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市場調查報告書
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1887126

個人貸款市場規模、佔有率、成長及全球產業分析:依類型、應用和地區劃分的洞察與預測(2024-2032 年)

Personal Loans Market Size, Share, Growth and Global Industry Analysis By Type & Application, Regional Insights and Forecast to 2024-2032

出版日期: | 出版商: Fortune Business Insights Pvt. Ltd. | 英文 120 Pages | 商品交期: 請詢問到貨日

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個人貸款市場驅動因素

隨著消費者日益尋求靈活的金融解決方案來管理個人支出、整合債務和為大額消費融資,全球個人貸款市場持續快速擴張。根據近期的一份行業報告,在金融素養提高、對信貸的依賴性增強以及數位貸款工具的廣泛應用等因素的推動下,2024 年市場規模將達到 3,873.7 億美元。預計到 2025 年,在主要地區持續的需求、不斷完善的數位基礎設施以及金融科技應用的日益普及等因素的推動下,市場規模將增長至 4,297.8 億美元。展望未來,預計到 2032 年,市場規模將達到驚人的 1,9477 億美元,使其成為消費金融產業成長最快的細分市場之一。

個人貸款提供無抵押融資機會,以滿足消費者多樣化的需求,包括房屋裝修、教育、醫療支出、旅行和緊急資金。隨著全球生活方式的改變和金融需求的增長,消費者正轉向個人貸款,與傳統信貸產品相比,個人貸款具有還款期限靈活、放款週期更快、覆蓋範圍更廣等優勢。金融科技、基於人工智慧的信用評估和行動優先平台推動的貸款模式轉型,正在顯著加速市場對個人貸款的接受度,尤其是在新興經濟體。

市場概覽及主要驅動因素

截至2024年,北美憑藉其強大的數位貸款體系、活躍的消費信貸活動以及眾多全球主要金融機構的存在,佔了大部分市場佔有率。同時,亞太地區預計將在2032年實現最高的複合年增長率,這主要得益於智慧型手機普及率的提高、金融科技生態系統的擴展以及行動貸款解決方案的快速普及。

數位借貸的快速成長是關鍵成長因素之一。人工智慧驅動的信用評分模型、機器學習演算法和大數據分析使貸款機構能夠更準確地評估借款人情況,縮短批准時間,並將貸款擴展到服務不足的人群。這些技術進步在推動市場規模從2024年的3,873.7億美元成長到2025年的4,297.8億美元方面發揮了關鍵作用。

消費者對用於房屋裝修、教育和醫療等短期貸款的需求不斷增長,進一步促進了市場擴張。金融科技公司透過即時審批流程和極簡的文件要求推動了這一成長。此外,政府為促進數位普惠和金融知識普及所做的努力,也幫助發展中市場擴大了信貸覆蓋範圍。

細分市場洞察

在消費者長期信任、健全的監管框架和全面的金融服務產品的推動下,銀行在2024年仍將是最大的貸款機構。然而,由於能夠提供個人化貸款產品和快速放款,線上貸款機構和點對點 (P2P) 平台在 2024 年至 2025 年間實現了快速成長。

債務整合成為主要的貸款目標,許多藉款人轉向個人貸款,以單一的、結構化的還款計劃取代多筆高利債務。房屋翻新也出現了顯著增長,隨著業主增加對翻新和維護項目的投資,房屋翻新在貸款市場中所佔佔有率不斷擴大。緊急貸款的預期成長率最高,反映了全球的不確定性以及對緊急財務援助日益增長的需求。

依地區劃分的表現

預計到 2024 年,北美市場規模將達到 1,561.9 億美元,這主要得益於較高的可支配收入水準和數位貸款管道的擴張。歐洲仍是第二大市場,其個人貸款市場預計到2025年將達到1085.7億美元,這主要得益於經濟穩定性的提高和有利於金融科技創新的監管框架。亞太地區預計2025年將達到1,023.5億美元,其中中國貢獻336.4億美元,印度貢獻260.5億美元。

南美洲以及中東和非洲地區也取得了穩步進展,這得益於普惠金融舉措、金融科技的日益普及以及對無抵押個人信貸需求的增長。

目錄

第一章:引言

第二章:摘要整理

第三章:市場動態

  • 宏觀與微觀經濟指標
  • 驅動因素、限制因素、機會與趨勢

第四章:競爭格局

  • 主要參與者所採用的商業策略
  • 主要參與者的綜合SWOT分析
  • 全球個人貸款市場佔有率及前3-5大參與者排名(2024年)

第五章 全球個人貸款市場估算與預測(量化資料):依細分市場劃分,2019-2032

  • 主要發現
  • 依貸款機構類型劃分
    • 銀行
    • 信用合作社
    • 線上貸款機構
    • P2P借貸
  • 依貸款用途劃分
    • 債務整合
    • 房屋裝修
    • 醫療費用
    • 教育
    • 緊急狀況
    • 其他
  • 依地區劃分
    • 北美
    • 歐洲
    • 亞太地區
    • 南美
    • 中東和非洲

第六章 北美個人貸款市場規模估算與預測(量化資料):依細分市場劃分, 2019-2032

  • 主要發現
  • 依貸款機構類型劃分
    • 銀行
    • 信用合作社
    • 線上貸款機構
    • P2P借貸
  • 依貸款用途劃分
    • 債務整合
    • 房屋裝修
    • 醫療費用
    • 教育
    • 緊急狀況
    • 其他
  • 依國家劃分
    • 美國
      • 依貸款機構類型劃分
    • 加拿大
      • 依貸款機構類型劃分
    • 墨西哥
    • 依貸款機構類型劃分

第七章 歐洲個人貸款市場規模估算與預測(量化資料):依細分市場劃分,2019-2032 年

  • 主要發現
  • 依貸款機構類型劃分
    • 銀行
    • 信用合作社
    • 線上貸款機構
    • P2P借貸
  • 依貸款用途劃分
    • 債務整合
    • 房屋裝修
    • 醫療費用
    • 教育
    • 緊急狀況
    • 其他
  • 依國家劃分
    • 英國
      • 依貸款機構類型劃分
    • 德國
      • 依貸款機構類型劃分
    • 法國
      • 依貸款機構類型
    • 義大利
      • 依貸款機構類型劃分
    • 其他歐洲地區

第八章 亞太地區個人貸款市場規模估算與預測(量化資料):依細分市場劃分,2019-2032

  • 主要發現
  • 依貸款機構類型劃分
    • 銀行
    • 信用合作社
    • 線上貸款機構
    • P2P借貸
  • 依貸款用途劃分
    • 債務整合
    • 房屋裝修
    • 醫療費用
    • 教育
    • 緊急狀況
    • 其他
  • 依國家劃分
    • 中國
      • 依貸款機構類型
    • 日本
      • 依貸款機構類型劃分
    • 印度
      • 依貸款機構類型劃分
    • 韓國
      • 依貸款機構類型劃分
    • 其他亞太地區

第九章 南美洲個人貸款市場規模估算與預測(量化資料):依細分市場劃分,2019-2032

  • 主要發現
  • 依貸款機構類型劃分
    • 銀行
    • 信用合作社
    • 線上貸款機構
    • P2P借貸
  • 依貸款用途劃分
    • 債務整合
    • 房屋裝修
    • 醫療支出
    • 教育
    • 緊急狀況
    • 其他
  • 依國家/地區
    • 巴西
      • 依貸款機構類型
    • 阿根廷
      • 依貸款機構類型
    • 其他南美洲國家

第十章 中東和非洲個人貸款市場規模估計和預測(定量數據):依細分市場劃分,2019-2032

  • 主要發現
  • 依貸款機構類型
    • 銀行
    • 信用合作社
    • 線上貸款機構
    • P2P借貸
  • 依貸款用途
    • 債務整合
    • 房屋改善
    • 醫療費用
    • 教育
    • 緊急狀況
    • 其他
  • 依國家/地區
    • 海灣合作委員會 (GCC)
      • 依貸款機構類型
    • 南非
      • 依貸款機構類型
    • 其他中東和非洲國家/地區

第 11 章:十大公司簡介

  • 摩根大通
  • 富國銀行
  • 美國銀行
  • 花旗集團
  • 匯豐控股
  • 高盛
  • 巴克萊銀行
  • 德意志銀行
  • 螞蟻金服
  • 美國運通
  • 微軟

第 12 章要點

Product Code: FBI112894

Growth Factors of personal loans Market

The global personal loans market continues to expand rapidly as consumers increasingly seek flexible financial solutions to manage personal expenses, consolidate debt, and fund major purchases. According to the latest industry report, the market size reached USD 387.37 billion in 2024, driven by rising financial awareness, growing dependence on credit, and the widespread adoption of digital lending tools. In 2025, the market is expected to grow to USD 429.78 billion, supported by sustained demand across major global regions, strengthening digital infrastructure, and expanding fintech penetration. Looking ahead, the market is forecast to reach a remarkable USD 1,094.77 billion by 2032, representing one of the fastest-growing segments in consumer finance.

Personal loans offer unsecured borrowing opportunities for a wide variety of consumer needs, including home renovation, education, health expenses, travel, and emergency requirements. As global lifestyles evolve and financial needs increase, consumers are shifting toward personal loans due to their flexible repayment terms, quick disbursement cycles, and broader loan accessibility compared to traditional credit products. The transformation of lending models-driven by fintech, AI-based underwriting, and mobile-first platforms-has significantly accelerated market adoption, particularly in emerging economies.

Market Overview and Key Drivers

In 2024, North America held the dominant market share due to strong digital lending systems, high consumer credit activity, and the presence of major global financial institutions. Meanwhile, the Asia Pacific region is projected to achieve the highest CAGR through 2032, benefiting from increased smartphone penetration, expanding fintech ecosystems, and the rapid adoption of mobile-based lending solutions.

The surge in digital lending is one of the primary growth catalysts. AI-driven credit assessment models, machine learning algorithms, and big data analytics have empowered lenders to evaluate borrower profiles more accurately, reduce approval turnaround times, and extend loans to underbanked individuals. These technological advancements played a significant role in driving the market from USD 387.37 billion in 2024 to USD 429.78 billion in 2025.

Growing consumer demand for short-term financing for home improvement, education, and medical needs further contributed to market expansion. Fintech companies strengthened this growth with instant approval processes and minimal documentation requirements. Additionally, government initiatives promoting digital inclusion and financial literacy supported broader credit accessibility in developing markets.

Segmentation Insights

Banks remained the largest lenders in 2024, supported by decades of consumer trust, robust regulatory frameworks, and comprehensive financial service offerings. However, online lenders and peer-to-peer (P2P) platforms grew rapidly during the 2024-2025 period due to their ability to offer personalized loan products and faster disbursement rates.

Debt consolidation emerged as the leading loan purpose, with many borrowers using personal loans to replace multiple high-interest debts with a single structured repayment plan. Home improvement also experienced substantial growth, representing a rising portion of the loan market as property owners increasingly invested in renovation and maintenance projects. Emergency loans displayed the fastest projected growth, reflecting global uncertainties and increasing need for immediate financial assistance.

Regional Performance

In 2024, North America recorded a market value of USD 156.19 billion, supported by high disposable income levels and expanding digital lending channels. Europe remained the second-largest region, where the personal loans market is estimated to reach USD 108.57 billion in 2025, driven by improved economic stability and regulatory frameworks promoting fintech innovation. In Asia Pacific, the market is expected to reach USD 102.35 billion in 2025, with China contributing USD 33.64 billion and India USD 26.05 billion during the same year.

South America and the Middle East & Africa showed steady progress, supported by financial inclusion efforts, growing fintech penetration, and rising demand for unsecured personal credit.

Competitive Landscape

The market is highly competitive with major players including JPMorgan Chase, Wells Fargo, Bank of America, HSBC Holdings, American Express, SoFi, LendingClub, Avant, UBS, Deutsche Bank, and leading Asian platforms like Ant Financial and WeBank. These companies are increasingly investing in digital transformation, AI-based underwriting, and strategic partnerships to strengthen their presence in a rapidly evolving lending environment.

Segmentation By Lender Type

  • Banks
  • Credit Unions
  • Online Lenders
  • Peer-to-Peer Lenders

By Loan Purpose

  • Debt Consolidation
  • Home Improvement
  • Medical
  • Education
  • Emergency
  • Others

By Region

  • North America (By Lender Type, By Loan Purpose, and By Country)
    • U.S. (By Lender Type)
    • Canada (By Lender Type)
    • Mexico (By Lender Type)
  • Europe (By Lender Type, By Loan Purpose, and By Country)
    • Germany (By Lender Type)
    • U.K (By Lender Type)
    • France (By Lender Type)
    • Italy (By Lender Type)
    • Rest of Europe
  • Asia Pacific (By Lender Type, By Loan Purpose, and By Country)
    • China (By Lender Type)
    • Japan (By Lender Type)
    • South Korea (By Lender Type)
    • India (By Lender Type)
    • Rest of Asia Pacific
  • South America (By Lender Type, By Loan Purpose, and By Country)
    • Brazil (By Lender Type)
    • Argentina (By Lender Type)
    • Rest of South America
  • Middle East & Africa (By Lender Type, By Loan Purpose, and By Country)
    • GCC (By Lender Type)
    • South Africa (By Lender Type)
    • Rest of Middle East & Africa

Companies Profiled in the Report JPMorgan Chase (U.S.), Bank of America (U.S.), Wells Fargo (U.S.), Citigroup (U.S.), HSBC Holdings (U.K), Goldman Sachs (U.S.), Barclays (U.K), Deutsche Bank AG (Germany), Ant Financial (China), and American Express (U.S.).

Table of Content

1. Introduction

  • 1.1. Definition, By Segment
  • 1.2. Research Methodology/Approach
  • 1.3. Data Sources

2. Executive Summary

3. Market Dynamics

  • 3.1. Macro and Micro Economic Indicators
  • 3.2. Drivers, Restraints, Opportunities and Trends

4. Competition Landscape

  • 4.1. Business Strategies Adopted by Key Players
  • 4.2. Consolidated SWOT Analysis of Key Players
  • 4.3. Global Personal Loans Key Players (Top 3-5) Market Share/Ranking, 2024

5. Global Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 5.1. Key Findings
  • 5.2. By Lender Type (USD)
    • 5.2.1. Banks
    • 5.2.2. Credit Unions
    • 5.2.3. Online Lenders
    • 5.2.4. Peer-to-Peer Lenders
  • 5.3. By Loan Purpose (USD)
    • 5.3.1. Debt Consolidation
    • 5.3.2. Home Improvement
    • 5.3.3. Medical
    • 5.3.4. Education
    • 5.3.5. Emergency
    • 5.3.6. Others
  • 5.4. By Region (USD)
    • 5.4.1. North America
    • 5.4.2. Europe
    • 5.4.3. Asia Pacific
    • 5.4.4. South America
    • 5.4.5. Middle East & Africa

6. North America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 6.1. Key Findings
  • 6.2. By Lender Type (USD)
    • 6.2.1. Banks
    • 6.2.2. Credit Unions
    • 6.2.3. Online Lenders
    • 6.2.4. Peer-to-Peer Lenders
  • 6.3. By Loan Purpose (USD)
    • 6.3.1. Debt Consolidation
    • 6.3.2. Home Improvement
    • 6.3.3. Medical
    • 6.3.4. Education
    • 6.3.5. Emergency
    • 6.3.6. Others
  • 6.4. By Country (USD)
    • 6.4.1. U.S.
      • 6.4.1.1. By Lender Type (USD)
    • 6.4.2. Canada
      • 6.4.2.1. By Lender Type (USD)
    • 6.4.3. Mexico
      • 6.4.3.1. By Lender Type (USD)

7. Europe Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 7.1. Key Findings
  • 7.2. By Lender Type (USD)
    • 7.2.1. Banks
    • 7.2.2. Credit Unions
    • 7.2.3. Online Lenders
    • 7.2.4. Peer-to-Peer Lenders
  • 7.3. By Loan Purpose (USD)
    • 7.3.1. Debt Consolidation
    • 7.3.2. Home Improvement
    • 7.3.3. Medical
    • 7.3.4. Education
    • 7.3.5. Emergency
    • 7.3.6. Others
  • 7.4. By Country (USD)
    • 7.4.1. U.K.
      • 7.4.1.1. By Lender Type (USD)
    • 7.4.2. Germany
      • 7.4.2.1. By Lender Type (USD)
    • 7.4.3. France
      • 7.4.3.1. By Lender Type (USD)
    • 7.4.4. Italy
      • 7.4.4.1. By Lender Type (USD)
    • 7.4.5. Rest of Europe

8. Asia Pacific Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 8.1. Key Findings
  • 8.2. By Lender Type (USD)
    • 8.2.1. Banks
    • 8.2.2. Credit Unions
    • 8.2.3. Online Lenders
    • 8.2.4. Peer-to-Peer Lenders
  • 8.3. By Loan Purpose (USD)
    • 8.3.1. Debt Consolidation
    • 8.3.2. Home Improvement
    • 8.3.3. Medical
    • 8.3.4. Education
    • 8.3.5. Emergency
    • 8.3.6. Others
  • 8.4. By Country (USD)
    • 8.4.1. China
      • 8.4.1.1. By Lender Type (USD)
    • 8.4.2. Japan
      • 8.4.2.1. By Lender Type (USD)
    • 8.4.3. India
      • 8.4.3.1. By Lender Type (USD)
    • 8.4.4. South Korea
      • 8.4.4.1. By Lender Type (USD)
    • 8.4.5. Rest of Asia Pacific

9. South America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 9.1. Key Findings
  • 9.2. By Lender Type (USD)
    • 9.2.1. Banks
    • 9.2.2. Credit Unions
    • 9.2.3. Online Lenders
    • 9.2.4. Peer-to-Peer Lenders
  • 9.3. By Loan Purpose (USD)
    • 9.3.1. Debt Consolidation
    • 9.3.2. Home Improvement
    • 9.3.3. Medical
    • 9.3.4. Education
    • 9.3.5. Emergency
    • 9.3.6. Others
  • 9.4. By Country (USD)
    • 9.4.1. Brazil
      • 9.4.1.1. By Lender Type (USD)
    • 9.4.2. Argentina
      • 9.4.2.1. By Lender Type (USD)
    • 9.4.3. Rest of South America

10. Middle East and Africa Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 10.1. Key Findings
  • 10.2. By Lender Type (USD)
    • 10.2.1. Banks
    • 10.2.2. Credit Unions
    • 10.2.3. Online Lenders
    • 10.2.4. Peer-to-Peer Lenders
  • 10.3. By Loan Purpose (USD)
    • 10.3.1. Debt Consolidation
    • 10.3.2. Home Improvement
    • 10.3.3. Medical
    • 10.3.4. Education
    • 10.3.5. Emergency
    • 10.3.6. Others
  • 10.4. By Country (USD)
    • 10.4.1. GCC
      • 10.4.1.1. By Lender Type (USD)
    • 10.4.2. South Africa
      • 10.4.2.1. By Lender Type (USD)
    • 10.4.3. Rest of Middle East and Africa

11. Company Profiles for Top 10 Players (Based on data availability in public domain and/or on paid databases)

  • 11.1. JPMorgan Chase
    • 11.1.1. Overview
      • 11.1.1.1. Key Management
      • 11.1.1.2. Headquarters
      • 11.1.1.3. Offerings/Business Segments
    • 11.1.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.1.2.1. Employee Size
      • 11.1.2.2. Past and Current Revenue
      • 11.1.2.3. Geographical Share
      • 11.1.2.4. Business Segment Share
      • 11.1.2.5. Recent Developments
  • 11.2. Wells Fargo
    • 11.2.1. Overview
      • 11.2.1.1. Key Management
      • 11.2.1.2. Headquarters
      • 11.2.1.3. Offerings/Business Segments
    • 11.2.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.2.2.1. Employee Size
      • 11.2.2.2. Past and Current Revenue
      • 11.2.2.3. Geographical Share
      • 11.2.2.4. Business Segment Share
      • 11.2.2.5. Recent Developments
  • 11.3. Bank of America
    • 11.3.1. Overview
      • 11.3.1.1. Key Management
      • 11.3.1.2. Headquarters
      • 11.3.1.3. Offerings/Business Segments
    • 11.3.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.3.2.1. Employee Size
      • 11.3.2.2. Past and Current Revenue
      • 11.3.2.3. Geographical Share
      • 11.3.2.4. Business Segment Share
      • 11.3.2.5. Recent Developments
  • 11.4. Citigroup
    • 11.4.1. Overview
      • 11.4.1.1. Key Management
      • 11.4.1.2. Headquarters
      • 11.4.1.3. Offerings/Business Segments
    • 11.4.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.4.2.1. Employee Size
      • 11.4.2.2. Past and Current Revenue
      • 11.4.2.3. Geographical Share
      • 11.4.2.4. Business Segment Share
      • 11.4.2.5. Recent Developments
  • 11.5. HSBC Holdings
    • 11.5.1. Overview
      • 11.5.1.1. Key Management
      • 11.5.1.2. Headquarters
      • 11.5.1.3. Offerings/Business Segments
    • 11.5.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.5.2.1. Employee Size
      • 11.5.2.2. Past and Current Revenue
      • 11.5.2.3. Geographical Share
      • 11.5.2.4. Business Segment Share
      • 11.5.2.5. Recent Developments
  • 11.6. Goldman Sachs
    • 11.6.1. Overview
      • 11.6.1.1. Key Management
      • 11.6.1.2. Headquarters
      • 11.6.1.3. Offerings/Business Segments
    • 11.6.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.6.2.1. Employee Size
      • 11.6.2.2. Past and Current Revenue
      • 11.6.2.3. Geographical Share
      • 11.6.2.4. Business Segment Share
      • 11.6.2.5. Recent Developments
  • 11.7. Barclays
    • 11.7.1. Overview
      • 11.7.1.1. Key Management
      • 11.7.1.2. Headquarters
      • 11.7.1.3. Offerings/Business Segments
    • 11.7.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.7.2.1. Employee Size
      • 11.7.2.2. Past and Current Revenue
      • 11.7.2.3. Geographical Share
      • 11.7.2.4. Business Segment Share
      • 11.7.2.5. Recent Developments
  • 11.8. Deutsche Bank AG
    • 11.8.1. Overview
      • 11.8.1.1. Key Management
      • 11.8.1.2. Headquarters
      • 11.8.1.3. Offerings/Business Segments
    • 11.8.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.8.2.1. Employee Size
      • 11.8.2.2. Past and Current Revenue
      • 11.8.2.3. Geographical Share
      • 11.8.2.4. Business Segment Share
      • 11.8.2.5. Recent Developments
  • 11.9. Ant Financial
    • 11.9.1. Overview
      • 11.9.1.1. Key Management
      • 11.9.1.2. Headquarters
      • 11.9.1.3. Offerings/Business Segments
    • 11.9.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.9.2.1. Employee Size
      • 11.9.2.2. Past and Current Revenue
      • 11.9.2.3. Geographical Share
      • 11.9.2.4. Business Segment Share
      • 11.9.2.5. Recent Developments
  • 11.10. American Express
    • 11.10.1. Overview
      • 11.10.1.1. Key Management
      • 11.10.1.2. Headquarters
      • 11.10.1.3. Offerings/Business Segments
    • 11.10.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.10.2.1. Employee Size
      • 11.10.2.2. Past and Current Revenue
      • 11.10.2.3. Geographical Share
      • 11.10.2.4. Business Segment Share
      • 11.10.2.5. Recent Developments
  • 11.11. Microsoft
    • 11.11.1. Overview
      • 11.11.1.1. Key Management
      • 11.11.1.2. Headquarters
      • 11.11.1.3. Offerings/Business Segments
    • 11.11.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.11.2.1. Employee Size
      • 11.11.2.2. Past and Current Revenue
      • 11.11.2.3. Geographical Share
      • 11.11.2.4. Business Segment Share
      • 11.11.2.5. Recent Developments

12. Key Takeaways

List of Tables

  • Table 1: Global Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 2: Global Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 3: Global Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 4: Global Personal Loans Market Size Estimates and Forecasts, By Region, 2019 - 2032
  • Table 5: North America Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 6: North America Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 7: North America Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 8: North America Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 9: U.S. Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 10: Canada Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 11: Mexico Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 12: Europe Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 13: Europe Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 14: Europe Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 15: Europe Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 16: U.K. Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 17: Germany Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 18: Italy Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 19: France Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 20: Asia Pacific Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 21: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 22: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 23: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 24: China Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 25: Japan Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 26: India Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 27: South Korea Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 28: South America Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 29: South America Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 30: South America Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 31: South America Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 32: Brazil Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 33: Argentina Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 34: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 35: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 36: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 37: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 38: GCC Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 39: South Africa Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032

List of Figures

  • Figure 1: Global Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 2: Global Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 3: Global Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 4: Global Personal Loans Market Revenue Share (%), By Region, 2024 and 2032
  • Figure 5: North America Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 6: North America Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 7: North America Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 8: North America Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 9: Europe Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 10: Europe Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 11: Europe Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 12: Europe Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 13: Asia Pacific Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 14: Asia Pacific Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 15: Asia Pacific Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 16: Asia Pacific Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 17: South America Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 18: South America Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 19: South America Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 20: South America Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 21: Middle East and Africa Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 22: Middle East and Africa Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 23: Middle East and Africa Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 24: Middle East and Africa Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 25: Global Personal Loans Key Players' (Top 3-5) Market Share/Ranking (%), 2024