市場調查報告書
商品編碼
1149063
網路銀行的全球市場-成長,未來展望,競爭分析(2022年~2030年)Online Banking Market - Growth, Future Prospects and Competitive Analysis, 2022 - 2030 |
全球網路銀行的市場規模在2021年~2029年的預測期間內預計將以4.28%的年複合成長率增長。智慧型手機用戶的劇增,網際網路的普及,促進了網路銀行市場成長。然而對客戶資料的高保全上的疑慮,抑制了市場的成長。
本報告提供全球網路銀行市場相關調查分析,提供商務展望,市場動態,市場分析,企業簡介等系統性資訊。
"Rise in Non-cash Transactions Giving Boom to Online Banking Market"
The online banking market worldwide is expected to grow with a CAGR of 4.28% during the forecast period from 2021 to 2029. In 2016, Global non-cash transactions volumes grew with more than 10% to reach over US$ 480.0 Bn. Online banking allow customers to carry financial transactions on a secure network employed by the serving organization. Rapidly growing number of smartphone users coupled with internet penetration has built a robust platform for online banking market. Due to convenience and ease of access are some of the factors on account of which people are using online banking services. However, high security concerns over customer's data hinders the market. Despite profound penetration of online banking, significant percentage of people worldwide are skeptical towards using this service due to concerns of security.
"Retail Banking to Continue as the Market Leader"
Retail banking holds the highest market share in the banking industry with more than 35% of the market share, as of 2020. Retail banking offers various services such as savings account, fixed deposits, recurring deposit and other financial services. Further, retail banking offers a fixed and better rate of return compared with other financial products. On account of ease of access and rising smartphone use, consumers prefer to use banking in their hands rather going in brick & mortar banks. Today, all the banking functions from money transfer to loan application are available in consumers' smartphones through mobile apps.
"Asia Pacific to Emerge as the Market Leader in the Forecast Period"
In 2020, North America led the market followed by Asia Pacific and Europe respectively. In North America, the non-cash transaction volume is very high and holds more than 30% of the overall volume. Due to rise of internet penetration in Asia Pacific, we are expecting a boom in the online banking market in Asia Pacific. Additionally, the growing smartphone use and availability of banking through apps is likely to drive the Asia Pacific market. In 2014, the government of India launched a scheme called 'Jan Dhan Yojana' that aims to expand and make affordable access to financial services for the entire nation. This has enlarged the addressable online banking consumer base in the country, thereby promising robust growth opportunities.
Some of the prominent players operating in the online banking market include ACI Worldwide, Microsoft Corporation, Temenos Group AG, Oracle Corporation, Fiserv, Inc., Cor Financial Solutions Ltd., EdgeVerve Systems Limited, Symitar (A division of Jack Henry & Associates, Inc.), Capital Banking Solutions, JPMorgan Chase & Co., Tata Consultancy Services Limited, TRG Mobilearth Inc. and others.
Historical & Forecast Period
This study report represents analysis of each segment from 2020 to 2030 considering 2021 as the base year. Compounded Annual Growth Rate (CAGR) for each of the respective segments estimated for the forecast period of 2022 to 2030.
The current report comprises of quantitative market estimations for each micro market for every geographical region and qualitative market analysis such as micro and macro environment analysis, market trends, competitive intelligence, segment analysis, porters five force model, top winning strategies, top investment markets, emerging trends and technological analysis, case studies, strategic conclusions and recommendations and other key market insights.
Research Methodology
The complete research study was conducted in three phases, namely: secondary research, primary research, and expert panel review. key data point that enables the estimation of Online Banking market are as follows:
Research and development budgets of manufacturers and government spending
Revenues of key companies in the market segment
Number of end users and consumption volume, price and value.
Geographical revenues generate by countries considered in the report
Micro and macro environment factors that are currently influencing the Online Banking market and their expected impact during the forecast period.
Market forecast was performed through proprietary software that analyzes various qualitative and quantitative factors. Growth rate and CAGR were estimated through intensive secondary and primary research. Data triangulation across various data points provides accuracy across various analyzed market segments in the report. Application of both top down and bottom-up approach for validation of market estimation assures logical, methodical and mathematical consistency of the quantitative data.
Market Segmentation
Banking
Retail Banking
Corporate Banking
Small & Medium Scale Enterprises
Large Scale Enterprises
Digital Investing
Payment Vertical
Banking Cards
Uniform Payment Interface
Mobile Wallets
Mobile Banking
Internet Banking
Region Segment (2020-2030; US$ Million)
North America
U.S.
Canada
Rest of North America
UK and European Union
UK
Germany
Spain
Italy
France
Rest of Europe
Asia Pacific
China
Japan
India
Australia
South Korea
Rest of Asia Pacific
Latin America
Brazil
Mexico
Rest of Latin America
Middle East and Africa
GCC
Africa
Rest of Middle East and Africa
Global Impact of COVID-19 Segment (2020-2021; US$ Million )
Pre COVID-19 situation
Post COVID-19 situation
Key questions answered in this report:
What are the key micro and macro environmental factors that are impacting the growth of Online Banking market?
What are the key investment pockets with respect to product segments and geographies currently and during the forecast period?
Estimated forecast and market projections up to 2030.
Which segment accounts for the fastest CAGR during the forecast period?
Which market segment holds a larger market share and why?
Are low and middle-income economies investing in the Online Banking market?
Which is the largest regional market for Online Banking market?
What are the market trends and dynamics in emerging markets such as Asia Pacific, Latin America, and Middle East & Africa?
Which are the key trends driving Online Banking market growth?
Who are the key competitors and what are their key strategies to enhance their market presence in the Online Banking market worldwide?