數位支付市場根據類型、最終用戶和地區進行細分。
就類型而言,在便利性、可負擔性和可及性等優勢的推動下,數位匯款領域的市場規模從 2023 年到 2032 年可能會錄得可觀的複合年成長率。政府和監管機構對數位匯款好處的支持不斷增加,導致支持成長和確保消費者保護的政策數量不斷增加。數位匯款服務比銀行轉帳和實體匯款等傳統方法更快。透過智慧型手機、平板電腦和電腦等各種設備輕鬆存取也將概述行業的擴張。
就最終用戶而言,BFSI 部門的數位支付產業規模預計將擴大到 2032 年。BFSI 部門主要採用多種數位支付方法和技術,以增強客戶體驗並簡化金融營運。 BFSI 機構也採用區塊鏈技術和加密貨幣,例如比特幣,以實現安全和去中心化的數位交易。
從地區來看,由於該地區網路連線和智慧型手機的普及率較高,預計到 2032 年,北美數位支付市場規模的複合年成長率將超過 6%。根據 MadeinCA 的加拿大網路統計數據,加拿大是網路普及率最高的國家之一,預計到 2023 年或 2024 年將達到 99%。行動支付的數位平台日益普及,進一步推動了數位化廣大人民群眾的支付更加便捷。
Global Digital Payments Market size is poised to record more than 16.5% CAGR from 2023-2032.
Widespread deployment of biometric authentication methods, such as facial recognition and fingerprint scanning for enhancing security and convenience in digital payments will drive the market growth. To cite an instance, in July 2023, leading financial tech firm Paytm announced that it was working on novel technology for enabling payments through facial recognition. The adoption of biometric authentication methods also renders benefits in terms of security and convenience for addressing potential concerns, including data privacy and breaches.
The overall digital payments market is segmented based on type, end-user, and region.
In terms of type, the market size from the digital remittances segment may record appreciable CAGR from 2023-2032 driven by benefits, such as convenience, affordability, and accessibility. The growing government and regulatory support for recognizing the benefits of digital remittances had led to the rising number of policies to support growth and ensure consumer protection. Digital remittance services are faster than traditional methods, such as bank transfers and physical money transfers. Ease of accessibility through wide range of devices, including smartphones, tablets, and computers will also outline the industry expansion.
With respect to end-user, the digital payments industry size from the BFSI segment is expected to expand up to 2032. Several digital payment methods and technologies are largely adopted by the BFSI sector for enhancing the customer experiences and streamlining the financial operations. BFSI institutions are also embracing blockchain technology and cryptocurrencies, such as Bitcoin for enabling secure and decentralized digital transactions.
Regionally, North America digital payments market size is projected to observe over 6% CAGR through 2032 due to the higher penetration of internet connectivity and smartphones across the region. As per the Internet Statistics in Canada by MadeinCA, the internet penetration in Canada is one of the largest and is expected to reach 99% by 2023 or 2024. The growing popularity of digital platforms to make payments on-the-go has further made digital payments more accessible and convenient to the vast population.