保險中的自動化房屋：專題研究

英國智能家居保險市場估計為 1.8 億英鎊（2.2 億美元），僅佔當前家居保險市場的 2.8%。預計到 2026 年，該市場可能達到 30 億英鎊（36.4 億美元），佔家庭保險市場的 48.1%。

本報告探討了全球保險自動化家居市場、保險公司如何從智能家居技術中受益、自動化家居領域出現的主要挑戰和機遇、保險政策它提供了有關提高用戶採用率並使公司和客戶都受益的戰略信息，以及發展中行業領先保險公司的進展和比較。

內容

內容

• 執行摘要
• 市場進入者
• 技術說明
• 趨勢
• 行業分析
• 價值鏈
• 公司
• 行業記分卡
• 詞彙表
• 參考資料
• 按主題研究方法
• 關於環球數據
• 聯繫我們

GlobalData estimates that the UK smart home insurance market is worth GBP180 million ($220 million), which equates to just 2.8% of the current home insurance market. Given the openness to interpretation of a "smart home," GlobalData predicts that the market could be worth up to GBP3 billion ($3.64 billion) by 2026 (48.1% of the household insurance market). Yet the prevalence of smart devices across households will determine the size of each country's automated home insurance market. According to these conditions, the US automated home insurance market is the largest and most advanced.

Consumers have been able to derive numerous benefits from installing smart devices into their homes, with leading advantages including energy efficiency, home security, and lifestyle comfort. The scope for these devices to mitigate and minimize the impact of various types of claims within the home line has become increasingly apparent. With insurers grappling with ever-growing claims costs in the household insurance market, encouraging consumers to install these devices will alleviate huge pressures on players' bottom lines. This report examines the impact the automated home is already having on the insurance industry and considers the future outlook for this theme.

Scope

• The key benefit of smart devices to insurers is the mitigation and reduction of several key claims areas, including escape of water, fire, and theft.
• The data created and processed by smart home devices could open the door for big tech companies and other affinity providers to become disruptors in the home insurance landscape, although for now this is some way from coming to fruition.
• Leading smart home insurance providers offer discounts firstly on the devices themselves via partnerships with manufacturers, and secondly through discounted home insurance premiums to incentivize uptake and correct usage.

Reasons to Buy

• Determine the extent to which insurance providers can benefit from smart home technologies.
• Identify the key challenges and opportunities arising within the automated home space.
• Develop strategies to encourage uptake among policyholders to benefit both yourself and your customers.
• Benchmark yourself against the progress of leading insurers within this developing sector.

Table of Contents

Table of Contents

• Executive Summary
• Players
• Technology Briefing
• Trends
• Industry Analysis
• Value Chain
• Companies
• Sector Scorecards
• Glossary
• Further Reading
• Our Thematic Research Methodology
• About GlobalData
• Contact Us