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金融科技新興技術 - 全球及區域分析：按應用、技術和國家 - 分析與預測（2024-2034）
市場調查報告書
商品編碼
1774231

金融科技新興技術 - 全球及區域分析：按應用、技術和國家 - 分析與預測（2024-2034）

Emerging Technology in Fintech Market - A Global and Regional Analysis: Focus on Application, Technology, and Country Analysis - Analysis and Forecast, 2024-2034
出版日期: | 出版商: BIS Research | 英文 129 Pages | 商品交期: 1-5個工作天內

價格

預計2023年金融科技新興技術的市場規模將達2,313億美元。

預計到2034年，該市場規模將達到28,307.6億美元，在2024-2034年的預測期內，年複合成長率將達到24.41%。推動金融科技新興科技市場成長的因素之一是，隨著行動銀行、數位支付和主導服務的快速普及，對數位金融解決方案的需求不斷成長。此外，區塊鏈技術的進步，加上金融包容性增強和安全功能的增強，進一步加速了已開發市場和新興市場對創新金融科技解決方案的採用。良好的法規環境以及金融科技公司與傳統金融機構之間的合作也支持了該成長。

主要市場統計資料
預測期 2024-2034
2024年評估 3187.3億美元
2034年的預測 28,307.60億美元
年複合成長率 24.41%

金融科技新興科技市場介紹

新興的金融科技市場將人工智慧（AI）、區塊鏈、雲端運算和大巨量資料分析等先進技術創新融入傳統金融體系，徹底改變了全球金融服務格局。這些技術賦能金融機構和金融科技公司，使其能夠在支付、貸款、資產管理、保險和數位貨幣等一系列領域提供更有效率、更安全、更個人化的服務。隨著消費者期望的不斷演變以及對無縫即時金融解決方案的需求日益成長，金融科技在重塑個人和企業與金融產品的互動方式方面發揮關鍵作用。金融數位化的不斷提高以及向行動優先、以客戶為中心的服務模式的轉變，推動了金融業的快速擴張。

預計2024年至2034年的年複合成長率為24.41%，至2034年，金融科技市場規模將達到2.83076兆美元。該成長主要源自於持續的技術進步、數位銀行服務的日益普及，以及加密貨幣和區塊鏈技術在安全透明交易方面的日益普及。新興科技也促進金融包容性，尤其是在傳統銀行服務有限的服務不足地區。隨著金融科技公司不斷創新並顛覆傳統金融體系，市場即將經歷重大變革，引領者將是新的經營模式以及金融科技新興企業與傳統金融機構之間的合作。

金融科技的新興技術是指將人工智慧、區塊鏈、雲端處理和巨量資料分析等先進的數位技術融入金融服務領域。這些技術徹底改變金融產品和服務的交付方式，使其更有效率、安全，並惠及更廣泛的客戶群。金融科技公司利用這些尖端解決方案來改善客戶體驗、簡化業務，並在支付、貸款、資產管理、保險和數位貨幣等領域提供創新的金融服務。隨著消費者需求轉向更快捷、更個人化的金融服務，這些技術正處於重塑金融業的前沿，為新興企業和傳統金融機構創造新的機會和挑戰。

金融科技市場快速成長，新興技術在這項轉型中發揮關鍵作用。金融包容性的提升，尤其是在銀行服務銀行帳戶的地區，幫助更多人獲得數位金融服務，這也促進了金融科技業的成長。在監管機構的支持以及金融科技公司與傳統金融機構的夥伴關係，新興技術預計將繼續推動創新，塑造全球金融的未來。

對產業的影響

金融科技領域的新興技術對產業的影響巨大，這些創新為整個金融服務業帶來深刻變革。區塊鏈、人工智慧（AI）和雲端處理等技術提高了業務效率，增強了交易安全性，並實現了更精準的財務決策。例如，區塊鏈透過提高透明度、降低成本和加快交易處理時間，徹底改變支付系統。人工智慧和機器學習改變詐欺偵測、信用評分和客戶服務等領域，使金融機構能夠提供更個人化和資料主導的解決方案。此外，數位支付系統和手機銀行的廣泛應用重塑消費者和企業與金融服務的互動方式，使這些服務更易於獲取、更便利、更具成本效益。

隨著這些技術的不斷成熟，它們對金融科技業的影響也越來越大，推動了新的經營模式和市場機會。金融機構，尤其是傳統銀行，正擴大與金融科技新興企業合作，整合創新技術並增強其數位服務。此類合作培育了一個更具活力和競爭力的金融生態系統，金融科技公司提供敏捷、以客戶為中心的解決方案，而現有銀行則利用其資源擴展其數位產品。此外，去中心化金融（DeFi）和加密貨幣的興起進一步顛覆了傳統的金融模式，為個人和企業提供了獲得金融服務的替代途徑。金融科技技術的發展預計將再形成金融服務業，為企業在快速變化的市場中保持競爭力帶來機會和挑戰。

2023年，全球金融科技新興技術市場規模達2,313億美元。預測期內，該市場預計將以24.41%的年複合成長率成長，到2034年達到28307.6億美元。金融科技新興科技需求的激增源自於人們對更有效率、更安全、更便利金融服務的需求。隨著消費者對無縫數位體驗的需求日益成長，人工智慧、區塊鏈和雲端運算等技術能夠實現更快的交易速度、更高的安全性和個人化的服務交付。此外，對金融包容性的日益關注以及行動和線上銀行服務的擴張，推動已開發市場和新興市場採用創新的金融科技解決方案。

市場區隔

細分1：依應用

  • 借貸
  • 支付
  • 財富管理
  • 保險
  • 其他

支付主導全球金融科技新興科技市場（依應用）

在2024-2034年的預測期內，由於數位支付解決方案、行動錢包和非接觸式支付的日益普及，預計支付產業將在金融科技新興科技市場中佔據主導地位。對無縫即時交易的需求不斷成長，以及區塊鏈和人工智慧推動的支付安全性的提升，推動這一轉變。此外，電子商務、跨境交易的成長以及金融包容性的提升，進一步促進了數位支付技術在全球的廣泛應用。

細分2：依技術

  • 人工智慧
  • 區塊鏈
  • 雲端/邊緣運算
  • 網路安全
  • 量子計算
  • 其他

細分3：依地區

  • 北美洲
  • 歐洲
  • 亞太地區
  • 其他地區

全球新興金融科技市場的最新趨勢

  • 2025年 2月，FIS 推出了新的Revenue Insight 解決方案，目的是透過進階分析和自動化轉變來應收帳款管理並最佳化企業收款。
  • 2024年 10月，Stripe, Inc. 以 11億美元收購了 Bridge，以增強其加密貨幣支付能力並進一步擴展其全球支付解決方案。
  • 2025年 1月，Adyen 推出了一款人工智慧支付套件，利用人工智慧提高商家的支付效率和安全性並最佳化交易流程。

需求 - 促進因素、挑戰、機會

市場促進因素：監管複雜性不斷增加，合規成本不斷上升

  • 日益複雜的監管和不斷攀升的合規成本正促使金融機構轉向技術解決方案。自2008年以來的金融改革、嚴格的洗錢防制（AML）和「了解你的客戶」（KYC）法規、GDPR 和 CCPA 等資料隱私法，以及近期對環境、社會和管治（ESG）資訊揭露的要求，都顯著增加了合規負擔。

市場挑戰：高部署成本與整合問題

  • 升級舊有系統並採用新的金融科技解決方案對現有金融機構構成了重大挑戰。許多銀行仍依賴 COBOL 大型主機等過時的系統，這使得整合 API 和 AI 平台等現代金融科技工具既風險高昂又複雜。此類舊有系統通常需要昂貴且耗時的客製化，系統停機可能會造成嚴重中斷。

市場機會：擴大人工智慧合規和風險管理

  • 隨著金融機構面臨日益複雜的監管和日益成長的風險，人工智慧和機器學習（ML）解決方案在增強合規和風險管理能力方面的機會不斷擴大。傳統的反洗錢（AML）交易監控系統是基於規則的，經常會產生許多誤報。人工智慧可以從資料模式中學習，顯著減少誤報，使合規團隊能夠致力於真正的風險。

技術/創新策略：技術領域全面概述了金融科技領域的各種新興技術，例如人工智慧、雲端運算和邊緣運算、量子運算、網路安全等。這些技術徹底改變金融科技領域，使金融服務更有效率、安全、可擴充性和創新，並提供更無縫和個人化的客戶體驗。

成長/行銷策略：全球金融科技新興科技市場見證市場參與企業的顯著擴張、併購、合作、協作、合資和其他嘗試。

競爭策略：本研究分析並概述了全球金融科技新興技術市場的主要企業，包括那些透過最尖端科技和策略夥伴關係關係推動創新，塑造數位金融服務未來的企業。分析涵蓋了不同的技術、應用以及依地區分類的細分市場。此外，還進行了深入的競爭基準化分析，以比較競爭對手和市場格局。

本報告研究了金融科技領域的全球新興技術市場，概述了市場以及應用、技術和國家的趨勢，並介紹了參與市場的公司概況。

目錄

執行摘要

第1章 市場：產業展望

  • 趨勢：現況與未來影響評估
    • 基於人工智慧的財務決策自動化
    • 雲端基礎的金融服務的興起
    • 日益採用區塊鏈進行安全交易
    • 更嚴格的合規要求推動監理科技成長
  • 供應鏈概覽
    • 價值鏈分析
  • 監管狀況
  • 投資和成長機會
  • 重大新興技術影響評估
  • 研發評審
    • 專利申請趨勢（依國家和公司）
  • 相關利益者分析
    • 使用案例
  • 世界重大事件影響分析
  • 市場動態概覽
    • 市場促進因素
    • 市場挑戰
    • 市場機會

第2章 應用

  • 應用細分
  • 應用摘要
  • 金融科技市場中的新興技術（依應用）
    • 借貸
    • 沉澱
    • 資產管理
    • 保險
    • 其他

第3章 技術

  • 技術細分
  • 技術摘要
  • 金融科技市場中的新興技術（依技術）
    • 人工智慧
    • 區塊鏈
    • 雲端運算和邊緣運算
    • 網路安全
    • 量子計算
    • 其他

第4章 區域

  • 區域摘要
  • 北美洲
    • 區域概況
    • 市場成長動力
    • 成長抑制因素
    • 主要企業
    • 美國
    • 加拿大
    • 墨西哥
  • 歐洲
    • 區域概況
    • 市場成長動力
    • 成長抑制因素
    • 主要企業
    • 德國
    • 法國
    • 英國
    • 義大利
    • 其他
  • 亞太地區
    • 區域概況
    • 市場成長動力
    • 成長抑制因素
    • 主要企業
    • 中國
    • 日本
    • 印度
    • 韓國
    • 其他
  • 其他地區
    • 區域概況
    • 市場成長動力
    • 成長抑制因素
    • 主要企業
    • 南美洲
    • 中東和非洲

第5章 市場競爭基準化分析與公司概況

  • 未來展望
  • 地理評估
  • 公司簡介
    • PayPal
    • Block, Inc.
    • Stripe, Inc.
    • Ant Group CO., Ltd.
    • FIS
    • Adyen
    • Finastra
    • Mastercard
    • Revolut Ltd
    • Robinhood
    • Goldman Sachs
    • N26 SE
    • Zelle
    • Visa
    • Chime Financial, Inc.

第6章 調查方法

Product Code: DT02575SA

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Global Emerging Technology in Fintech Market Overview

The global emerging technology in fintech market, valued at $231.30 billion in 2023, is expected to reach $2,830.76 billion by 2034, exhibiting a robust CAGR of 24.41% during the forecast period 2024-2034. One of the primary drivers for the growth of the emerging technology in fintech market is the increasing demand for digital financial solutions, fueled by the rapid adoption of mobile banking, digital payments, and AI-driven services. Additionally, advancements in blockchain technology, coupled with the push for financial inclusion and enhanced security features, have been further accelerating the adoption of innovative fintech solutions across both developed and emerging markets. A favorable regulatory environment and partnerships between fintech companies and traditional financial institutions also support this growth.

KEY MARKET STATISTICS
Forecast Period2024 - 2034
2024 Evaluation$318.73 Billion
2034 Forecast$2,830.76 Billion
CAGR24.41%

Introduction to Emerging Technology in Fintech Market

The emerging technology in fintech market has been transforming the global financial services landscape by integrating advanced technological innovations such as artificial intelligence (AI), blockchain, cloud computing, and big data analytics into traditional financial systems. These technologies enable financial institutions and fintech companies to offer more efficient, secure, and personalized services across various sectors, including payments, lending, wealth management, insurance, and digital currencies. As consumer expectations evolve and demand for seamless, real-time financial solutions rises, fintech has been increasingly playing a pivotal role in reshaping how individuals and businesses interact with financial products. The industry's rapid expansion has been driven by the growing digitalization of finance and a shift toward mobile-first, customer-centric services.

With a projected compound annual growth rate (CAGR) of 24.41% from 2024 to 2034, the fintech market is expected to reach a valuation of $2,830.76 billion by 2034. This growth is fueled by the ongoing advancements in technology, the expanding reach of digital banking services, and the increasing adoption of cryptocurrencies and blockchain technology for secure, transparent transactions. Emerging technologies have also been driving financial inclusion, particularly in underserved regions where traditional banking services are limited. As fintech companies continue to innovate and disrupt traditional financial systems, the market is set for significant transformation, with new business models and collaborations between fintech startups and legacy financial institutions leading the charge.

Introduction to Emerging Technology in Fintech

Emerging technology in fintech refers to the integration of advanced digital innovations such as artificial intelligence (AI), blockchain, cloud computing, and big data analytics within the financial services sector. These technologies have been revolutionizing the way financial products and services are delivered, making them more efficient, secure, and accessible to a broader customer base. Fintech companies leverage these cutting-edge solutions to enhance customer experiences, streamline operations, and offer innovative financial services across areas such as payments, lending, wealth management, insurance, and digital currencies. As consumer demands shift toward faster, more personalized financial services, these technologies are at the forefront of reshaping the financial landscape, creating new opportunities and challenges for both startups and traditional financial institutions.

The fintech market has been experiencing rapid growth, with emerging technologies playing a pivotal role in this transformation. The expansion of financial inclusion, especially in underbanked regions, is also contributing to the growth of the fintech sector as more people gain access to digital financial services. With regulatory support and partnerships between fintech firms and traditional financial institutions, emerging technologies are expected to continue driving innovation and shaping the future of global finance.

Industrial Impact

The industrial impact of emerging technologies in the fintech sector is profound, as these innovations have been driving substantial changes across the financial services industry. Technologies such as blockchain, artificial intelligence (AI), and cloud computing have been enhancing operational efficiencies, improving transaction security, and enabling more accurate financial decision-making. For instance, blockchain has been revolutionizing payments and settlement systems by offering greater transparency, reduced costs, and faster transaction processing times. AI and machine learning are transforming areas such as fraud detection, credit scoring, and customer service, allowing financial institutions to offer more personalized and data-driven solutions. Additionally, the widespread adoption of digital payment systems and mobile banking has been reshaping the way consumers and businesses interact with financial services, making these services more accessible, convenient, and cost-effective.

As these technologies continue to mature, their impact on the fintech industry has been expanding, driving new business models and market opportunities. Financial institutions, particularly traditional banks, have been increasingly partnering with fintech startups to integrate innovative technologies and enhance their digital offerings. This collaboration has been fostering a more dynamic and competitive financial ecosystem, with fintech companies providing agile, customer-focused solutions and established banks leveraging their resources to scale digital services. Moreover, the rise of decentralized finance (DeFi) and cryptocurrencies has been further disrupting traditional financial models, offering alternative ways for individuals and businesses to access financial services. The evolution of fintech technologies is expected to reshape the financial services industry, creating opportunities and challenges for companies striving to remain competitive in a rapidly changing market.

In 2023, the global emerging technology in fintech market reached a valuation of $231.30 billion. Over the forecast period, the market is projected to exhibit a CAGR of 24.41%, reaching a value of $2,830.76 billion by 2034. The surge in demand for emerging technology in fintech is propelled by the need for more efficient, secure, and accessible financial services. As consumers increasingly seek seamless digital experiences, technologies such as artificial intelligence, blockchain, and cloud computing have been enabling faster transactions, enhanced security, and personalized offerings. Additionally, the growing focus on financial inclusion and the expansion of mobile and online banking services have been driving the adoption of innovative fintech solutions across both developed and emerging markets.

Market Segmentation:

Segmentation 1: by Application

  • Lending
  • Payments
  • Wealth Management
  • Insurance
  • Others

Payments to Dominate the Global Emerging Technology in Fintech Market (by Application)

During the forecast period 2024-2034, the payments segment is expected to dominate the emerging technology in fintech market by application due to the increasing adoption of digital payment solutions, mobile wallets, and contactless payments. The growing demand for seamless, real-time transactions and advancements in blockchain and AI-driven payment security has been driving this shift. Additionally, the expansion of e-commerce, cross-border transactions, and the rise of financial inclusion have been further contributing to the widespread adoption of digital payment technologies globally.

Segmentation 2: by Technology

  • Artificial Intelligence
  • Blockchain
  • Cloud and Edge Computing
  • Cybersecurity
  • Quantum Computing
  • Others

Segmentation 3: by Region

  • North America
  • Europe
  • Asia-Pacific
  • Rest-of-the-World

Recent Developments in the Global Emerging Technology in Fintech Market

  • In February 2025, FIS launched its new Revenue Insight solution, designed to transform accounts receivable management and optimize collections for businesses through advanced analytics and automation.
  • In October 2024, Stripe, Inc. acquired Bridge for $1.1 billion, enhancing its capabilities in cryptocurrency payments and further expanding its global payment solutions.
  • In January 2025, Adyen unveiled an AI-powered payment suite aimed at optimizing transaction processes, leveraging artificial intelligence to enhance payment efficiency and security for merchants.

Demand - Drivers, Challenges, and Opportunities

Market Driver: Rising Regulatory Complexity and Compliance Costs

  • Rising regulatory complexity and increasing compliance costs have been driving financial institutions to adopt technological solutions. Post-2008 financial reforms, along with stringent Anti-Money Laundering (AML), Know Your Customer (KYC) rules, data privacy laws such as GDPR and CCPA, and the recent demand for Environmental, Social, and Governance (ESG) disclosures, have significantly raised compliance burdens.

Market Challenge: High Implementation Costs and Integration Issues

  • Upgrading legacy systems or adopting new fintech solutions presents significant challenges for established financial institutions. Many banks still rely on outdated systems, such as COBOL mainframes, which make integrating modern fintech tools such as APIs or AI platforms risky and complex. These legacy systems often require costly and time-consuming customization, with any system downtime potentially causing significant disruption.

Market Opportunity: Expansion of AI-Driven Compliance and Risk Management

  • As financial institutions face increasing regulatory complexity and growing risks, the opportunity for AI and machine learning (ML) solutions to enhance compliance and risk management functions is expanding. Traditional systems, such as anti-money laundering (AML) transaction monitoring, often generate many false alarms due to rule-based systems. AI can significantly reduce false positives by learning from data patterns, allowing compliance teams to focus on genuine risks.

How can this report add value to an organization?

Technology/Innovation Strategy: The technology segment provides a comprehensive overview of the various emerging technologies available in the fintech sector, such as artificial intelligence, cloud and edge computing, quantum computing, and cybersecurity. These technologies have been revolutionizing the fintech sector by enhancing efficiency, security, scalability, and innovation in financial services, enabling more seamless and personalized customer experiences.

Growth/Marketing Strategy: The global emerging technology in fintech market has seen major development by key participants operating in the market, such as business expansion, merger and acquisition, partnership, collaboration, and joint venture.

Competitive Strategy: Key players in the global emerging technology in fintech market analyzed and profiled in the study include companies that have been driving innovation and shaping the future of digital financial services through cutting-edge technologies and strategic partnerships. The analysis covers market segments by distinct technologies, applications served, and regional presence. Additionally, detailed competitive benchmarking has been conducted to illustrate how players compare, providing a clear view of the market landscape.

Research Methodology

Data Sources

Primary Data Sources

The primary sources involve industry experts from the emerging technology in the fintech industry and various stakeholders such as standards and certification organizations, emerging technology in fintech project developers, and accounting tool providers. Respondents such as CEOs, vice presidents, marketing directors, and technology and innovation directors have been interviewed to obtain and verify both qualitative and quantitative aspects of this research study.

The key data points taken from primary sources include:

  • validation and triangulation of all the numbers and graphs
  • validation of reports segmentation and key qualitative findings
  • understanding the competitive landscape
  • validation of the numbers of various markets for market type
  • percentage split of individual markets for regional analysis

Secondary Data Sources

This research study involves the usage of extensive secondary research, directories, company websites, and annual reports. It also makes use of databases, such as ITU, Hoovers, Bloomberg, Businessweek, and Factiva, to collect useful and effective information for an extensive, technical, market-oriented, and commercial study of the global emerging technology in fintech market. In addition to the data sources, the study has been undertaken with the help of other data sources and websites, such as Data Center Dynamics and Data Center Knowledge.

Secondary research was done to obtain crucial information about the industry's value chain, revenue models, the market's monetary chain, the total pool of key players, and the current and potential use cases and applications.

The key data points taken from secondary research include:

  • segmentations and percentage shares
  • data for market value
  • key industry trends of the top players of the market
  • qualitative insights into various aspects of the market, key trends, and emerging areas of innovation
  • quantitative data for mathematical and statistical calculations

Data Triangulation

This research study involves the usage of extensive secondary sources, such as certified publications, articles from recognized authors, This research study involves the usage of extensive secondary sources, such as certified publications, articles from recognized authors, white papers, annual reports of companies, directories, and major databases to collect useful and effective information for an extensive, technical, market-oriented, and commercial study of the global emerging technology in fintech market.

The market engineering process involves the calculation of the market statistics, market size estimation, market forecast, market crackdown, and data triangulation (the methodology for such quantitative data processes is explained in further sections). The primary research study has been undertaken to gather information and validate the market numbers for segmentation types and industry trends of the key players in the market.

Factors for Data Prediction and Modeling

  • The section exhibits the standard assumptions and limitations followed throughout the research study, which is named the global emerging technology in fintech market.
  • The scope of this report has been focused on various applications and product types.
  • The base currency considered for the market analysis is US$. Currencies other than the US$ have been converted to the US$ for all statistical calculations, considering the average conversion rate for that particular year.
  • The currency conversion rate was taken from the historical exchange rate on the Oanda website.
  • Nearly all the recent developments from January 2021 to March 2025 have been considered in this research study.
  • The information rendered in the report is a result of in-depth primary interviews, surveys, and secondary analysis.
  • Where relevant information was not available, proxy indicators and extrapolation were employed.
  • Any economic downturn in the future has not been taken into consideration for the market estimation and forecast.
  • Technologies currently used are expected to persist through the forecast with no major technological breakthroughs.

Key Market Players and Competition Synopsis

The companies profiled in the emerging technology in fintech market have been selected based on inputs gathered from primary experts and through an analysis of company coverage, product portfolio, application, and market penetration. The emerging technology in the fintech market has been characterized by the presence of companies that leverage innovative solutions such as AI, blockchain, and cloud computing to disrupt traditional financial services, providing more efficient, secure, and accessible financial products. These companies have been reshaping the landscape by offering services such as digital payments, lending, and wealth management, catering to a broader and more diverse customer base.

Major players in the emerging technology in fintech market include PayPal, Ant Group CO., Ltd., Stripe, Inc., and Visa.

Some other prominent key players in the emerging technology in fintech market key players have been given here.

  • Block, Inc.
  • FIS
  • Adyen
  • Finastra
  • Mastercard
  • Revolut Ltd
  • Robinhood
  • Goldman Sachs
  • N26 SE
  • Zelle
  • Chime Financial, Inc.

Table of Contents

Executive Summary

Scope and Definition

1 Market: Industry Outlook

  • 1.1 Trends: Current and Future Impact Assessment
    • 1.1.1 AI-Powered Automation in Financial Decision-Making
    • 1.1.2 Expansion of Cloud-Based Financial Services
    • 1.1.3 Increased Blockchain Adoption for Secure Transactions
    • 1.1.4 RegTech Growth Driven by Stricter Compliance Requirements
  • 1.2 Supply Chain Overview
    • 1.2.1 Value Chain Analysis
  • 1.3 Regulatory Landscape
  • 1.4 Investment and Growth Opportunities
  • 1.5 Impact Assessment of Major Emerging Technologies
  • 1.6 Research and Development Review
    • 1.6.1 Patent Filing Trend (by Country and Company)
  • 1.7 Stakeholder Analysis
    • 1.7.1 Use Case
  • 1.8 Impact Analysis for Key Global Events
  • 1.9 Market Dynamics Overview
    • 1.9.1 Market Drivers
      • 1.9.1.1 Rising Regulatory Complexity and Compliance Costs
      • 1.9.1.2 Surge in Financial Fraud and Cyber Threats
      • 1.9.1.3 Rapid Digital Transformation in Financial Services
      • 1.9.1.4 Growing Adoption of AI and Big Data Analytics
    • 1.9.2 Market Challenges
      • 1.9.2.1 High Implementation Costs and Integration Issues
      • 1.9.2.2 Evolving Regulatory Landscape and Uncertainty
      • 1.9.2.3 Cybersecurity Risks and Data Privacy Concerns
    • 1.9.3 Market Opportunities
      • 1.9.3.1 Expansion of AI-Driven Compliance and Risk Management
      • 1.9.3.2 Increased Adoption of Blockchain for Secure Transactions
      • 1.9.3.3 Growth in Cloud-Based Financial Services and SaaS Models
      • 1.9.3.4 Emergence of Quantum Computing for Advanced Financial Analysis

2 Application

  • 2.1 Application Segmentation
  • 2.2 Application Summary
  • 2.3 Emerging Technology in Fintech Market (by Application)
    • 2.3.1 Lending
    • 2.3.2 Payment
    • 2.3.3 Wealth Management
    • 2.3.4 Insurance
    • 2.3.5 Others

3 Technology

  • 3.1 Technology Segmentation
  • 3.2 Technology Summary
  • 3.3 Emerging Technology in Fintech Market (by Technology)
    • 3.3.1 Artificial Intelligence
    • 3.3.2 Blockchain
    • 3.3.3 Cloud and Edge Computing
    • 3.3.4 Cybersecurity
    • 3.3.5 Quantum Computing
    • 3.3.6 Others

4 Regions

  • 4.1 Regional Summary
  • 4.2 North America
    • 4.2.1 Regional Overview
    • 4.2.2 Driving Factors for Market Growth
    • 4.2.3 Factors Challenging the Market
    • 4.2.4 Key Companies
      • 4.2.4.1 Application
      • 4.2.4.2 Technology
    • 4.2.5 U.S.
      • 4.2.5.1 Application
      • 4.2.5.2 Technology
    • 4.2.6 Canada
      • 4.2.6.1 Application
      • 4.2.6.2 Technology
    • 4.2.7 Mexico
      • 4.2.7.1 Application
      • 4.2.7.2 Technology
  • 4.3 Europe
    • 4.3.1 Regional Overview
    • 4.3.2 Driving Factors for Market Growth
    • 4.3.3 Factors Challenging the Market
    • 4.3.4 Key Companies
      • 4.3.4.1 Application
      • 4.3.4.2 Technology
    • 4.3.5 Germany
      • 4.3.5.1 Application
      • 4.3.5.2 Technology
    • 4.3.6 France
      • 4.3.6.1 Application
      • 4.3.6.2 Technology
    • 4.3.7 U.K.
      • 4.3.7.1 Application
      • 4.3.7.2 Technology
    • 4.3.8 Italy
      • 4.3.8.1 Application
      • 4.3.8.2 Technology
    • 4.3.9 Rest-of-Europe
      • 4.3.9.1 Application
      • 4.3.9.2 Technology
  • 4.4 Asia-Pacific
    • 4.4.1 Regional Overview
    • 4.4.2 Driving Factors for Market Growth
    • 4.4.3 Factors Challenging the Market
    • 4.4.4 Key Companies
      • 4.4.4.1 Application
      • 4.4.4.2 Technology
    • 4.4.5 China
      • 4.4.5.1 Application
      • 4.4.5.2 Technology
    • 4.4.6 Japan
      • 4.4.6.1 Application
      • 4.4.6.2 Technology
    • 4.4.7 India
      • 4.4.7.1 Application
      • 4.4.7.2 Technology
    • 4.4.8 South Korea
      • 4.4.8.1 Application
      • 4.4.8.2 Technology
    • 4.4.9 Rest-of-Asia-Pacific
      • 4.4.9.1 Application
      • 4.4.9.2 Technology
  • 4.5 Rest-of-the-World
    • 4.5.1 Regional Overview
    • 4.5.2 Driving Factors for Market Growth
    • 4.5.3 Factors Challenging the Market
    • 4.5.4 Key Companies
      • 4.5.4.1 Application
      • 4.5.4.2 Technology
    • 4.5.5 South America
      • 4.5.5.1 Application
      • 4.5.5.2 Technology
    • 4.5.6 Middle East and Africa
      • 4.5.6.1 Application
      • 4.5.6.2 Technology

5 Markets - Competitive Benchmarking & Company Profiles

  • 5.1 Next Frontiers
  • 5.2 Geographic Assessment
  • 5.3 Company Profiles
    • 5.3.1 PayPal
      • 5.3.1.1 Overview
      • 5.3.1.2 Top Products/Product Portfolio
      • 5.3.1.3 Top Competitors
      • 5.3.1.4 Target Customers
      • 5.3.1.5 Key Personnel
      • 5.3.1.6 Analyst View
      • 5.3.1.7 Market Share, 2023
    • 5.3.2 Block, Inc.
      • 5.3.2.1 Overview
      • 5.3.2.2 Top Products/Product Portfolio
      • 5.3.2.3 Top Competitors
      • 5.3.2.4 Target Customers
      • 5.3.2.5 Key Personnel
      • 5.3.2.6 Analyst View
      • 5.3.2.7 Market Share, 2023
    • 5.3.3 Stripe, Inc.
      • 5.3.3.1 Overview
      • 5.3.3.2 Top Products/Product Portfolio
      • 5.3.3.3 Top Competitors
      • 5.3.3.4 Target Customers
      • 5.3.3.5 Key Personnel
      • 5.3.3.6 Analyst View
      • 5.3.3.7 Market Share, 2023
    • 5.3.4 Ant Group CO., Ltd.
      • 5.3.4.1 Overview
      • 5.3.4.2 Top Products/Product Portfolio
      • 5.3.4.3 Top Competitors
      • 5.3.4.4 Target Customers
      • 5.3.4.5 Key Personnel
      • 5.3.4.6 Analyst View
      • 5.3.4.7 Market Share, 2023
    • 5.3.5 FIS
      • 5.3.5.1 Overview
      • 5.3.5.2 Top Products/Product Portfolio
      • 5.3.5.3 Top Competitors
      • 5.3.5.4 Target Customers
      • 5.3.5.5 Key Personnel
      • 5.3.5.6 Analyst View
      • 5.3.5.7 Market Share, 2023
    • 5.3.6 Adyen
      • 5.3.6.1 Overview
      • 5.3.6.2 Top Products/Product Portfolio
      • 5.3.6.3 Top Competitors
      • 5.3.6.4 Target Customers
      • 5.3.6.5 Key Personnel
      • 5.3.6.6 Analyst View
      • 5.3.6.7 Market Share, 2023
    • 5.3.7 Finastra
      • 5.3.7.1 Overview
      • 5.3.7.2 Top Products/Product Portfolio
      • 5.3.7.3 Top Competitors
      • 5.3.7.4 Target Customers
      • 5.3.7.5 Key Personnel
      • 5.3.7.6 Analyst View
      • 5.3.7.7 Market Share, 2023
    • 5.3.8 Mastercard
      • 5.3.8.1 Overview
      • 5.3.8.2 Top Products/Product Portfolio
      • 5.3.8.3 Top Competitors
      • 5.3.8.4 Target Customers
      • 5.3.8.5 Key Personnel
      • 5.3.8.6 Analyst View
      • 5.3.8.7 Market Share, 2023
    • 5.3.9 Revolut Ltd
      • 5.3.9.1 Overview
      • 5.3.9.2 Top Products/Product Portfolio
      • 5.3.9.3 Top Competitors
      • 5.3.9.4 Target Customers
      • 5.3.9.5 Key Personnel
      • 5.3.9.6 Analyst View
      • 5.3.9.7 Market Share, 2023
    • 5.3.10 Robinhood
      • 5.3.10.1 Overview
      • 5.3.10.2 Top Products/Product Portfolio
      • 5.3.10.3 Top Competitors
      • 5.3.10.4 Target Customers
      • 5.3.10.5 Key Personnel
      • 5.3.10.6 Analyst View
      • 5.3.10.7 Market Share, 2023
    • 5.3.11 Goldman Sachs
      • 5.3.11.1 Overview
      • 5.3.11.2 Top Products/Product Portfolio
      • 5.3.11.3 Top Competitors
      • 5.3.11.4 Target Customers
      • 5.3.11.5 Key Personnel
      • 5.3.11.6 Analyst View
      • 5.3.11.7 Market Share, 2023
    • 5.3.12 N26 SE
      • 5.3.12.1 Overview
      • 5.3.12.2 Top Products/Product Portfolio
      • 5.3.12.3 Top Competitors
      • 5.3.12.4 Target Customers
      • 5.3.12.5 Key Personnel
      • 5.3.12.6 Analyst View
      • 5.3.12.7 Market Share, 2023
    • 5.3.13 Zelle
      • 5.3.13.1 Overview
      • 5.3.13.2 Top Products/Product Portfolio
      • 5.3.13.3 Top Competitors
      • 5.3.13.4 Target Customers
      • 5.3.13.5 Key Personnel
      • 5.3.13.6 Analyst View
      • 5.3.13.7 Market Share, 2023
    • 5.3.14 Visa
      • 5.3.14.1 Overview
      • 5.3.14.2 Top Products/Product Portfolio
      • 5.3.14.3 Top Competitors
      • 5.3.14.4 Target Customers
      • 5.3.14.5 Key Personnel
      • 5.3.14.6 Analyst View
      • 5.3.14.7 Market Share, 2023
    • 5.3.15 Chime Financial, Inc.
      • 5.3.15.1 Overview
      • 5.3.15.2 Top Products/Product Portfolio
      • 5.3.15.3 Top Competitors
      • 5.3.15.4 Target Customers
      • 5.3.15.5 Key Personnel
      • 5.3.15.6 Analyst View
      • 5.3.15.7 Market Share, 2023

6 Research Methodology

  • 6.1 Data Sources
    • 6.1.1 Primary Data Sources
    • 6.1.2 Secondary Data Sources
    • 6.1.3 Data Triangulation
  • 6.2 Market Estimation and Forecast

List of Figures

  • Figure 1: Emerging Technology in Fintech Market (by Region), $Billion, 2023, 2028, and 2034
  • Figure 2: Emerging Technology in Fintech Market (by Application), $Billion, 2023, 2028, and 2034
  • Figure 3: Emerging Technology in Fintech Market (by Technology), $Billion, 2023, 2028, and 2034
  • Figure 4: Key Events
  • Figure 5: Supply Chain Overview
  • Figure 6: Value Chain Analysis
  • Figure 7: U.S. Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 8: Canada Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 9: Mexico Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 10: Germany Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 11: France Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 12: U.K. Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 13: Italy Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 14: Rest-of-Europe Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 15: China Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 16: Japan Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 17: India Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 18: South Korea Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 19: Rest-of-Asia-Pacific Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 20: South America Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 21: Middle East and Africa Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 22: Data Triangulation
  • Figure 23: Top-Down and Bottom-Up Approach
  • Figure 24: Assumptions and Limitations

List of Tables

  • Table 1: Market Snapshot
  • Table 2: Opportunities across Regions
  • Table 3: Competitive Landscape Snapshot
  • Table 4: Trends: Current and Future Impact Assessment
  • Table 5: Key Fintech Regulations Across Major Jurisdictions
  • Table 6: Impact of Emerging Technologies in Fintech
  • Table 7: Key Stakeholders in the Fintech Ecosystem
  • Table 8: Use Case Analysis (Real-World Applications)
  • Table 9: Impact Analysis for Key Global Events
  • Table 10: Impact Analysis of Emerging Technology in Fintech Market Navigating Factors, 2023-2034
  • Table 11: Application Summary
  • Table 12: Technology Summary
  • Table 13: Global Emerging Technology in Fintech Market (by Region), $Billion, 2023-2034
  • Table 14: North America Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 15: North America Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 16: U.S. Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 17: U.S. Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 18: Canada Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 19: Canada Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 20: Mexico Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 21: Mexico Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 22: Europe Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 23: Europe Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 24: Germany Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 25: Germany Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 26: France Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 27: France Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 28: U.K. Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 29: U.K. Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 30: Italy Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 31: Italy Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 32: Rest-of-Europe Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 33: Rest-of-Europe Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 34: Asia-Pacific Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 35: Asia-Pacific Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 36: China Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 37: China Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 38: Japan Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 39: Japan Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 40: India Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 41: India Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 42: South Korea Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 43: South Korea Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 44: Rest-of-Asia-Pacific Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 45: Rest-of-Asia-Pacific Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 46: Rest-of-the-World Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 47: Rest-of-the-World Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 48: South America Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 49: South America Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 50: Middle East and Africa Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 51: Middle East and Africa Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 52: Market Share, 2023