Frost Radar：FDP（KYC），2025年

Frost Radar: Fraud Detection and Prevention (Know Your Customer), 2025

出版日期: 2025年05月08日 | 出版商:

Frost & Sullivan | 英文 24 Pages | 商品交期: 最快1-2個工作天內

價格

簡介目錄

基準化分析系統激勵主要企業－創新推動新的交易流程和成長管道

詐欺偵測與預防（FDP）市場正經歷顯著成長，這主要由詐欺攻擊的頻率、複雜性和數量所推動。數位交易的成長和企業數位轉型的努力，創造了巨大的攻擊面。為了保護敏感資料並確保遵守一般資料保護規則（General Data Protection Regulation）和支付卡產業資料安全標準（Payment Card Industry Data Security Standard）等法規，企業採用基於人工智慧和機器學習的FDP 解決方案。人工智慧和機器學習增強了解決方案的功能，提供即時交易監控和分析、模式識別、生物識別、行為生物識別、設備智慧等功能。

KYC（了解你的客戶）是FDP框架的重要組成部分。 KYC解決方案驗證客戶身份，以降低與詐騙活動和未經授權的金融交易相關的風險。供應商可以使用姓名、地址、出生日期和政府簽發的身份證件等資訊，根據客戶的個人資料和活動評估其風險等級。 KYC並非一次性流程。為了確保有效性並避免會話劫持等風險，需要持續監控客戶交易和行為，並對任何異常情況發出警報。 KYC有助於合規和遵守監管規定，目的是遏制洗錢、恐怖主義融資和其他金融犯罪。透過實施強而有力的KYC，公司可以保護自己免受詐欺活動的侵害，並與客戶和監管機構建立信任。

Frost & Sullivan 會分析同一產業內大量的公司。根據領導力或其他卓越表現，篩選出需要進一步分析的公司，並根據 10 項成長和創新標準進行基準測試，以揭示其在 Frost Radar™ 上的排名。 Frost Radar™ 會為每家公司提供一份競爭概況，重點在於突顯其優勢以及最契合這些優勢的機會。

The fraud detection and prevention (FDP) market has grown significantly, driven by the frequency, sophistication, and volume of fraudulent attacks. The increase in digital transactions as well as companies' digital transformation initiatives have created a large attack surface. Businesses are adopting FDP solutions powered by artificial intelligence and machine learning to protect sensitive data and ensure compliance with regulations such as the General Data Protection Regulation and Payment Card Industry Data Security Standard. Artificial intelligence and machine learning enhance solution capabilities, offering real-time monitoring and analysis of transactions, pattern identification, biometric authentication, behavioral biometrics, device intelligence, and more.

Know your customer (KYC) is an essential component of the FDP framework. KYC solutions verify customers' identities to mitigate risks associated with fraudulent activities and illicit financial transactions. Vendors may use information such as name, address, date of birth, and government-issued IDs to assess a customer's risk level based on profiles and activities. KYC is not a one-time process; effectiveness and avoidance of risks, such as session hijacking, require continuous monitoring of customer transactions and behavior and an alert about any anomaly. KYC helps businesses with compliance and regulations aimed at curbing money laundering, terrorism financing, and other financial crimes. By implementing robust KYC practices, businesses can protect themselves from fraud and build trust with customers and regulatory authorities.

Frost & Sullivan analyzes numerous companies in an industry. Those selected for further analysis based on their leadership or other distinctions are benchmarked across 10 Growth and Innovation criteria to reveal their position on the Frost Radar™. The publication presents competitive profiles of each company on the Frost Radar™ considering their strengths and the opportunities that best fit those strengths.

Analyst: Deepali Sathe