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另類金融市場規模、份額和趨勢分析報告，按類型（點對點借貸、發票貿易）、最終用途（個人、公司）、地區（北美、亞太）和細分市場趨勢2023-2030
市場調查報告書
商品編碼
1233166

另類金融市場規模、份額和趨勢分析報告，按類型（點對點借貸、發票貿易）、最終用途（個人、公司）、地區（北美、亞太）和細分市場趨勢2023-2030

Alternative Financing Market Size, Share & Trends Analysis Report By Type (Peer-to-Peer Lending, Invoice Trade), By End-user (Individual, Businesses), By Region (North America, Asia Pacific), And Segment Forecasts, 2023 - 2030
出版日期: | 出版商: Grand View Research | 英文 120 Pages | 商品交期: 2-10個工作天內

價格

替代金融的市場增長和趨勢

Grand View Research, Inc. 的一份新報告顯示，2023 年至 2030 年全球替代金融市場規模將以 20.2% 的複合年增長率增長，到 2030 年將達到 457.2 億。預計將達到美元。

另類金融產品通常比傳統銀行產品更靈活、更方便。 例如，在線借貸平台允許借款人在家中舒適地申請貸款，許多替代融資選項提供更靈活的還款條件和貸款金額，推動了行業的增長。 與傳統銀行產品相比，替代金融的成本更低，這也推動了該行業的發展。

例如，由於管理費用更少且流程更高效，在線金融機構可以以低於傳統銀行的利率放貸。 這對尋求更負擔得起的融資選擇的小型企業和個人尤其有吸引力。 人口結構的變化也在該行業的發展中發揮著重要作用。 例如，隨著千禧一代和年輕一代進入勞動力市場並尋求創業和投資於他們的財務未來，對更靈活和更容易獲得的融資選擇的需求也在不斷增長。 總體而言，該行業受到多種因素的推動，包括獲得資本的機會增加、靈活性和便利性、成本下降、創新和技術以及不斷變化的人口結構。

這些因素使另類金融成為尋求傳統銀行以外融資的個人和企業更可行的選擇。 COVID-19 對全球行業的主要積極影響之一是對替代金融解決方案的需求不斷增長。 許多企業和個人受到經濟衰退的影響，正在尋找新的創新方式來獲得信貸和管理財務。 此外，傳統銀行對貸款變得更加謹慎，使得許多人更難獲得貸款，越來越多的人正在尋求其他貸款選擇。

另類金融市場報告亮點

  • 點對點借貸在 2022 年主導了整個行業，因為它可以繞過銀行等傳統金融中介機構，直接連接借款人和投資者。
  • 由於沒有與銀行和其他金融機構相關的間接費用，因此可以為藉款人提供低成本且優惠的貸款條件。
  • 商業部門在 2022 年主導了該行業，因為替代金融可以為公司提供接觸更多潛在投資者和貸方的機會。
  • 傳統的融資方式可能會將公司限制在少數幾家銀行和風險資本家手中。 相比之下，眾籌和點對點貸款等替代金融可以將企業與全球大量潛在投資者聯繫起來。
  • 預計從 2023 年到 2030 年，亞太地區將成為增長最快的地區。
  • 另類金融服務提供商可以很好地服務於這個區域市場，為小型企業提供信貸和其他形式的融資，否則這些企業將無法獲得這些融資。

內容

第一章調查方法及範圍

  • 市場細分和範圍
  • 市場定義
  • 調查方法
  • 調查假設
  • 數據源列表
    • 次要信息
    • 主要信息

第 2 章執行摘要

  • 市場概況
  • 片段快照
  • 競爭格局快照

第 3 章市場變量、趨勢和範圍

  • 市場系列展望
  • 替代金融市場的價值鏈分析
  • 另類金融市場動態
    • 市場驅動因素分析
      • 個人和中小企業獲得資本的需求
      • 在線借貸平台的普及
    • 市場約束和問題分析
      • 缺乏意識
  • 替代金融 - 波特的五力分析
  • 替代金融市場 - PESTEL 分析
  • COVID-19 對替代金融市場的影響

第 4 章替代金融前景

  • 2022 年按類型劃分的另類金融市場份額
  • 點對點借貸
  • 眾籌
  • 發票交易
  • 其他

第 5 章替代金融最終用戶展望

  • 按最終用途劃分的另類金融市場份額，2022 年
  • 個人
  • 商業

第 6 章替代金融的區域展望

  • 2022 年按地區劃分的另類金融市場份額
  • 北美
    • 美國
    • 加拿大
  • 歐洲
    • 英國
    • 德國
    • 西班牙
    • 意大利
  • 亞太地區
    • 中國
    • 印度
    • 日本
    • 韓國
  • 拉丁美洲
    • 巴西
    • 墨西哥
  • 多邊環境協定

第七章競爭格局

  • 主要市場參與者
    • LendingCrowd
    • Upstart Network, Inc.
    • Funding Circle
    • OnDeck
    • GoFundMe
    • Wefunder, Inc.
    • LendingTree, LLC
    • Prosper Funding LLC
    • Fundly
    • Kickstarter, PBC
  • 2022 年主要公司市場份額分析
  • 公司分類/定位分析，2022 年
  • 戰略規劃
    • 分機
    • 得到
    • 協作
    • 產品/服務發布
    • 夥伴關係
    • 其他
Product Code: GVR-4-68039-933-4

Alternative Financing Market Growth & Trends:

The global alternative financing market size is expected to reach USD 45.72 billion by 2030, growing at a CAGR of 20.2% from 2023 to 2030, according to a new report by Grand View Research, Inc. Alternative finance products are often more flexible and convenient than traditional banking products. For example, online lending platforms allow borrowers to apply for loans from the comfort of their own homes, and many alternative financing options offer more flexible repayment terms and loan amounts driving the growth of the industry. Another driver of the industry is the lower costs associated with alternative finance products compared to traditional banking products.

For example, online lenders can offer loans at lower interest rates than traditional banks, as they have lower overhead costs and more efficient processes. This is particularly attractive to small businesses and individuals looking for more affordable financing options. Changing demographics also play a significant role in the growth of the industry. For example, the increasing number of millennials and younger generations entering the workforce is driving demand for more flexible and accessible financing options as they seek to start businesses and invest in their financial future. Overall, the industry is driven by a range of factors, including increased access to capital, flexibility and convenience, lower costs, innovation and technology, and changing demographics.

These drivers are helping to make alternative financing a more viable option for individuals and businesses looking for financing options outside of traditional banking institutions. One of the key positive impacts of COVID-19 on the global industry has been the increased demand for alternative financing solutions. Many businesses and individuals have been impacted by the economic slowdown and have been seeking out new and innovative ways to access credit and manage their finances. Moreover, traditional banks have become more cautious in their lending practices, making it harder for many to secure loans, and driving more people towards alternative financing options.

Alternative Financing Market Report Highlights:

  • The peer-to-peer lending segment dominated the industry in 2022 owing to the ability to connect borrowers with investors directly, bypassing traditional financial intermediaries such as banks
  • This can result in lower costs and more favorable loan terms for borrowers, as they are not subject to the same overhead costs as banks or other financial institutions
  • The businesses segment dominated the industry in 2022 as alternative financing can provide businesses with access to a broader pool of potential investors or lenders
  • With traditional financing options, businesses may be limited to a small group of banks or venture capital firms. In contrast, alternative financing options, such as crowdfunding or peer-to-peer lending, can connect businesses with a large, global audience of potential investors
  • Asia Pacific is anticipated to emerge as the fastest-growing region from 2023 to 2030 as it is home to a large and rapidly growing SME sector, which is often underserved by traditional financial institutions
  • Alternative financing providers are well-positioned to serve this regional market, providing SMEs with access to credit and other forms of financing that they might not otherwise have access to

Table of Contents

Chapter 1 Methodology and Scope

  • 1.1. Market Segmentation & Scope
  • 1.2. Market Definitions
  • 1.3. Research Methodology
  • 1.4. Research Assumptions
  • 1.5. List of Data Sources
    • 1.5.1. Secondary Sources
    • 1.5.2. Primary Sources

Chapter 2 Executive Summary

  • 2.1. Market Snapshot
  • 2.2. Segment Snapshot
  • 2.3. Competitive Landscape Snapshot

Chapter 3 Market Variables, Trends & Scope

  • 3.1. Market Lineage Outlook
  • 3.2. Alternative Financing Market Value Chain Analysis
  • 3.3. Alternative Financing Market Market Dynamics
    • 3.3.1. Market Driver Analysis
      • 3.3.1.1. The need for individuals and small businesses to access capital
      • 3.3.1.2. Proliferation of online lending platform
    • 3.3.2. Market Restraint/Challenge Analysis
      • 3.3.2.1. Lack of awareness
  • 3.4. Altrnative Financing - Porter's Five Forces Analysis
  • 3.5. Alternative Financing Market - PESTEL Analysis
  • 3.6. Impact of COVID-19 on the Alternative Financing Market

Chapter 4 Alternative Financing Type Outlook

  • 4.1. Alternative Financing Market Share By Type, 2022
  • 4.2. Peer-to-Peer Lending
    • 4.2.1. Alternative financing market by peer-to-peer lending, 2017 - 2030
  • 4.3. Crowdfunding
    • 4.3.1. Alternative financing market by crowdfunding, 2017 - 2030
  • 4.4. Invoice Trade
    • 4.4.1. Alternative financing market by invoice trade, 2017 - 2030
  • 4.5. Others
    • 4.5.1. Alternative financing market by others, 2017 - 2030

Chapter 5 Alternative Financing End-user Outlook

  • 5.1. Alternative Financing Market Share By End User, 2022
  • 5.2. Individual
    • 5.2.1. Alternative financing market by individual, 2017 - 2030
  • 5.3. Businesses
    • 5.3.1. Alternative financing market by businesses, 2017 - 2030

Chapter 6 Alternative Financing Regional Outlook

  • 6.1. Alternative Financing Market Share By Region, 2022
  • 6.2. North America
    • 6.2.1. North America alternative financing market, 2017 - 2030
    • 6.2.2. North America alternative financing market, by type, 2017 - 2030
    • 6.2.3. North America alternative financing market, by end user, 2017 - 2030
    • 6.2.4. U.S.
      • 6.2.4.1. U.S. alternative financing market, 2017 - 2030
      • 6.2.4.2. U.S. alternative financing market, by type, 2017 - 2030
      • 6.2.4.3. U.S. alternative financing market, by end user, 2017 - 2030
    • 6.2.5. Canada
      • 6.2.5.1. Canada alternative financing market, 2017 - 2030
      • 6.2.5.2. Canada alternative financing market, by type, 2017 - 2030
      • 6.2.5.3. Canada alternative financing market, by end user, 2017 - 2030
  • 6.3. Europe
    • 6.3.1. Europe alternative financing market, 2017 - 2030
    • 6.3.2. Europe alternative financing market, by type, 2017 - 2030
    • 6.3.3. Europe alternative financing market, by end user, 2017 - 2030
    • 6.3.4. U.K.
      • 6.3.4.1. U.K. alternative financing market, 2017 - 2030
      • 6.3.4.2. U.K. alternative financing market, by type, 2017 - 2030
      • 6.3.4.3. U.K. alternative financing market, by end user, 2017 - 2030
    • 6.3.5. Germany
      • 6.3.5.1. Germany alternative financing market, 2017 - 2030
      • 6.3.5.2. Germany alternative financing market, by type, 2017 - 2030
      • 6.3.5.3. Germany alternative financing market, by end user, 2017 - 2030
    • 6.3.6. Spain
      • 6.3.6.1. Spain alternative financing market, 2017 - 2030
      • 6.3.6.2. Spain alternative financing market, by type, 2017 - 2030
      • 6.3.6.3. Spain alternative financing market, by end user, 2017 - 2030
    • 6.3.7. Italy
      • 6.3.7.1. Italy alternative financing market, 2017 - 2030
      • 6.3.7.2. Italy alternative financing market, by type, 2017 - 2030
      • 6.3.7.3. Italy alternative financing market, by end user, 2017 - 2030
  • 6.4. Asia Pacific
    • 6.4.1. Asia Pacific alternative financing market, 2017 - 2030
    • 6.4.2. Asia Pacific alternative financing market, by type, 2017 - 2030
    • 6.4.3. Asia Pacific alternative financing market, by end user, 2017 - 2030
    • 6.4.4. China
      • 6.4.4.1. China alternative financing market, 2017 - 2030
      • 6.4.4.2. China alternative financing market, by type, 2017 - 2030
      • 6.4.4.3. China alternative financing market, by end user, 2017 - 2030
    • 6.4.5. India
      • 6.4.5.1. India alternative financing market, 2017 - 2030
      • 6.4.5.2. India alternative financing market, by type, 2017 - 2030
      • 6.4.5.3. India alternative financing market, by end user, 2017 - 2030
    • 6.4.6. Japan
      • 6.4.6.1. Japan alternative financing market, 2017 - 2030
      • 6.4.6.2. Japan alternative financing market, by type, 2017 - 2030
      • 6.4.6.3. Japan alternative financing market, by end user, 2017 - 2030
    • 6.4.7. South Korea
      • 6.4.7.1. South Korea alternative financing market, 2017 - 2030
      • 6.4.7.2. South Korea alternative financing market, by type, 2017 - 2030
      • 6.4.7.3. South Korea alternative financing market, by end user, 2017 - 2030
  • 6.5. Latin America
    • 6.5.1. Latin America alternative financing market, 2017 - 2030
    • 6.5.2. Latin America alternative financing market, by type, 2017 - 2030
    • 6.5.3. Latin America alternative financing market, by end user, 2017 - 2030
    • 6.5.4. Brazil
      • 6.5.4.1. Brazil alternative financing market, 2017 - 2030
      • 6.5.4.2. Brazil alternative financing market, by type, 2017 - 2030
      • 6.5.4.3. Brazil alternative financing market, by end user, 2017 - 2030
    • 6.5.5. Mexico
      • 6.5.5.1. Mexico alternative financing market, 2017 - 2030
      • 6.5.5.2. Mexico alternative financing market, by type, 2017 - 2030
      • 6.5.5.3. Mexico alternative financing market, by end user, 2017 - 2030
  • 6.6. MEA
    • 6.6.1. MEA alternative financing market, 2017 - 2030
    • 6.6.2. MEA alternative financing market, by type, 2017 - 2030
    • 6.6.3. MEA alternative financing market, by end user, 2017 - 2030

Chapter 7 Competitive Landscape

  • 7.1. Key Market Participants
    • 7.1.1. LendingCrowd
    • 7.1.2. Upstart Network, Inc.
    • 7.1.3. Funding Circle
    • 7.1.4. OnDeck
    • 7.1.5. GoFundMe
    • 7.1.6. Wefunder, Inc.
    • 7.1.7. LendingTree, LLC
    • 7.1.8. Prosper Funding LLC
    • 7.1.9. Fundly
    • 7.1.10. Kickstarter, PBC
  • 7.2. Key Company Market Share Analysis, 2022
  • 7.3. Company Categorization/Position Analysis, 2022
  • 7.4. Strategic Mapping
    • 7.4.1. Expansion
    • 7.4.2. Acquisition
    • 7.4.3. Collaborations
    • 7.4.4. Product/service launch
    • 7.4.5. Partnerhsips
    • 7.4.6. Others

List of Tables

  • Table 1. Alternatie financing market - Industry snapshot & key buying criteria, 2017 - 2030
  • Table 2. Global alternative financing market, 2017 - 2030 (USD Million)
  • Table 3. Global alternative financing market, by region, 2017 - 2030 (USD Million)
  • Table 4. Global alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 5. Global alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 6. Alternative financing market by peer to peer lending, 2017 - 2030 (USD Million)
  • Table 7. Alternative financing market by peer to peer lending, by region, 2017 - 2030 (USD Million)
  • Table 8. Alternative financing market by crowdfunding, 2017 - 2030 (USD Million)
  • Table 9. Alternative financing market by crowdfunding, by region, 2017 - 2030 (USD Million)
  • Table 10. Alternative financing market by invoice trade, 2017 - 2030 (USD Million)
  • Table 11. Alternative financing market by invoice trade, by region, 2017 - 2030 (USD Million)
  • Table 12. Alternative financing market by others, 2017 - 2030 (USD Million)
  • Table 13. Alternative financing market by others, by region, 2017 - 2030 (USD Million)
  • Table 14. Alternative financing market by individual, 2017 - 2030 (USD Million)
  • Table 15. Alternative financing market by individual stores, by region, 2017 - 2030 (USD Million)
  • Table 16. Alternative financing market by businesses, 2017 - 2030 (USD Million)
  • Table 17. Alternative financing market by businesses, by region, 2017 - 2030 (USD Million)
  • Table 18. North America alternative financing market, 2017 - 2030 (USD Million)
  • Table 19. North America alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 20. North America alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 21. U.S. alternative financing market, 2017 - 2030 (USD Million)
  • Table 22. U.S. alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 23. U.S. alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 24. Canada alternative financing market, 2017 - 2030 (USD Million)
  • Table 25. Canada alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 26. Canada alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 27. Europe alternative financing market, 2017 - 2030 (USD Million)
  • Table 28. Europe alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 29. Europe alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 30. U.K. alternative financing market, 2017 - 2030 (USD Million)
  • Table 31. U.K. alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 32. U.K. alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 33. Germany alternative financing market, 2017 - 2030 (USD Million)
  • Table 34. Germany alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 35. Germany alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 36. Spain alternative financing market, 2017 - 2030 (USD Million)
  • Table 37. Spain alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 38. Spain alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 39. Italy alternative financing market, 2017 - 2030 (USD Million)
  • Table 40. Italy alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 41. Italy alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 42. Asia Pacific alternative financing market, 2017 - 2030 (USD Million)
  • Table 43. Asia Pacific alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 44. Asia Pacific alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 45. China alternative financing market, 2017 - 2030 (USD Million)
  • Table 46. China alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 47. China alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 48. India alternative financing market, 2017 - 2030 (USD Million)
  • Table 49. India alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 50. India alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 51. Japan alternative financing market, 2017 - 2030 (USD Million)
  • Table 52. Japan alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 53. Japan alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 54. South Korea alternative financing market, 2017 - 2030 (USD Million)
  • Table 55. South Korea alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 56. South Korea alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 57. Latin America alternative financing market, 2017 - 2030 (USD Million)
  • Table 58. Latin America alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 59. Latin America alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 60. Brazil alternative financing market, 2017 - 2030 (USD Million)
  • Table 61. Brazil alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 62. Brazil alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 63. Mexico alternative financing market, 2017 - 2030 (USD Million)
  • Table 64. Mexico alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 65. Mexico alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 66. MEA alternative financing market, 2017 - 2030 (USD Million)
  • Table 67. MEA alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 68. MEA alternative financing market, by end user, 2017 - 2030 (USD Million)

List of Figures

  • Fig. 1 Market segmentation and scope
  • Fig. 2 Global alternative financing market, 2017 - 2030 (USD Million)
  • Fig. 3 Alternative financing market - Value chain analysis
  • Fig. 4 Alternative financing market - Market dynamics
  • Fig. 5 Alternative financing market - Key market driver impact
  • Fig. 6 Alternative financing market - Key market challenge impact
  • Fig. 7 Alternative financing market - Porter's five forces analysis
  • Fig. 8 Alternative financing market - Company market share analysis, 2022
  • Fig. 9 Alternative financing market - PESTEL analysis
  • Fig. 10 Alternative financing market, by type, 2022
  • Fig. 11 Alternative financing market, by end user, 2022
  • Fig. 12 Alternative financing market, by region, 2022
  • Fig. 13 Alternative financing market - Regional takeaways
  • Fig. 14 North America alternative financing market - Key takeaways
  • Fig. 15 Europe alternative financing market - Key takeaways
  • Fig. 16 Asia Pacific alternative financing market - Key takeaways
  • Fig. 17 Latin America alternative financing market - Key takeaways
  • Fig. 18 MEA alterntaive financing market - Key takeaways