市場調查報告書
商品編碼
1119124
SOHO 移動銀行全球市場規模研究,按服務,按平台,按最終用戶,按地區預測 2022-2028Global SOHO Mobile Banking Market Size study, By Services, By Platform, By End User, and Regional Forecasts 2022-2028 |
SOHO手機銀行被定義為在小型辦公室或家庭辦公室使用手機銀行。
SOHO是指由個體戶組成的私營企業。SOHO業務的手機銀行帶來了便利、省時、降低成本、可操作性和運營效率等諸多優勢。全球初創企業文化的興起、數位銀行解決方案的日益普及以及主要參與者不斷推出的產品是推動全球市場需求的因素。例如,根據 Statista 的數據,截至 2021 年,美國將有 1.97 億數位銀行用戶,預計到 2025 年,該國的數位銀行用戶數量將增長到 2.17 億。此外,在主要市場,針對 SOHO 手機銀行日益增長的需求,我們正在為 SOHO 公司推出創新的手機銀行產品和服務。例如,2021 年 11 月,總部位於印度的 Kinara Capital 宣布推出一款新的配套 myKinara 移動應用程序。該應用程序是無擔保小企業貸款領域的第一個應用程序,myKinara 應用程序以 24 小時周轉時間 (TAT) 以數位方式提供無擔保商業貸款。此外,2022 年 6 月,總部位於印度的 ICICI 銀行為微型、中小型企業 (MSME) 推出了可供其他銀行客戶使用的數位服務。這項新功能可通過銀行的 InstaBIZ 應用程序的新版本獲得。此外,預計 5G 技術的普及和移動銀行解決方案的技術進步將成為預測期內市場需求的催化劑。然而,在 2022-2028 年的預測期內,對數據洩露的擔憂日益加劇阻礙了市場增長。
SOHO 移動銀行全球市場研究中考慮的主要地區是亞太地區、北美、歐洲、拉丁美洲和世界其他地區。由於移動銀行解決方案的使用越來越多以及主要參與者的存在,北美已成為全球市場份額的主要地區。另一方面,預計亞太地區將在 2022 年至 2028 年期間呈現顯著的增長率。預計亞太地區創業文化的蓬勃發展和主要參與者不斷推出新產品等因素將為亞太地區SOHO手機銀行市場創造良好的增長前景。
本報告中包括的主要市場進入者是:
本研究的目的是確定近年來各個細分市場和國家的市場規模,並預測未來八年的價值。本報告旨在捕捉所研究的每個地區和國家的行業的定性和定量方面。此外,它還提供了有關關鍵方面的詳細信息,例如定義市場未來增長的驅動因素和挑戰。此外,報告還應詳細分析主要參與者的競爭格局和產品供應,以及微觀市場中可供利益相關者投資的機會。市場的詳細細分和子細分如下所述。
按服務
支付錢包
保險
貿易
投資組合管理
貸款
按平台
移動應用
網絡門戶
遠程服務
其他
按最終用戶
個人
企業
按地區
北美
美國
加拿大
歐洲
英國
德國
法國
西班牙
意大利
歐洲其他地區
亞太地區
中國
印度
日本
澳大利亞
韓國
其他亞太地區
拉丁美洲
巴西
墨西哥
世界其他地區
此外,本研究考慮的年份是:
實際年份 - 2018 年、2019 年、2020 年
2021 年基準年
預測期 - 2022-2028
市場研究“全球 SOHO 手機銀行市場”的目標讀者
主要諮詢公司和顧問
大公司、中型公司、中小企業
風險投資
增值經銷商 (VAR)
第三方知識提供者
投資銀行家
投資者
Global SOHO Mobile Banking Market is valued approximately USD XX million in 2021 and is anticipated to grow with a healthy growth rate of more than XX % over the forecast period 2022-2028.
The SOHO Mobile Banking can be defined as utilization of mobile banking activities conducted in Small Offices or Home Offices. SOHO refers to privately operated business consist of self-employed individuals. The use of Mobile based banking in SOHO businesses offers various advantages such as convenience, timesaving, cost of saving, operation ease, and improves the work efficiency. The rising Start-up culture globally and increasing adoption of digital banking solutions as well as growing number of product launches from leading market players are factors that are accelerating the global market demand. For instance, according to Statista - as of 2021, the number of digital banking users in United States was estimated at 197 million users, and the number of digital banking users in the country is forecasted to grow to 217 million by 2025. Furthermore, leading market are coming up with innovating mobile banking products and services for SOHO businesses to capitalize the growing need for SOHO Mobile Banking. For instance, in November 2021, India based Kinara Capital launched its new myKinara mobile app that comes. This app is first of its kind in the unsecured MSME business lending space. myKinara app offers collateral-free business loans digitally within 24-hours turnaround time (TAT). Moreover, in June 2022, India based ICICI Bank launched a digital service for Micro, Small and Medium Enterprises (MSMEs) that can also be used by customers of other banks. This new facility can be availed through the new version of the bank's InstaBIZ app. Also, growing penetration of 5G technologies coupled with rising technological advancements in mobile banking solutions are anticipated to act as a catalyzing factor for the market demand during the forecast period. However, a rising concern over data breaches impede the growth of the market over the forecast period of 2022-2028.
The key regions considered for the global SOHO Mobile Banking Market study include Asia Pacific, North America, Europe, Latin America, and the Rest of the World. North America is the leading region across the world in terms of market share owing to the growing utilization of mobile banking solutions and presence of leading market players in the region. Whereas, Asia Pacific is anticipated to exhibit a significant growth rate over the forecast period 2022-2028. Factors such as the thriving growth of startup culture and increasing number of new product announcement from leading market players in the region, would create lucrative growth prospects for the global SOHO Mobile Banking Market across the Asia Pacific region.
Major market players included in this report are:
Clyde
Digit
Flywire
IHS Markit Digital
MANTL
Remitly
Riskified
Spring Labs
Robinhood
Chime
The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming eight years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within each of the regions and countries involved in the study. Furthermore, the report also caters the detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, the report shall also incorporate available opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and product offerings of key players. The detailed segments and sub-segment of the market are explained below:
By Services
Payments wallet
Insurance
Trading
Portfolio management
Loans and Financing
By Platform
Mobile app
Web portal
Tele-services
Others
By End User
Individual
Enterprise
By Region:
North America
U.S.
Canada
Europe
UK
Germany
France
Spain
Italy
ROE
Asia Pacific
China
India
Japan
Australia
South Korea
RoAPAC
Latin America
Brazil
Mexico
Rest of the World
Furthermore, years considered for the study are as follows:
Historical year - 2018, 2019, 2020
Base year - 2021
Forecast period - 2022 to 2028
Target Audience of the Global SOHO Mobile Banking Market in Market Study:
Key Consulting Companies & Advisors
Large, medium-sized, and small enterprises
Venture capitalists
Value-Added Resellers (VARs)
Third-party knowledge providers
Investment bankers
Investors
List of figures